1. 1
Conference Call - 2nd Quarter 2011
Anis Chacur Neto Sergio Lulia Jacob
CEO Financial Vice-President
Aug | 9th | 2011

2. 2
Highlights
2
Net Income in 2Q11 totaled BRL 60.2 million.
Annualized Return on Equity (ROAE) reached 17.2% p.a.
in 2Q11.
The credit portfolio including guarantees issued reached
BRL 12,234.8 million by the end of June 2011.
The quality of the credit portfolio remained high, with
98,1% of credit operations rated between AA and C.

3. 3
1,346.1 1,365.3 1,520.4 1,573.9 1,680.0
5,426.1 5,784.0 6,109.0 5,905.2 5,788.7
2Q10 3Q10 4Q10 1Q11 2Q11
1,388.0 1,401.8 1,564.6 1,611.3 1,712.6
8,790.8 9,323.9
10,023.8 10,314.3 10,522.2
2Q10 3Q10 4Q10 1Q11 2Q11
Credit Portfolio
3
Loan Portfolio
Total Portfolio
19.3%
2.6%
85% 86% 87% 86% 86%
14% 14% 13% 14% 14%
10,251.3 10,725.7 11,588.4 11,925.6 12,234.8
79% 79% 81% 80% 78%
20% 20% 19% 20% 22%
9.1%
6,844.6 7,149.4 7,629.5 7,479.1 7,468.7
BRL Million
Corporate
Middle
Corporate
Middle
-0.1%

4. 4
Business Segments
4
BRL million
Loan Portfolio
Corporate
Companies with annual revenues
over BRL 250 million
Loan Portfolio
Middle
Companies with annual revenues
from BRL 30 to 250 million
Total Portfolio Total Portfolio
19.7%
2.0%
23.4%
6.3%
6.7%
-2.0%
24.8%
6.7%
8,790.8
9,323.9
10,023.8 10,314.3 10,522.1
2Q10 3Q10 4Q10 1Q11 2Q11
1,388.0 1,401.7
1,564.5 1,611.3 1,712.6
2Q10 3Q10 4Q10 1Q11 2Q11
5,426.1 5,784.0 6,109.0 5,905.2 5,788.7
2Q10 3Q10 4Q10 1Q11 2Q11
1,346.1 1,365.3
1,520.4 1,573.9 1,680.0
2Q10 3Q10 4Q10 1Q11 2Q11

5. 5
Segments Highlights
5
BRL million
Minas Gerais / Goiás
South
Rio de Janeiro
São Paulo Countryside
São Paulo Capital
Corporate Middle Market
8,791 10,314 10,522 1,388 1,611 1,713
Average
Ticket
(BRL Million)
Average Tenor
(days)
Total Number
of Clients
Clients with
Credit Exposure
48% 43% 43%
11% 13% 12%9%
10% 10%
27%
29% 28%6%
5%
7%
Jun/10 Mar/11 Jun/11
57% 54% 54%
21%
21% 20%
13%
15% 17%9%
10% 10%
Jun/10 Mar/11 Jun/11
360
385 367 261
234 234
2.3
2.1 2.0
558
509 524
612 750 840
15.8 20.3 20.1
699 717 728 740 930 1,040
Jun/10 Mar/11 Jun/11 Jun/10 Mar/11 Jun/11
Credit Portfolio
(BRL Million)

6. 6
Geographical Presence
and Expansion Plan
6
Business Platforms
Corporate Middle
São Paulo Capital 3 4
São Paulo Countryside 1 2
South 1 3
Rio de Janeiro 1 1
Minas Gerais - 1
Midwest - 1
TOTAL 6 12
Presence in 20 cities
Offices
São Paulo Capital São Paulo
São Paulo
Countryside
Campinas, Ribeirão Preto, Taubaté, Sorocaba,
São José do Rio Preto and Bauru
South Curitiba, Londrina, Blumenau, Criciúma, Porto
Alegre, Caxias do Sul and Novo Hamburgo
Rio de Janeiro Rio de Janeiro
Minas Gerais Belo Horizonte and Uberlândia
Midwest Brasília, Goiânia and Cuiabá
RO
AC
AM
RR
PA
AP
MA
PI
CE
BA
MG
ES
RJ
SP
PR
SC
RS
MS
MT
GO
DF
RN
PB
PE
AL
SE
TO
ABC Brasil
Offices
Note: Cities in bold indicate where there was office opened in 2011
Presence in 20 cities and 6 new
Offices opened in 2011

