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56
IAA Journal of Education 9(1):56-65, 2023. ISSN: 2636-7270
©IAAJOURNALS
Influence of Tertiary Education on Empowerment and Job Creation through
Emerging Technologies and Innovations in Udenu Local Government Area
(LGA) of Enugu State, Nigeria
Ngozi S. Onoyima and Chinelo P. Aka
Department of Educational Management, Enugu State University of Science and Technology
(ESUT) Enugu, Enugu State, Nigeria.
Email: onoyimangozi@gmail.com; akachinelo@gmail.com
ABSTRACT
This study was on influence of tertiary education on empowerment and job creation through
emerging technologies and innovations in Udenu Local Government Area (LGA) of Enugu
State. Specifically, the study examined influence of tertiary education on empowerment and
job creation through emerging technologies and innovation in Udenu LGA of Enugu State.
The design of the study was descriptive survey research design. The study was guided by
two research questions and two hypotheses. The population for the study was 40 Small,
Medium Enterprises (SMEs) graduate trainees. The population was not sampled due to the
manageable size. A 20 item questionnaire was used to collect data for the study. The
questionnaire was validated by three experts, two from the Department of Educational
Management and one from Measurement and Evaluation, the reliability coefficient was .72
got through the use of Cronbach Alpha method. Data collected were analyzed using mean
and standard deviation in answering the research questions and t-test statistics for testing
the hypotheses. Following data analysis, the findings revealed that entire prenure
programmes for youths’ empowerment in higher education influence development of
communities amongst other findings. It was recommended amongst others that
entrepreneurship studies in tertiary institutions be made compulsory for youths either
through conventional or part-time programmes.
Keywords: Empowerment, job creation, technologies, innovations, entrepreneurship.
INTRODUCTION
Tertiary education, more commonly
referred to as post-secondary, is an
academic pursuit undertaken after high
school. This level of education builds on
secondary education, providing learning
activities in specialized fields of learning.
It aims at learning at a high level of
complexity and specialization. This
includes diplomas undergraduate and post
graduate certificates. Tertiary education is
instrumental in fostering growth, reducing
poverty and boosting shared prosperity. It
benefits not just the individual but the
entire society. This is the aspiration of
more and more young people around the
globe and a fundamental requirement for
employment in the industries that derive
the global knowledge economy. In view of
that, it provides unique opportunities for
individual development and equality of
opportunity as well as promoting shared
prosperity. However [1] reporting on world
development on the future of work and the
increasing role of technology, tertiary
education becomes imperative for workers
to compete in the labour market. Based on
the argument, it show cased the necessity
of tertiary education on individual
development and opportunities. It is on
this level of argument that youth
empowerment and job creation through
emerging technologies and innovation in
Udenu Local Government Area of Enugu
State is viewed. Youth Empowerment in
this work is gender sensitive. It involves
both male and female graduates.
Concept of Empowerment
Empowerment means people having power
and control over their lives. In other
words, people getting support they need,
is right for them. It is about ways of
working and supporting someone,
enabling people to have control and
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57
responsibility for their own lives.
However, [2] saw it as an intentional
ongoing process centered in the local
community, involving mutual respect,
critical reflection, caring and group
participation, through which people
lacking an equal share of valued resources
gain greater access to and control over
those resources. The author further stated
that it is not only a process but can be
thought of as the life and look-changing
outcome of such a process for individuals,
organizations and whole communities.
One may say that it is a collective rather
than just an individual process. It is no
doubt, important for individuals to take
control over their fears, addictions and
other self-destructive or socially
disruptive thoughts and behaviours. In the
same vain, [3] described empowerment as
a multidimensional and interdependent
process involving social, political,
economic and legal changes that will
enable people living in poverty and
marginalization to participate
meaningfully in shaping their own futures.
Furthermore, [3] stated that without
meaningful participation, empowerment
can remain an empty and unfulfilled
promise. Thus, one may say that it is the
process of self-empowerment and
professional support of people, which
enables them overcome their sense of
powerlessness and lack of influence and to
recognize and use their resources.
Empowerment can be of many types such
as cultural, practical, national, societal,
and economic empowerment [4]. Cultural
empowerment has to do with language,
food, clothing, religion, customs and
history. Political empowerment talks about
government voting and politics. National
empowerment has to do with decision
making while societal empowerment talks
about the community, other people,
protesting or complaining when one
section of the society is treated unfairly.
Finally economic empowerment involves
jobs, money, needs and wants. Supporting
the above ideas, one would say that it is a
necessity in life more especially in the
education sector since it instills
confidence in individuals and makes them
self-reliant especially in a bid to
controlling one’s life and claiming ones
right.
Concept of Job Creation
The role of creating a job in economic
development cannot be under-estimated.
The fact being that job creation whether in
the form of a paid job or starting up a small
business or large scale business is a
product of economic growth that must
have necessitated job creation in the first
place. On the contrary, any country that
decided to embark on massive job creation
to empower her citizens without it being
necessitated by economic growth may find
herself in recession. Sustained economic
growth seems to enhance job creation that
consequently brings about economic
development. This concept varies from
scholars, depending on their notion of
what job creation should be. For instance,
one time Director General of Small and
Medium Enterprises and Development
Agency of Nigeria (SMEDAN) Umar,
Muhammad Madada, defined job creation
as the process of providing new jobs for
unemployed people, the process of
providing jobs for yourself and the
process of providing more paid jobs[5].
The above definition is fair but failed to
capture the category of under employed
people. A group of scholars, Cray, [6]
defined job creation as the net new job that
is created without displacing any other
economic activity. The definition is good
but equally failed to capture the category
of people who are underemployed that will
seek a better one. Based on the above
definitions, job creation can better be
defined as the process of creating new jobs
for the unemployed and the
underemployed without necessarily
displacing people who are already
employed in other economic activities.
Furthermore, a 2006 survey of young
entrepreneurs in 14 Latin American
countries as stated by Miller [7] found that
most businesses created by youths’ tend to
have a relatively small impact on jobs
creation as they often provide jobs and a
source of income to their owners. In
another development, the creation of a
new business in itself could help young
people transit into paid employment or
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58
their first attempt at being an entrepreneur
could eventually turn into a growing
company.
