Katalin Kauzli gave a presentation on building an invoice management service for banks to help small and medium enterprises. Currently, the payments ecosystem is digital but the invoicing process remains largely paper-based. Charlie-India helps banks provide a seamless digital invoicing experience by storing invoices, allowing businesses to issue and receive digital invoices, and integrating invoice data with bank transaction data and accounting systems. A case study from Hungary demonstrated an integrated invoicing and payments ecosystem where invoice and payment data are automatically matched at the bank. The presentation concluded with a demonstration of a real-life invoicing ecosystem simulation to experience the benefits of working with digitally accessible invoice data.

1. SME BANKING CLUB PRAGUE
ROUNDTABLE
05 DECEMBER 2019
Katalin Kauzli
Co-founder

2. BIRTH OF THE PAYMENT ECOSYSTEM

3. PAYMENTSINVOICING
 Seamless experience
 Digital/being disrupted
 Transaction data accessible
 Existing ecosystem
 Painful experience
 Paperlike processing
 Transaction data NOT
accessible even if a digital
invoice is generated
PURCHASING
 Seamless experience
 Digital/disrupted by internet
 Transaction data controlled by
vendors

4. DIGITAL INVOICE
MANAGEMENT
Access To
Finance
Less Time With
Administration Getting Paid
CHARLIE INDIA HELPS BANKS TO BUILD
INVOICE MANAGEMENT SERVICES TO MAKE
SME’S LIFE EASIER

5. Invoice data exchange ecosystem be built up
next to the payment ecosystem
WITH CHARLIE
INDIA BANKS CAN
HELP BUSINESSES
WORK TOGETHER,
BETTER

6. CASE STUDY: BESPOKE INVOICING
SERVICES BY BANKS: POWERED BY
CHARLIE-INDIA
Store
invoices
Transactions
and invoice
matchingIssue digital
invoices
Receive and process
digital invoices
Access to bank
transaction data
Pay
invoices
Accounting
integration
BANK
2

7. CASE STUDY: HUNGARY – WORKING
INVOICING&PAYMENT ECOSYSTEM
SME
Invoice and
invoice data
Payment and
payment data
SME
Payment data
automatically
generated
from supplier invoice
data at the bank
Customer invoice data
generated
at the bank
Supplier invoice and
invoice data
Payment and
payment data
Customer Invoice
data matched with
payment data
BANK 2

8. CREATE AND SEND INVOICE
€53.02 million

9. ACCEPT AND PAY INVOICE

10. ACCEPT AND PAY INVOICE

11. ACCEPT AND PAY INVOICE

12. ACCEPT AND PAY INVOICE

13. ACCEPT AND PAY INVOICE

14. REAL LIFE INVOICING ECOSYSTEM
SIMULATION – START YOUR TEST
DRIVE
Real life systems with test users
Experience benefits of working with digitally
accessible data
Understand how to capture value from invoice
data for banking

15. Contact:
Katalin Kauzli
Business Development Director
katalin.kauzli@partnerhub.hu