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Lenddo-Scoring-Factsheet-2016

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Lenddo-Scoring-Factsheet-2016

  1. 1. For more information, please contact sales@lenddo.com or visit www.lenddo.com Leveraging Technology Solutions in Credit What is the LenddoScore? How to use the LenddoScore? How reliable is the LenddoScore? AS A STANDALONE TOOL The LenddoScore can be used independently and immediately deployed to your platform and help you pre-screen and prioritise applications. It can be applied in any country and will be calibrated to your market to maximize predictive power. The LenddoScore can be integrated to an existing scorecard to complete traditional underwriting tools. It can be customized to reduce risk or approve more applicants. Lenddo can also build a custom scorecard to fully answer your needs and expectations. 50% GROUPS LOCATION NETWORKS DIGITAL FOOTPRINT HOLISTIC TRAITS PERSONALITY ANALYSIS The score is a numerical value ranging from 1 to 1000, which measures the customer’s potential credit risk at the point of application. It is also a powerful predictor of a customer’s character or willingness to make payments. The score is based exclusively on non-traditional data derived from the customer’s social data and online behavior. The formula is Lenddo’s Intellectual Property and is tested and monitored regularly by the Lenddo Data Science team. How is the score calculated? FORM FILLING BROWSING TRANSACTION PATTERNS SPENDING PATTERNS HISTORICAL TRANSACTIONS BIOMETRICS • Social Networks • Mobile Data • Browser Data • Telcos/Transactional Data • Application Data • Mouse Data • Web Publishers NON-TRADITIONAL DATA SOURCES: AS A COMPLEMENTARY TOOL CLIENT DATA CREDIT BUREAU DATA LENDDO’S NON-TRADITIONAL DATA APPLICANT DATA SCORE CARD approval rate 3 min.time to score12%risk reduction 876Excellent The non-traditional data driven credit score helps you access and serve new and underserved market segments LenddoScore™

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