1. MPEANI MAXWELL
Stadium main gate, opposite stadium clinic
054 1175234, 026 7677441
mazzyflexibility@yahoo.com
Profile
Summary
Experienced professional with a successful career in banking, specializing in loan portfolio development, arrears management
(loan restructuring) and recovery.
Combine very well with others at all levels to ensure organizational goals and missions are attained.
Possess excellent interpersonal, analytical, and organizational skills.
Excel within highly competitive environments where specialized skills are the keys to success.
An effective officer with the needed skills necessary to translate the policies and the objectives of the organization.
Banking
Employment
Fidelity Bank of Ghana Limited – Techiman Credit Center
Recoveries Department (Commercial and SME Loan Portfolio) since 2014
Manages the nonperforming loan portfolios of six branches (Berekum, Sunyani – two branches,
Techiman, Bolgatanga and Tamale).
Support legal department on cases under litigation
Coordinate with branch management on tactical means of efficient and effective means of loans
recoveries.
Support relationship managers (RMs) in identifying potential problematic cases under their
portfolio.
Review and restructure loans according to their current conditions.
Ensure processes and procedures concerning arrears management are adhered to.
Discusses with Recoveries Manager and Head of Recoveries issues concerning improvement in
credit processes and procedures.
Combines with the credit center manager in devising efficient and effective arrears management
strategies for the branches.
ProCredit Savings and Loans Company Limited, Techiman Branch Since 2009 - 2014
Snr. Portfolio Quality Officer – P.Q.O
Develop tactics to manage performing and non-performing portfolios.
Reanalysis of client business situations for suitable solution.
Presentation of proposals – restructuring, refinancing, rescheduling etc. to management for suitable
settlements.
Coordinate with branch management on strategic means of ensuring portfolio quality.
Support branch management in the management of the branch especially credit related activities in
their absence.
Identification of the relevant client or guarantor assets to attached in a legal suit
Analyze and do market research for recommendation to management on review of credit processes,
procedures and or improvement in arrears management and recovery strategies.
Highlights:
I was nominated and awarded Star Award (five star) in 2015 as one of the company’s (Fidelity Bank
Ghana Limited) high performers.
Amansie West Rural Bank Limited, Kumasi – Central Market
2006 - 2009
Credit Officer
Analysis of economic and financial viability and social impact of loan request.
Prepare project proposal for approval and monitor and support projects which have received loans.
Analyzed monitoring reports from funded projects and generally assist with the growth and
maintenance of healthy project portfolio.
Review and identification of strategies on credit management and preparation of monthly reports to
the head office.
2. Education MSC/MPHIL Industrial Finance and Investments
Kwame Nkrumah University of Science and Technology, Kumasi Campus.
(Started Since January, 2014 and to be completed in 2015 – Course work completed)
Bachelor of Science in Administration – Accounting Option
University Education of Winneba, Kumasi Campus.
Project Work – Strategic Steps Towards Efficient Loan Portfolio Management – A Case Study of
Ghana Commercial Bank Ltd.
Higher National Diploma (HND) – Accounting Option
2005
Kumasi Polytechnic, Kumasi
Project Work – Entrepreneurship Attitude of Ghanaians – A Case Study of Kumasi Metropolis
2012
Knowledge
and Skills Financial Statement Analysis
References
Arrears Management and Portfolio Development Skills.
Investigative Skills
Analytical Skills
Communication Skills
Georgina MaCcarthy – Recoveries Manager – 024 4341621
Lawrence Kyei – Head of Recoveries and Collections – 020 9532280
Osei Mensah George – General Manager (Amansie West Rural Bank) – 027 6612730