The submission after the survey research
shows that job creation especially for the
youths have no significant effect as the
employment they can create, can only pay
for their bills and few others, a
development that will still leave many
youths unemployed since the job created
cannot employ great significant of the
youths. There is doubt if the above survey
is representative enough of a developing
country like Nigeria. The above doubt is
whether job creation specifically for the
youths can create enough jobs even among
the youths. However, Micro, Small and
Medium Enterprises (SMEs) is a major drive
of economic growth and job creation.
According to [8], SMEs account for more
than half of GDP in high income formal
work force, yet these companies have
difficulty securing financing which limits
their ability to grow and thrive. Access to
financing by SMEs is an area that
challenges almost every government. The
financing needs of SMEs so far are met,
largely by informal service providers,
government, state agencies, development
organizations and non-governmental
organizations. Most SMEs end up
borrowing from family and friends, or at
exorbitant rates from money lenders and
pay day lenders. SMEs need financial
products and services that are appropriate
for them, at the right price and design,
with ease of access and fast processing.
Job creation is of great importance as it
will boost both individual and national
economy. According to [9], it reduces
poverty, increases tax revenue, reduces
unemployment and increases economic
stability. This can be discussed thus:
 Reduces poverty: When jobs are
created and jobs created are great, it
will lift many people out of poverty.
The more people work, the more they
will be able to provide for their
families. Hence reducing poverty in our
country.
 Increases tax revenue: The more
people work, the more they pay tax and
the more government fund welfare and
public services.
 Reduces unemployment: When the
government start to encourage people
about entrepreneurship, the better.
Hence, we must create jobs for
ourselves, such as starting small
businesses which will help to reduce
unemployment in the country.
 Increases economic stability: Job
creation and economic growth are
related. Job creation is necessary
because the more people work, the
more the economy becomes stable.
From the forgoing, job creation can only
thrive if micro Small and Medium
Enterprises are given access to finance at a
very low interest rate for sustainability and
growth. Finance therefore, is the backbone
of almost every successful business.
Concept of Emerging Technologies
Emerging technology is a term used to
describe a new technology, but it may also
be referred to as continuing development
of an existing technology. It can have
slightly different meaning when used in
different areas, such as media, business,
science or education. According to [10] the
term commonly refers to technologies that
are currently developing, or that are
expected to be available within the next
five to ten years, and is usually reserved
for technologies that are creating, or are
expected to create significant social or
economic effects. Technology, over
decades has changed drastically from the
first bulky phone, the size of your face to
the iPhone 6 which is as thin and light as
air. Emerging technology according to [11]
can be classified into five characteristics.
These include radical novelty, relatively
fast growth, coherence, prominent impact
and uncertainty and ambiguity. We as
humans cannot be held or forced to
conform to any technology but from time
to time, we need the change and
progression of technologies in our lives.
Nowadays, teachers are trying to use the
device that children use for fun into
something to broaden their learning. The
use of the internet in the classroom helps
with faster learning and also helps in
computer education which will be of great
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59
importance and usage in our lives. For
instance in many secondary schools and
tertiary institutions in Enugu State, online
applications for learning are used like
modules and whiteboards. These
application are useful because they help
students see every agenda of their courses
and the interactions between teachers and
students. Inviting devices into the
classroom is not a change for students
because at this age, students know about
every aspect of technology. Technology,
therefore, should not be seen as a burden,
but as a helpful tool. Education has
transformed from the classroom to the
internet, giving access to students, from
home and students around the world. This
has led to a lot of innovations in the
education system, exposing the youths to
entrepreneurship ventures.
Concept of Innovations
Innovation is a word derived from the Latin
word “innovare” which means “into new”.
Innovation is a word that is often used in
the business world and for companies.
However, [12] saw it as something risky,
costly and time consuming. Increasingly,
innovation in education, at school is more
than buzz word. It is fast becoming a way
of learning and teaching for both students
and teachers respectively. Innovation in
education encourages students and
teachers to research, explore and use all
tools to uncover something new. It
involves different ways of looking at
problems and solving them. It also
improves education because it compels
students to use higher level of thinking to
solve complex problems.
Innovation according to [13] can be
introduced in the classroom by:
 Challenging them and giving them a
problem that is both authentic and
interesting.
 Giving students the basics but
keeping it short.
 Encouraging students to research
independently.
 Building complex skills in students.
 Checking the extent to which
students have understood the
concepts.
 Ensuring that students find
innovative uses of everyday
objects.
 Conforming that students have an
idea of what they still need to learn
and address the issues there in.
 Ensuring that students are graded
on the extent to which they are
innovative and creative.
From the foregoing one would
understand that innovation in education
means doing what is best for all students.
Teacher’s lessons and curriculum ought to
be flexible. We have to get our students to
think and ask questions as the need arises.
Their curiosity need to be attended to and
find ways to keep them interested. Since
innovation means change, we have to
address our minds to the fact that our
students need more than the skills to pass
termly or sessional examinations but also
require tools that will assist them to be
productive in their future careers and
creating in them the ability of going the
extra mile to get assigned function
concluded with little or no supervision
what so ever.
Statement of the Problem
In view of the above discussions, emerging
technologies and innovations have been
the order of the day. Nigeria as a nation
and Enugu State in particular has cued into
this trend through the establishment of
Small Medium-Sized Enterprises (SMEs)
centres. Small and Medium-sized
Enterprises (SMEs) are businesses that
maintain revenues, assets or a number of
employees below a certain threshold. SMEs
centre in Enugu State has been training and
retraining youths (male and female) of
different categories and in different fields
of endeavor. The involvement of all the 17
local government areas of Enugu State in
the laudable programme is in line with the
rural development agenda of Governor
Lawrence Ifeanyi Ugwuanyi’s
administration. This however, has
impacted positively on the lives of the
rural dwellers in so many ways. To
concretize the above statement, the
Governor in his opening address during
31st
Enugu International Trade Fair held at
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60
the Trade Fair Arena in Enugu, stated that
his administration in 2020 budget
appropriated, N3.4 billion for the
establishment of Small Medium-Sized
Industries in the 17 Local Government
Areas of the state. On the average every
Local Government Area got N200 million
each. The training has been ongoing for
some years now. The head of the SMEs
centre in Enugu State and the Special
Adviser on SMEs Development, Hon. Arinze
Chilo-Offiah has organized enlightment
campaign tagged “Local Government Area
Sensitization Tour. This has been on-going
since 2021. Though, Udenu LGA has no
tertiary institution located in the area but
the turn-out of youths from the area, from
different institutions of higher learning
has been very encouraging. These graduate
youths have found SMEs training very
beneficial and have cued in. It is against
this background that the researcher is
motivated to carry out a research on the
“Influence of tertiary education on
empowerment and job creation through
emerging technologies and innovations in
Udenu LGA of Enugu State. The problem of
the study is therefore put in a question
form thus: what is the extent to which
emerging technologies and innovations are
used for empowerment and job creation in
Udenu LGA of Enugu State.
