همواره فن آوري IT براي برآورده کردن الزامات مقررات گذاري بانکي مورد استفاده قرار مي گرفته است، ولي چه چيز جديدي در RegTech در بانکداري وجود دارد؟ تفاوت فن آوري در اين است که در بانکداري الکترونيک در اطلاعات غرق مي شويم، ولي در بانکداري ديجيتال عطش نسبت به بينش و خرد مديريتي؛ توسط RegTech برآورده مي شود.
4. ACHIEVING REGULATORY COMPLIANCE IN A DIGITAL
WORLD: THE RISE OF REGTECH
• RegTech (Regulatory Technology) is more than a buzzword, it is a very real movement that is
already having an impact on regulatory compliance.
• the RegTech companies who are providing solutions in the areas of
1. Regulatory Reporting
Enable automated data distribution and regulatory reporting through big data analytics, real time reporting and cloud
2. Risk Management
Detect compliance and regulatory risks, assess risk exposure and anticipate future threats
3. Identity Management & Control
Facilitate counterparty due diligence and Know Your Customer (KYC) procedures. AML and anti-fraud screening and detection.
4. Compliance
Real time monitoring and tracking of current state of compliance and upcoming regulations
5. Transaction Monitoring
Solutions for real time transaction monitoring and auditing. Leverage the benefits of distributed ledger through Blockchain
technology and cryptocurrency
5. REGULATORY AND REPORTING REQUIREMENTS THAT WOULD
BENEFIT FROM REGTECH
REGTECH IN FINANCIAL
SERVICES: TECHNOLOGY
SOLUTIONS FOR
COMPLIANCE AND
REPORTING
The Institute of
International Finance
March 2016