1. บริษัท ลีซ อิท จำกัด (มหำชน)
Opportunity Day : 3 June 2014
www.leaseit.co.th
Lease IT Public Company Limited

2. Section 1 Company Profile
Section 2 Products
Section 3 Portfolio
Section 4 Financial Highlights
Section 5 Business Trend
Content

3. Company Profile
Section 1

4. 2006 2007
4
20102009
 Founded to support
SVOA as its financial
arm providing
Leasing / Hire
Purchase and
Factoring services.
 Increased
paid-up
capital from
Bt 60 mn to
Bt 100 mn
 Expanded its
business to other
products apart
from SVOA.
 Launched “Trade
Finance” service
 Provided “Bid
Bond” service
2013
 Offered “Project
Backup Financing”
service
 Converted to Public
Company Limited.
2012
Milestone
 Listed in MAI
 First Trading Day
in 25 March 2014
2014

5. Milestone
5

6. Shareholders Structure
Top 10 Shareholders (As of 11 April, 2014)
1. SVOA Public Company Limited 47.00%
2. Mr. Prasit Kanchanasakchai 8.00%
3. Mr. Min Intanate 3.21%
4. Mr. Songphon Chatchawanpun 1.50%
5. Mr. Viwat Jitpreedakorn 0.88%
6. Mrs. Prakravee Changwicukarn 0.80%
7. Thai NVDR Company Limited 0.68%
8. Mr. Sutree Tatsananukunkit 0.60%
9. Mrs. Thitima Larkummoon 0.58%
10. Mr. Arnirut Proommee 0.51%
SVOA Plc.
47%
Mr.Prasit
8%
Shareholders
>=1 Million
Shares
11%
Shareholders <
1 Million Shares
34%
Paid-up Capital : Bt 200 million
No. Shares : 200 million
Number of Shareholders
SVOA Public Company Limited 1
MR..Prasit Kanchanasakchai 1
Shareholders >=1 Million Shares 13
Shareholders < 1 Million Shares 2,119
Total 2,134
Source : TSD 6

7. Managing Director
Audit Committee
Board of Directors
Assistant MD
Internal Audit
General Manager
Sales and Marketing Credit and Control Operation Accounting and Admin.
Organization Structure
7

8. Board of Directors
Mrs. Duangphorn Sucharittanuwat Chairman / Independent Director/ Chairman of Audit Committee
Mr. Thienchai Srivichit Vice Chairman
Mr. Sompon Aketerajit Director
Mr. Prakob Visitkitjakarn Independent Director / Audit Committee
Police General Jate Mongkolhutthi Independent Director / Audit Committee
Mr. Suthud Khancharoensuk Independent Director / Audit Committee
Board of Directors & Management Team
Mrs. Nijnirun Suwannakate Independent Director / Audit Committee
8

9. Management Team
Mr. Sompon Aketerajit Managing Director
Mrs. Rungnapa Ogas Assistant Managing Director
Mr. Teerawat Khummuang General Manager
Mr. Riththigrai Bunthoathook Assistant Manager – Sales and Marketing
Ms. Piyanan Mongkol Assistant Manager – Credit and Control
Ms. Cattaleeya Jongsawat Assistant Manager – Accounting and Admin.
Board of Directors & Management Team
9

10. เป็นแหล่งเงินทุนทางเลือกนอกภาคสถาบันการเงิน(Non
Bank)ที่สามารถสร้างโอกาสให้แก่ผู้ประกอบการขนาดกลาง
และขนาดย่อม (SME)ให้สามารถเข้าถึงแหล่งเงินทุนในการ
ประกอบธุรกิจจนนาไปสู่การยกระดับความสัมพันธ์ระหว่าง
กันในระดับคู่ค้า (True Financial Partner)
Corporate Mission
10

11. มุ่งมั่นที่จะเป็นแหล่งเงินทุนแนวหน้าที่ไม่ใช่สถาบันการเงิน
(Non Bank) ที่มีการพัฒนาผลิตภัณฑ์ทางการเงินอย่างต่อเนื่องให้มี
ความแตกต่าง เพื่อตอบสนองความต้องการ(Needs) ที่หลากหลาย
ของลูกค้า/คู่ค้า โดยเฉพาะอย่างยิ่งให้ครอบคลุมตลอดสายวงจรการ
ทาธุรกิจ (Full range services) และตลอดสาย
ประเภทผลิตภัณฑ์(Full rangeproduct
categories)
Corporate Vision
11

