ZOCCAM streamlines the closing process so you can focus on what matters most. The ZOCCAM platform offers earnest money deposit delivery, wiring instructions, document management, ID authentication, and closing funds delivery with real-time notifications. Funds are sent directly to the escrow recipient's bank. Get on board ZOCCAM Today!!
Connecting Strategy to Execution, Jonathan Bertfield, Senior Faculty, Lean St...Lean Startup Co.
If you don't have a strategy in place for deploying Lean Startup, you'll end up with siloed efforts that fail to shift the organizational culture or capacity for experimentation. In this session, Jonathan Bertfield will unpack the connection between strategy, experimentation, and execution using core tools from the Lean Startup method. Attendees will unpack your business’ strategic hypothesis and use that as the starting point for defining an experimentation road map.
This document discusses how the GDPR impacts digital marketing. It begins by providing context on the digital transformation and the importance of data. It then discusses the key aspects of the GDPR including territorial scope, definitions of personal and sensitive data, data subject rights, and responsibilities of controllers and processors. It notes that under the GDPR, companies must be able to demonstrate compliance. The rest of the document discusses specific implications for digital marketing like obtaining consent, managing cookies and third parties, international data transfers, and potential solutions like using contracts and considering the public interest. It concludes that while challenging, the GDPR presents an opportunity for digital marketing if companies adapt practices to prioritize privacy.
The document discusses internal control over financial reporting at PT. Indonesia Power for 2016. It covers topics such as ensuring the effectiveness and efficiency of operations, the reliability of financial reporting, and compliance with laws and regulations. It describes the implementation of an internal control framework (ICOFR) to provide reasonable assurance of accurate financial reporting. Key aspects of the ICOFR implementation include business process modeling, risk control matrices, control self-assessments, and migrating to a new application-based system for centralized management of the process.
We are living through an extraordinary pandemic (CV-19) that has changed all the network norms including the way we work and communicate. An invisible consequence has been the transformation of internet and telecoms traffic promoted by people working from home, restrictions on all travel and a paralysis of almost all social norms. Living and working in isolation for 3 - 5 months has become the new mode for many, and even the most technophobic have had to turned to video conferencing and on-line purchases to ‘survive’
From a network point of view the transition has seen the concentrations of traffic in major cities and towns mutate to the dispersed and disparate working, social and entertainment activities that have found the last mile wanting. Insufficient bandwidth connectivity and resilience have quickly become a prime concern with the overloading of core networks a lesser concern.
Installing new optical links and making the core (undersea and overland long-lines) networks more robust is relatively easy as they are by far the most resilient and secure of our infrastructures. It is the local loop, our last mile, that poses the hard to fix problem. In this session we present tested model solutions based on direct ‘dark-fibre’ to home and office with no electronics, splitters or access points in the field. This is augmented by Mesh-Nets and 4/5G providing temporary bridges for random fibre breaks and cable damage.
In today's dynamic business landscape, planning and budgeting need to adapt to changing business conditions. Derik Rothman, Director at Futuresense, says a company's business processes need to be flexible enough to be able to handle landscape changes, and flexible enough to do it fast and efficiently, without putting the business at risk.
4 GDPR Hacks to Mitigate Breach Risks Post GDPRTransUnion
The document discusses four hacks to mitigate breach risk under the GDPR. The first hack is to embrace the core tenants of GDPR such as privacy by design and data minimization. The second hack is to reduce risk with multi-factor authentication (MFA) by requiring multiple factors for authentication. The third hack is to improve the user experience of authentication with transparent authentication methods like device pairing. The fourth hack is to secure the entire customer journey.
Blockchain Technology : Privacy Perspectives and Security ConcernsGokul Alex
My Session on the emerging contours of identity and privacy in the Digital World and how Blockchain is playing a decisive role in this landscape in the upcoming #FintechSummit, Bangalore on August 08, 2018. You can find further details on the Event Portal. https://lnkd.in/fbAmsqf
IMPLEMENTING AI & MACHINE LEARNING INTO ACCOUNTINGNishant Kadian
Digital transformation is around the corner, and AI and Machine Learning are majorly involved in improving the way accountancy takes place. Let's have a look how these technologies affecting accounting professionals.
Connecting Strategy to Execution, Jonathan Bertfield, Senior Faculty, Lean St...Lean Startup Co.