Purpose of the Study
The purpose of the study is to investigate
the extent to which tertiary education
influence empowerment and job creation
through emerging technologies and
innovations. Specifically the study:
1. Investigated the extent to which
tertiary education influenced
empowerment through emerging
technologies and innovations in
Udenu LGA of Enugu State.
2. Examined the extent to which
tertiary education influenced job
creation through emerging
technologies and innovations in
Udenu LGA of Enugu State.
Research Questions
The following research questions guided
the study:
1. What is the influence of tertiary
education on empowerment
through emerging technologies and
innovations in Udenu LGA of Enugu
State?
2. What is the influence of tertiary
education on job creation through
emerging technologies and
innovations in Udenu LGA of Enugu
State,Nigeria.
Hypotheses
Two null hypotheses were formulated and
tested at .05 level of significance.
1. There is no significant difference
between the mean ratings of male
and female graduates on the
influence of tertiary education on
empowerment through emerging
technologies and innovations in
Udenu LGA of Enugu State.
2. There is no significant difference
between the mean ratings of male
and female graduates on the
influence of tertiary education on
job creation through emerging
technologies and innovations in
Udenu LGA of Enugu State, Nigeria.
METHODOLOGY
The researcher used descriptive survey
research design for the study. According to
[14] descriptive survey research are those
studies which aim at collecting data and
describing in a systematic manner the
characteristics, features or facts about a
given populations. The design was
adopted because the study involves the
use of structured questionnaire to elicit
responses. The population for the study is
40 graduates SMEs trainees from Udenu
Local Government Area of Enugu State. The
entire population was used due to small
nature of the population. The instrument
for data collection was a twenty (20) items
questionnaire developed by the researcher
titled “Influence of Tertiary Education on
Empowerment and Job Creation
Questionnaire (ITEEJCQ). The instrument
was made up of two sections, A and B.
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61
Section A is on personal data of the
respondents while section B is on the items
show casing the response of the
respondents. The response to the research
questions are: Very High Extent (VHE) – 4
points, High Extent (HE) – 3 points, Very
Low Extent (VLE) – 2 points and Low Extent
(LE) – 1 point. The instrument was face
validated by 3 experts, 2 from the
Department of Educational Management
and 1 from Measurement and Evaluation.
The reliability of the instrument was tested
using test-retest method and the measure
obtained was 0.72. Mean and standard
deviation were used to answer the two
research questions while t-test statistics
was used to test the hypothesis.
Data analysis and interpretation
For data collection 40 copies of the
questionnaire were distributed to the 40
graduate SME trainees in Udenu Local
Government Area of Enugu State. These
were collected and used for data analysis.
Data is analyzed using mean and standard
deviation and presented in tables in line
with the research questions
Research Question 1:
What is the influence of tertiary education
on empowerment through emerging
technologies and innovations in Udenu
LGA of Enugu State?
Table 1: Influence of tertiary education on empowerment through emerging
technologies and innovations in Udenu LGA of Enugu State
S/N Items: Influence of tertiary education
on empowerment
Male Graduate
Trainees N=20
Female
Graduate
Trainees
N= 20
Average
N= 40
Decision
X SD X SD X SD
1 Entrepreneurship programmes for
youths empowerment in higher
education influence development of
communities
3.50 0.51 3.50 0.51 3.50 0.51 Very high
extent
2 Youths participation in higher education
programmes influence their
contributions for sustainable
development
3.00 1.02 2.85 1.08 2.92 1.05 High extent
3 Youths involvement in emerging
technologies automates the business
processes of SMEs
2.50 0.51 2.60 0.82 2.55 0.66 High extent
4 Youths pursue courses in higher
education for empowerment and
employment
3.00 1.02 3.10 1.02 3.05 1.02 High extent
5 Programmes of National Orientation
Agency such as vocational skills
development benefits the youths
3.00 0.99 3.20 0.61 3.10 0.80 High extent
6 Youths are empowered through
qualitative functional education with
unlimited life enhancing opportunities
2.95 1.05 3.05 0.99 3.00 1.02 High extent
7 Youths education for empowerment is a
necessity for sustainable development in
developing communities
3.25 0.63 3.05 0.88 3.15 0.75 High extent
8 Information Communication
Technologies (ICT) education among
youths is now considered an enabler for
organizational change
3.20 0.62 3.25 0.85 3.22 0.73 High extent
9 Educational attainment is attained
through participation in skill acquisition
2.50 0.94 2.70 0.97 2.60 0.95 High extent
10 Youth empowerment through education
is imperative for self actualization as
independent thinkers
3.25 0.63 3.30 0.73 3.27 0.68 High extent
GRAND MEAN & SD 3.01 0.79 3.06 0.84 3.03 0.81 High extent
Table 1 shows the responses of the
graduate trainees on the influence of
tertiary education on empowerment
through emerging technologies and
innovations. Results here show that the
trainees saw entrepreneurship
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62
programmes for youths’ empowerment in
higher education and its influence on
development of communities as
influencing empowerment to a very high
extent with a mean rating of 3.50. Other
items were rated as influencing
empowerment to a high extent ranging
from youths empowerment through
education being imperative for self-
actualization as independent thinkers with
a mean score of 3.27 to youths’
involvement in emerging technologies as
automating the business processes of SMEs
with a mean rating of 2.55.
Research Question 2:
What is the influence of tertiary education
on job creation through emerging
technologies and innovations in Udenu
LGA of Enugu State?
