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Explanations
Column 1
Amount of Insurance
Total amount of insurance coverage.


Column 2
Table “R” Basic Rate
This is Basic Insurance Rate “R” which is the rate for a CLTA Standard Coverage
Owners Policy, CLTA Joint Protection Policy, ALTA-R Owners Policy & ALTA
Lenders Policy.


Column 3
Five Year Short Term Rate
This rate applies when any company has issued a policy of title insurance within
five years of the request for a new policy of title insurance, insuring the same property
with the same owner. Subject to a minimum fee, it is 80% of the rate shown
in Column 2.


Column 4
Concurrent Rate
This is the rate for an ALTA Loan Policy issued concurrently with and not in excess of
an owner’s policy.


Column 5
Basic Refi Rate
This is the rate for an ALTA Loan Policy, issued in connection with the refinance of
an existing insured loan. Subject to a minimum fee, it is 70% of the rate shown
in Column 2.


Column 6
ALTA Homeowner’s Policy Basic Rate
This rate applies to the extended coverage owner’s policy of improved one-to-four
single family residential properties. Certain coverages are subject to a deductable and
maximum dollar limit of liability.


Column 7
ALTA Homeowner’s Policy Short Term Rate
This rate applies when any company has issued a policy of title insurance within
five years of the request for a new policy of title insurance, insuring the same property
with the same owner. Subject to a minimum fee, it is 80% of the rate shown
in Column 6.
Residential Property (1-4) Family and Commercial/Industrial Property
                                   Insurance Rate Tables
                   For use In All Counties - Effective November 1, 2004



                     ALTA-R
                                               ADDITIONAL                     ALTA
  AMOUNT          ALTA LENDERS
                                              ALTA LENDERS                 HOMEOWNER’S
    OF           CLTA OWNERS/JP
INSURANCE
             Table “R”       5 Year      Concurrent      Basic          Basic        5 Year
             Basic Rate    Short Term      Rate         Refi Rate       Rate       Short Term

$50,000      425.00         425.00        365.00        425.00         467.50       467.50

$55,000       480.00        425.00        365.00        425.00         528.00       467.50

$60,000       500.00        425.00        365.00        425.00         550.00       467.50

$65,000       520.00        425.00        365.00        425.00         572.00       467.50

$70,000       540.00        432.00        365.00        425.00         594.00       475.20

$75,000       560.00        448.00        365.00        425.00         616.00       492.80

$80,000       580.00        464.00        400.00        425.00         638.00       510.40

$85,000       600.00        480.00        400.00        425.00         660.00       528.00

$90,000       620.00        496.00        400.00        434.00         682.00       545.60

$95,000       637.50        510.00        400.00        446.00         701.25       561.00

$100,000      655.00        524.00        400.00        459.00         720.50       576.40

$105,000      670.00        536.00        400.00        469.00         737.00       589.60

$110,000      685.00        548.00        400.00        479.50         753.50       602.80

$115,000      700.00        560.00        400.00        490.00         770.00       616.00

$120,000      715.00        572.00        400.00        500.50         786.50       629.20

$125,000      730.00        584.00        400.00         511.00        803.00       642.40

$130,000      745.00        596.00        400.00        521.50         819.50       655.60

$135,000      760.00        608.00        400.00        532.00         836.00       668.80

$140,000      775.00        620.00        400.00        542.50         852.50       682.00

$145,000      790.00        632.00        400.00        553.00         869.00       695.20

$150,000      805.00        644.00        400.00        563.50         885.50       708.40

$155,000      820.00        656.00        400.00         574.00        902.00       721.60

$160,000      835.00        668.00        400.00         584.50        918.50       734.80

$165,000      850.00        680.00        400.00         595.00        935.00       748.00

$170,000      865.00        692.00        400.00         605.50        951.50       761.20

$175,000      880.00        704.00        400.00         616.00        968.00       774.40
ALTA-R
                                            ADDITIONAL                 ALTA
  AMOUNT         ALTA LENDERS
                                           ALTA LENDERS             HOMEOWNER’S
    OF          CLTA OWNERS/JP
INSURANCE
            Table “R”      5 Year     Concurrent     Basic       Basic       5 Year
            Basic Rate   Short Term     Rate        Refi Rate    Rate      Short Term

$180,000    895.00        716.00       400.00       626.50      984.50      787.60

$185,000    910.00        728.00       400.00       637.00      1001.00     800.80

$190,000    925.00        740.00       400.00       647.50      1017.50     814.00

$195,000    940.00        752.00       400.00       658.00      1034.00     827.20

$200,000    955.00        764.00       400.00       668.50      1050.50     840.40

$205,000    968.75        775.00       400.00       678.13      1065.63     852.50

$210,000    982.50        786.00       436.19       687.75      1080.75     864.60

$215,000    996.25        797.00       441.39       697.38      1095.88     876.70

$220,000    1010.00       808.00       446.58       707.00      1111.00     888.80

$225,000    1023.75       819.00       451.77       716.63      1126.13     900.90

$230,000    1037.50       830.00       456.98       726.25      1141.25     913.00

$235,000    1051.25       841.00       462.18       735.88      1156.38     925.10

$240,000    1065.00       852.00       467.37       745.50      1171.50     937.20

$245,000    1078.75       863.00       472.56       755.13      1186.63     949.30