12. Products
Section 2

13. Products
1. Leasing , Hire Purchase
2. Factoring
3. Trade Finance
4. Project Backup Financing
5. Bid Bond
13

14. From downstream to upstream
Factoring,
Leasing, Hire purchase
Trade Finance,
Project Backup Financing
Bid Bond
ประมูลงาน
จัดหาสินค้าและบริการ ปฏิบัติงาน
ส่งมอบงาน
14

15. Leasing & Hire Purchase
 Provide service to customer who having
Leasing / Hire Purchase contract with
government agency, state enterprise,
school or university.
 Focus on computer & IT product which
is LIT’s expertise.
 Be able to assign or control the payment
of the receivable
15

16. Factoring
 Focus on receivables who are government,
state enterprise or large corporate
 Be able to assign or control payment of
receivable
 Product or service that the customer has to
deliver to its receivable must not be
complex or has condition that is hard to
control.
16

17. Trade Finance
 Focus on customer who possesses capability
to operate its business and has a good track
record with LIT
 Have capability to repay debt
 Be able to assign or control the
payment of receivable
 Products or services that customer has to
deliver to the receivables must not be complex
or have some conditions that is hard to control.
17

18. Project Backup Financing
 Focus on customer who possesses capability to
operate its business and has a good track record
with LIT
 Have capability to repay debt
Be able to assign or control the
payment of receivable
Products or services that customer
has to deliver to the receivables
must not be complex or have some
conditions that is hard to control.
18

19. Bid Bond
 Focus on customer who has good track
record and possesses capability and expertise
for the bidding project.
 Able to assign or control the payment of
receivable
 Product or service that the customer has to
deliver to its receivable must not be complex
or has condition that is hard to control
 Possess capability to work in that industry.
 Be the project of government or state
enterprise
19

20. Portfolio
Section 3

21. Total Finance & Outstanding
21

22. Total Finance by Product
(2010 – Q1/2014)
22

23. Total Finance
by Type of Business (2010 – Q1/2014)
23

24. Outstanding
as of 31/3/2014
24

25. Financial Highlight
Section 4

26. Financial Summary
Total RevenuesUnit : MB
2011 2012 2013
MB MB MB
Interest Income 49.09 65.12 73.55
Fees and service income 8.14 14.36 18.43
Other income 12.41 14.12 12.67
Total Revenues 69.64 93.60 104.65
Selling expense (7.29) (7.88) (9.15)
Administrative expenses (13.56) (16.16) (24.58)
Provision (1.77) (2.34) (4.50)
Financial cost (21.55) (25.95) (26.31)
Income tax expenses (7.29) (9.41) (8.01)
Net Profit 18.18 31.86 32.10
Net Profit Margin 26.11% 34.04% 30.67%
69.64
93.60
104.65
18.18
31.86 32.10
-
20.00
40.00
60.00
80.00
100.00
120.00
2011 2012 2013
Total Revenues Net Profit

27. Financial Summary
19.57
24.13
27.44
6.21
7.27
9.10
-
5.00
10.00
15.00
20.00
25.00
30.00
Q1/2012 Q1/2013 Q1/2014
Total Revenues Net Profit
31.73%
30.13%
33.17%
Q1/2012 Q1/2013 Q1/2014
Net Profit Margin
Total Revenues
Unit : MBQ1/2012 Q1/2013 Q1/2014
MB MB MB
Interest Income 13.66 17.29 18.03
Fees and service income 2.81 3.67 5.11
Other income 3.10 3.17 4.30
Total Revenues 19.57 24.13 27.44
Selling expense (2.70) (2.85) (1.82)
Administrative expenses (3.55) (5.57) (6.57)
Provision (0.45) (0.40) (1.04)
Financial cost (4.99) (6.20) (6.65)
Income tax expenses (1.67) (1.84) (2.26)
Net Profit 6.21 7.27 9.10
Net Profit Margin 31.73% 30.13% 33.17%

28. Total Revenues
Revenues Breakdown Revenues Breakdown by types of
product
19.55
24.13
27.44
Unit : MB
Unit : MB
19.55
24.13
27.44
13.66
17.29 18.03
2.81
3.67
5.11
1.09
0.75
0.95
2.01
2.43
3.35
-
5.00
10.00
15.00
20.00
25.00
30.00
Q1/2012 Q1/2013 Q1/2014
Interest Income Fees and service income
Margin Other income
7.50 8.07 8.52
6.23
6.33 6.39
2.53
6.35
7.77
1.09
0.75
0.95
2.01
2.43
3.35
0.20
0.20
0.46
-
5.00
10.00
15.00
20.00
25.00
30.00
Q1/2012 Q1/2013 Q1/2014
Leaseing&Hire Purchase Factoring
Project Backup Financing Trade Finance
Other Bid Bond

