Abstract: Contactless smart card technology work on a secure microcontroller or embedded in a device that communicates with a reader with use of a contactless radio frequency (RF) interface. Smart Cards are secure portable storage devices used for many applications especially security related which involving access to system’s database. For the future of smart card to be bright, it is important to look into several aspects and factors especially those resulted due to the rapid advancement in communication technology. This paper looks into current trends in smart card technology and highlights what is likely to happen in the future. Moreover, the paper addresses other aspects in order to identify the core concepts that are of interest to smart card developers and researchers. Keywords: contactless, security

1. Invention Journal of Research Technology in Engineering & Management (IJRTEM)
ISSN: 2455-3689
www.ijrtem.com Volume 1 Issue 3 ǁ May. 2016 ǁ PP 24-25
| Volume 1| Issue 3 | www.ijrtem.com | May 2016| 24
Analysis on need of Smart Card
Sujata Naik1
, Bhgyashree Muley2
, Sayali Pawar3
1,2,3
Department Of Electronics And Telecommunication Engineering
D Y Patil College Of Engineering, Akurdi, Pune, India
Abstract: Contactless smart card technology work on a secure microcontroller or embedded in a device that communicates with a
reader with use of a contactless radio frequency (RF) interface. Smart Cards are secure portable storage devices used for many
applications especially security related which involving access to system’s database. For the future of smart card to be bright, it is
important to look into several aspects and factors especially those resulted due to the rapid advancement in communication
technology. This paper looks into current trends in smart card technology and highlights what is likely to happen in the future.
Moreover, the paper addresses other aspects in order to identify the core concepts that are of interest to smart card developers and
researchers.
Keywords: contactless, security
1. Introduction
Smart card is one of the greatest achievements in the world of information technology. Similar in size to today's plastic
payment card, the smart card has a microprocessor or memory chip embedded in it that, when coupled with a reader, has the
processing power to serve many different applications. As an access-control device, smart cards can be used to access server remotely
over the Internet and they can make personal and business data available only to the appropriate users. Smart cards provide data
portability, security, convenience and the like. smart cards can be categorized into the following: Memory and microprocessor-
Memory cards simply store data and can be viewed as a small floppy disk with optional security. A microprocessor card, on the other
hand, can add, delete and manipulate information in its memory on the card. Contact and contactless - Contact smart cards are inserted
into a smart card reader, making physical contact with the reader. However, contactless smart cards have an antenna embedded inside
the card that enables communication with the reader without physical contact. A combi card combines the two features with a very
high level of security The scope of uses for a smart card has expanded each year. In recent years, the information age has introduced
an array of security and privacy issues that have called for advanced smart card security applications. This paper describes about the
necessities of smart card in current market where all technogy base is contactless communication. There are many sectors which are
using smartcards for access of data over radio frequency. These paper also describes how educational, financial and medival sectors
are moving fastly toward contactless access.
2. Need Of Contactless Smart Chip Technology
In Contactless smart chip technology contains microcontroller or equivalent intelligence, internal memory, and a RF
transreceiver embedded in a device that communicates with a reader through a contactless interface. contactless smart chip
technology is being leveraged to improve speed, convenience and security. This technology is used in a wide range of applications
from payment cards to protecting personal information in government and corporate identification cards, electronic passports and
visas, Contactless smart chips can securely manage, store, and provide access to data on the device in which they are embedded
Contactless smart chip technology is available in a variety of forms – plastic cards, watches, key fobs, documents, and other handheld
devices, such as mobile phones. This technology is not related to ―non-smart‖ RF chip technologies, such as the RFID tags used for
inventory management/product tracking applications, which require minimal functionality.The drawbacks of methods of payment –
magnetic stripe cards and cash that we found that are The readers are not made available for the driving license (smart card) to traffic
squads by traffic department in many cities,The collection of fine is not automated; instead manual memo book is used to collect
fine,Proposed readers are contact readers which will be time consuming Just what are the advantages of contactless payments over
other The answer is speed and security, as has been substantiated in the early implementations and in recent market research.
Consumers no longer have to worry about having enough cash for a purchase—they can place their contactless payment device in
close proximity to a reader and go. In most cases, they do not even have to sign a receipt or enter a personal identification number
(PIN). As a result,an American Express study found contactless transactions to be 63% faster than cash and 53% faster than using a
traditional credit card. Research also shows that consumers generally spend more per transaction when they don’t use cash. as a result
of fewer requirements to handle cash, improved operational efficiencies, and reduced maintenance required by contactless readers.

2. Analysis on need of Smart Card
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3. Conclusion
Smart card inclined with advent of convenience and security issues. Utilizing smart card technology essentially improves
protection. It secures private qualified data on the card with progressed cryptography and digital signatures to avoid illegal changes
and to anticipate cloning of the card. This permits the single person to control access to their information and kills the requirement for
mid database access throughout character verification. contactless smart cards with elevated conveyance velocities are currently ready
that have enough memory to store an interesting unique mark template (fingerprint) or photographic representation. These methods are
higher secure system can utilize contactless smart card technology to attain an extent of security, throughput and cost objectives.
Smart card improves Efficiency Utilizing smart card technology for distinguishing proof and confirmation of people gives the most
productive execution of a secure authentication system. It also Upgrades and offers Flexibility
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