Revised Credit

Unlocking Credit & Identity Theft

Introduction ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What to learn… ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Your Fico Score ,[object Object],[object Object],[object Object],720 785 684 585

What is a FICO Credit Score ,[object Object],[object Object],[object Object]

Range & Averages ,[object Object],[object Object],[object Object],[object Object]

Does it Really Matter? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How Credit Scoring Helps You ,[object Object],[object Object],[object Object],[object Object],[object Object]

What Makes Up Your Fico Score ,[object Object],[object Object],[object Object],[object Object],[object Object]

Tips on Improving Your Credit Score ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Credit Statistics ,[object Object],[object Object],[object Object],[object Object],13; of which 9 are credit cards & 4 installment 40% of credit card holders carry a balance of < $1000 15% are in excess of $10,000 < than 50% have been 30 days late Only 3 of 10 have been 60 days late 77% have never been 90+ late Excluding mortgage, 48% carry less than $5000 of debt. 37% have more than $10,000 in debt

Credit Statistics ,[object Object],[object Object],[object Object],Typical consumer has access to $19,000 on credit cards More than half use < 30% of limit 1 in 17 use > 80% of card limit Avg. consumer has had only 1 inquiry in the past year. Fewer than 6% had 4+ in last year Avg. oldest trade line is 14 yrs 25% have 20+ yrs of credit history Only 1 in 20 have < 2 yrs of history

Unlocking Credit & Identity Theft Your Credit Report

What’s In My Credit Report? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Who Keeps Track of My Credit ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Types of Credit Reports ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Credit Score Facts & Myths ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Fixing Mistakes & Errors ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Sample Credit Report Dispute Letter ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Know Your Rights ,[object Object],[object Object],[object Object],[object Object]

Credit Monitoring Options ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Lock or Freeze Your Credit ,[object Object],[object Object],[object Object],[object Object],[object Object],Step by Step Guide: http://www.consumersunion.org/pdf/security/securityNE.pdf

Identity Theft “ Prevention is Better than the Cure”

ID Theft ,[object Object],[object Object],[object Object],[object Object],[object Object]

2009 Statistics ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

2009 Statistics ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How they get your Personal Info ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

By The Numbers ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

6 Warning Signs of Identity Theft ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How to Protect Yourself ,[object Object],[object Object],[object Object]

Monitor Your Credit! ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Basic Computer Security ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Basics of Protecting Your Information ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What to do if it happens to you? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],http://www.privacyrights.org/fs/fs17a.htm

In Summary….Lets Review ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Credit Bureaus ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Other resources ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Other Resources ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Learn More…. Visit our website PinnacleBankRealEstate.com 402-960-0330 Credit and Identity Theft Education For a Copy of this presentation Click “Home”, then “Credit and Identity Theft” Input pinnaclebank as password 8 Steps to Effective Home Buying Education Click 8 Steps To Buy at the top

Revised Credit

Recomendados

Recomendados

Mais conteúdo relacionado

Mais procurados

Mais procurados (18)

Destaque

Destaque (18)

Semelhante a Revised Credit

Semelhante a Revised Credit (20)

Último

Último (20)

Revised Credit