Table 2: Influence of tertiary education on job creation through emerging technologies
and innovations in Udenu LGA of Enugu State
S/N Items: Influence of tertiary
education on job creation
Male
Graduate
Trainees
N=20
Female
Graduate
Trainees
N= 20
Average
N= 40
Decision
X SD X SD X SD
1 Entrepreneurship training is
compulsory
3.00 1.02 2.95 0.99 2.97 1.00 High
extent
2 Government provides adequate
funds
2.70 0.54 2.50 0.51 2.60 0.52 High
extent
3 Adequate infrastructural,
instructional facilities are
available
2.65 1.53 2.50 1.46 2.57 1.49 High
extent
4 Qualified lecturers with
attractive conditions of service
are deployed
2.70 1.21 2.55 1.43 2.62 1.32 High
extent
5 Training and retraining of
students, youths are organized
3.00 1.02 2.85 1.13 2.92 1.07 High
extent
6 Successful private industrialists
are periodically engaged to
deliver lectures on
entrepreneurship
3.15 0.81 3.30 0.57 3.22 0.69 High
extent
7 Government agencies give
support in form of grants to
small and medium enterprises
3.50 0.51 3.10 0.51 3.30 0.51 High
extent
8 Hard work, competency is the
yardstick for certification
3.25 0.71 3.15 0.74 3.20 0.72 High
extent
9 Increased digital engagements
aloe SMEs to explore new
markets
3.15 0.58 3.25 0.63 3.20 0.60 High
extent
10 Entrepreneurship education is
properly accommodated in
tertiary institution curriculum
2.95 0.75 3.50 0.51 3.22 0.63 High
extent
GRAND MEAN & SD 3.00 0.86 2.96 0.84 2.98 0.85 High
extent
Table 2 shows the responses of the
graduate trainees on the influence of
tertiary education on job creation through
emerging technologies and innovations.
Results here showed that the trainees
agreed to all the different items as ways
through which tertiary education influence
job creation rating all to a high extent.
These ways ranged from successful private
industrialists being periodically engaged
to deliver lectures on entrepreneurship
and entrepreneurship education being
properly accommodated in tertiary
institution curriculum with mean ratings
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63
of 3.22 to adequate infrastructural,
instructional facilities being available with
a mean rating of 2.57.
Hypotheses testing
Ho1: There is no significant difference in
the mean ratings of the male and female
graduate SME trainees on the influence of
tertiary education on empowerment
through emerging technologies and
innovations in Udenu LGA of Enugu State,
Nigeria.
Table 3: T-test of significant difference in the mean ratings of the male and female
graduate SME trainees on the influence of tertiary education on empowerment through
emerging technologies and innovations in Udenu LGA of Enugu State
Gender of graduate
trainees N X SD df t Crit. t Cal. Decision
Male 20 3.01 0.84
38 1.96 0.193
Not Significant
(Not Rejected)
Female 20 3.06 0.79
Table 3 shows the results of t-test analysis
of significant difference between the mean
ratings of the male and female graduate
SME trainees on the influence of tertiary
education on empowerment through
emerging technologies and innovations in
Udenu LGA of Enugu State tested at 0.05
level of significance and at 38 degree of
freedom. Since the calculated value of t
was 0.193 and less than the table value of
t (t-crit.) which is 1.96, the null hypothesis
is not rejected indicating that there is no
significance difference between the mean
ratings of the male and female graduate
SME trainees on the influence of tertiary
education on empowerment through
emerging technologies and innovations in
Udenu LGA of Enugu State
Ho2: There is no significant difference in
the mean ratings of the male and female
graduate SME trainees on the influence of
tertiary education on job creation through
emerging technologies and innovations in
Udenu LGA of Enugu State, Nigeria.
Table 4: T-test of significant difference in the mean ratings of the male and female
graduate SME trainees on the influence of tertiary education on job creation through
emerging technologies and innovations in Udenu LGA of Enugu State
Gender of graduate
trainees N X SD df t Crit. t Cal. Decision
Male 20 3.00 0.86
38 1.96 0.148
Not Significant
(Not Rejected)
Female 20 2.96 0.84
Table 4 shows the results of t-test analysis
of significant difference between the mean
ratings of the male and female graduate
SME trainees on the influence of tertiary
education on job creation through
emerging technologies and innovations in
Udenu LGA of Enugu State tested at 0.05
level of significance and at 38 degree of
freedom. Since the calculated value of t
was 0.148 and less than the table value of
t (t-crit.) which is 1.96, the null hypothesis
is not rejected indicating that there is no
significance difference between the mean
ratings of the male and female graduate
SME trainees on the influence of tertiary
education on job creation through
emerging technologies and innovations in
Udenu LGA of Enugu State.
DISCUSSION
The findings of the study on influence of
tertiary education on empowerment
through emerging technologies and
innovation in Udenu LGA of Enugu State
revealed that entrepreneurship
programmes for youths’ empowerment in
higher education influence development
of communities to a very high extent. The
study also revealed that youths’
empowerment through education in
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64
imperative for self-actualization as
independent thinkers. Also it was found
that youths’ involvement in emerging
technologies automate the business
process of Small, medium Enterprises
(SMEs). On influence of tertiary education
on job creation through emerging
technologies and innovations in Udenu
LGA of Enugu State, it was revealed that the
trainees agreed on all the items as ways
through which tertiary education influence
job creation. These ranged from successful
private industrialists being properly
accommodated in tertiary institution
curriculum to availability of adequate
infrastructural and instructional facilities.
However, test of hypothesis indicated that
there was no significant difference
between the mean ratings of the male and
female graduate SME trainees on the
influence of tertiary education on
empowerment through emerging
technologies and innovations in Udenu
LGA of Enugu State. Also on the influence
of tertiary education on job creation
through emerging technologies and
innovations in Udenu LGA of Enugu State,
the results of t-test analysis revealed that
there was no significant difference
between the mean ratings of the male and
female graduate SME trainees. The findings
of this study is in line with [1] which
reported on development on the future of
work and the increasing role of
technologies, that tertiary education
becomes imperative for workers to
compete in the labour market. Also, [9] in
agreement with the study postulated that
job creation reduces poverty, increases tax
revenue, reduces unemployment and
increases economic stability.
CONCLUSION
Based on the findings of this study,
tertiary education becomes imperative in
the lives of our youths, analyzing its
influence on empowerment and job
creation through emerging technologies
and innovations. The researcher therefore,
solicits for exposure of our youths on the
essence of tertiary education to enable
them acquire better skills for self-reliance.
RECOMMENDATIONS
The following recommendations were
made:
1. Entrepreneurship studies in tertiary
institutions be made compulsory for
youths either through conventional or
part time programmes in Udenu LGA
and beyond.
2. Government at all levels should have
plans for the expansion of
entrepreneurship programmes so as to
accommodate every youth at Udenu
LGA, Enugu State and Nigeria in
general.