If you don't have a strategy in place for deploying Lean Startup, you'll end up with siloed efforts that fail to shift the organizational culture or capacity for experimentation. In this session, Jonathan Bertfield will unpack the connection between strategy, experimentation, and execution using core tools from the Lean Startup method. Attendees will unpack your business’ strategic hypothesis and use that as the starting point for defining an experimentation road map.
This document discusses how the GDPR impacts digital marketing. It begins by providing context on the digital transformation and the importance of data. It then discusses the key aspects of the GDPR including territorial scope, definitions of personal and sensitive data, data subject rights, and responsibilities of controllers and processors. It notes that under the GDPR, companies must be able to demonstrate compliance. The rest of the document discusses specific implications for digital marketing like obtaining consent, managing cookies and third parties, international data transfers, and potential solutions like using contracts and considering the public interest. It concludes that while challenging, the GDPR presents an opportunity for digital marketing if companies adapt practices to prioritize privacy.
The document discusses internal control over financial reporting at PT. Indonesia Power for 2016. It covers topics such as ensuring the effectiveness and efficiency of operations, the reliability of financial reporting, and compliance with laws and regulations. It describes the implementation of an internal control framework (ICOFR) to provide reasonable assurance of accurate financial reporting. Key aspects of the ICOFR implementation include business process modeling, risk control matrices, control self-assessments, and migrating to a new application-based system for centralized management of the process.
We are living through an extraordinary pandemic (CV-19) that has changed all the network norms including the way we work and communicate. An invisible consequence has been the transformation of internet and telecoms traffic promoted by people working from home, restrictions on all travel and a paralysis of almost all social norms. Living and working in isolation for 3 - 5 months has become the new mode for many, and even the most technophobic have had to turned to video conferencing and on-line purchases to ‘survive’
From a network point of view the transition has seen the concentrations of traffic in major cities and towns mutate to the dispersed and disparate working, social and entertainment activities that have found the last mile wanting. Insufficient bandwidth connectivity and resilience have quickly become a prime concern with the overloading of core networks a lesser concern.
Installing new optical links and making the core (undersea and overland long-lines) networks more robust is relatively easy as they are by far the most resilient and secure of our infrastructures. It is the local loop, our last mile, that poses the hard to fix problem. In this session we present tested model solutions based on direct ‘dark-fibre’ to home and office with no electronics, splitters or access points in the field. This is augmented by Mesh-Nets and 4/5G providing temporary bridges for random fibre breaks and cable damage.
In today's dynamic business landscape, planning and budgeting need to adapt to changing business conditions. Derik Rothman, Director at Futuresense, says a company's business processes need to be flexible enough to be able to handle landscape changes, and flexible enough to do it fast and efficiently, without putting the business at risk.
4 GDPR Hacks to Mitigate Breach Risks Post GDPRTransUnion
The document discusses four hacks to mitigate breach risk under the GDPR. The first hack is to embrace the core tenants of GDPR such as privacy by design and data minimization. The second hack is to reduce risk with multi-factor authentication (MFA) by requiring multiple factors for authentication. The third hack is to improve the user experience of authentication with transparent authentication methods like device pairing. The fourth hack is to secure the entire customer journey.
Blockchain Technology : Privacy Perspectives and Security ConcernsGokul Alex
My Session on the emerging contours of identity and privacy in the Digital World and how Blockchain is playing a decisive role in this landscape in the upcoming #FintechSummit, Bangalore on August 08, 2018. You can find further details on the Event Portal. https://lnkd.in/fbAmsqf
IMPLEMENTING AI & MACHINE LEARNING INTO ACCOUNTINGNishant Kadian
Digital transformation is around the corner, and AI and Machine Learning are majorly involved in improving the way accountancy takes place. Let's have a look how these technologies affecting accounting professionals.
Case studies and work samples from the portfolio of Michael Dariusroses/foundation
The document provides an overview of the work experience and design projects of Michael Darius. It summarizes his roles designing visual systems and interfaces for companies like Cisco, Apple, and wearable tech startups. Some of his notable projects include designing the Cisco Symphony design system, visual language and pattern library for Cisco's next generation of endpoint systems in 2016, as well as his work on interfaces for early Apple products and services like the iTunes Store, iPhoto, and iCloud between 2000-2014.
The document discusses how businesses can transform their customer service through enlightened innovation using technologies like Red Hat JBoss xPaaS services on OpenShift. It recommends that businesses accelerate development and deployment, integrate applications and data across the enterprise, and automate business processes to react quickly to changes in order to better understand and engage customers. This will allow businesses to innovate faster and smarter.
