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EMPOWERING THE POOR
  THROUGH MOBILES
CAN A SIMPLE DEVICE LIKE A MOBILE
 PHONE BE USED FOR EMPOWERING
 THE POOR AND THE MARGINALISED?
CONSIDER THE SCENARIO:

 An NREGA worker receives her weekly wages in her bank account
How do I check the
            amount credited to
                  me?



Do I have to visit the
  bank branch or an
  ATM every time?



             The branch is far away from
               my home. I shall have to
             incur travelling costs as well
                as lose a day's wages
However, if her bank account is mobile
                enabled:
I can do virtually all the
transactions through a simple
SMS or voice-based interface




                           What's more? I
                           can do all this in
                          my own language!
THERE ARE MYRIADS OF OTHER WAYS
  IN WHICH A MOBILE PHONE CAN
       EMPOWER THE POOR
FACILITATE THE RURAL HEALTH
PROGRAM

    A Primary Health Centre (PHC) in a rural area can send SMS or
    voice alerts to all pregnant women for scheduled health check-
    ups


    The same can be done for immunisations for children
All this can dramatically improve the outcomes of
programmes like the National Rural Health Mission.
SMOOTH FUNCTIONING OF THE PUBLIC
DISTRIBUTION SYSTEM
 SMS alerts can be sent to the ration card holders to keep a check on
  fraudulent withdrawals

 A citizen will also be able send a complaint about deficiency in any
  service far more easily using a mobile phone

                                     
                                         All this information can be
                                         captured and made available to
                                         the concerned government
                                         departments in real time and can
                                         be monitored from anywhere.

    Imagine the impact it will have on transparency, accountability, and
    quality of service delivery across the board.


    It will improve the systemic accountability and enable a bottom-up
    participation of citizens in governance.


    These are sure shot ways to improve the quality of governance and
    make a substantial dent in the all-pervasive corruption.
THAT'S GREAT! BUT HOW CAN
ALL THIS BE MADE POSSIBLE?

   Lets look at some Facts & Figures

    Mobile phones are ubiquitous in India today with over 900 million
    subscribers, of which over one third are in rural areas


    The reach of mobiles is much greater than that of computers and
    internet. They have relatively low physical infrastructure requirements
    and are more cost-effective in remote areas.


    SMS and voice are powerful mobile technologies that do not require
    internet connectivity to work. This can prove to be a boon in rural and
    remote areas.

    With the falling prices of mobile devices, endless possibilities
    have emerged for their use in significantly enhancing the
    outcomes of social and economic development programmes.


    Their entry barriers are low as they require only basic literacy
    for use and offer affordable, portable, and real-time access to
    communication and information to the people who previously
    had no access to such communication modes.
FOR BUSINESSES

    Mobiles can be used for enhancing developmental impacts in diverse
    sectors such as health, education, agriculture, animal husbandry, etc.


    They can help in combating poverty by improving the delivery of
    services in these areas.

 They can also be used as tools for
  economic empowerment of the farmers
  and poor micro-entrepreneurs in rural
  areas by reducing information
  asymmetries as market information
  can be accessed almost instantly
  reducing travel expenditures and
  increasing speed of trade

 Tablets can significantly enhance the
  educational experience of students
  through well-designed content.
FOR SECURITY

    Mobiles can also act as potent instruments for saving lives by sending
    warnings and alerts in disasters and crisis situations.

     For women, they allow greater independence and enhanced security
    and can be used to monitor violence against them
FOR THE GOVERNMENT

    Mobile technologies can be used in new and innovative ways to engage with
    citizens and stakeholders, for eg. in holding consultations and gathering
    feedback.


    They can help in strengthening the demand side of governance by allowing
    the citizens to engage with public institutions and demand better services.


    This can foster transparency and accountability and generate new
    possibilities for open government.


• They can also enable disintermediation in
  the delivery of services by facilitating direct
  contact with the citizens.
M-GOVERNANCE
           
               M-governance is an umbrella term that
               covers the use of mobile technologies (e.g.,
               SMS, USSD, voice, location, mobile
               applications, etc.) to enhance the
               governance and developmental impacts in
               various domains.

           
               While deeply intertwined to e-governance,
               it has emerged as a separate domain
               aimed specifically at addressing the
               digital divide in access to government
               services and programmes.
CONCLUSION

    However, by themselves, they cannot be effective in development or
    governance.


   To make them act as catalysts in this process, policies need to be in
   place to
1. support access to information,
2. development of relevant content and services in the local languages,
3. an enabling infrastructure, and
4. an effective awareness and communication campaign aimed at the end
   users.


    Recent initiatives by the RBI for mobile based financial inclusion and
    by the Department of Electronics and IT to make mobile based
    provisioning of government services mandatory by all government
    departments and agencies offer great hope to achieve this vision.

