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Conclusions and recommendations of the Commission on Funding of Care and Support 4 th  July 2011 Fairer care funding
[object Object],[object Object],[object Object],[object Object],Conclusions and recommendations of the Commission on Funding of Care and Support The Commission’s remit
Setting the context
Conclusions and recommendations of the Commission on Funding of Care and Support The number of older people is increasing Growth in the number of older people in England 2010-2030
Conclusions and recommendations of the Commission on Funding of Care and Support Flexible societies are good at adapting Proportion of UK population aged 65 and over
Conclusions and recommendations of the Commission on Funding of Care and Support We are four times richer than in 1948 Gross domestic product, UK
Conclusions and recommendations of the Commission on Funding of Care and Support Social care is one element of state support Public spending on older people in England 2010/11
Conclusions and recommendations of the Commission on Funding of Care and Support Care costs are uncertain and can be very high Expected future lifetime cost of care for people aged 65 in 2009/10
Problems with the current system
Conclusions and recommendations of the Commission on Funding of Care and Support Funding has not kept up with demand Expenditure and demand: older people’s social care (2009/10 prices)
Conclusions and recommendations of the Commission on Funding of Care and Support People face high costs in the current system Maximum possible asset depletion for people with £150k residential care costs
Conclusions and recommendations of the Commission on Funding of Care and Support Some people can lose most of their assets Maximum possible asset depletion for people in residential care
Capping the cost of care
Conclusions and recommendations of the Commission on Funding of Care and Support A cap removes the risk of very high costs Expected lifetime costs for people going into care in 2010/11, by percentile
Conclusions and recommendations of the Commission on Funding of Care and Support A cap removes the risk of very high costs Expected lifetime costs for people going into care in 2010/11, by percentile
Conclusions and recommendations of the Commission on Funding of Care and Support And offers significant asset protection  Maximum possible asset depletion for people with £150k residential care costs
Conclusions and recommendations of the Commission on Funding of Care and Support But we also need to reform the means test The effect of extending the means test on the amount of support people receive
Conclusions and recommendations of the Commission on Funding of Care and Support But we also need to reform the means test The effect of extending the means test on the amount of support people receive
Conclusions and recommendations of the Commission on Funding of Care and Support Extending the means test helps the poorest Maximum possible asset depletion for people with £150k residential care costs
Conclusions and recommendations of the Commission on Funding of Care and Support Extending the means test helps the poorest Maximum possible asset depletion for people with £150k residential care costs
Conclusions and recommendations of the Commission on Funding of Care and Support The reforms reduce the costs individuals face Initial level of wealth Maximum spend on care £40,000 £50,000 £70,000 £100,000 £150,000 £9,000 £12,000 £18,000 £28,000 £35,000
[object Object],[object Object],[object Object],Conclusions and recommendations of the Commission on Funding of Care and Support General living costs
The cost and impacts of reform
Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn
Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn
Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn
Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn Education: £61bn
Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn Education: £61bn Defence: £44bn
Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn Education: £61bn Defence: £44bn Social care and disability benefits for adults: £27bn
Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn Education: £61bn Defence: £44bn The cost of reform: £2bn Social care and disability benefits for adults: £27bn
Conclusions and recommendations of the Commission on Funding of Care and Support Who benefits from the reforms? Public expenditure on social care, by income quintile Reforms Current system
Conclusions and recommendations of the Commission on Funding of Care and Support Who benefits from the reforms? Additional public expenditure as a proportion of income, by income quintile
Other recommendations
[object Object],[object Object],[object Object],[object Object],[object Object],Conclusions and recommendations of the Commission on Funding of Care and Support Improved assessments
[object Object],[object Object],[object Object],[object Object],Conclusions and recommendations of the Commission on Funding of Care and Support More coherent and aligned care and support
[object Object],[object Object],Conclusions and recommendations of the Commission on Funding of Care and Support We are recommending other reforms including: We think there is potential for innovation in care delivery models to really develop (e.g. extra care housing). We also think there will be an opportunity for the  financial services  sector to help people with their contributions.