ANOVA is a small shop of optimization experts who work with you to find the perfect balance between price and quality instead of simply dumping leads on our buyers. This slideshare illustrates how ANOVA is different.
Data Science: Overhyped fad, or the foundation of the future?Payvision
The future is coming -- and it's going to be driven by AI. But if you’re going to invest in data science and machine learning, you may as well do it right, or not do it at all. Here’s how.
---
Interested in finding out more? Check out our accompanying blog post here: https://www.acapture.com/4-ways-to-improve-your-data-science-roi/.
Speaker: MICHELE DALLACHIESA
"Drones: What's Next?" Drones are going into business. Having already made the leap from military to consumer use, they are now headed for industries from construction to inspection to surveillance. Nevertheless, there is the common thread of them increasing efficiency, increasing safety and doing so at lower costs.
In this talk, he will present an outlook of the drone market followed by an introduction to Skysense's services. Skysense’s mission is to enable fully autonomous, unattended and persistent drone missions for enterprises at the forefront of the inspection and security markets. He will conclude with a brief history of Skysense, few anecdotes, and key learnings :)
Drones are going into business. Having already made the leap from military to consumer use, they are now headed for industries from construction to inspection to surveillance. Nevertheless, there is the common thread of them increasing efficiency, increasing safety and doing so at lower costs. In this talk, he will present an outlook of the drone market followed by an introduction to Skysense’s services. Skysense’s mission is to enable fully autonomous, unattended and persistent drone missions for enterprises at the forefront of the inspection and security markets. He will conclude with a brief history of Skysense, few anecdotes, and key learnings
Although not yet very visible, Blockchain technology is an increasingly important presence in the current economic environment, predicting a major future impact. The "Blockchain - Silent Revolution" debate aims to familiarize participants with the basic concepts of these technologies and its current development directions.
What are the 5 essential steps to take to prepare for a new CRM system? Find out what you must ask yourself and what factors you must consider to prepare for the success of your CRM project.
Customers demand individualized and engaging experiences. So when you understand your customer’s journey and take a customer-first approach to marketing, it’s a win-win. This interactive session will give you an in-depth view into the world of CX, as well as simple strategies to get started in building a CX program and becoming your customer’s advocate.
Fullscreen Digital - Retail business optimization solutionsFullscreen Digital
This document describes a retail business optimization company that provides digital transformation services including content management, social media management, mobile apps, and proprietary software solutions. The company's in-store retail analytics solution uses Wi-Fi to track customer behavior and locations in stores. This data is then used to target customers with personalized digital ads and promotions. The company also offers a white-label mobile app to further engage customers.
Gianluca D'Antonio - Working in Cybersecurity: thrut & lies behind the trince...RootedCON
This document discusses trends in the cybersecurity field. It notes that demand for cybersecurity jobs has grown significantly from 2017 to 2018. Popular roles include cloud security, penetration testing, and threat intelligence analysis. The most in-demand jobs currently are analyst, consultant, architect, and manager. Employers seek skills like compliance, awareness of industry best practices, and experience in reporting. Both technical ("hard") skills like firewalls, malware detection, and Linux as well as soft skills are important for cybersecurity professionals. The future may bring increased automation risks, technological terrorism, and hybrid threats, increasing demand for professionals.
10 things you didn't know about the New Payments PlatformIndue Limited
With the NPP now alive and kicking goals across Australia, we thought it timely to share with you some insights you may not yet know about Australia's newest payments platform!
10 things you didn't know about the New Payments PlatformClare Mitchell
The document provides information about Australia's New Payments Platform (NPP) including how fast NPP payments are, how PayIDs work, how businesses can offer NPP, and Indue's role in enabling clients to offer NPP payments through their comprehensive solution. Key points are that NPP allows payments to be received in under a minute, PayIDs provide an alternative to sharing bank details, and Indue partners with businesses to access NPP and provides services like fraud monitoring and connectivity to the payments infrastructure.
Building a Powerful On-demand Service Booking PlatformiScripts
Service marketplace industry has undergone a sea change with the progress in technology. Creating a service booking platform requires a solid business model and customer intuitive features. Let's see more about launching an on-demand service booking business here.
This document discusses the opportunities and challenges of digital business transformation. It outlines 3 fundamentals: the opportunity which is delivering superior customer experiences; the challenges such as vague ownership of customer experience and complexity; and the solutions such as articulating a vision, assessing gaps, and establishing a unified process. It emphasizes building a "wise crowd" through collaboration and establishing an internal and external talent network to support transformation.
abode1st interiors makes architecture visually appealing, comfortable, spacious, efficient & a joy to be in. We have designed multiple spaces, in and around India and USA.