                   To access a related infographic on this topic, click here http://1.usa.gov/12w1vKs
THANK YOU

www.theradiationdoctor.wordpress.com

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Empowering the poor through mobiles

  • 1. EMPOWERING THE POOR THROUGH MOBILES
  • 2. CAN A SIMPLE DEVICE LIKE A MOBILE PHONE BE USED FOR EMPOWERING THE POOR AND THE MARGINALISED?
  • 3. CONSIDER THE SCENARIO: An NREGA worker receives her weekly wages in her bank account
  • 4. How do I check the amount credited to me? Do I have to visit the bank branch or an ATM every time? The branch is far away from my home. I shall have to incur travelling costs as well as lose a day's wages
  • 5. However, if her bank account is mobile enabled:
  • 6. I can do virtually all the transactions through a simple SMS or voice-based interface What's more? I can do all this in my own language!
  • 7. THERE ARE MYRIADS OF OTHER WAYS IN WHICH A MOBILE PHONE CAN EMPOWER THE POOR
  • 8. FACILITATE THE RURAL HEALTH PROGRAM  A Primary Health Centre (PHC) in a rural area can send SMS or voice alerts to all pregnant women for scheduled health check- ups  The same can be done for immunisations for children
  • 9. All this can dramatically improve the outcomes of programmes like the National Rural Health Mission.
  • 10. SMOOTH FUNCTIONING OF THE PUBLIC DISTRIBUTION SYSTEM  SMS alerts can be sent to the ration card holders to keep a check on fraudulent withdrawals  A citizen will also be able send a complaint about deficiency in any service far more easily using a mobile phone  All this information can be captured and made available to the concerned government departments in real time and can be monitored from anywhere.
  • 11. Imagine the impact it will have on transparency, accountability, and quality of service delivery across the board.  It will improve the systemic accountability and enable a bottom-up participation of citizens in governance.  These are sure shot ways to improve the quality of governance and make a substantial dent in the all-pervasive corruption.
  • 12. THAT'S GREAT! BUT HOW CAN ALL THIS BE MADE POSSIBLE? Lets look at some Facts & Figures
  • 13. Mobile phones are ubiquitous in India today with over 900 million subscribers, of which over one third are in rural areas  The reach of mobiles is much greater than that of computers and internet. They have relatively low physical infrastructure requirements and are more cost-effective in remote areas.  SMS and voice are powerful mobile technologies that do not require internet connectivity to work. This can prove to be a boon in rural and remote areas.
  • 14. With the falling prices of mobile devices, endless possibilities have emerged for their use in significantly enhancing the outcomes of social and economic development programmes.  Their entry barriers are low as they require only basic literacy for use and offer affordable, portable, and real-time access to communication and information to the people who previously had no access to such communication modes.
  • 15. FOR BUSINESSES  Mobiles can be used for enhancing developmental impacts in diverse sectors such as health, education, agriculture, animal husbandry, etc.  They can help in combating poverty by improving the delivery of services in these areas.  They can also be used as tools for economic empowerment of the farmers and poor micro-entrepreneurs in rural areas by reducing information asymmetries as market information can be accessed almost instantly reducing travel expenditures and increasing speed of trade  Tablets can significantly enhance the educational experience of students through well-designed content.
  • 16. FOR SECURITY  Mobiles can also act as potent instruments for saving lives by sending warnings and alerts in disasters and crisis situations.  For women, they allow greater independence and enhanced security and can be used to monitor violence against them
  • 17. FOR THE GOVERNMENT  Mobile technologies can be used in new and innovative ways to engage with citizens and stakeholders, for eg. in holding consultations and gathering feedback.  They can help in strengthening the demand side of governance by allowing the citizens to engage with public institutions and demand better services.  This can foster transparency and accountability and generate new possibilities for open government. • They can also enable disintermediation in the delivery of services by facilitating direct contact with the citizens.
  • 18. M-GOVERNANCE  M-governance is an umbrella term that covers the use of mobile technologies (e.g., SMS, USSD, voice, location, mobile applications, etc.) to enhance the governance and developmental impacts in various domains.  While deeply intertwined to e-governance, it has emerged as a separate domain aimed specifically at addressing the digital divide in access to government services and programmes.
  • 19. CONCLUSION  However, by themselves, they cannot be effective in development or governance.  To make them act as catalysts in this process, policies need to be in place to 1. support access to information, 2. development of relevant content and services in the local languages, 3. an enabling infrastructure, and 4. an effective awareness and communication campaign aimed at the end users.  Recent initiatives by the RBI for mobile based financial inclusion and by the Department of Electronics and IT to make mobile based provisioning of government services mandatory by all government departments and agencies offer great hope to achieve this vision. To access a related infographic on this topic, click here http://1.usa.gov/12w1vKs