SBI, State Bank of India offers car loans for both, salaried and self-employed people, as long as one has steady income. They offer loan to purchase a new or a used car.
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How To Get SBI Car Loan At Low Interest Rates
1. How To Get SBI Car Loan At Low Interest Rates
SBI, State Bank of India offers car loans for both, salaried and self-employed people, as
long as one has steady income. They offer loan to purchase a new or a used car. The car loan
amount and the interest rate are charged depending on various factors such as:
Income
History of employment
Car model and make
Used or new car
Availing a car loan should be done by comparing car loan offers. This can be done by
sending your requirement electronically so that the lenders contact you with details.
Payable fees and charges towards SBI car loan
A 1% processing fee of the loan amount is charged and the fee is capped usually.
In case you repay earlier than the time frame agreed, a foreclosure penalty is charged
on the foreclosed loan amount to 4%.
SBI Net Banking
SBI is accessible online for personal and customer services. Majority of the towns in India
have SBI branch. The biggest asset is the core banking and having an account with SBI
makes transactions easier.
Activating SBI Net Banking can be done following this procedure:
Apply for net banking
Get the user id and password by logging on to www.sbionline.com
Click personal banking and insert the user id and password to log in
Now change your user id and password as you require
Firstly, you can view your account
Next, request the branch to offer transaction right
Obtain the right and operate net banking.
Online banking security tips:
Type the URL in the browser.
Refrain clicking email message offering links to the site.
SBI never sends SMS/email to reach you, so never respond to such mails.
Change Internet banking password at intervals.
Avoid accessing from shared PCs and cyber cafes.
2. SBI branches
Main SBI is in Mumbai
SBI Branches are 16000 and are all over India
SBI has 131 branches in 32 countries
SBI branches are in 14 circles as Mumbai, Patna, Hyderabad, Chennai, Lucknow,
Ahmedabad, Bangalore, Bhopal, Kerala, Delhi, North East, Bengal, Bhubaneshwar and
Chandigarh.
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