This document discusses innovation in the platform and API world. It outlines different types of innovation like seamless/continuous innovation versus disruptive innovation. It emphasizes understanding customer needs and problems before developing solutions. Examples of API innovations discussed include batch APIs, asynchronous access patterns, retries/idempotency, and data insights. The document also stresses considering regulations, compliance, the developer experience, and knowing when to stop building features to avoid fads.
AVRUPA KONUTLARI ESENTEPE - ENGLISH - Listing TurkeyListing Turkey
Looking for a new home in Istanbul? Look no further than Avrupa Konutlari Esentepe! Our beautifully designed homes provide the perfect blend of luxury and comfort, making them the perfect choice for anyone looking for a high-quality home in the city.
With a wide range of apartment types available, from 1+1 to 4+1, we have something to suit every need and budget. Each apartment is designed with attention to detail and features spacious and bright living areas, making them the perfect place to relax and unwind after a long day.
One of the things that sets Avrupa Konutlari Esentepe apart from other developments is our focus on creating a community that is both comfortable and convenient. Our homes are surrounded by lush green spaces, perfect for enjoying a peaceful stroll or having a picnic with friends and family. Additionally, our complex includes a variety of social and recreational amenities, such as swimming pools, sports fields, and playgrounds, making it easy for residents to stay active and socialize with their neighbors.
https://listingturkey.com/property/avrupa-konutlari-esentepe/
Case studies and work samples from the portfolio of Michael Dariusroses/foundation
The document provides an overview of the work experience and design projects of Michael Darius. It summarizes his roles designing visual systems and interfaces for companies like Cisco, Apple, and wearable tech startups. Some of his notable projects include designing the Cisco Symphony design system, visual language and pattern library for Cisco's next generation of endpoint systems in 2016, as well as his work on interfaces for early Apple products and services like the iTunes Store, iPhoto, and iCloud between 2000-2014.
The document discusses how businesses can transform their customer service through enlightened innovation using technologies like Red Hat JBoss xPaaS services on OpenShift. It recommends that businesses accelerate development and deployment, integrate applications and data across the enterprise, and automate business processes to react quickly to changes in order to better understand and engage customers. This will allow businesses to innovate faster and smarter.
ANOVA is a small shop of optimization experts who work with you to find the perfect balance between price and quality instead of simply dumping leads on our buyers. This slideshare illustrates how ANOVA is different.
Data Science: Overhyped fad, or the foundation of the future?Payvision
The future is coming -- and it's going to be driven by AI. But if you’re going to invest in data science and machine learning, you may as well do it right, or not do it at all. Here’s how.
---
Interested in finding out more? Check out our accompanying blog post here: https://www.acapture.com/4-ways-to-improve-your-data-science-roi/.
Speaker: MICHELE DALLACHIESA
"Drones: What's Next?" Drones are going into business. Having already made the leap from military to consumer use, they are now headed for industries from construction to inspection to surveillance. Nevertheless, there is the common thread of them increasing efficiency, increasing safety and doing so at lower costs.
In this talk, he will present an outlook of the drone market followed by an introduction to Skysense's services. Skysense’s mission is to enable fully autonomous, unattended and persistent drone missions for enterprises at the forefront of the inspection and security markets. He will conclude with a brief history of Skysense, few anecdotes, and key learnings :)
Drones are going into business. Having already made the leap from military to consumer use, they are now headed for industries from construction to inspection to surveillance. Nevertheless, there is the common thread of them increasing efficiency, increasing safety and doing so at lower costs. In this talk, he will present an outlook of the drone market followed by an introduction to Skysense’s services. Skysense’s mission is to enable fully autonomous, unattended and persistent drone missions for enterprises at the forefront of the inspection and security markets. He will conclude with a brief history of Skysense, few anecdotes, and key learnings
Although not yet very visible, Blockchain technology is an increasingly important presence in the current economic environment, predicting a major future impact. The "Blockchain - Silent Revolution" debate aims to familiarize participants with the basic concepts of these technologies and its current development directions.
What are the 5 essential steps to take to prepare for a new CRM system? Find out what you must ask yourself and what factors you must consider to prepare for the success of your CRM project.
Customers demand individualized and engaging experiences. So when you understand your customer’s journey and take a customer-first approach to marketing, it’s a win-win. This interactive session will give you an in-depth view into the world of CX, as well as simple strategies to get started in building a CX program and becoming your customer’s advocate.
