1. 1
Conference Call about 1st Quarter 2011 Earning Results
Sergio Lulia Jacob Alexandre Sinzato, CFA
Financial Director Vice-President Head of Investor Relations
May | 10th | 2011

2. 2
Highlights
2
Net Income in 1Q11 totaled BRL 56.7 million.
Annualized Return on Equity (ROAE) reached 16,6% p.a.
in 1Q11.
The credit portfolio including guarantees issued reached
BRL 11,925.6 million by the end of March 2011.
The number of clients at the end of March 2011 was 1,524.

3. 3
1,314.3 1,388.0 1,401.8 1,564.6 1,611.3
8,079.8 8,790.8 9,323.9 10,023.8 10,314.3
1Q10 2Q10 3Q10 4Q10 1Q11
Credit Portfolio
3
Loan Portfolio
Total Portfolio
25.7%
2.9%
85% 86% 87% 86% 86%
14% 14% 13% 14% 14%
9,484.5 10,251.3 10,725.7 11,588.4 11,925.6
1,252.2 1,346.1 1,365.3 1,520.4 1,573.9
4,950.3 5,426.1 5,784.0 6,109.0 5,905.2
1T10 2T10 3T10 4T10 1T11
79% 79% 81% 80% 78%
20% 20% 19% 20% 22%
18.8%
-2.0%
6,293.0 6,844.6 7,149.4 7,629.5 7,479.1
BRL Million

4. 4
Business Segments
4
Loan Portfolio
Corporate
Companies with annual revenues
over BRL 250 million
Loan Portfolio
Middle
Companies with annual revenues
from BRL 30 to 250 million
8,079.8 8,790.8 9,323.9 10,023.8 10,314.3
1Q10 2Q10 3Q10 4Q10 1Q11
Total Portfolio
27.7%
2.9%
4,950.3 5,426.1 5,784.0 6,109.0 5,905.2
1Q10 2Q10 3Q10 4Q10 1Q11
1,314.3 1,388.0 1,401.8
1,564.6 1,611.3
1Q10 2Q10 3Q10 4Q10 1Q11
Total Portfolio
22.6%
3.0%
1,252.2 1,346.1 1,365.3
1,520.4 1,573.9
1Q10 2Q10 3Q10 4Q10 1Q11
19.3%
-3.3%
25.7%
3.5%
BRL Million

5. 5
1Q10 2Q10 3Q10 4Q10 1Q111Q10 2Q10 3Q10 4Q10 1Q11
Segments Highlights
5
Corporate Middle Market
Exposure per
Client
Duration
(days)
Clients
9%
12%
21%
57%
9%
13%
21%
57%
8%
14%
21%
57%
10%
14%
20%
56%
10%
15%
21%
54%
8%
24%
9%
10%
49%
6%
29%
10%
10%
45%
5%
31%
10%
10%
44%
5%
29%
10%
13%
43%
8,080 8,791 9,324 10,024 10,314 1,314 1,388 1,402 1,565 1,611
346
360
376 390 385
256 261 257
246
234
BRL Million
1Q10 2Q10 3Q10 4Q10 1Q11 1Q10 2Q10 3Q10 4Q10 1Q11
2.0 2.0 2.0
2.1 2.1
6%
27%
9%
11%
47%
Belo Horizonte
South
Rio de Janeiro
São Paulo Countryside
São Paulo Capital
12.0 12.9 13.7 14.7 16.9
675
679 682 683 706
652
695 717 728 818

6. 6
6
Geographical Presence and
Expansion Plan
RO
AC
AM
RR
PA
AP
MA
PI
CE
BA
MG
ES
RJ
SP
PR
SC
RS
MS
MT
GO
DF
RN
PB
PE
AL
SE
TO
Business Platforms
CORPORATE MIDDLE
SP Capital 3 4
SP Countryside 1 2
South 1 3
RJ 1 1
MG - 1
GO - 1
TOTAL 6 12
ABC Brasil Offices
New Middle Market Business Platforms
Middle-West
Ribeirão Preto
São Paulo IV
Presence in 19 Cities

7. 7
Credit Portfolio Quality
7
Loan Loss Provision (% portfolio)
Write Off
Past Due (90 days)
AA-C 98.0%
D-H 2.0%
Brazilian Central Bank
Resolution no. 2,682
0.66%
1.27%
0.95%
1.84%
2.28%
1.04%
0.69%
0.60% 0.71%
0.39%
0.57%
0.21%
0.34%
0.64%
1.18%
0.65%
0.57%
0.11% 0.17%
0.12% 0.10%
0.38%
0.98%
0.52% 0.51%
0.05% 0.06%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11
Middle
Total
Corporate
2.30% 2.24%
4.03%
5.54%
3.65%
3.33%
3.60% 3.59%
1.03% 1.05%
2.23%
2.98%
2.25%
1.92% 1.62% 1.72%
0.79%
0.74%
1.80%
2.29%
1.83%
1.13%
1.22%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11
Middle
Total
Corporate
0.08%
0.26%
0.13%
0.75% 0.69%
0.21%
0.50%
0.27%
0.47%
0.04%
0.11%
0.04% 0.04%
0.16%
0.28%
0.09%
0.32%
0.12%
0.16%
0.08% 0.10%
0.03% 0.08%
0.01% 0.00%
0.13%
0.04%
0.27%
0.00%
0.07% 0.03% 0.00%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11
Middle
Total
Corporate

