Novatti's White-Label Digital Wallet The Novatti Digital Wallet is a proven, robust and scalable electronic wallet solution for developed and developing markets. Ready to deploy with minimum development effort, this technology can be provided as a turnkey, OEM, or hosted solution. The Digital Wallet application uses other Novatti modules to integrate with telecommunications infrastructure, financial institutions, and other third-parties using standards-based and proprietary protocols. Settlement of user accounts with external and internal agencies is achieved by regular production of multi-party electronic banking files containing all settlement details.

1. Digital Wallet
Offer your customers a smart, practical, and innovative
branded service
INNOVATION FOR PAYMENTSTM

2. How Digital
Wallets Work
Digital wallets offer four basic
transaction types, accessed from
point-of-sale devices, mobile phones,
or traditional cards:
Deposit:
A specified amount credited to
the wallet
Withdrawal:
A specified amount debited
off the wallet
Pre-authorisation:
A reservation of funds
on the wallet
Chargeback:
A reversal of a prior
debit transaction
The Novatti Digital Wallet is a proven, robust and scalable electronic
wallet solution for developed and developing markets. Ready to deploy
with minimum development effort, this technology can be provided as a
turnkey, OEM, or hosted solution.
The Digital Wallet application uses other Novatti modules to integrate
with telecommunications infrastructure, financial institutions, and other
third-parties using standards-based and proprietary protocols. Settlement
of user accounts with external and internal agencies is achieved by regular
production of multi-party electronic banking files containing all
settlement details.
Embedded APIs also enable integration with other wallet services such as
Google Wallet™ and PayPal™, and payment providers such as Western Union™
and MoneyGram™ – to enhance the value and utility of your ecosystem.
Digital wallets enable service providers to offer their customers smart and
practical branded services such as simplified payment for goods and services,
management of government payments, smart ticketing, closed user group
payments, and much more.
Their popularity is growing rapidly, especially among the younger generations
and the unbanked in developing economies – so the challenge for existing
service providers is: How do we get to market with our own branded digital
wallet fast?
Novatti’s Digital Platform
Fast, convenient, with simple and
straightforward user experience
throughout the transaction
In the future, digital wallets will be
used to securely store a wide variety
of items such as receipts, tickets,
transport cards, loyalty cards and,
of course, money

3. Novatti’s Digital Wallet solution enables service providers to offer a broad
range of new and innovative services to their customers and clients, with
minimum set-up and deployment effort.
It’s not just for money… the
Novatti Digital Wallet can be used
to manage and transact with any
item that can be counted and
unitized, including loyalty points,
coupons and virtual currencies
Novatti has incorporated financial
industry security standards into
the Digital Wallet platform, to
ensure customer confidence
in using it
The business rules for a
transaction are abstracted from
the transaction device itself –
which means that customers can
use a wide variety of devices to
perform these transactions
Benefits
Flexible Secure Choice of Access
Digital Wallet
uses include:
Mobile banking
services
Mobile payments
Coupon management
for product
promotions
Management of
payments within a
closed user group
such as sporting club,
gym, school, etc.
Domestic and foreign
remittances
Government payment
for citizens including
health or unemployed
benefits, pensions,
etc.
Anywhere, anytime via a
range of mobile devices
For your customers, it’s potentially a
complete replacement for a physical
wallet or purse

4. Level 1, 293 Swanston Street, Melbourne VIC 3000 Australia
© 2014 Novatti Pty Ltd. All rights reserved.
Specifications and descriptions are summary in nature and subject to change without notice.
www.novatti.com
About Novatti
Novatti is focused on payment technologies, with a proven record over 15 years for delivering innovative payment solutions to a global base of Tier 1 and smaller service providers and start-ups.
Our and multi-services payments platform with a defined roadmap for innovation, along with our deep domain knowledge, enable telco, financial and alternative network service providers to extend their product portfolio – taking robust, integrated new payments services to market faster and more cost-effectively.
We help our customers take advantage of the rapidly- expanding marketplaces of mobile and unbanked users – as well as differentiating their services to acquire new customers and increase revenues from their existing base.
Create New Financial Services
Ask Novatti How
info@novatti.com
+61 3 9011 8490
shai.elnekave@novatti.com