Fullscreen Digital - Retail business optimization solutionsFullscreen Digital
This document describes a retail business optimization company that provides digital transformation services including content management, social media management, mobile apps, and proprietary software solutions. The company's in-store retail analytics solution uses Wi-Fi to track customer behavior and locations in stores. This data is then used to target customers with personalized digital ads and promotions. The company also offers a white-label mobile app to further engage customers.
Gianluca D'Antonio - Working in Cybersecurity: thrut & lies behind the trince...RootedCON
This document discusses trends in the cybersecurity field. It notes that demand for cybersecurity jobs has grown significantly from 2017 to 2018. Popular roles include cloud security, penetration testing, and threat intelligence analysis. The most in-demand jobs currently are analyst, consultant, architect, and manager. Employers seek skills like compliance, awareness of industry best practices, and experience in reporting. Both technical ("hard") skills like firewalls, malware detection, and Linux as well as soft skills are important for cybersecurity professionals. The future may bring increased automation risks, technological terrorism, and hybrid threats, increasing demand for professionals.
10 things you didn't know about the New Payments PlatformIndue Limited
With the NPP now alive and kicking goals across Australia, we thought it timely to share with you some insights you may not yet know about Australia's newest payments platform!
10 things you didn't know about the New Payments PlatformClare Mitchell
The document provides information about Australia's New Payments Platform (NPP) including how fast NPP payments are, how PayIDs work, how businesses can offer NPP, and Indue's role in enabling clients to offer NPP payments through their comprehensive solution. Key points are that NPP allows payments to be received in under a minute, PayIDs provide an alternative to sharing bank details, and Indue partners with businesses to access NPP and provides services like fraud monitoring and connectivity to the payments infrastructure.
Building a Powerful On-demand Service Booking PlatformiScripts
Service marketplace industry has undergone a sea change with the progress in technology. Creating a service booking platform requires a solid business model and customer intuitive features. Let's see more about launching an on-demand service booking business here.
This document discusses the opportunities and challenges of digital business transformation. It outlines 3 fundamentals: the opportunity which is delivering superior customer experiences; the challenges such as vague ownership of customer experience and complexity; and the solutions such as articulating a vision, assessing gaps, and establishing a unified process. It emphasizes building a "wise crowd" through collaboration and establishing an internal and external talent network to support transformation.
abode1st interiors makes architecture visually appealing, comfortable, spacious, efficient & a joy to be in. We have designed multiple spaces, in and around India and USA.
This document discusses innovation in the platform and API world. It outlines different types of innovation like seamless/continuous innovation versus disruptive innovation. It emphasizes understanding customer needs and problems before developing solutions. Examples of API innovations discussed include batch APIs, asynchronous access patterns, retries/idempotency, and data insights. The document also stresses considering regulations, compliance, the developer experience, and knowing when to stop building features to avoid fads.
AVRUPA KONUTLARI ESENTEPE - ENGLISH - Listing TurkeyListing Turkey
Looking for a new home in Istanbul? Look no further than Avrupa Konutlari Esentepe! Our beautifully designed homes provide the perfect blend of luxury and comfort, making them the perfect choice for anyone looking for a high-quality home in the city.
With a wide range of apartment types available, from 1+1 to 4+1, we have something to suit every need and budget. Each apartment is designed with attention to detail and features spacious and bright living areas, making them the perfect place to relax and unwind after a long day.
One of the things that sets Avrupa Konutlari Esentepe apart from other developments is our focus on creating a community that is both comfortable and convenient. Our homes are surrounded by lush green spaces, perfect for enjoying a peaceful stroll or having a picnic with friends and family. Additionally, our complex includes a variety of social and recreational amenities, such as swimming pools, sports fields, and playgrounds, making it easy for residents to stay active and socialize with their neighbors.
https://listingturkey.com/property/avrupa-konutlari-esentepe/
Dholera Smart City Latest Development Status 2024.pdfShivgan Infratech
Explore the latest development status of Dholera Smart City in 2024. Discover the progress, infrastructure, and future plans of India's first greenfield smart city.