$250,000    1092.50       874.00       477.77       764.75      1201.75     961.40

$255,000    1106.25       885.00       482.97       774.38      1216.88     973.50

$260,000    1120.00       896.00       488.16       784.00      1232.00     985.60

$265,000    1133.75       907.00       493.35       793.63      1247.13     997.70

$270,000    1147.50       918.00       498.56       803.25      1262.25     1009.80

$275,000    1161.25       929.00       503.76       812.88      1277.38     1021.90

$280,000    1175.00       940.00       508.95       822.50      1292.50     1034.00

$285,000    1188.75       951.00       514.14       832.13      1307.63     1046.10

$290,000    1202.50       962.00       519.35       841.75      1322.75     1058.20

$295,000    1216.25       973.00       524.55       851.38      1337.88     1070.30

$300,000    1230.00       984.00       529.74       861.00      1353.00     1082.40

$305,000    1241.25       993.00       539.40       868.88      1365.38     1092.30
Residential Property (1-4) Family and Commercial/Industrial Property
                                   Insurance Rate Tables
                   For use In All Counties - Effective November 1, 2004



                     ALTA-R
                                               ADDITIONAL                     ALTA
  AMOUNT          ALTA LENDERS
                                              ALTA LENDERS                 HOMEOWNER’S
    OF           CLTA OWNERS/JP
INSURANCE
             Table “R”       5 Year      Concurrent      Basic          Basic        5 Year
             Basic Rate    Short Term      Rate         Refi Rate       Rate       Short Term

$310,000     1252.50       1002.00        543.65        876.75        1377.75      1102.20

$315,000     1263.75       1011.00        547.89        884.63        1390.13      1112.10

$320,000     1275.00       1020.00        552.15        892.50        1402.50      1122.00

$325,000     1286.25       1029.00        556.41        900.38        1414.88      1131.90

$330,000     1297.50       1038.00        560.66        908.25        1427.25      1141.80

$335,000     1308.75       1047.00        564.90        916.13        1439.63      1151.70

$340,000     1320.00       1056.00        569.16        924.00        1452.00      1161.60

$345,000     1331.25       1065.00        573.42        931.88        1464.38      1171.50

$350,000     1342.50       1074.00        577.67        939.75        1476.75      1181.40

$355,000     1353.75       1083.00        581.91        947.63        1489.13      1191.30

$360,000     1365.00       1092.00        586.17        955.50        1501.50      1201.20

$365,000     1376.25       1101.00        590.43        963.38        1513.88      1211.10

$370,000     1387.50       1110.00        594.68        971.25        1526.25      1221.00

$375,000     1398.75       1119.00        598.92        979.13        1538.63      1230.90

$380,000     1410.00       1128.00        603.18        987.00        1551.00      1240.80

$385,000     1421.25       1137.00        607.44        994.88        1563.38      1250.70

$390,000     1432.50       1146.00        611.69        1002.75       1575.75      1260.60

$395,000     1443.75       1155.00        615.93        1010.63       1588.13      1270.50

$400,000     1455.00       1164.00        620.19        1018.50       1600.50      1280.40

$405,000     1467.50       1174.00        624.92        1027.25       1614.25      1291.40

$410,000     1480.00       1184.00        629.64        1036.00       1628.00      1302.40

$415,000     1492.50       1194.00        634.37        1044.75       1641.75      1313.40

$420,000     1505.00       1204.00        639.09        1053.50       1655.50      1324.40

$425,000     1517.50       1214.00        643.82        1062.25       1669.25      1335.40

$430,000     1530.00       1224.00        648.54        1071.00       1683.00      1346.40

$435,000     1542.50       1234.00        653.27        1079.75       1696.75      1357.40
ALTA-R
                                            ADDITIONAL                 ALTA
  AMOUNT         ALTA LENDERS
                                           ALTA LENDERS             HOMEOWNER’S
    OF          CLTA OWNERS/JP
INSURANCE
            Table “R”      5 Year     Concurrent     Basic       Basic       5 Year
            Basic Rate   Short Term     Rate        Refi Rate    Rate      Short Term

$440,000    1555.00      1244.00       657.99       1088.50     1710.50     1368.40

$445,000    1567.50      1254.00       662.72       1097.25     1724.25     1379.40

$450,000    1580.00      1264.00       667.44       1106.00     1738.00     1390.40

$455,000    1592.50      1274.00       672.17       1114.75     1751.75     1401.40

$460,000    1605.00      1284.00       676.89       1123.50     1765.50     1412.40

$465,000    1617.50      1294.00       681.62       1132.25     1779.25     1423.40

$470,000    1630.00      1304.00       686.34       1141.00     1793.00     1434.40

$475,000    1642.50      1314.00       691.07       1149.75     1806.75     1445.40

$480,000    1655.00      1324.00       695.79       1158.50     1820.50     1456.40

$485,000    1667.50      1334.00       700.52       1167.25     1834.25     1467.40

$490,000    1680.00      1344.00       705.24       1176.00     1848.00     1478.40

$495,000    1692.50      1354.00       709.97       1184.75     1861.75     1489.40

$500,000    1705.00      1364.00       714.69       1193.50     1875.50     1500.40

$505,000    1714.25      1371.40       718.19       1199.98     1885.68     1508.54

