Tom coupé kse

Trust in Banks and Implications for Savings Behaviour Tom Coupé Kyiv Economics Institute at the Kyiv School of Economics www.kse.org.ua

Outline ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Confidence in Financial Institutions (Gallup,2009)

Lesson I ,[object Object],[object Object],[object Object]

Trust in Banks and Financial Institutions (LITS, 2006)

Trust in Banks and Financial Institutions (LITS, 2010)

Macro Lessons ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

GFK - Trust towards different institutions: dynamics In 2007 the trust to banks was higher than to militia. It was then followed by sharp decline in 2008. In 2009 the trust to banks is gradually reviving

Trust Towards Different Institutions – Ukraine versus Belarus ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Macro Lessons ,[object Object],[object Object],[object Object],[object Object],[object Object]

Existing studies ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Confidence In National Government (Gallup 2009)

What Explains The Variation in Trust in Banks over Countries? ,[object Object]

What Explains The Variation in Trust in Banks over Countries? ,[object Object],[object Object]

What Explains The Variation in Trust in Banks over Countries? ,[object Object],[object Object],[object Object]

What Explains The Variation in Trust in Banks over Countries? ,[object Object],[object Object],[object Object],[object Object]

Summarizing So far ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Why does it Matter? GFK - Overall importance : dynamics % of all respondents, September 2008 (N=1000); March 2009 (N=1000); September 2009 (N=1000).

Data ,[object Object],[object Object],[object Object]

Adding Additional Variables ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Why Do Banks Need Deposits - Banks’ Roles in the Economy ,[object Object],[object Object],[object Object],[object Object]

Macro Lessons ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Tom coupé kse

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