Best term insurance plans in india

1. Best Term Life Insurance Plans

2. Following Charts show all
the online and offline
term insurance plans
name, and their
premiums

3. The premiums above are for 30
yrs old non-smoking male,
and 30 yrs policy tenure.
The premium quoted is for Rs
1 crore sum assured and
does not include service tax.

4. Most of the term plans also
allow riders along with their
plans.
Riders are additional benefits
which you can take by paying
some extra premium.

9. If you concentrate on the claim
settlement and trust factor
then the only option is
LIC of India Term Insurance
(Jeevan Amulya).

10. Online Term plans are directly
from the life insurance
company.
Wherein an insurance agent is
not involved in the process
thus resulting in low premium
for you.

11. Offline Term plans are bought
through an insurance agent.
The premiums you pay for
indemnifying risk to life is
high when compared to
online term plans.

12. So, which is the best Term
plan in the market?

13. Best term plan depends upon your
requirement i.e.
at what age you are opting for it
and till what age you require it
and the premium you are willing to
pay for the term plan.

14. You should always check on claim
settlement ratio of the insurance
company from which you are
buying the term plan,
since it is the most important
factor in deciding which policy to
go for.

15. Which one do you think
makes sense out of online
and offline term plan ?
Give your suggestions

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