$510,000    1723.50      1378.80       721.69       1206.45     1895.85     1516.68

$515,000    1732.75      1386.20       725.18       1212.93     1906.03     1524.82

$520,000    1742.00      1393.60       728.68       1219.40     1916.20     1532.96

$525,000    1751.25      1401.00       732.18       1225.88     1926.38     1541.10

$530,000    1760.50      1408.40       735.67       1232.35     1936.55     1549.24

$535,000    1769.75      1415.80       739.16       1238.83     1946.73     1557.38

$540,000    1779.00      1423.20       742.66       1245.30     1956.90     1565.52

$545,000    1788.25      1430.60       746.16       1251.78     1967.08     1573.66

$550,000    1797.50      1438.00       749.66       1258.25     1977.25     1581.80

$555,000    1806.75      1445.40       753.15       1264.73     1987.43     1589.94

$560,000    1816.00      1452.80       756.65       1271.20     1997.60     1598.08

$565,000    1825.25      1460.20       760.15       1277.68     2007.78     1606.22
Residential Property (1-4) Family and Commercial/Industrial Property
                                   Insurance Rate Tables
                   For use In All Counties - Effective November 1, 2004



                     ALTA-R
                                               ADDITIONAL                     ALTA
  AMOUNT          ALTA LENDERS
                                              ALTA LENDERS                 HOMEOWNER’S
    OF           CLTA OWNERS/JP
INSURANCE
             Table “R”       5 Year      Concurrent      Basic          Basic        5 Year
             Basic Rate    Short Term      Rate         Refi Rate       Rate       Short Term

$570,000     1834.50       1467.60        763.65        1284.15       2017.95      1614.36

$575,000     1843.75       1475.00        767.13        1290.63       2028.13      1622.50

$580,000     1853.00       1482.40        770.63        1297.10       2038.30      1630.64

$585,000     1862.25       1489.80        774.13        1303.58       2048.48      1638.78

$590,000     1871.50       1497.20        777.63        1310.05       2058.65      1646.92

$595,000     1880.75       1504.60        781.12        1316.53       2068.83      1655.06

$600,000     1890.00       1512.00        784.62        1323.00       2079.00      1663.20

$605,000     1899.25       1519.40        788.12        1329.48       2089.18      1671.34

$610,000     1908.50       1526.80        791.62        1335.95       2099.35      1679.48

$615,000     1917.75       1534.20        795.11        1342.43       2109.53      1687.62

$620,000     1927.00       1541.60        798.61        1348.90       2119.70      1695.76

$625,000     1936.25       1549.00        802.11        1355.38       2129.88      1703.90

$630,000     1945.50       1556.40        805.60        1361.85       2140.05      1712.04

$635,000     1954.75       1563.80        809.09        1368.33       2150.23      1720.18

$640,000     1964.00       1571.20        812.59        1374.80       2160.40      1728.32

$645,000     1973.25       1578.60        816.09        1381.28       2170.58      1736.46

$650,000     1982.50       1586.00        819.59        1387.75       2180.75      1744.60

$655,000     1991.75       1593.40        823.08        1394.23       2190.93      1752.74

$660,000     2001.00       1600.80        826.58        1400.70       2201.10      1760.88

$665,000     2010.25       1608.20        830.08        1407.18       2211.28      1769.02

$670,000     2019.50       1615.60        833.58        1413.65       2221.45      1777.16

$675,000     2028.75       1623.00        837.06        1420.13       2231.63      1785.30

$680,000     2038.00       1630.40        840.56        1426.60       2241.80      1793.44

$685,000     2047.25       1637.80        844.06        1433.08       2251.98      1801.58

$690,000     2056.50       1645.20        847.56        1439.55       2262.15      1809.72

$695,000     2065.75       1652.60        851.05        1446.03       2272.33      1817.86
ALTA-R
                                            ADDITIONAL                 ALTA
  AMOUNT         ALTA LENDERS
                                           ALTA LENDERS             HOMEOWNER’S
    OF          CLTA OWNERS/JP
INSURANCE
            Table “R”      5 Year     Concurrent     Basic       Basic       5 Year
            Basic Rate   Short Term     Rate        Refi Rate    Rate      Short Term

$700,000    2075.00      1660.00       854.55       1452.50     2282.50     1826.00

$705,000    2084.25      1667.40       858.05       1458.98     2292.68     1834.14

$710,000    2093.50      1674.80       861.55       1465.45     2302.85     1842.28

$715,000    2102.75      1682.20       865.04       1471.93     2313.03     1850.42

$720,000    2112.00      1689.60       868.54       1478.40     2323.20     1858.56

$725,000    2121.25      1697.00       872.04       1484.88     2333.38     1866.70

$730,000    2130.50      1704.40       875.53       1491.35     2343.55     1874.84

$735,000    2139.75      1711.80       879.02       1497.83     2353.73     1882.98

$740,000    2149.00      1719.20       882.52       1504.30     2363.90     1891.12

$745,000    2158.25      1726.60       886.02       1510.78     2374.08     1899.26

$750,000    2167.50      1734.00       889.52       1517.25     2384.25     1907.40

$755,000    2176.75      1741.40       893.01       1523.73     2394.43     1915.54

$760,000    2186.00      1748.80       896.51       1530.20     2404.60     1923.68