7. 7
7
Credit Portfolio Quality
Loan Loss Reserves (% portfolio)
Write Off
Past Due (90 days)
Brazilian Central Bank
Resolution no. 2,682
0.66%
1.27%
0.95%
1.84%
2.28%
1.04%
0.69%
0.60% 0.71%
0.39%
0.57%
0.40%
0.21%
0.34%
0.64%
1.18%
0.65%
0.57%
0.11% 0.17% 0.15%
0.12% 0.10%
0.38%
0.98%
0.52% 0.51%
0.05% 0.06% 0.08%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11
Middle
Total
Corporate
2.30% 2.24%
4.03%
5.54%
3.65%
3.33%
3.60% 3.59% 3.45%
1.03% 1.05%
2.23%
2.98%
2.25%
1.92% 1.62% 1.72% 1.69%
0.79%
0.74%
1.80%
2.29%
1.83%
1.13%
1.22% 1.18%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4T10 1Q11 2Q11
Middle
Total
Corporate
0.08%
0.26%
0.13%
0.75% 0.69%
0.21%
0.50%
0.27%
0.47%
0.32%
0.04%
0.11%
0.04% 0.04%
0.16%
0.28%
0.09%
0.32%
0.12%
0.16%
0.08% 0.10% 0.06%
0.03% 0.08%
0.01% 0.00%
0.13%
0.04%
0.27%
0.00%
0.07% 0.03% 0.00% -0.01%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11
Middle
Total
Corporate
AA-C 98.1%
D-H 1.9%

8. 8
2Q10 3Q10 4Q10 1Q11 2Q11
1,862.6 1,924.5 1,723.3 1,792.5 1,938.8
3,583.6 3,113.9 3,314.7 3,271.6 3,525.7
1,796.1 2,140.5 2,386.7 2,387.7 2,240.9
1,816.2 1,827.6 1,836.3 1,872.9 1,886.1
9,058.6 9,006.4 9,261.0 9,324.7 9,591.5 Total
16% 14% 14% 14% 15%
6% 6% 5% 5% 5% Subordinated Debt
Shareholders´ Equity
20% 24% 26% 26% 23%
BNDES
20% 21% 19% 19% 20% International
12% 10% 11% 11% 10%
11%
9% 9% 9% 10%
9%
6% 6% 7% 7%
8%
10% 10% 8% 10% Individual Investors
Financial Institutions
Institutional Investors
Corporate Investors
Funding
8
BRL million
37%35%36%35%40%

9. 9
Basel Index & Shareholders Equity
9
12.5% 12.1% 11.7% 11.6% 11.6%
5.2% 4.8% 4.3% 4.1% 3.8%
2Q10 3Q10 4Q10 1Q11 2Q11
TierII
TierI (Core Capital)
Shareholders´ Equity
(BRLMillion)
17.7% 16.9% 16.0% 15.7% 15.4%
1,279.1
1,312.1
1,347.9
1,384.3
1,424.2
BRL Million
Capital Adequacy (BRL million) 2Q11 1Q11 2Q10
Chg(%)/p.p.
2Q11/1Q11
Chg(%)/p.p.
2Q11/2Q10
Capital 1,886.4 1,866.1 1,821.8 1.1% 3.5%
Mininum Capital Required 1,348.1 1,305.8 1,128.0 3.2% 19.5%
Capital Surplus 538.3 560.3 693.8 -3.9% -22.4%
Basel Index 15.4% 15.7% 17.7% -0.3 -2.3
Tier I (Core Capital) 11.6% 11.6% 12.5% 0.0 -0.9
Tier II 3.8% 4.1% 5.2% -0.3 -1.4