BEST FARMLAND FOR SALE | FARM PLOTS NEAR BANGALORE | KANAKAPURA | CHICKKABALP...knox groups real estate
welcome to knox groups real estate company in Bangalore. best farm land for sale near Bangalore and madhugiri . Managed farmland near Kanakapura and Chickkabalapur get know more details about the projects .Knox groups is a leading real estate company dedicated to helping individuals and businesses navigate the dynamic real estate market. With our extensive knowledge, experience, and commitment to excellence, we deliver exceptional results for our clients. Discover the perfect foundation for your agricultural aspirations with KNOX Groups' prime farm lands. These aren't just plots; they're the fertile grounds where vibrant crops flourish, livestock thrives, and unique agricultural ventures come to life. At KNOX, we go beyond selling land we curate sustainable ecosystems, ensuring that your journey toward agricultural success is seamless and prosperous.
Stark Builders: Where Quality Meets Craftsmanship!shuilykhatunnil
At Stark Builders our vision is to redefine the renovation experience by combining both stunning design and high quality construction skills. We believe that by delivering both these key aspects together we are able to achieve incredible results for our clients and ensure every project reflects their vision and enhances their lifestyle.
Although we are not all related by blood we have created a team of highly professional and hardworking individuals who share the common goal of delivering beautiful and functional renovated spaces. Our tight nit team are able to work together in a way where we pour our passion into each and every project as we have a love for what we do. Building is our life.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
1. 1
W E L C O M E T O
CONNECTING THROUGH INNOVATION.
2. WHY ZOCCAM?
V E R S I O N 6 . 0
ZOCCAM streamlines the home buying experience
by enabling the parties to securely send funds
and documents to the Escrow Agent,
as well as, authenticate the borrower’s identification.
S I M P L I C I T Y S A F E T Y S E C U R I T Y
2
3. 3
CONNECTING THROUGH INNOVATION
Download App & Register
Select Escrow Agent
Enter Property Information
Attach Contract [optional]
Capture Front & Back of Check
Deliver!
T H E P R O C E S S
Total Check Encryption
Protection of NPI
No Manual Delivery
Data Not Stored on Device
Order Execution
Real-time Notifications
T H E D E T A I L S
Decreased Liability
Send Funds, Anywhere @ Anytime
Faster Sales Cycles
Consumer Empowerment
Cost Savings
Focus on What Matters
T H E B E N E F I T S
5. 5
DECREASE
LIABILITY
D A T A P R O T E C T I O N
P e r s o n a l h a n d l i n g o f h o m e b u y e r ’ s
c h e c k s i s e l i m i n a t e d , h e l p i n g t i t l e
c o m p a n i e s c o n f o r m w i t h A L T A B e s t
P r a c t i c e s , i n c l u d i n g m o s t n o t a b l y P i l l a r 3
( N P I p r o t e c t i o n ) .
FASTER
SALES CYCLES
C L O S I N G O P T I M I Z E R
T i t l e o r d e r s a r e o p e n e d s i m u l t a n e o u s l y w i t h
c o n t r a c t e x e c u t i o n . C o n t r a c t s a n d d e p o s i t s
t h a t a r e r e a d y a f t e r b u s i n e s s h o u r s w i l l b e
s e n t i m m e d i a t e l y .
COST
SAVINGS
I N C R E A S E P R O F I T A B I L I T Y
Z O C C A M e l i m i n a t e s c o s t s a s s o c i a t e d
w i t h w i r e t r a n s f e r s , p e r s o n n e l
e x p e n s e s , a n d c o u r i e r f e e s w h i c h
e n h a n c e s t h e c u s t o m e r e x p e r i e n c e a n d
d r i v e s r e t e n t i o n .
6. 6
INCREASED
BRAND
AWARENESS
P A R T N E R L O Y A L T Y
T h e E s c r o w A g e n t ’ s b r a n d i n g i s
p r o m i n e n t l y d i s p l a y e d o n t h e
p l a t f o r m a n d e m a i l n o t i f i c a t i o n s .
CONSUMER
EMPOWERMENT
& TRANSPARENCY
R E A L - T I M E F E E D B A C K
Z O C C A M ’ s n o t i f i c a t i o n s y s t e m a l l o w s
t h e p a r t i e s t o r e c e i v e i n f o r m a t i o n a b o u t
t h e c l o s i n g p r o c e s s a n d c o n f i r m s
d e l i v e r y o f t h e c o n t r a c t a n d d e p o s i t .
SPEED &
EFFICIENCY
E X P A N D E D M A R K E T R E A C H
T h e e n t i r e p r o c e s s o f s e n d i n g
f u n d s i s a u t o m a t e d t h e r e b y
r e d u c i n g t r a n s a c t i o n t i m e a n d
e f f o r t .
7. 7
A S H L E Y C O O K
C E O & F O U N D E R
W H O I S B E H I N D Z O C C A M ?
