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Future Of M-Commerce
Get more life with M-Commerce
What Is M-Commerce
• Mobile commerce (m-commerce,
m-business)—any e-commerce done
in a wireless environment, especially
via the Internet
– Can be done via the Internet, private
communication lines, smart cards, etc.
– Creates opportunity to deliver new
services to existing customers and to
attract new ones
Early content and applications have all been geared
around information delivery but as time moves on the
accent will be on revenue generation.
M- commerce
Entertainment
• Music
• Games
• Graphics
• Video
Communications
• Short Messaging
• Multimedia Messaging
• Unified Messaging
• e-mail
• Chatrooms
• Video - conferencing
Transactions
• Banking
• Broking
• Shopping
• Auctions
• Betting
• Booking & reservations
• Mobile wallet
• Mobile purse
Information
• News
• City guides
• Directory Services
• Maps
• Traffic and weather
• Corporate information
• Market data
Applications Of M-
Commerce
M-Commerce
Security in M-Commerce:
Environment
Operator centric model
CA
Bank (FI)
Merchant
Content
Aggregation
Internet
SAT GW
WAP GW
Mobile
Network
Mobile Bank
WAP1.1(+SIM where avail.)
WAP1.2(WIM)
(SIM)
Security and
Payment
Mobile e-Commerce
Server
Mobile IP
Service
Provider
Network
Mobile commerce from the
Customer‘s point of view
• The customer wants to access information,
goods and services any time and in any
place on his mobile device.
• He can use his mobile device to purchase
tickets for events or public transport, pay
for parking, download content and even
order books and CDs.
• He should be offered appropriate payment
methods. They can range from secure
mobile micropayment to service
subscriptions.
Mobile commerce from the
Provider‘s point of view
• The future development of the mobile telecommunication
sector is heading more and more towards value-added
services. Analysts forecast that soon half of mobile
operators‘ revenue will be earned through mobile
commerce.
• Consequently operators as well as third party providers
will focus on value-added-services. To enable mobile
services, providers with expertise on different sectors will
have to cooperate.
• Innovative service scenarios will be needed that meet
the customer‘s expectations and business models that
satisfy all partners involved.
Attributes of M-Commerce
and Its Economic
Advantages
– Mobility—users carry cell phones or other mobile
devices
– Broad reach—people can be reached at any time
– Ubiquity—easier information access in real-time
– Convenience—devices that store data and have
Internet, intranet, extranet connections
– Instant connectivity—easy and quick connection to
Internet, intranets, other mobile devices, databases
– Personalization—preparation of information for
individual consumers
– Localization of products and services—knowing
where the user is located at any given time and match
service to them
Mobile Computing
Infrastructure
• Cellular (mobile)
phones
• Attachable
keyboard
• PDAs
• Interactive pagers
• Other devices
– Notebooks
– Handhelds
 Screenphones—a
telephone equipped
with color screen,
keyboard, e-mail, and
Internet capabilities
 E-mail handhelds
 Wirelined—connected
by wires to a network
Hardware
Mobile Application: Financial
Tool
• As mobile devices become more secure
• Mobile banking
• Bill payment services
• M-brokerage services
• Mobile money transfers
• Mobile micropayments
• Replace ATM’s and credit cards??
Applications of Mobile Devices for
Consumers/Industries
• Personal Service Applications
– example airport
• Mobile Gaming and Gambling
• Mobile Entertainment
– music and video
• Hotels
• Intelligent Homes and Appliances
• Wireless Telemedicine
• Other Services for Consumers
FUTURE IN M-COMMERCE

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The Future of M-Commerce: Mobile Payments & Revenue Growth

  • 1. Future Of M-Commerce Get more life with M-Commerce
  • 2. What Is M-Commerce • Mobile commerce (m-commerce, m-business)—any e-commerce done in a wireless environment, especially via the Internet – Can be done via the Internet, private communication lines, smart cards, etc. – Creates opportunity to deliver new services to existing customers and to attract new ones
  • 3. Early content and applications have all been geared around information delivery but as time moves on the accent will be on revenue generation. M- commerce Entertainment • Music • Games • Graphics • Video Communications • Short Messaging • Multimedia Messaging • Unified Messaging • e-mail • Chatrooms • Video - conferencing Transactions • Banking • Broking • Shopping • Auctions • Betting • Booking & reservations • Mobile wallet • Mobile purse Information • News • City guides • Directory Services • Maps • Traffic and weather • Corporate information • Market data
  • 5. Security in M-Commerce: Environment Operator centric model CA Bank (FI) Merchant Content Aggregation Internet SAT GW WAP GW Mobile Network Mobile Bank WAP1.1(+SIM where avail.) WAP1.2(WIM) (SIM) Security and Payment Mobile e-Commerce Server Mobile IP Service Provider Network
  • 6. Mobile commerce from the Customer‘s point of view • The customer wants to access information, goods and services any time and in any place on his mobile device. • He can use his mobile device to purchase tickets for events or public transport, pay for parking, download content and even order books and CDs. • He should be offered appropriate payment methods. They can range from secure mobile micropayment to service subscriptions.
  • 7. Mobile commerce from the Provider‘s point of view • The future development of the mobile telecommunication sector is heading more and more towards value-added services. Analysts forecast that soon half of mobile operators‘ revenue will be earned through mobile commerce. • Consequently operators as well as third party providers will focus on value-added-services. To enable mobile services, providers with expertise on different sectors will have to cooperate. • Innovative service scenarios will be needed that meet the customer‘s expectations and business models that satisfy all partners involved.
  • 8. Attributes of M-Commerce and Its Economic Advantages – Mobility—users carry cell phones or other mobile devices – Broad reach—people can be reached at any time – Ubiquity—easier information access in real-time – Convenience—devices that store data and have Internet, intranet, extranet connections – Instant connectivity—easy and quick connection to Internet, intranets, other mobile devices, databases – Personalization—preparation of information for individual consumers – Localization of products and services—knowing where the user is located at any given time and match service to them
  • 9. Mobile Computing Infrastructure • Cellular (mobile) phones • Attachable keyboard • PDAs • Interactive pagers • Other devices – Notebooks – Handhelds  Screenphones—a telephone equipped with color screen, keyboard, e-mail, and Internet capabilities  E-mail handhelds  Wirelined—connected by wires to a network Hardware
  • 10. Mobile Application: Financial Tool • As mobile devices become more secure • Mobile banking • Bill payment services • M-brokerage services • Mobile money transfers • Mobile micropayments • Replace ATM’s and credit cards??
  • 11. Applications of Mobile Devices for Consumers/Industries • Personal Service Applications – example airport • Mobile Gaming and Gambling • Mobile Entertainment – music and video • Hotels • Intelligent Homes and Appliances • Wireless Telemedicine • Other Services for Consumers