10. 10
Financial Margin
10
BRL million
NIM (% p.a.)
5.3% 5.1% 5.4% 5.6% 5.5% 5.5% 5.5%
2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11
2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)
Net Interest Income before Loan Loss Provision (LLP) 133.5 135.4 -1.4% 108.5 23.1% 268.9 221.8 21.2%
Financial Margin with Clients 118.7 121.8 -2.6% 104.7 13.3% 240.5 198.5 21.1%
Financial Margin with Market 14.9 13.5 9.9% 8.6 73.1% 28.4 23.3 21.9%
Managerial Loan Loss Provision (LLP) (5.7) (12.7) -55.2% (10.9) -47.7% (18.4) (25.0) -26.2%
Published Loan Loss Provision (LLP) (1.7) (12.3) -86.2% (9.0) -81.0% (14.0) (22.8) -38.4%
Gain (Loss) with Assets Held for Sale (4.0) (0.4) 940.6% (1.9) 109.5% (4.4) (2.2) 101.6%
Managerial Financial Margin 127.8 122.6 4.2% 97.6 31.0% 250.5 196.8 27.2%

11. 11
Income from Services
11
BRL million
Banking Service Fees (BRL million) 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)
Guarantees Issued 22.6 20.8 8.5% 16.5 36.8% 43.4 31.4 38.3%
Capital Markets and M&A Fees 2.8 2.0 40.1% 1.6 77.5% 4.8 4.0 19.8%
Banking Tariffs 5.4 6.8 -19.9% 8.1 -32.9% 12.3 15.2 -19.5%
Total 30.9 29.6 4.1% 26.2 17.7% 60.5 50.6 19.5%
7,412
9,886
12,355 14,050 14,882 16,509 17,436
19,570 20,826 22,587
2,587
3,069
3,729
5,113
7,105
8,119 4,947
6,905
6,804
5,450
303
485
29
634
2,444
1,589 459
8,183
2,013 2,820
1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11
Capital Markets and
M&A Fees
Banking Tariffs
Guarantees Issued
14.0% 14.4%
15.9%
17.3%
20.5% 20.1%
17.5%
23.4%
19.6% 19.1%
Income from Services
Total of Revenues

12. 12
Expenses
12
BRL million
Efficiency Ratio
Expenses (BRL million) 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)
Personnel (27.4) (26.2) 4.6% (22.4) 22.3% (53.5) (43.3) 23.6%
Other administrative expenses (16.9) (15.4) 10.3% (13.5) 25.0% (32.3) (27.9) 15.8%
Profit Sharing (16.8) (17.6) -4.9% (15.4) 8.5% (34.4) (30.9) 11.3%
Total (61.1) (59.1) 3.3% (51.4) 18.9% (120.2) (102.1) 17.7%
37.6% 37.0% 37.9% 37.7% 38.8% 37.8% 38.2%
2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11

13. 13
Profitability
13
BRL million
Net Income ROAE (p.a.)
50.2 51.1 54.0 56.7 60.2
97.1
116.9
2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11
15.9% 15.8% 16.3% 16.6% 17.2%
15.6%
16.9%
2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11

14. 14
Guidance 2011
14
Credit Portolio
Corporate
Middle Market
Personnel Expenses & Other Administrative
Current
(Revised)
12% - 18%
10% - 16%
25% - 35%
12% - 15%
Original
21% - 25%
18% - 23%
35% - 40%
12% - 15%

15. 15
Investor Relations
15
Sergio Lulia Jacob
Financial Vice-President
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186

16. 16
Disclosure
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or
explicitly, as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future
factors, operations, plans, objectives, expectations and intentions, among others. Considering
these factors, the actual results of the company may be significantly different from those
shown or implicit in the statement of expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.