$765,000    2195.25      1756.20       900.01       1536.68     2414.78     1931.82

$770,000    2204.50      1763.60       903.51       1543.15     2424.95     1939.96

$775,000    2213.75      1771.00       906.99       1549.63     2435.13     1948.10

$780,000    2223.00      1778.40       910.49       1556.10     2445.30     1956.24

$785,000    2232.25      1785.80       913.99       1562.58     2455.48     1964.38

$790,000    2241.50      1793.20       917.49       1569.05     2465.65     1972.52

$795,000    2250.75      1800.60       920.98       1575.53     2475.83     1980.66

$800,000    2260.00      1808.00       924.48       1582.00     2486.00     1988.80

$805,000    2269.25      1815.40       927.98       1588.48     2496.18     1996.94

$810,000    2278.50      1822.80       931.48       1594.95     2506.35     2005.08

$815,000    2287.75      1830.20       934.97       1601.43     2516.53     2013.22

$820,000    2297.00      1837.60       938.47       1607.90     2526.70     2021.36

$825,000    2306.25      1845.00       941.97       1614.38     2536.88     2029.50
Residential Property (1-4) Family and Commercial/Industrial Property
                                   Insurance Rate Tables
                   For use In All Counties - Effective November 1, 2004



                     ALTA-R
                                               ADDITIONAL                     ALTA
  AMOUNT          ALTA LENDERS
                                              ALTA LENDERS                 HOMEOWNER’S
    OF           CLTA OWNERS/JP
INSURANCE
             Table “R”       5 Year      Concurrent      Basic          Basic        5 Year
             Basic Rate    Short Term      Rate         Refi Rate       Rate       Short Term

$830,000     2315.50       1852.40        945.46        1620.85       2547.05      2037.64

$835,000     2324.75       1859.80        948.95        1627.33       2557.23      2045.78

$840,000     2334.00       1867.20        952.45        1633.80       2567.40      2053.92

$845,000     2343.25       1874.60        955.95        1640.28       2577.58      2062.06

$850,000     2352.50       1882.00        959.45        1646.75       2587.75      2070.20

$855,000     2361.75       1889.40        962.94        1653.23       2597.93      2078.34

$860,000     2371.00       1896.80        966.44        1659.70       2608.10      2086.48

$865,000     2380.25       1904.20        969.94        1666.18       2618.28      2094.62

$870,000     2389.50       1911.60        973.44        1672.65       2628.45      2102.76

$875,000     2398.75       1919.00        976.92        1679.13       2638.63      2110.90

$880,000     2408.00       1926.40        980.42        1685.60       2648.80      2119.04

$885,000     2417.25       1933.80        983.92        1692.08       2658.98      2127.18

$890,000     2426.50       1941.20        987.42        1698.55       2669.15      2135.32

$895,000     2435.75       1948.60        990.91        1705.03       2679.33      2143.46

$900,000     2445.00       1956.00        994.41        1711.50       2689.50      2151.60

$905,000     2454.25       1963.40        997.91        1717.98       2699.68      2159.74

$910,000     2463.50       1970.80       1001.41        1724.45       2709.85      2167.88

$915,000     2472.75       1978.20       1004.90        1730.93       2720.03      2176.02

$920,000     2482.00       1985.60       1008.40        1737.40       2730.20      2184.16

$925,000     2491.25       1993.00        1011.90       1743.88       2740.38      2192.30

$930,000     2500.50       2000.40       1015.39        1750.35       2750.55      2200.44

$935,000     2509.75       2007.80       1018.88        1756.83       2760.73      2208.58

$940,000     2519.00       2015.20       1022.38        1763.30       2770.90      2216.72

$945,000     2528.25       2022.60       1025.88        1769.78       2781.08      2224.86

$950,000     2537.50       2030.00       1029.38        1776.25       2791.25      2233.00

$955,000     2546.75       2037.40       1032.87        1782.73       2801.43      2241.14
ALTA-R
                                                        ADDITIONAL                        ALTA
   AMOUNT             ALTA LENDERS
                                                       ALTA LENDERS                    HOMEOWNER’S
     OF              CLTA OWNERS/JP
 INSURANCE
                 Table “R”           5 Year       Concurrent       Basic            Basic       5 Year
                 Basic Rate        Short Term       Rate          Refi Rate         Rate      Short Term

  $960,000       2556.00           2044.80        1036.37        1789.20           2811.60     2249.28

  $965,000       2565.25           2052.20        1039.87        1795.68           2821.78     2257.42

  $970,000       2574.50           2059.60        1043.37        1802.15           2831.95     2265.56

  $975,000       2583.75           2067.00        1046.85        1808.63           2842.13     2273.70

  $980,000       2593.00           2074.40        1050.35        1815.10           2852.30     2281.84

  $985,000       2602.25           2081.80        1053.85        1821.58           2862.48     2289.98

  $990,000       2611.50           2089.20        1057.35        1828.05           2872.65     2298.12

  $995,000       2620.75           2096.60        1060.84        1834.53           2882.83     2306.26

 $1,000,000      2630.00           2104.00        1064.34        1841.00           2893.00     2314.40




              FOR EACH ADDITIONAL $1,000 OF INSURANCE OR FRACTION THEREOF ADD:



$1,000,000 to
                   2.00              1.60           0.75           1.40             2.20        1.76
 $3,000,000

$3,000,000 to
                   1.75              1.40           0.67           1.23             1.93        1.54
 $5,000,000

 $5,000,000
                   1.50              1.20           0.57           1.05             1.65        1.06
  AND UP



                              *Commercial/Industrial Properties up to $1,000,000

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Forkels 4 Title 2011 Important Dates

  • 1. Explanations Column 1 Amount of Insurance Total amount of insurance coverage. Column 2 Table “R” Basic Rate This is Basic Insurance Rate “R” which is the rate for a CLTA Standard Coverage Owners Policy, CLTA Joint Protection Policy, ALTA-R Owners Policy & ALTA Lenders Policy. Column 3 Five Year Short Term Rate This rate applies when any company has issued a policy of title insurance within five years of the request for a new policy of title insurance, insuring the same property with the same owner. Subject to a minimum fee, it is 80% of the rate shown in Column 2. Column 4 Concurrent Rate This is the rate for an ALTA Loan Policy issued concurrently with and not in excess of an owner’s policy. Column 5 Basic Refi Rate This is the rate for an ALTA Loan Policy, issued in connection with the refinance of an existing insured loan. Subject to a minimum fee, it is 70% of the rate shown in Column 2. Column 6 ALTA Homeowner’s Policy Basic Rate This rate applies to the extended coverage owner’s policy of improved one-to-four single family residential properties. Certain coverages are subject to a deductable and maximum dollar limit of liability. Column 7 ALTA Homeowner’s Policy Short Term Rate This rate applies when any company has issued a policy of title insurance within five years of the request for a new policy of title insurance, insuring the same property with the same owner. Subject to a minimum fee, it is 80% of the rate shown in Column 6.
  • 2. Residential Property (1-4) Family and Commercial/Industrial Property Insurance Rate Tables For use In All Counties - Effective November 1, 2004 ALTA-R ADDITIONAL ALTA AMOUNT ALTA LENDERS ALTA LENDERS HOMEOWNER’S OF CLTA OWNERS/JP INSURANCE Table “R” 5 Year Concurrent Basic Basic 5 Year Basic Rate Short Term Rate Refi Rate Rate Short Term $50,000 425.00 425.00 365.00 425.00 467.50 467.50 $55,000 480.00 425.00 365.00 425.00 528.00 467.50 $60,000 500.00 425.00 365.00 425.00 550.00 467.50 $65,000 520.00 425.00 365.00 425.00 572.00 467.50 $70,000 540.00 432.00 365.00 425.00 594.00 475.20 $75,000 560.00 448.00 365.00 425.00 616.00 492.80 $80,000 580.00 464.00 400.00 425.00 638.00 510.40 $85,000 600.00 480.00 400.00 425.00 660.00 528.00 $90,000 620.00 496.00 400.00 434.00 682.00 545.60 $95,000 637.50 510.00 400.00 446.00 701.25 561.00 $100,000 655.00 524.00 400.00 459.00 720.50 576.40 $105,000 670.00 536.00 400.00 469.00 737.00 589.60 $110,000 685.00 548.00 400.00 479.50 753.50 602.80 $115,000 700.00 560.00 400.00 490.00 770.00 616.00 $120,000 715.00 572.00 400.00 500.50 786.50 629.20 $125,000 730.00 584.00 400.00 511.00 803.00 642.40 $130,000 745.00 596.00 400.00 521.50 819.50 655.60 $135,000 760.00 608.00 400.00 532.00 836.00 668.80 $140,000 775.00 620.00 400.00 542.50 852.50 682.00 $145,000 790.00 632.00 400.00 553.00 869.00 695.20 $150,000 805.00 644.00 400.00 563.50 885.50 708.40 $155,000 820.00 656.00 400.00 574.00 902.00 721.60 $160,000 835.00 668.00 400.00 584.50 918.50 734.80 $165,000 850.00 680.00 400.00 595.00 935.00 748.00 $170,000 865.00 692.00 400.00 605.50 951.50 761.20 $175,000 880.00 704.00 400.00 616.00 968.00 774.40
