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Demand Draft
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Definition NI Act 85(A)
Payable to order on demand
Not made payable to bearer
Features similar BOE
Bank Failure
Signature on Demand Draft
Prior Arrangements
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How do you handle a situation where
1. A Demand draft issued by your other
branch is
presented through clearing is unsigned
2. Customer is not ready to give an
indemnity
bond but he wants the duplicate Demand
Draft
3. RBI Draft brought by your Customer is 8
months old. Can you make the payment?
4. Customer comes and demands for bearer
Demand draft when cheques are issued
why
not DD
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A person not having account with the branch
presents a Demand draft for Rs 5000 on the
counter . What is reaction ?
A Demand draft presented for payment where
issuing branch name is missing. What is your
reaction ?
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