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What is Debt Settlement & How can it help Americans in debt?
Who can a Debt Settlement program be beneficial to? <ul><li>A Debt Settlement program is a viable option for consumers who have unsecured accounts that are, or are becoming, increasingly unmanageable. </li></ul><ul><li>If you are experiencing inflated interest rates and increased minimum payments, or experiencing a financial hardship, Debt Settlement is a real option for you! </li></ul>
Debt Settlement Defined <ul><li>Debt settlement , also known as debt arbitration or debt negotiation , is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full. </li></ul>
How Debt Settlement works: <ul><li>Once a potential client decides to take action and learn about the options available, designed to aggressively reduce and eliminate unsecured debt, they should reach out to a debt counseling professional at All World Financial. </li></ul><ul><li>First, we begin by discussing your unique financial situation. With a full understanding of your financial status, you and your professional Debt Counselor will choose the appropriate program best suited for you. </li></ul><ul><li>Then, an application and standard service agreement is reviewed by you and your Debt Counselor and executed in order to get on the road toward financial relief. </li></ul>
Engagement and Preparation <ul><li>Once you have retained the services of All World Financial, a Welcome Package will be sent to you containing important information and account details. </li></ul><ul><li>Your assigned Account Manager is always available to answer your questions and provide support. You can also refer to your Welcome Package as a guide throughout the program. </li></ul>
Savings and Representation <ul><li>During the 1 st stage, or “Savings” portion of the program, Correspondence is being sent on your behalf at the right time. This will inform creditors of your hardship, your retained representation, and your intentions to seek affordable re-payment options. Your budget is an important determining factor when discussing settlements. </li></ul><ul><li>Once a client has accumulated a predetermined amount of cash for settlement, professional arbitrators begin the “Pay stage” portion of the program. Your creditors are now SEEKING to “Make a deal!” </li></ul>
Negotiations and Payments <ul><li>Our arbitration staff utilize professionalism, experience, and relationships with creditors to achieve clear and affordable solutions to your outstanding debt. Payments can be processed only when a new agreement is provided directly from the creditor or creditor representative. </li></ul><ul><li>Once we have something in black and white we can process payments from your special purpose account to clear your outstanding debt with each creditor. </li></ul><ul><li>This process will continue until arrangements for all accounts have been made so that you can begin living a DEBT FREE LIFE!! </li></ul>
Questions? <ul><li>You may have quite a few questions for our Debt Counselors. Knowledge is power. Give us the opportunity to earn your business and provide you a life changing service. </li></ul><ul><li>Pick up the phone or submit an online application so we can further discuss your unique situation and provide you “A World of Solutions”. </li></ul><ul><li>NOTE: WE DO NOT SHARE YOUR CONTACT INFORMATION WITH ANYONE. You will be speaking to an All World Financial Representative ONLY! </li></ul><ul><li>Counseling and servicing INHOUSE! </li></ul>