  • 3. ALTA-R ADDITIONAL ALTA AMOUNT ALTA LENDERS ALTA LENDERS HOMEOWNER’S OF CLTA OWNERS/JP INSURANCE Table “R” 5 Year Concurrent Basic Basic 5 Year Basic Rate Short Term Rate Refi Rate Rate Short Term $180,000 895.00 716.00 400.00 626.50 984.50 787.60 $185,000 910.00 728.00 400.00 637.00 1001.00 800.80 $190,000 925.00 740.00 400.00 647.50 1017.50 814.00 $195,000 940.00 752.00 400.00 658.00 1034.00 827.20 $200,000 955.00 764.00 400.00 668.50 1050.50 840.40 $205,000 968.75 775.00 400.00 678.13 1065.63 852.50 $210,000 982.50 786.00 436.19 687.75 1080.75 864.60 $215,000 996.25 797.00 441.39 697.38 1095.88 876.70 $220,000 1010.00 808.00 446.58 707.00 1111.00 888.80 $225,000 1023.75 819.00 451.77 716.63 1126.13 900.90 $230,000 1037.50 830.00 456.98 726.25 1141.25 913.00 $235,000 1051.25 841.00 462.18 735.88 1156.38 925.10 $240,000 1065.00 852.00 467.37 745.50 1171.50 937.20 $245,000 1078.75 863.00 472.56 755.13 1186.63 949.30 $250,000 1092.50 874.00 477.77 764.75 1201.75 961.40 $255,000 1106.25 885.00 482.97 774.38 1216.88 973.50 $260,000 1120.00 896.00 488.16 784.00 1232.00 985.60 $265,000 1133.75 907.00 493.35 793.63 1247.13 997.70 $270,000 1147.50 918.00 498.56 803.25 1262.25 1009.80 $275,000 1161.25 929.00 503.76 812.88 1277.38 1021.90 $280,000 1175.00 940.00 508.95 822.50 1292.50 1034.00 $285,000 1188.75 951.00 514.14 832.13 1307.63 1046.10 $290,000 1202.50 962.00 519.35 841.75 1322.75 1058.20 $295,000 1216.25 973.00 524.55 851.38 1337.88 1070.30 $300,000 1230.00 984.00 529.74 861.00 1353.00 1082.40 $305,000 1241.25 993.00 539.40 868.88 1365.38 1092.30
  • 4. Residential Property (1-4) Family and Commercial/Industrial Property Insurance Rate Tables For use In All Counties - Effective November 1, 2004 ALTA-R ADDITIONAL ALTA AMOUNT ALTA LENDERS ALTA LENDERS HOMEOWNER’S OF CLTA OWNERS/JP INSURANCE Table “R” 5 Year Concurrent Basic Basic 5 Year Basic Rate Short Term Rate Refi Rate Rate Short Term $310,000 1252.50 1002.00 543.65 876.75 1377.75 1102.20 $315,000 1263.75 1011.00 547.89 884.63 1390.13 1112.10 $320,000 1275.00 1020.00 552.15 892.50 1402.50 1122.00 $325,000 1286.25 1029.00 556.41 900.38 1414.88 1131.90 $330,000 1297.50 1038.00 560.66 908.25 1427.25 1141.80 $335,000 1308.75 1047.00 564.90 916.13 1439.63 1151.70 $340,000 1320.00 1056.00 569.16 924.00 1452.00 1161.60 $345,000 1331.25 1065.00 573.42 931.88 1464.38 1171.50 $350,000 1342.50 1074.00 577.67 939.75 1476.75 1181.40 $355,000 1353.75 1083.00 581.91 947.63 1489.13 1191.30 $360,000 1365.00 1092.00 586.17 955.50 1501.50 1201.20 $365,000 1376.25 1101.00 590.43 963.38 1513.88 1211.10 $370,000 1387.50 1110.00 594.68 971.25 1526.25 1221.00 $375,000 1398.75 1119.00 598.92 979.13 1538.63 1230.90 $380,000 1410.00 1128.00 603.18 987.00 1551.00 1240.80 $385,000 1421.25 1137.00 607.44 994.88 1563.38 1250.70 $390,000 1432.50 1146.00 611.69 1002.75 1575.75 1260.60 $395,000 1443.75 1155.00 615.93 1010.63 1588.13 1270.50 $400,000 1455.00 1164.00 620.19 1018.50 1600.50 1280.40 $405,000 1467.50 1174.00 624.92 1027.25 1614.25 1291.40 $410,000 1480.00 1184.00 629.64 1036.00 1628.00 1302.40 $415,000 1492.50 1194.00 634.37 1044.75 1641.75 1313.40 $420,000 1505.00 1204.00 639.09 1053.50 1655.50 1324.40 $425,000 1517.50 1214.00 643.82 1062.25 1669.25 1335.40 $430,000 1530.00 1224.00 648.54 1071.00 1683.00 1346.40 $435,000 1542.50 1234.00 653.27 1079.75 1696.75 1357.40