3. Successful private industrialists
should be engaged by government,
tertiary institutions for the success of
entrepreneurship programmes.
4. Entrepreneur programmes should be
well funded by all levels of
government.
REFERENCES
1. World Bank (2019). World Bank
Report on the future of work.
Retrieved 25/9/2021.
https://www.definitions.net
2. Perkins, D.D. (2010). Empowerment
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Leadership: A Reference Handbook.
Thousand OAKs, CA: Sage (pp 207-
2018).
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participation: Bridging the gap
between understand and practice.
New York: UN Department of
Economic and Social Affairs.
https://www.un.org.
4. Simon, L. (2017). Types of
empowerment.
https://www.mvorganizing. org.
5. Umar, M.N. (2011). Job creation in
Nigeria: Challenges, opportunities
and the role of micro, small and
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unpublished
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Schildt, C., Sheu, J. & Whitecomb,
E.R. (2011). Job creation: A review of
policies and strategies, California:
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Influence of Tertiary Education on Empowerment and Job Creation through Emerging Technologies and Innovations in Udenu Local Government Area (LGA) of Enugu State.pdf

  • 1. www.iaajournals.org Onoyima and Aka 56 IAA Journal of Education 9(1):56-65, 2023. ISSN: 2636-7270 ©IAAJOURNALS Influence of Tertiary Education on Empowerment and Job Creation through Emerging Technologies and Innovations in Udenu Local Government Area (LGA) of Enugu State, Nigeria Ngozi S. Onoyima and Chinelo P. Aka Department of Educational Management, Enugu State University of Science and Technology (ESUT) Enugu, Enugu State, Nigeria. Email: onoyimangozi@gmail.com; akachinelo@gmail.com ABSTRACT This study was on influence of tertiary education on empowerment and job creation through emerging technologies and innovations in Udenu Local Government Area (LGA) of Enugu State. Specifically, the study examined influence of tertiary education on empowerment and job creation through emerging technologies and innovation in Udenu LGA of Enugu State. The design of the study was descriptive survey research design. The study was guided by two research questions and two hypotheses. The population for the study was 40 Small, Medium Enterprises (SMEs) graduate trainees. The population was not sampled due to the manageable size. A 20 item questionnaire was used to collect data for the study. The questionnaire was validated by three experts, two from the Department of Educational Management and one from Measurement and Evaluation, the reliability coefficient was .72 got through the use of Cronbach Alpha method. Data collected were analyzed using mean and standard deviation in answering the research questions and t-test statistics for testing the hypotheses. Following data analysis, the findings revealed that entire prenure programmes for youths’ empowerment in higher education influence development of communities amongst other findings. It was recommended amongst others that entrepreneurship studies in tertiary institutions be made compulsory for youths either through conventional or part-time programmes. Keywords: Empowerment, job creation, technologies, innovations, entrepreneurship. INTRODUCTION Tertiary education, more commonly referred to as post-secondary, is an academic pursuit undertaken after high school. This level of education builds on secondary education, providing learning activities in specialized fields of learning. It aims at learning at a high level of complexity and specialization. This includes diplomas undergraduate and post graduate certificates. Tertiary education is instrumental in fostering growth, reducing poverty and boosting shared prosperity. It benefits not just the individual but the entire society. This is the aspiration of more and more young people around the globe and a fundamental requirement for employment in the industries that derive the global knowledge economy. In view of that, it provides unique opportunities for individual development and equality of opportunity as well as promoting shared prosperity. However [1] reporting on world development on the future of work and the increasing role of technology, tertiary education becomes imperative for workers to compete in the labour market. Based on the argument, it show cased the necessity of tertiary education on individual development and opportunities. It is on this level of argument that youth empowerment and job creation through emerging technologies and innovation in Udenu Local Government Area of Enugu State is viewed. Youth Empowerment in this work is gender sensitive. It involves both male and female graduates. Concept of Empowerment Empowerment means people having power and control over their lives. In other words, people getting support they need, is right for them. It is about ways of working and supporting someone, enabling people to have control and
  • 2. www.iaajournals.org Onoyima and Aka 57 responsibility for their own lives. However, [2] saw it as an intentional ongoing process centered in the local community, involving mutual respect, critical reflection, caring and group participation, through which people lacking an equal share of valued resources gain greater access to and control over those resources. The author further stated that it is not only a process but can be thought of as the life and look-changing outcome of such a process for individuals, organizations and whole communities. One may say that it is a collective rather than just an individual process. It is no doubt, important for individuals to take control over their fears, addictions and other self-destructive or socially disruptive thoughts and behaviours. In the same vain, [3] described empowerment as a multidimensional and interdependent process involving social, political, economic and legal changes that will enable people living in poverty and marginalization to participate meaningfully in shaping their own futures. Furthermore, [3] stated that without meaningful participation, empowerment can remain an empty and unfulfilled promise. Thus, one may say that it is the process of self-empowerment and professional support of people, which enables them overcome their sense of powerlessness and lack of influence and to recognize and use their resources. Empowerment can be of many types such as cultural, practical, national, societal, and economic empowerment [4]. Cultural empowerment has to do with language, food, clothing, religion, customs and history. Political empowerment talks about government voting and politics. National empowerment has to do with decision making while societal empowerment talks about the community, other people, protesting or complaining when one section of the society is treated unfairly. Finally economic empowerment involves jobs, money, needs and wants. Supporting the above ideas, one would say that it is a necessity in life more especially in the education sector since it instills confidence in individuals and makes them self-reliant especially in a bid to controlling one’s life and claiming ones right. Concept of Job Creation The role of creating a job in economic development cannot be under-estimated. The fact being that job creation whether in the form of a paid job or starting up a small business or large scale business is a product of economic growth that must have necessitated job creation in the first place. On the contrary, any country that decided to embark on massive job creation to empower her citizens without it being necessitated by economic growth may find herself in recession. Sustained economic growth seems to enhance job creation that consequently brings about economic development. This concept varies from scholars, depending on their notion of what job creation should be. For instance, one time Director General of Small and Medium Enterprises and Development Agency of Nigeria (SMEDAN) Umar, Muhammad Madada, defined job creation as the process of providing new jobs for unemployed people, the process of providing jobs for yourself and the process of providing more paid jobs[5]. The above definition is fair but failed to capture the category of under employed people. A group of scholars, Cray, [6] defined job creation as the net new job that is created without displacing any other economic activity. The definition is good but equally failed to capture the category of people who are underemployed that will seek a better one. Based on the above definitions, job creation can better be defined as the process of creating new jobs for the unemployed and the underemployed without necessarily displacing people who are already employed in other economic activities. Furthermore, a 2006 survey of young entrepreneurs in 14 Latin American countries as stated by Miller [7] found that most businesses created by youths’ tend to have a relatively small impact on jobs creation as they often provide jobs and a source of income to their owners. In another development, the creation of a new business in itself could help young people transit into paid employment or
