assignment help available

1. I need help with writing my paper for class enterprise Project
management. We were given the option of any topic and I selected
Health Care Reform. I neen my paper to be 7 pages long and this includes
the titile and reference page. Thanks,Ashley
Title: Health Care Reform for a Small Business/ Rough Draft of Final ProjectAshley
WilsonWeek3What is the top risk for Healthcare reform?Risk IssuesWas the approach
successful?Regulatory UncertaintyYesHow stakeholders will be affected with the recent
changeStakeholder education and audience reassurance remain priorities for community-
based nonprofit hospitals struggling to cope with the operational consequences of the
reform in a tough economy.YesAgile approachDealing with low income to none and
taxes.YesRequirementsHave to have insurance by 2014.YesThe risk Methodology connector
applied is to identify members with the greatest chance of incurring high cost based on their
life style indicators and omissions in care. The American Healthcare system is an
interlocked network of patients, physicians, hospitals, employers, and insurers and other
stakeholders. The Healthcare reform provides access of insurance to uninsured and
individual with pre-existing conditions. One change can reshape the entire system.
Stakeholder education and audience reassurance remain priorities for community-based
nonprofit hospitals struggling to cope with the operational consequences of the reform in a
tough economy .This also provides individuals access to coverage that does not impose any
coverage exclusions. There is also now a penalty on taxes if you individuals font have
healthcare insurance. There is a 2% of your yearly income or $325 per person for the year
and $162.50 per child under the age of 18/ year 2015 fee. You will pay the fee in the federal
income tax return. (www.healthcare.gov/fees-exemptions/fee-for-not-being-covered/)I
agree with the Healthcare reform as this brought down the cost of health care coverage.
Health plans, including the grandfather plan (I have this plan.) must annually report on the
share of premium dollars spent on medical care and provide rebates for medical loss ratios.
Obama signed into law on March 23, 2010. (http://en.m.wikipedia.org)Health Reform is
used for creating changes for governmental policy that affects health care delivery in a given
place. ((http://obamacarefacts.com/obamacare-small-business/)I work for Arkansas Blue
Cross and Blue Shield and we are striving to make Health plans more affordable for new and
existing members. There are 4 different plans being offered to help individuals afford
insurance (HCR):1.Silver2.Bronze 3.Gold 4.Platinum.The purpose of the Metallic in which is
a standard policy for members/ a policy that is affordable and gives more care to citizens.

2. Consumers have a difficult time with choosing from so many plans and different policies. It
is over whelming with choosing and comparing benefits coverage and out-of pockets as
some plans may not explain to the member what type of policy they have. Some members
feel that having insurance is too expensive and they would rather not have any. The
Standard policy is defined that the services must be covered and make the out of pocket
cost more transparent.These benefits include Emergency service, laboratory service
prescription drugs and vision just to name a few. The Standard plan insures small group can
offer plans that will fit within four levels of coverage and off the exchange. Insures are not
required to offer a health plan but if they see the product they must offer at least one silver
plan and one gold. I have a gold plan as the deductible as myself has a 420 co-pay/$30 for
specialty and an annual deductible $1000.HIPAA excepted benefit as traditional plans
include ancillary products like critical illness, accident and cancer policies. In 2014 Insures
are likely to offer a rich product designed for less income replacement.
(http://Healthadvantage-hmo.com)Metallic
plans:BronzeSilverGoldPlatinumDeductible:$2500Deductible $2000Deductible
$1000Deductible $300Coinsurance 50%Coinsurance 70%Coinsurance 80%Coinsurance
90%Annual out of pocket $6500Annual out of pocket$5500Annual out of pocket
$3000Annual out of pocket $2500Pcp co-pay n/aPcp co-pay $40Pcp copay $20Pcp co-pay
$20Drug card n/aDrug card $10-30-50Drug card-Same as silverDrug card-Same as
silverReferencehttp://Healthadvantage-hmo.comhttp://obamacarefacts.com/obamacare-
small-business/https://www.healthcare.gov/fees-exemptions/fee-for-not-being-covere Do
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