Thank you

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Commission Recommends Capping Care Costs at £72K

  • 1. Conclusions and recommendations of the Commission on Funding of Care and Support 4 th July 2011 Fairer care funding
  • 2.
  • 4. Conclusions and recommendations of the Commission on Funding of Care and Support The number of older people is increasing Growth in the number of older people in England 2010-2030
  • 5. Conclusions and recommendations of the Commission on Funding of Care and Support Flexible societies are good at adapting Proportion of UK population aged 65 and over
  • 6. Conclusions and recommendations of the Commission on Funding of Care and Support We are four times richer than in 1948 Gross domestic product, UK
  • 7. Conclusions and recommendations of the Commission on Funding of Care and Support Social care is one element of state support Public spending on older people in England 2010/11
  • 8. Conclusions and recommendations of the Commission on Funding of Care and Support Care costs are uncertain and can be very high Expected future lifetime cost of care for people aged 65 in 2009/10
  • 9. Problems with the current system
  • 10. Conclusions and recommendations of the Commission on Funding of Care and Support Funding has not kept up with demand Expenditure and demand: older people’s social care (2009/10 prices)
  • 11. Conclusions and recommendations of the Commission on Funding of Care and Support People face high costs in the current system Maximum possible asset depletion for people with £150k residential care costs
  • 12. Conclusions and recommendations of the Commission on Funding of Care and Support Some people can lose most of their assets Maximum possible asset depletion for people in residential care
  • 13. Capping the cost of care
  • 14. Conclusions and recommendations of the Commission on Funding of Care and Support A cap removes the risk of very high costs Expected lifetime costs for people going into care in 2010/11, by percentile
  • 15. Conclusions and recommendations of the Commission on Funding of Care and Support A cap removes the risk of very high costs Expected lifetime costs for people going into care in 2010/11, by percentile
  • 16. Conclusions and recommendations of the Commission on Funding of Care and Support And offers significant asset protection Maximum possible asset depletion for people with £150k residential care costs
  • 17. Conclusions and recommendations of the Commission on Funding of Care and Support But we also need to reform the means test The effect of extending the means test on the amount of support people receive
  • 18. Conclusions and recommendations of the Commission on Funding of Care and Support But we also need to reform the means test The effect of extending the means test on the amount of support people receive
  • 19. Conclusions and recommendations of the Commission on Funding of Care and Support Extending the means test helps the poorest Maximum possible asset depletion for people with £150k residential care costs
  • 20. Conclusions and recommendations of the Commission on Funding of Care and Support Extending the means test helps the poorest Maximum possible asset depletion for people with £150k residential care costs
  • 21. Conclusions and recommendations of the Commission on Funding of Care and Support The reforms reduce the costs individuals face Initial level of wealth Maximum spend on care £40,000 £50,000 £70,000 £100,000 £150,000 £9,000 £12,000 £18,000 £28,000 £35,000
  • 22.
  • 23. The cost and impacts of reform
  • 24. Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn
  • 25. Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn
  • 26. Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn
  • 27. Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn Education: £61bn
  • 28. Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn Education: £61bn Defence: £44bn
  • 29. Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn Education: £61bn Defence: £44bn Social care and disability benefits for adults: £27bn
  • 30. Conclusions and recommendations of the Commission on Funding of Care and Support All spending: £697bn NHS: £103bn Social security for older people: £85bn Education: £61bn Defence: £44bn The cost of reform: £2bn Social care and disability benefits for adults: £27bn
  • 31. Conclusions and recommendations of the Commission on Funding of Care and Support Who benefits from the reforms? Public expenditure on social care, by income quintile Reforms Current system
  • 32. Conclusions and recommendations of the Commission on Funding of Care and Support Who benefits from the reforms? Additional public expenditure as a proportion of income, by income quintile
  • 34.
  • 35.
  • 36.