2. Disclaimer
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,
as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
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the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future operations, plans, objectives,
expectations and intentions, among others. Considering these factors, the actual results of the
company may be significantly different from those shown or implicit in the statement of
expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.
3. Highlights
• Return On Average Equity (RoAE) in 1Q10 reached 15.2% p.a.
• The Credit Portfolio including guarantees issued reached BRL 9,484.5
million, an outstanding increase of 11.5% over 4Q09 and 47.4% when
compared to 1Q09.
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• Adjusted Net Income* in 1Q10 totaled BRL 46.9 million, an increase of
5.5% compared to 4Q09 and 96.0% in comparison to 1Q09.
• The number of clients increased by 9.3% QoQ and 54.7% in the year.
• Issuance of Subordinated Debt in the amount of USD 300 million, concluded
in April 8, 2010, increasing the capital and the ability to leverage the bank.
*Divestment of CETIP and joint to program for settlement of tax debits published by the Federal Government (REFIS)
4. CREDIT PORTFOLIO (BRL million)
Including guarantees issued
Credit Portfolio
SHAREHOLDERS’ EQUITY (BRL million)
AND BASEL INDEX*
6,435.5 6,598.1 7,422.2 8,509.2 9,484.5
86.0% 84.3% 84.9% 84.1% 85.2%
11.5%
1.141,9 1.159,5 1.182,2
1.218,4
1.247,1
18,1% 17,9%
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LOANS (BRL million)
1Q09 2Q09 3Q09 4Q09 1Q10
1Q09 2Q09 3Q09 4Q09 1Q10
Corporate
Middle Market
Other
4,395.7 4,438.1 4,863.4 5,644.7 6,293.0
11.2% 13.3% 13.3% 14.6% 13.9%
82.0% 79.0% 79.3% 78.1% 78.7%
15.8% 19.1% 19.2% 20.8% 19.9%
11.5%
1Q09 2Q09 3Q09 4Q09 1Q10
15,4%
14,6%
13,3%
It was concluded on April 8th the offshore
issuance of Subordinated Notes in the
amount of USD300 million. These Notes
have increased Basel Index by around 550
bps since April 2010.
12. Profitability
ADJUSTED NET INCOME
BRL million
ADJUSTED ROAE
(p.a.)
24,0
35,4
38,1
44,5 46,9
8,3%
12,0%
13,0%
14,8% 15,2%* *
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1Q09 2Q09 3Q09 4Q09 1Q10 1Q09 2Q09 3Q09 4Q09 1Q10
*Excluding extraordinary effects of divestment of CETIP and joint to program for settlement of tax debits published by the Federal Government
13. Contacts
Investor Relations
Sérgio Lulia Jacob
Director Vice-President & IRO
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Alexandre Sinzato, CFA
IR Superintendent
www.abcbrasil.com.br/ir
ri@abcbrasil.com.br
+55 (11) 3170-2186