This document requests information on various budgeting, cost, and healthcare insurance terms. It asks the reader to define budgets and provide examples, explain what budgeting, direct and indirect costs, and productive and non-productive hours mean. It also asks the reader to define HMO, PPO, POS healthcare plans and provide one example of each from their city or state. Finally, it asks the reader to define DRGs and provide examples of cost-saving strategies used in nursing.