ASSURE Method

1. Money Management
The Why and the How on Budgeting and Spending for
Everyday Life.

2. My Goal
By the end of this series of lessons, A.) my students will
know B.) how to create and manage a monthly budget, will
know the requirements and annual payout of their selected
careers, the good, the bad, and the ugly of credit and credit
cards, how inflation works in a growing economy, and the
importance of taxes through C.) a series of in class
Discussions, group activities, and individual research and
Presentations by D.) the end of the next 2 months with at
Least 90% participation from all of my students present.

3. What is a Budget?
 Budget(N) - an estimate of income and expenditure for a
set period of time.
To create a budget you need a known source of income,
and all possible bills and other expenditures you might
possibly need to pay off with that source of income.
(Ex. Your car breaks down, $180 worth of repairs needed
for that month.)

4. Lesson 1: Creating the Budget

5. Cost of Living

6. Lesson 2: Careers
 There are many reasons why we select the careers we
choose in life. 85% of people asked in a survey said the
job they currently held was completely different from
what they wanted to be in high school.
 My goal for this lesson is to teach students that the job
they want may not be the easiest path on the road of
life.

7. Steve Jobs Talks about Success
 http://www.youtube.com/watch?v=KuNQgln6TL0

8. Lesson 3: The Importance of
Credit
 Credit is one of the driving factors that stimulates the
economy. To have credit allows you to take out loans for
larger purchases needed in life.
 (Ex. Automobiles, Home Mortgages, College)

9. The Power/Dangers of Plastic
=
RFID Identity Theft
http://www.youtube.com/watch?v=lLAFhTjsQHw

10. Lesson 4: Inflation
Inflation occurs when
the prices of goods and
services increase over
time. Inflation cannot be
measured by an increase
in the cost of one
product or service, or
even several products or
services. Rather, inflation
is a general increase in
the overall price level of
the goods and services
in the economy.

11. Lesson 5: Taxes
 Life in many places, especially in the United States,
taxes are a staple in our lives. Taxes help make
communities better and give people who are less
fortunate an ability to live, as well as many other
reasons.
 “Our new Constitution is now established, and has an
appearance that promises permanency; but in this world
nothing can be said to be certain, except death and
taxes.” – Benjamin Franklin