Unfortunately Margie was ill, so her business partner Natalie Jardim presented on her behalf. This was presented at "Invest in Yourself Seminar" on the 13 October 2010.

2. Disclaimer Natalie Jardim is an Authorised Representative (ASIC Number 383 079) of Romad Financial Services Pty Ltd , Australian Financial Services Licensee Number 238 032. As the authorising licensee Romad Financial Services Pty Ltd is responsible for the general advice provided in their presentation limited to those services it has authorised Natalie Jardim to provide. The information presented at this seminar is for educational purposes only. Any information given by Aspire International Pty Ltd, any company in the Aspire Group (including Aspire Capital Ltd), the presenter/s or employees is offered as illustrations only and should not be construed under any circumstance as specific financial, legal or investment advice. This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances. To assist you in doing this, you should obtain a copy of and consider the Product Disclosure Statement for this product before making any decision The laws applicable to investment, taxation, benefits, and other financial issues are constantly changing and are often subject to changes in government policy. While every care has been taken to ensure the accuracy of the information presented at the time of this seminar, neither Aspire International Pty Ltd, Aspire Capital Pty Ltd or its employees, the author, presenter, promoters, or publishers will bear any responsibility or liability for any action taken by any person, persons, or organisation on the purported basis of information contained in the workshop, its notes, its sessions, manuals or any support materials. The information offered at the seminar is provided with the intention on supplying basic information only, based on the presenter’s personal experiences as a real estate investor, a licensed real estate agent, property developer, mortgage broker, landlord and tenant. It is recommended that no person, persons or organisation make any investment decision unless their own particular individual financial circumstances have been assessed by a licensed financial adviser or otherwise qualified professional person.

4. Educator- bachelor in Education- Primary.

5. Educator- Wealth Coach (property) Coached in excess of 100 people.

6. Developer & Property Investor. Developed in excess of $50million

7. Quoted in Wealth Creator Magazine

8. Featured in “ Millionaire in Training”, “Wealth Creator” “Cosmopolitan magazine.” and “Sunday Times” as a property expert.

9. Featured in the new Offspring magazine

10. Finalist in the Cosmo Fun and Fearless Female Entrepreneur 2009.

12. THE POWER OF PROPERTY Historically proven to be a safe and steady investment Can see it Ever increasing demand Leverage Value add

13. CONTENT FOR TODAY How to purchase under market value Different Strategies Case studies Opportunity

14. HOW TO PURCHASE UNDERMARKET VALUE 1. Research – know value 2. Find motivated vendor 3. Don’t compete 4. Negotiate hard – no emotion

15. WHAT ARE YOU INVESTING FOR? If you don’t know where you are going how can you plan to get there? You must know your destination and then work out a plan!

16. MARVET VS DEAL There is no such thing as a good market or bad market. Only a good deal or bad deal.

17. CASH- FLOW STRATEGIES FLIPS OPTIONS RENO & SELL HOUSE & LAND PACKAGES DEVELOPING REJUVINATION, SUBDIVISION & SELL

18. CAPITAL GROWTH STRATEGIES BUY & HOLD RENO & HOLD UNIT DEVELOPMENTS OFF THE PLAN

19. CASH FLOW STRATEGY- FLIP Motivated Vendor Buy low and sell high, quickly. Buy well under market value and resell it quickly. You must make lots and lots of offers lower price bracket homes High Volume of sales. Plan B, C and D Timing simultaneous settlement – allowing 90-120 days

20. AN EXAMPLE OF A FLIP Block of Land in Success- 19th July 2007 Purchase price- $158,000 In costs (stamp duty, settlement fees etc...) $5,507 $100 (ticket) $500 (for the weekend) Total in costs= $164 107

21. AN EXAMPLE OF A FLIP Sale Price= $225,000 Out costs (settlement and agent fees)= $6,525 Total in costs-$164 107 PROFIT= $54,368

22. PROFIT= $54,368

23. REJUVINATION/ SUBDIVISION

24. MOANING! OHHHHHHHHHHH- AHHHHHHHHHHHHHH!

25. BEFORE

26. AFTER

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39. WALKAWAY

40. PROFIT

42. WHERE DO YOU WANT TO BE? A Mentor is wisdom without the wait, success without the pain and learning through the loss of another.

44. Live the life YOU dream of

45. PROPERTY PROGRAM 6 month intensive program Commencing in 2 months- Nov Your Personal Coach and Wealth Team. 1 on 1 fortnightly accountability telephone sessions with your Coach. Inspirational 3 hour Monthly Seminar Sessions Monthly book Property Tasks Powerful Strategy Development - Buy & Hold, Renovations, Developing, Negotiating, Vendor Financing, off the Plan, Researching Skills, Wraps, No cash down deals,

46. PROPERTY PROGRAM Cash flow strategies - Options & Flips 6 Month Subscription to RP Data (valued at $4000) Profit, Results & Accountability Focus Over $18,000.00 of Value

48. Alchemy Interviews Subscription valued at $379

50. VALUE SO FAR: 6 month intensive program Your Personal Coach and Wealth Team. 1 on 1 Fortnightly accountability telephone sessions with your Coach. Inspirational Monthly Group Seminar Sessions Powerful Cash flow Strategies Value $18000 Plus Bonus Alchemy Masters membership, DVD pack & Personal Consult Value $2039 Total Value $20,039

51. YES THERE IS MORE!

52. Money Back No Questions Asked We Pay You 100% back if you decide this is not for you at the end of your first session

53. Payment Plan available Deposit is only $1423 TODAY to secure your place & 6 equal payments of $1423 Option B Or One off Payment of $8777 *weekly & fortnightly option also available

54. It’s time to invest in yourself Take control of your Future