This document provides information about getting a payment account with a debit and ATM card from St. Paul's Credit Union. The account offers a recognized account number and sort code to receive salaries, benefits and pensions, pay bills and make payments to any account. It also includes a combined debit and ATM card for purchases, cash withdrawals from ATMs worldwide, and setting up direct debits and standing orders. The account provides dependable and secure payment facilities backed by the credit union without hidden fees. Customers can switch their current account to St. Paul's online or by phone.