ZOCCAM is about saving time. It’s about giving those precious moments of your life back to you to enjoy.
That’swhy we built ZOCCAM.If we can do things better, smarter and more efficiently, we can spend more time where it truly matters.
Earnest Money delivery is critical.Securely delivering a buyer’s down payment is crucial.
ZOCCAM facilitates a faster, more convenient, and secureway to deliver funds so that parties in a real estate transaction can
focus on what is genuinely important. Whether you spend thistime with your friends, family or to get more deals done, it isour gift to
you. Thankyou for supporting ZOCCAM! We are very proud of what we do and constantly look for more ways to improve and expand
our services to better your work and life.
A FEW WORDS FROM OUR CEO
LEADERSHIP TEAM
Life moves fast.
8. 8
S T E P 1 S T E P 2 S T E P 3
T h e R e a l t o r d r i v e s t o
c l i e n t , p i c k s u p e a r n e s t
m o n e y d e p o s i t .
T h e R e a l t o r p r i n t s a n d
e m a i l s t h e c o n t r a c t .
A DAY IN THE LIFE OF A REALTOR
E A R N E S T M O N E Y M A N U A L D E L I V E R Y T I M E L I N E
Take ManualDelivery, Deposit& Document Management Outof Your Process
to Reduce Risk and TransactionTime While IncreasingSecurity.
M A N U A L
E A R N E S T
M O N E Y
D E L I V E R Y T h e R e a l t o r c a l l s E s c r o w
A g e n t
f o r d e l i v e r y .
9. 9
S T E P 5 S T E P 6
A DAY IN THE LIFE OF A REALTOR
E A R N E S T M O N E Y M A N U A L D E L I V E R Y T I M E L I N E
Take Manual Delivery, Deposit & Document Management Out of Your Process to Reduce Risk and Transaction
Time While Increasing Security.
W H E R E A R E
W E N O W ?
S T E P 4
T i t l e C o m p a n y s e n d s
c o u r i e r , F e d E x l a b e l , o r
t h e R e a l t o r d r i v e s t o t h e
T i t l e C o m p a n y .
T i t l e C o m p a n y m a n u a l l y
r e c e i p t s c o n t r a c t a n d
e a r n e s t m o n e y , s c a n s
c h e c k t o d e p o s i t .
T i t l e C o m p a n y i n p u t s
d a t a i n t o c o m p u t e r t o
o p e n o r d e r a n d l o c k s
c h e c k i n l o c k b o x .
10. 10
“It is better to fail in
originality than to
succeed in imitation.”
H e r m a n M e l v i l l e
In the short time it
takes to post an
Instagram, you’ve
deposited the check
and opened the
order.
ZOCCAM IT!
11. 11
ZOCCAM EMD FUNDS PROCESS
V E R S I O N 6 . 0
Select Escrow Agent
ZOCCAMFunds WalkthroughZOCCAMRegistration Walkthrough
Partner branding
showcased in-app
12. Metadata
All transaction information confirmed
with timestamps. Order number generated
included (if integrated with title software).
View Check
Link included to view the check
captured in internet browser for
verification purposes.
Tech Support
Timely response team available to
handle inquiries from all parties in the
transaction via phone/chat/email.
REAL-TIME NOTIFICATIONS
Send Funds & Receive Confirmation Anywhere @ Anytime
12
13. Integrated with
industry leader
DocuSign
SECURITY
Intricate custom
branded
template
BRANDING
Presented in-app,
not shareable
DELIVERY
WIRINGINSTRUCTIONS
ZOCCAM’s encrypted storage protects the wiring instructionsfrom access by unauthorizedparties. The
wiring instructions documents arestamped witha uniqueID to protect againsttampering.An
authorizedrepis required to fill outthe form and digitallysign.
“The new wiring instructions feature gives our
clients a peace of mind when wiring funds
during a close.” - ZOCCAM Partner in VA
14. 14V E R S I O N 6 . 0
ZOCCAM PROCESS
Create trust across the life of the loan from the origination to the secondary market.
ZOCCAM's mobile ID verification offers a solution for ensuring the validity of the borrower's
identification. ZOCCAM's [ID] Check evaluatesthe identification documentto determineits
authenticity and if it has been altered in any way. If a document is fraudulent, it is
immediatelyrejected.