  • 3. www.iaajournals.org Onoyima and Aka 58 their first attempt at being an entrepreneur could eventually turn into a growing company. The submission after the survey research shows that job creation especially for the youths have no significant effect as the employment they can create, can only pay for their bills and few others, a development that will still leave many youths unemployed since the job created cannot employ great significant of the youths. There is doubt if the above survey is representative enough of a developing country like Nigeria. The above doubt is whether job creation specifically for the youths can create enough jobs even among the youths. However, Micro, Small and Medium Enterprises (SMEs) is a major drive of economic growth and job creation. According to [8], SMEs account for more than half of GDP in high income formal work force, yet these companies have difficulty securing financing which limits their ability to grow and thrive. Access to financing by SMEs is an area that challenges almost every government. The financing needs of SMEs so far are met, largely by informal service providers, government, state agencies, development organizations and non-governmental organizations. Most SMEs end up borrowing from family and friends, or at exorbitant rates from money lenders and pay day lenders. SMEs need financial products and services that are appropriate for them, at the right price and design, with ease of access and fast processing. Job creation is of great importance as it will boost both individual and national economy. According to [9], it reduces poverty, increases tax revenue, reduces unemployment and increases economic stability. This can be discussed thus:  Reduces poverty: When jobs are created and jobs created are great, it will lift many people out of poverty. The more people work, the more they will be able to provide for their families. Hence reducing poverty in our country.  Increases tax revenue: The more people work, the more they pay tax and the more government fund welfare and public services.  Reduces unemployment: When the government start to encourage people about entrepreneurship, the better. Hence, we must create jobs for ourselves, such as starting small businesses which will help to reduce unemployment in the country.  Increases economic stability: Job creation and economic growth are related. Job creation is necessary because the more people work, the more the economy becomes stable. From the forgoing, job creation can only thrive if micro Small and Medium Enterprises are given access to finance at a very low interest rate for sustainability and growth. Finance therefore, is the backbone of almost every successful business. Concept of Emerging Technologies Emerging technology is a term used to describe a new technology, but it may also be referred to as continuing development of an existing technology. It can have slightly different meaning when used in different areas, such as media, business, science or education. According to [10] the term commonly refers to technologies that are currently developing, or that are expected to be available within the next five to ten years, and is usually reserved for technologies that are creating, or are expected to create significant social or economic effects. Technology, over decades has changed drastically from the first bulky phone, the size of your face to the iPhone 6 which is as thin and light as air. Emerging technology according to [11] can be classified into five characteristics. These include radical novelty, relatively fast growth, coherence, prominent impact and uncertainty and ambiguity. We as humans cannot be held or forced to conform to any technology but from time to time, we need the change and progression of technologies in our lives. Nowadays, teachers are trying to use the device that children use for fun into something to broaden their learning. The use of the internet in the classroom helps with faster learning and also helps in computer education which will be of great
  • 4. www.iaajournals.org Onoyima and Aka 59 importance and usage in our lives. For instance in many secondary schools and tertiary institutions in Enugu State, online applications for learning are used like modules and whiteboards. These application are useful because they help students see every agenda of their courses and the interactions between teachers and students. Inviting devices into the classroom is not a change for students because at this age, students know about every aspect of technology. Technology, therefore, should not be seen as a burden, but as a helpful tool. Education has transformed from the classroom to the internet, giving access to students, from home and students around the world. This has led to a lot of innovations in the education system, exposing the youths to entrepreneurship ventures. Concept of Innovations Innovation is a word derived from the Latin word “innovare” which means “into new”. Innovation is a word that is often used in the business world and for companies. However, [12] saw it as something risky, costly and time consuming. Increasingly, innovation in education, at school is more than buzz word. It is fast becoming a way of learning and teaching for both students and teachers respectively. Innovation in education encourages students and teachers to research, explore and use all tools to uncover something new. It involves different ways of looking at problems and solving them. It also improves education because it compels students to use higher level of thinking to solve complex problems. Innovation according to [13] can be introduced in the classroom by:  Challenging them and giving them a problem that is both authentic and interesting.  Giving students the basics but keeping it short.  Encouraging students to research independently.  Building complex skills in students.  Checking the extent to which students have understood the concepts.  Ensuring that students find innovative uses of everyday objects.  Conforming that students have an idea of what they still need to learn and address the issues there in.  Ensuring that students are graded on the extent to which they are innovative and creative. From the foregoing one would understand that innovation in education means doing what is best for all students. Teacher’s lessons and curriculum ought to be flexible. We have to get our students to think and ask questions as the need arises. Their curiosity need to be attended to and find ways to keep them interested. Since innovation means change, we have to address our minds to the fact that our students need more than the skills to pass termly or sessional examinations but also require tools that will assist them to be productive in their future careers and creating in them the ability of going the extra mile to get assigned function concluded with little or no supervision what so ever. Statement of the Problem In view of the above discussions, emerging technologies and innovations have been the order of the day. Nigeria as a nation and Enugu State in particular has cued into this trend through the establishment of Small Medium-Sized Enterprises (SMEs) centres. Small and Medium-sized Enterprises (SMEs) are businesses that maintain revenues, assets or a number of employees below a certain threshold. SMEs centre in Enugu State has been training and retraining youths (male and female) of different categories and in different fields of endeavor. The involvement of all the 17 local government areas of Enugu State in the laudable programme is in line with the rural development agenda of Governor Lawrence Ifeanyi Ugwuanyi’s administration. This however, has impacted positively on the lives of the rural dwellers in so many ways. To concretize the above statement, the Governor in his opening address during 31st Enugu International Trade Fair held at