8. 8
Funding
8
BRL Million
1Q10 2Q10 3Q10 4Q10 1Q11
1,531.0 1,862.6 1,924.5 1,723.3 1,792.5
3,474.5 3,583.6 3,113.9 3,314.7 3,271.6
1,440.7 1,796.1 2,140.5 2,386.7 2,387.7
1,247.1 1,816.2 1,827.6 1,836.3 1,872.9
7,693.4 9,058.6 9,006.4 9,261.0 9,324.7 Total
16% 14% 14% 14% 15%
6% 6% 5% 5% Subordinated Debt
Shareholders´ Equity
19% 20% 24% 26% 26%
BNDES
20% 20% 21% 19% 19% International
16% 12% 10% 11% 11%
12% 11%
9% 9% 9%
9% 9%
6% 6% 7%
8% 8%
10% 10% 8% Individual Investors
Financial Institutions
Institutional Investors
Corporate Investors

9. 9
Basel Index & Shareholders Equity
9
BRL Million
13.3% 12.5% 12.1% 11.7% 11.6%
5.2% 4.8% 4.3% 4.1%
1Q10 2Q10 3Q10 4Q10 1Q11
TierII
TierI (Core Capital)
Shareholders´ Equity
(BRLmillion)
1,247.1
1,279.1
1,312.1
1,347.9 1,384.3
Capital Adequacy (BRL million) 1Q11 4Q10 1Q10
Change (%)
1Q11/4Q10
Change (%)
1Q11/1Q10
Capital 1,866.1 1,841.8 1,257.2 1.3% 48.4%
Mininum Capital Required 1,305.8 1,263.4 1,037.9 3.4% 25.8%
Capital Surplus 560.3 578.4 219.4 -3.1% 155.4%
Basel Index 15.7% 16.0% 13.3% -0.3 17.9%
Tier I (Core Capital) 11.6% 11.7% 13.3% -0.1 -12.9%
Tier II 4.1% 4.3% -0.2

10. 10
Financial Margin
10
NIM (% p.a.)
BRL Million
5.7% 5.3% 5.1% 5.4% 5.6%
1Q10 2Q10 3Q10 4Q10 1Q11
1Q11 4Q10 Chg(%)/pp 1Q10 Chg(%)/pp
Net Interest Income before Loan-Loss Provisions (LLP) 139.5 127.8 105.0
Exchange Gain/Losses effect - Cayman (2.6) (1.7) 2.0
Fiscal benefit from exchange effect - Cayman + Gov. Sec. - Abroad (1.5) 0.2 1.5
Net Interest Income - Adjusted 135.4 126.4 7.1% 108.5 24.8%
Loans (Average) 7,554.3 7,389.4 2.2% 5,968.9 26.6%
Other IEA (Average) 2,143.0 2,051.1 4.5% 1,615.1 32.7%
Average Interest Earning Assets 9,697.3 9,440.6 2.7% 7,584.0 27.9%
Net Interest Margin (% p.a) 5.6% 5.4% 0.2 5.7% -0.1

11. 11
Income from Services
11
BRL Milion
7,412
9,886
12,355 14,050 14,882 16,509 17,436
19,570 20,826
2,587
3,069
3,729
5,113
7,105
8,119 4,947
6,905
6,804
303
485
29
634
2,444
1,589 459
8,183
2,013
1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11
Capital Markets &
M&A Fees
Banking Fees
Guarantees Issued
14.0% 14.4%
15.9%
17.3%
20.5% 20.1%
17.5%
23.4%
19.6%
Income from Services
Total Income
Income from services rendered (BRL million) 1Q11 4Q10 Chg (%) 1Q10 Chg (%)
Guarantees issued 20.8 19.6 6.4% 14.9 39.9%
Capital Markets & M&A Fees 2.0 8.2 -75.4% 2.4 -17.6%
Banking Fees 6.8 6.9 -1.5% 7.1 -4.2%
Total 29.6 34.7 -14.5% 24.4 21.3%

12. 12
Expenses
12
Efficiency Ratio
BRL Million
Expenses (BRL million) 1Q11 4Q10 Chg (%) 1Q10 Chg (%)
Personnel (26.2) (25.7) 1.9% (20.9) 24.9%
Other administrative expenses (15.4) (16.1) -4.5% (14.3) 7.0%
Profit Sharing (17.6) (19.2) -8.4% (15.4) 14.0%
Total (59.1) (61.0) -3.0% (50.7) 16.5%
38.0% 37.6% 37.0% 37.9% 37.7%
1Q10 2Q10 3Q10 4Q10 1Q11

13. 13
Profitability
13
Net Income ROAE (p.a.)
BRL Million
46.9 50.2 51.1 54.0 56.7
1Q10 2Q10 3Q10 4Q10 1Q11
15.2% 15.9% 15.8% 16.3% 16.6%
1Q10 2Q10 3Q10 4Q10 1Q11

14. 14
Investor Relations
14
Sergio Lulia Jacob
Financial Director Vice-President
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186

15. 15
Disclosure
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or
explicitly, as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future
factors, operations, plans, objectives, expectations and intentions, among others. Considering
these factors, the actual results of the company may be significantly different from those
shown or implicit in the statement of expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.