  • 5. ALTA-R ADDITIONAL ALTA AMOUNT ALTA LENDERS ALTA LENDERS HOMEOWNER’S OF CLTA OWNERS/JP INSURANCE Table “R” 5 Year Concurrent Basic Basic 5 Year Basic Rate Short Term Rate Refi Rate Rate Short Term $440,000 1555.00 1244.00 657.99 1088.50 1710.50 1368.40 $445,000 1567.50 1254.00 662.72 1097.25 1724.25 1379.40 $450,000 1580.00 1264.00 667.44 1106.00 1738.00 1390.40 $455,000 1592.50 1274.00 672.17 1114.75 1751.75 1401.40 $460,000 1605.00 1284.00 676.89 1123.50 1765.50 1412.40 $465,000 1617.50 1294.00 681.62 1132.25 1779.25 1423.40 $470,000 1630.00 1304.00 686.34 1141.00 1793.00 1434.40 $475,000 1642.50 1314.00 691.07 1149.75 1806.75 1445.40 $480,000 1655.00 1324.00 695.79 1158.50 1820.50 1456.40 $485,000 1667.50 1334.00 700.52 1167.25 1834.25 1467.40 $490,000 1680.00 1344.00 705.24 1176.00 1848.00 1478.40 $495,000 1692.50 1354.00 709.97 1184.75 1861.75 1489.40 $500,000 1705.00 1364.00 714.69 1193.50 1875.50 1500.40 $505,000 1714.25 1371.40 718.19 1199.98 1885.68 1508.54 $510,000 1723.50 1378.80 721.69 1206.45 1895.85 1516.68 $515,000 1732.75 1386.20 725.18 1212.93 1906.03 1524.82 $520,000 1742.00 1393.60 728.68 1219.40 1916.20 1532.96 $525,000 1751.25 1401.00 732.18 1225.88 1926.38 1541.10 $530,000 1760.50 1408.40 735.67 1232.35 1936.55 1549.24 $535,000 1769.75 1415.80 739.16 1238.83 1946.73 1557.38 $540,000 1779.00 1423.20 742.66 1245.30 1956.90 1565.52 $545,000 1788.25 1430.60 746.16 1251.78 1967.08 1573.66 $550,000 1797.50 1438.00 749.66 1258.25 1977.25 1581.80 $555,000 1806.75 1445.40 753.15 1264.73 1987.43 1589.94 $560,000 1816.00 1452.80 756.65 1271.20 1997.60 1598.08 $565,000 1825.25 1460.20 760.15 1277.68 2007.78 1606.22
  • 6. Residential Property (1-4) Family and Commercial/Industrial Property Insurance Rate Tables For use In All Counties - Effective November 1, 2004 ALTA-R ADDITIONAL ALTA AMOUNT ALTA LENDERS ALTA LENDERS HOMEOWNER’S OF CLTA OWNERS/JP INSURANCE Table “R” 5 Year Concurrent Basic Basic 5 Year Basic Rate Short Term Rate Refi Rate Rate Short Term $570,000 1834.50 1467.60 763.65 1284.15 2017.95 1614.36 $575,000 1843.75 1475.00 767.13 1290.63 2028.13 1622.50 $580,000 1853.00 1482.40 770.63 1297.10 2038.30 1630.64 $585,000 1862.25 1489.80 774.13 1303.58 2048.48 1638.78 $590,000 1871.50 1497.20 777.63 1310.05 2058.65 1646.92 $595,000 1880.75 1504.60 781.12 1316.53 2068.83 1655.06 $600,000 1890.00 1512.00 784.62 1323.00 2079.00 1663.20 $605,000 1899.25 1519.40 788.12 1329.48 2089.18 1671.34 $610,000 1908.50 1526.80 791.62 1335.95 2099.35 1679.48 $615,000 1917.75 1534.20 795.11 1342.43 2109.53 1687.62 $620,000 1927.00 1541.60 798.61 1348.90 2119.70 1695.76 $625,000 1936.25 1549.00 802.11 1355.38 2129.88 1703.90 $630,000 1945.50 1556.40 805.60 1361.85 2140.05 1712.04 $635,000 1954.75 1563.80 809.09 1368.33 2150.23 1720.18 $640,000 1964.00 1571.20 812.59 1374.80 2160.40 1728.32 $645,000 1973.25 1578.60 816.09 1381.28 2170.58 1736.46 $650,000 1982.50 1586.00 819.59 1387.75 2180.75 1744.60 $655,000 1991.75 1593.40 823.08 1394.23 2190.93 1752.74 $660,000 2001.00 1600.80 826.58 1400.70 2201.10 1760.88 $665,000 2010.25 1608.20 830.08 1407.18 2211.28 1769.02 $670,000 2019.50 1615.60 833.58 1413.65 2221.45 1777.16 $675,000 2028.75 1623.00 837.06 1420.13 2231.63 1785.30 $680,000 2038.00 1630.40 840.56 1426.60 2241.80 1793.44 $685,000 2047.25 1637.80 844.06 1433.08 2251.98 1801.58 $690,000 2056.50 1645.20 847.56 1439.55 2262.15 1809.72 $695,000 2065.75 1652.60 851.05 1446.03 2272.33 1817.86
  • 7. ALTA-R ADDITIONAL ALTA AMOUNT ALTA LENDERS ALTA LENDERS HOMEOWNER’S OF CLTA OWNERS/JP INSURANCE Table “R” 5 Year Concurrent Basic Basic 5 Year Basic Rate Short Term Rate Refi Rate Rate Short Term $700,000 2075.00 1660.00 854.55 1452.50 2282.50 1826.00 $705,000 2084.25 1667.40 858.05 1458.98 2292.68 1834.14 $710,000 2093.50 1674.80 861.55 1465.45 2302.85 1842.28 $715,000 2102.75 1682.20 865.04 1471.93 2313.03 1850.42 $720,000 2112.00 1689.60 868.54 1478.40 2323.20 1858.56 $725,000 2121.25 1697.00 872.04 1484.88 2333.38 1866.70 $730,000 2130.50 1704.40 875.53 1491.35 2343.55 1874.84 $735,000 2139.75 1711.80 879.02 1497.83 2353.73 1882.98 $740,000 2149.00 1719.20 882.52 1504.30 2363.90 1891.12 $745,000 