  • 5. www.iaajournals.org Onoyima and Aka 60 the Trade Fair Arena in Enugu, stated that his administration in 2020 budget appropriated, N3.4 billion for the establishment of Small Medium-Sized Industries in the 17 Local Government Areas of the state. On the average every Local Government Area got N200 million each. The training has been ongoing for some years now. The head of the SMEs centre in Enugu State and the Special Adviser on SMEs Development, Hon. Arinze Chilo-Offiah has organized enlightment campaign tagged “Local Government Area Sensitization Tour. This has been on-going since 2021. Though, Udenu LGA has no tertiary institution located in the area but the turn-out of youths from the area, from different institutions of higher learning has been very encouraging. These graduate youths have found SMEs training very beneficial and have cued in. It is against this background that the researcher is motivated to carry out a research on the “Influence of tertiary education on empowerment and job creation through emerging technologies and innovations in Udenu LGA of Enugu State. The problem of the study is therefore put in a question form thus: what is the extent to which emerging technologies and innovations are used for empowerment and job creation in Udenu LGA of Enugu State. Purpose of the Study The purpose of the study is to investigate the extent to which tertiary education influence empowerment and job creation through emerging technologies and innovations. Specifically the study: 1. Investigated the extent to which tertiary education influenced empowerment through emerging technologies and innovations in Udenu LGA of Enugu State. 2. Examined the extent to which tertiary education influenced job creation through emerging technologies and innovations in Udenu LGA of Enugu State. Research Questions The following research questions guided the study: 1. What is the influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State? 2. What is the influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State,Nigeria. Hypotheses Two null hypotheses were formulated and tested at .05 level of significance. 1. There is no significant difference between the mean ratings of male and female graduates on the influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State. 2. There is no significant difference between the mean ratings of male and female graduates on the influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State, Nigeria. METHODOLOGY The researcher used descriptive survey research design for the study. According to [14] descriptive survey research are those studies which aim at collecting data and describing in a systematic manner the characteristics, features or facts about a given populations. The design was adopted because the study involves the use of structured questionnaire to elicit responses. The population for the study is 40 graduates SMEs trainees from Udenu Local Government Area of Enugu State. The entire population was used due to small nature of the population. The instrument for data collection was a twenty (20) items questionnaire developed by the researcher titled “Influence of Tertiary Education on Empowerment and Job Creation Questionnaire (ITEEJCQ). The instrument was made up of two sections, A and B.
  • 6. www.iaajournals.org Onoyima and Aka 61 Section A is on personal data of the respondents while section B is on the items show casing the response of the respondents. The response to the research questions are: Very High Extent (VHE) – 4 points, High Extent (HE) – 3 points, Very Low Extent (VLE) – 2 points and Low Extent (LE) – 1 point. The instrument was face validated by 3 experts, 2 from the Department of Educational Management and 1 from Measurement and Evaluation. The reliability of the instrument was tested using test-retest method and the measure obtained was 0.72. Mean and standard deviation were used to answer the two research questions while t-test statistics was used to test the hypothesis. Data analysis and interpretation For data collection 40 copies of the questionnaire were distributed to the 40 graduate SME trainees in Udenu Local Government Area of Enugu State. These were collected and used for data analysis. Data is analyzed using mean and standard deviation and presented in tables in line with the research questions Research Question 1: What is the influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State? Table 1: Influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State S/N Items: Influence of tertiary education on empowerment Male Graduate Trainees N=20 Female Graduate Trainees N= 20 Average N= 40 Decision X SD X SD X SD 1 Entrepreneurship programmes for youths empowerment in higher education influence development of communities 3.50 0.51 3.50 0.51 3.50 0.51 Very high extent 2 Youths participation in higher education programmes influence their contributions for sustainable development 3.00 1.02 2.85 1.08 2.92 1.05 High extent 3 Youths involvement in emerging technologies automates the business processes of SMEs 2.50 0.51 2.60 0.82 2.55 0.66 High extent 4 Youths pursue courses in higher education for empowerment and employment 3.00 1.02 3.10 1.02 3.05 1.02 High extent 5 Programmes of National Orientation Agency such as vocational skills development benefits the youths 3.00 0.99 3.20 0.61 3.10 0.80 High extent 6 Youths are empowered through qualitative functional education with unlimited life enhancing opportunities 2.95 1.05 3.05 0.99 3.00 1.02 High extent 7 Youths education for empowerment is a necessity for sustainable development in developing communities 3.25 0.63 3.05 0.88 3.15 0.75 High extent 8 Information Communication Technologies (ICT) education among youths is now considered an enabler for organizational change 3.20 0.62 3.25 0.85 3.22 0.73 High extent 9 Educational attainment is attained through participation in skill acquisition 2.50 0.94 2.70 0.97 2.60 0.95 High extent 10 Youth empowerment through education is imperative for self actualization as independent thinkers 3.25 0.63 3.30 0.73 3.27 0.68 High extent GRAND MEAN & SD 3.01 0.79 3.06 0.84 3.03 0.81 High extent Table 1 shows the responses of the graduate trainees on the influence of tertiary education on empowerment through emerging technologies and innovations. Results here show that the trainees saw entrepreneurship