29. Balance Sheet
 Assets have increased of Account receivable mainly
due to a new product “ Product Backup Financing”
launched in 2012
Unit :
MB
608.84
685.54
704.02
560.00
580.00
600.00
620.00
640.00
660.00
680.00
700.00
720.00
2012 2013 Q1/2014
455.58
495.13
357.78
153.26
190.41
346.23
-
100.00
200.00
300.00
400.00
500.00
600.00
2012 2013 Q1/2014
Liabilities Equities
Liabilities&Equities
 Liabilities have increased consistently due to its
extension in providing new services to customers.
 Shareholders’ equity increased share capital of 16
million share in 2012 and 84 million share in
Q1/2014
Unit : MBAssets

30. Asset Quality
-
100.00
200.00
300.00
400.00
500.00
600.00
700.00
2012 2013 Q1/2014
272.36 306.79 286.84
150.97
144.69 153.01
94.74
126.74 120.96
53.02
57.96 70.67
Leaseing&Hire Purchase Factoring
Project Backup Financing Trade Finance
Total Assets Account Receivables
Unit :
MB
Unit :
MB
-
100.00
200.00
300.00
400.00
500.00
600.00
700.00
800.00
2012 2013 Q1/2014
567.77
638.72 631.48
41.07
46.82 72.68
Account Receivable Others
 Accounts receivables accounted for 93.17% and 89.69% of total Assets in 2013 and Q1/2014
 Accounts receivables from Leasing & Hire Purchase has the largest proportion of total account receivables which
were 48.03% and 45.42% in 2012 and Q1/2014

31. Age of Outstanding Account Receivables For Q1/2014 Asset Quality Ratio
Asset Quality
0.72
1.18
1.75 1.84
0
0.2
0.4
0.6
0.8
1
1.2
1.4
1.6
1.8
2
2011 2012 2013 Q1/2014
Allowance for Doubtful Account
Unit : MB
Unit :
Time
Undue,
580.44, 86%
< 1 Month,
23.91, 3%
2-3 months,
54.13, 8%
4-6 months,
13.72, 2%
7-12
months,
0.44, 0%
Over 12
months,
3.97, 1%

32. Financial Ratio
 Interest rate spread increased to 9.25% in Q1/2014 mainly due to new product “Project Backup Financing”
launching in 2012.
 As a result, its net profit margin in 2013 and Q1/2014 increased to 30.67% and 33.17%, respectively with ROE at
18.64% and 13.57%. ROE in Q1/2014 decreased because the Initial Public Offering (IPO) increased 84 million
share.
Profitability Ratio 2011 2012 2013 Q1/2014
Interest Rate (Interest income + Fees income) 15.32% 17.16% 16.57% 16.01%
Interest expenses Rate (%) 8.54% 7.90% 6.71% 6.76%
Interest Rate Spread (%) 6.78% 9.26% 9.86% 9.25%
Net Profit Margin (%) 26.11% 34.04% 30.67% 33.17%
ROE 14.52% 22.44% 18.64% 13.57%
Efficiency Ratio :
Return on Assets (%) 4.22% 5.93% 4.96% 5.24%
Interest Income To Asset Ratio (%) 8.28% 9.96% 10.15% 9.49%
Finacail Ratio :
Dividend Payout Ratio (%) 60.00% 57.12% 62.31% n/a
Debt to Equity Ratio (Times) 2.56 2.97 2.59 1.03

33. Business Trend
Section 5

34. Business Trend
DONE 2013
CORE PRODUCT FINANCING
Leasing & Hire Purchase 31,045,457.89 10% 300,000,000.00 138% 217,891,019.84
Factoring 333,944,592.08 22% 1,500,000,000.00 109% 1,381,014,727.84
PRODUCT INCOMES
Leasing & Hire Purchase 8,515,846.34 20% 41,710,000.00 120% 34,778,328.79
Factoring 6,388,503.98 21% 30,700,000.00 115% 26,758,853.63
Trade & Project Backup Finance 8,515,846.34 18% 47,600,000.00 142% 33,634,982.29
Bid Bond 461,419.77 9% 4,900,000.00 203% 2,412,508.73
Total 23,881,616.43 19% 124,910,000.00 128% 97,584,673.44
DONE TARGET 2014

35. Q&A
…Thank You…