2158.25 1726.60 886.02 1510.78 2374.08 1899.26 $750,000 2167.50 1734.00 889.52 1517.25 2384.25 1907.40 $755,000 2176.75 1741.40 893.01 1523.73 2394.43 1915.54 $760,000 2186.00 1748.80 896.51 1530.20 2404.60 1923.68 $765,000 2195.25 1756.20 900.01 1536.68 2414.78 1931.82 $770,000 2204.50 1763.60 903.51 1543.15 2424.95 1939.96 $775,000 2213.75 1771.00 906.99 1549.63 2435.13 1948.10 $780,000 2223.00 1778.40 910.49 1556.10 2445.30 1956.24 $785,000 2232.25 1785.80 913.99 1562.58 2455.48 1964.38 $790,000 2241.50 1793.20 917.49 1569.05 2465.65 1972.52 $795,000 2250.75 1800.60 920.98 1575.53 2475.83 1980.66 $800,000 2260.00 1808.00 924.48 1582.00 2486.00 1988.80 $805,000 2269.25 1815.40 927.98 1588.48 2496.18 1996.94 $810,000 2278.50 1822.80 931.48 1594.95 2506.35 2005.08 $815,000 2287.75 1830.20 934.97 1601.43 2516.53 2013.22 $820,000 2297.00 1837.60 938.47 1607.90 2526.70 2021.36 $825,000 2306.25 1845.00 941.97 1614.38 2536.88 2029.50
  • 8. Residential Property (1-4) Family and Commercial/Industrial Property Insurance Rate Tables For use In All Counties - Effective November 1, 2004 ALTA-R ADDITIONAL ALTA AMOUNT ALTA LENDERS ALTA LENDERS HOMEOWNER’S OF CLTA OWNERS/JP INSURANCE Table “R” 5 Year Concurrent Basic Basic 5 Year Basic Rate Short Term Rate Refi Rate Rate Short Term $830,000 2315.50 1852.40 945.46 1620.85 2547.05 2037.64 $835,000 2324.75 1859.80 948.95 1627.33 2557.23 2045.78 $840,000 2334.00 1867.20 952.45 1633.80 2567.40 2053.92 $845,000 2343.25 1874.60 955.95 1640.28 2577.58 2062.06 $850,000 2352.50 1882.00 959.45 1646.75 2587.75 2070.20 $855,000 2361.75 1889.40 962.94 1653.23 2597.93 2078.34 $860,000 2371.00 1896.80 966.44 1659.70 2608.10 2086.48 $865,000 2380.25 1904.20 969.94 1666.18 2618.28 2094.62 $870,000 2389.50 1911.60 973.44 1672.65 2628.45 2102.76 $875,000 2398.75 1919.00 976.92 1679.13 2638.63 2110.90 $880,000 2408.00 1926.40 980.42 1685.60 2648.80 2119.04 $885,000 2417.25 1933.80 983.92 1692.08 2658.98 2127.18 $890,000 2426.50 1941.20 987.42 1698.55 2669.15 2135.32 $895,000 2435.75 1948.60 990.91 1705.03 2679.33 2143.46 $900,000 2445.00 1956.00 994.41 1711.50 2689.50 2151.60 $905,000 2454.25 1963.40 997.91 1717.98 2699.68 2159.74 $910,000 2463.50 1970.80 1001.41 1724.45 2709.85 2167.88 $915,000 2472.75 1978.20 1004.90 1730.93 2720.03 2176.02 $920,000 2482.00 1985.60 1008.40 1737.40 2730.20 2184.16 $925,000 2491.25 1993.00 1011.90 1743.88 2740.38 2192.30 $930,000 2500.50 2000.40 1015.39 1750.35 2750.55 2200.44 $935,000 2509.75 2007.80 1018.88 1756.83 2760.73 2208.58 $940,000 2519.00 2015.20 1022.38 1763.30 2770.90 2216.72 $945,000 2528.25 2022.60 1025.88 1769.78 2781.08 2224.86 $950,000 2537.50 2030.00 1029.38 1776.25 2791.25 2233.00 $955,000 2546.75 2037.40 1032.87 1782.73 2801.43 2241.14
  • 9. ALTA-R ADDITIONAL ALTA AMOUNT ALTA LENDERS ALTA LENDERS HOMEOWNER’S OF CLTA OWNERS/JP INSURANCE Table “R” 5 Year Concurrent Basic Basic 5 Year Basic Rate Short Term Rate Refi Rate Rate Short Term $960,000 2556.00 2044.80 1036.37 1789.20 2811.60 2249.28 $965,000 2565.25 2052.20 1039.87 1795.68 2821.78 2257.42 $970,000 2574.50 2059.60 1043.37 1802.15 2831.95 2265.56 $975,000 2583.75 2067.00 1046.85 1808.63 2842.13 2273.70 $980,000 2593.00 2074.40 1050.35 1815.10 2852.30 2281.84 $985,000 2602.25 2081.80 1053.85 1821.58 2862.48 2289.98 $990,000 2611.50 2089.20 1057.35 1828.05 2872.65 2298.12 $995,000 2620.75 2096.60 1060.84 1834.53 2882.83 2306.26 $1,000,000 2630.00 2104.00 1064.34 1841.00 2893.00 2314.40 FOR EACH ADDITIONAL $1,000 OF INSURANCE OR FRACTION THEREOF ADD: $1,000,000 to 2.00 1.60 0.75 1.40 2.20 1.76 $3,000,000 $3,000,000 to 1.75 1.40 0.67 1.23 1.93 1.54 $5,000,000 $5,000,000 1.50 1.20 0.57 1.05 1.65 1.06 AND UP *Commercial/Industrial Properties up to $1,000,000