D E T E C T F R A U D U L E N T I D D O C S
I M M E D I A T E F E E D B A C K
F A S T & A C C U R A T E
N O D A T A S T O R E D O N D E V I C E
15. 15
ZOCCAM PROCESS
Authenticator Description
Rounded Corner Presence
Evaluates the originality of the identity document;
did the consumer just capture the image or did they get it from the internet?
ID Document Blacklist
The "ID Document Blacklist" authenticator evaluates the likelihood that an ID is part of a set of blacklisted IDs.
A higher score means that it is unlikely that the ID is black listed.
Black and White Copy Evaluates if the ID is a black and white copy. A higher score means it is unlikely that the ID is a black and white copy.
Generic Font Checks for font inconsistencies.
Classification Detection Evaluates whether Coreflow was successfully able to classify the document.
ESF Detection Enhanced Security Feature (ESF) Detection
Page Ensemble Authenticator
The Page Ensemble Authenticator leverages the results
of most of the other authenticators to determine document authenticity.
Document Ensemble Authenticator
The Document Ensemble Authenticator leverages the results
of most of the other authenticators to determine document authenticity.
Human Face Presence Evaluates if document is a novelty; does the document contain the expected human face?
Human Face Comparison
The ZOCCAM platform uses sophisticated face comparison algorithms to automatically compare the portrait
found on an identity document with a selfie and return a clear indicator for how well they match.
Date Field Font Consistency Evaluates if date field font is consistent with expected font types; were the characters altered?
Data Comparison Data Comparison (Front Back Comparison)
Evidence Components Processed
Evaluates if certain components within the evidence collection were successfully processed.
This authenticator is present only if the processing status of an image is not "successful."
16. 16
ZOCCAM PROCESS
V E R S I O N 6 . 0
Select Escrow Agent
[ID] CHECK WALKTHROUGHPartner branding
showcased in-app
17. 17
INTEGRATIONS INCREASE SCALABILITY
W I T H Z O C C A M
B R O A D E N A N D
R E T A I N Y O U R
C L I E N T B A S E
I N C R E A S E D
R A T E S O F
D E P O S I T S
E N H A N C E T H E
C U S T O M E R
E X P E R I E N C E
S T R E A M L I N E
D A T A
T R A N S F E R
E N H A N C E
T R A N S A C T I O N
C O O R D I N A T I O N
D E C R E A S E C O S T S
A S S O C I A T E D W I T H
M A N U A L T A S K S
ZOCCAM partners withleadingindustrytitleproductionsoftware platformsto deliver the contractand open the titleorder. Reap the benefits from day one
witha seamlessintegration.
18. 18
CLOSINGSALES
API Web Services
TitleCompany
TOS
Mortgage
LOS
ZOCCAM
Data & Document Transfer
System IntegrationZOCCAM API
User
INTEGRATIONS
INCREASE
SCALABILITY
V E R S I O N 6 . 0
Byintegrating platforms, funds are
deposited, documents are delivered,
and the orderis opened.
• TitleCompanies
• Lenders
• Vendors
• And more!!
CONNECTING THROUGH
INNOVATION.
19. 19
YOUR VIRTUAL COURIER
Z O C C A M
The precise service you need at the moment when you need it.
When delivering funds on time is the only option and all parties in
the transaction benefit from a smooth closing.
C O R E
BUYER
REALTOR
BROKER
SELLER
ESCROW
AGENT
LENDER
20. 20
ZOCCAM MARKET MAP
ZOCCAM removes location barriers between the escrowagent, realtors, and consumers. Being able to open the order
without needing to visitthe branch will attractcustomers that were once dissuaded by geographical proximity.
Expanded to 46 States!
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,
Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri,
Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico,
New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon,
Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee,
Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin,
Wyoming
21. 21
Early adopters of ZOCCAM
have an advantage in attracting
and retaining customers.
DON’T GAMBLE WITH SECURITY
ZOCCAM addresses the demand for an improved customer experience
by providing a convenient, secure method of delivery with quicker availability of funds for an overall
improved customer experience.
CEO
ashley@zoccam.com
A S H L E Y
VP of Product Development
dalexander@zoccam.com
D E N I S
COO
wnorton@zoccam.com
W A Y N E
Digital Marketing Specialist
jvickers@zoccam.com
J O L E N E
L E T ’ S C O N N E C T !
To change the image behind the Mock up.
Select the layer - > Right Click -> Send to Back -> Delete the image -> Drag & Drop your Own Picture -> Send to Back (again)
To change the image behind the Mock up.
Select the layer - > Right Click -> Send to Back -> Delete the image -> Drag & Drop your Own Picture -> Send to Back (again)