Innovative Ways to Assess Client Credit-Worthiness

1. The easiest way to intelligently judge risk.

2. Mission: Expand access to
responsible microcredit
using predictive analytics.

4. Descriptive
Analytics VS
Predictive
Analytics

5. Predictive
Analytics
Application
Loan Decision
Collection
Repayment

7. It’s Easy to Use

8. It’s Easy
We don’t need any new data to predict.
We don't ask you to collect more data, meaning we don't need to change your process or
charge you for new data.
BIG EXPORT LOGO

9. It’s Easy
We plug into your existing
software and systems.
You don't need to re-train your staff, learn a new
software, or remember a new login. Just turn us un, it's
that easy.

10. It’s Powerful

11. Treat every borrower as an individual.
We don't use "hard and fast rules", which means that we are able to
assign different weights for risk indicators associated with each
customer.
It’s Powerful

12. It’s Powerful
Factor in non-linear complexity.
Most analytics look at linear relationships between risk
indicators we examine the world with tools that account for it's
non-lilnear complexity. This means we can do more with less
data.

13. It’s Powerful
Look at millions of data points.
We pull in secondary data sources and are able to break your
existing data into many more potential indicators.

14. Results
15-30% net decrease in defaulted loans when
predicting outcomes of microfinance and product
finance. This is dependent on quality and quantity of
data.
80-89% ability to forecast the outcome of
the next payment for a borrower at any point in
their loan.