This document discusses core banking systems. It defines core banking as streamlining banking operations through a centralized system located at a data center. This allows for easy data retrieval and tracking of all transactions from a single place. The document also lists the key components of a core banking system including software, hardware, security devices and connectivity. It describes advantages such as empowering management, providing real-time updates and facilitating new services. Potential disadvantages include being reliant on technology and requiring dedicated IT support. The document recommends core banking systems to improve customer satisfaction, boost productivity, enhance competition and loyalty. It promotes Sesame as a leading core banking solutions provider in India with over 24 years of experience.

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Core Banking
System
A Smarter Way of Banking

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Core Banking - Definition
Core banking is a process of streamlining banking operations of the Head Office
(HO) and all branches through a centralised system placed at a Data Centre.
Core banking allows easy data retrieval across branches, while tracking the
details of all transactions at a single place.
It helps increase efficiency by eliminating redundancy and minimising errors
through automation.

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What constitutes a Core Banking System?
Software Data Centre Disaster Recovery
Centre
Hardware Anti-virus
and Firewalls
Security devices Connectivity devices Continuous Power
Supply

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Advantages of Core Banking
Empowers the top-level management of banks in effective decision making and
financial planning.
Gives real-time updates on the current financial performance of branches and
banks on the whole.
Helps in centralised delivery of products and services irrespective of location.
Facilitates new-gen services like ATMs, Cheque Deposit Machines (CDMs) and
more.

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Disadvantages of Core Banking
Entirely dependent on technology.
Any technical setback can halt banking operations.
Requires a dedicated IT and network engineers team to keep systems running
and functional.

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Why need CBS?
To ensure better customer satisfaction by offering
personalised/customised products and services.
To boost productivity through automation.
To beat competition and attend to the dynamic market
conditions.
To enhance customer loyalty.
To free-up time for banking staff to focus on areas of sales,
marketing and business expansion.
To ease the routine operations for both employees and
customers.

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The best CBS providers in India - Sesame
Sesame – a veteran core banking solutions provider based at Kerala,
India has been serving the cooperative banking sector with top-notch
solutions for over 24 years.
It serves hundreds of banks and their customers through its
premium range of CBS offerings.
For more details, visit https://www.sesameindia.com/.
Core
Banking
Mobile
Banking
BI
Banking
Agent
Banking
NPA
Management
Cashless
Banking etc.
Our offerings include:

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