  • 7. www.iaajournals.org Onoyima and Aka 62 programmes for youths’ empowerment in higher education and its influence on development of communities as influencing empowerment to a very high extent with a mean rating of 3.50. Other items were rated as influencing empowerment to a high extent ranging from youths empowerment through education being imperative for self- actualization as independent thinkers with a mean score of 3.27 to youths’ involvement in emerging technologies as automating the business processes of SMEs with a mean rating of 2.55. Research Question 2: What is the influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State? Table 2: Influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State S/N Items: Influence of tertiary education on job creation Male Graduate Trainees N=20 Female Graduate Trainees N= 20 Average N= 40 Decision X SD X SD X SD 1 Entrepreneurship training is compulsory 3.00 1.02 2.95 0.99 2.97 1.00 High extent 2 Government provides adequate funds 2.70 0.54 2.50 0.51 2.60 0.52 High extent 3 Adequate infrastructural, instructional facilities are available 2.65 1.53 2.50 1.46 2.57 1.49 High extent 4 Qualified lecturers with attractive conditions of service are deployed 2.70 1.21 2.55 1.43 2.62 1.32 High extent 5 Training and retraining of students, youths are organized 3.00 1.02 2.85 1.13 2.92 1.07 High extent 6 Successful private industrialists are periodically engaged to deliver lectures on entrepreneurship 3.15 0.81 3.30 0.57 3.22 0.69 High extent 7 Government agencies give support in form of grants to small and medium enterprises 3.50 0.51 3.10 0.51 3.30 0.51 High extent 8 Hard work, competency is the yardstick for certification 3.25 0.71 3.15 0.74 3.20 0.72 High extent 9 Increased digital engagements aloe SMEs to explore new markets 3.15 0.58 3.25 0.63 3.20 0.60 High extent 10 Entrepreneurship education is properly accommodated in tertiary institution curriculum 2.95 0.75 3.50 0.51 3.22 0.63 High extent GRAND MEAN & SD 3.00 0.86 2.96 0.84 2.98 0.85 High extent Table 2 shows the responses of the graduate trainees on the influence of tertiary education on job creation through emerging technologies and innovations. Results here showed that the trainees agreed to all the different items as ways through which tertiary education influence job creation rating all to a high extent. These ways ranged from successful private industrialists being periodically engaged to deliver lectures on entrepreneurship and entrepreneurship education being properly accommodated in tertiary institution curriculum with mean ratings
  • 8. www.iaajournals.org Onoyima and Aka 63 of 3.22 to adequate infrastructural, instructional facilities being available with a mean rating of 2.57. Hypotheses testing Ho1: There is no significant difference in the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State, Nigeria. Table 3: T-test of significant difference in the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State Gender of graduate trainees N X SD df t Crit. t Cal. Decision Male 20 3.01 0.84 38 1.96 0.193 Not Significant (Not Rejected) Female 20 3.06 0.79 Table 3 shows the results of t-test analysis of significant difference between the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State tested at 0.05 level of significance and at 38 degree of freedom. Since the calculated value of t was 0.193 and less than the table value of t (t-crit.) which is 1.96, the null hypothesis is not rejected indicating that there is no significance difference between the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State Ho2: There is no significant difference in the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State, Nigeria. Table 4: T-test of significant difference in the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State Gender of graduate trainees N X SD df t Crit. t Cal. Decision Male 20 3.00 0.86 38 1.96 0.148 Not Significant (Not Rejected) Female 20 2.96 0.84 Table 4 shows the results of t-test analysis of significant difference between the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State tested at 0.05 level of significance and at 38 degree of freedom. Since the calculated value of t was 0.148 and less than the table value of t (t-crit.) which is 1.96, the null hypothesis is not rejected indicating that there is no significance difference between the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State. DISCUSSION The findings of the study on influence of tertiary education on empowerment through emerging technologies and innovation in Udenu LGA of Enugu State revealed that entrepreneurship programmes for youths’ empowerment in higher education influence development of communities to a very high extent. The study also revealed that youths’ empowerment through education in
  • 9. www.iaajournals.org Onoyima and Aka 64 imperative for self-actualization as independent thinkers. Also it was found that youths’ involvement in emerging technologies automate the business process of Small, medium Enterprises (SMEs). On influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State, it was revealed that the trainees agreed on all the items as ways through which tertiary education influence job creation. These ranged from successful private industrialists being properly accommodated in tertiary institution curriculum to availability of adequate infrastructural and instructional facilities. However, test of hypothesis indicated that there was no significant difference between the mean ratings of the male and female graduate SME trainees on the influence of tertiary education on empowerment through emerging technologies and innovations in Udenu LGA of Enugu State. Also on the influence of tertiary education on job creation through emerging technologies and innovations in Udenu LGA of Enugu State, the results of t-test analysis revealed that there was no significant difference between the mean ratings of the male and female graduate SME trainees. The findings of this study is in line with [1] which reported on development on the future of work and the increasing role of technologies, that tertiary education becomes imperative for workers to compete in the labour market. Also, [9] in agreement with the study postulated that job creation reduces poverty, increases tax revenue, reduces unemployment and increases economic stability. CONCLUSION Based on the findings of this study, tertiary education becomes imperative in the lives of our youths, analyzing its influence on empowerment and job creation through emerging technologies and innovations. The researcher therefore, solicits for exposure of our youths on the essence of tertiary education to enable them acquire better skills for self-reliance. RECOMMENDATIONS The following recommendations were made: 1. Entrepreneurship studies in tertiary institutions be made compulsory for youths either through conventional or part time programmes in Udenu LGA and beyond. 2. Government at all levels should have plans for the expansion of entrepreneurship programmes so as to accommodate every youth at Udenu LGA, Enugu State and Nigeria in general. 3. Successful private industrialists should be engaged by government, tertiary institutions for the success of entrepreneurship programmes. 4. Entrepreneur programmes should be well funded by all levels of government. REFERENCES 1. World Bank (2019). World Bank Report on the future of work. Retrieved 25/9/2021. https://www.definitions.net 2. Perkins, D.D. (2010). Empowerment in R.A. Canto (ED), Political & Civic Leadership: A Reference Handbook. Thousand OAKs, CA: Sage (pp 207- 2018). 3. Pettit, J. (2012). Empowerment and participation: Bridging the gap between understand and practice. New York: UN Department of Economic and Social Affairs. https://www.un.org. 4. Simon, L. (2017). Types of empowerment. https://www.mvorganizing. org. 5. Umar, M.N. (2011). Job creation in Nigeria: Challenges, opportunities and the role of micro, small and medium enterprises (MSMEs). An unpublished 6. Cray, A., Nguyen, T., Pranka, C., Schildt, C., Sheu, J. & Whitecomb, E.R. (2011). Job creation: A review of policies and strategies, California: Institute of Research on Labour and
  • 10. www.iaajournals.org Onoyima and Aka 65 Employment(IRLE). http://irle.berkeley.edu/ workingpaper/105-11. 7. Miller, S. (2012). Jobs and labour markets in developing countries: Policy issues and priorities. Public world.https://www.publicworld.or g. 8. Patwardhan, A. (2018). Financial inclusion in the Digital Age, Handbook of Blockchain, Digital Finance and inclusion. 1:57-89. 9. Ken, G. (2019). Importance of Job Creation, Morka Foundation. https://kengmorkafoundation.org. 10. 10. Winston, R.D. & Strawn, T.A. (2021). Disruptive Technologies practice for insights and development related to emerging technology. 11. Ginger, H. (2020). The importance of emergingTechnology. https://www. 123helpme 12. Costello, T. & Prohaska, B. (2013), Innovation. IT Professional 15:3, 62- 64. 13. Vikas, H. (2021). The concept, school. https:vikasconcept.com. 14. Nworgu, B.G. (2015). Educational research; Basic Issues and Methodology (3rd ed.) Nsukka: University Trust Publishers.