Please feel free to contact me if you have any questions

1. MK GROUP
CORPORATE PROFILE

2. OUR VISION
MK Technology is dedicated to being the
undisputed leader in technology solutions and
services through innovation and commitment
to our customers.

3. BUSINESS SCOPE
• Hi-Tech
– Card Technologies
– E-Payment Technologies
– Security Technologies
– Mobile phone design

4. INVOLVED INDUSTRIES
• Bank & Finance
• Telecommunication
• Insurance
• Hospitality
• E-Entertainment
• E-Government, etc.

5. GROUP OVERVIEW
• Total Investment: ~150 billion VND
• Annual revenue: ~ 200billion VND/year
• HR (Hanoi, Ho Chi Minh City, Singapore): 500
Employees

6. OUR MEMBERS
• MK Technology JSC - MK Technology
• MK Smart JSC - MK Smart
• Vietnam Payment JSC - VinaPay
• MK Telecom JSC
• MK Trading JSC

7. MK’S MILESTONES
• Established MK Technology JSC
1999
• Opened office in Ho Chi Minh City
• Established MK Smart Card JVC between MK Technology JSC and Sinclair-
2003
Tek Corp. (USA)
• Opened MK Research and Development Center in Hanoi to research,
2005
develop and integrate card applications
• Changed MK Smart Card Joint-venture Company to MK Smart Joint-stock
2007
Company and Invested capital from Mekong Capital investment fund.
• Established VINAPAY JSC with joint investment from MK Technology JSC,
Net 1 and IDG Ventures
• Invested in new facilities at Saigon High Tech Park
• State Bank of Vietnam Allows VinaPay Conduct Pilot Payment Services .
2009
• MK Group & TTC joint invest a 15-stories Office Building in Hanoi

8. OUR PARTNERS
• MK Technology is the country distributor for:
– Datacard (US): world n°1 of card printers, embossers and card
personalisation solutions
– Todos (Sweden): global leader of secure authentication
solutions for on-line transaction
– Otto Kunnecke (Germany): leading manufacturers of Mailing
Systems for any kind of paper- or plastic card mailing
applications as well as special machines and solutions for card
production with many years of experience and installations
worldwide.
– Triton ATM (US): 2nd position in US retail market
– Spectra (Hongkong): POS Terminal
– De La Rue (UK): cash management solutions.

9. OUR INVESTERS
• SINCLAIR TEK
• MEKONG CAPITAL
• IDG VENTURES
• NET1 (UEPS)

10. MK SMART OVERVIEW
established in January, 24th 2003, MK Smart
JSC is a producer with international level of card products;
business forms, direct-mailing; and services for
organizations in telecommunication, banking-finance,
insurance, and other sectors.
– 10,400-square meter- factory located in the Quang Minh
Industrial Zone, Me Linh District, Ha Noi
• 60 millions cards/year
• 10,000 cards per hour for personalization (200K/day)
• 30 millions biz. form/ year

11. OUR MACHINES

12. MK SMART IN
NILSON REPORT 2008

13. MK TECHNOLOGY OVERVIEW
is well-known solution provider and system
integrator for any customised financial, bank, telecom, loyalty,
access control and time management card program and for on-
line transaction security.
– Pioneer in investing into card manufacturing in Vietnam.
– Strong position in Vietnamese market
– Local Technical Support:
• well-trained engineers to provide technical support and maintenance
services for our products
• RD Center
– Proven Expertise and Experience in integrating with local system
• Vietcombank, Agribank, BIDV, ViettinBankTPB, Navibank, Indovina
Bank, Military Bank, SCB, Commonwealth Bank, Metro Cash & Carry,
Triumph, Bao Viet

14. BUSINESS SCOPE

15. VINAPAY OVERVIEW
was official established in May 2007 by famous
international and national investors: Net -1 Technology
Corporation Net-1 (USA); The IDG Ventures (USA) and MK Group
(Vietnam).
VinaPay focused on electronic payment service using mobile and
internet technology to satisfy demand of easy, safe and immediate
payment for customer and business as well as develop e-
commerce and m-commerce in Vietnam.
• Vision:
– Bring the power of electronic commerce to everyone in Vietnam.
– Strive to give consumers more choice for the things they purchase by
facilitating online shopping, micro payments, and the opportunity to
earn additional income.

16. BUSINESS MODEL
SMS
Service
Banks Providers GPRS
Internet
Distribution POS
Customers
System
Contactless
Prepaid Bill payment Online Payment P2P payment
recharge

17. MK TELECOM OVERVIEW
• MK Telecom is a joint venture company between MK &
Teleepoch Company (China)
• Business scope: mobile phone design especially CDMA
mobile phone.
• EVN Telecom had chosen MK Telecom to supply some
models of CDMA hand set.

18. MK TRADING OVERVIEW
• MK Trading was established in 2009 by MK and
Mission Trading (South Korea)
• Business Scope: Trading agent, authorized agent;
importing & exporting IT products, Agriculture
products, food, building materials, etc.

19. ACHIEVEMENTS
2005: MK Smart is honored to be an official member of ICMA (International Card
Manufacturers Association).
MK Smart has been certified with ISO 9001:2000 certificate.
2005 & 2006: MK Smart is awarded the “Vietnam Gold Star” for MK Smart’s SIM
card; Bank card
2008: MK is awarded the “Vietnam Gold Star”– recognized as among top 100
strongest brand names in Vietnam.
2007: VinaPay is awarded in top list of 100 Asia Companies from Red Herring
event – An Asian annual technology award (2007)
2006: MK Technology is awarded Five-star Sao Khue 2006 software reward for
embedded software for smartcard
2007: MK Technology is awarded Five-star Sao Khue software reward for Value-
added service applications for MK-RUIM cards for CDMA mobile phones
2008: MK Technology is awarded with 4-star Sao Khue software reward for
MKCOS software - MK’s smartcard OS & cell phone network applications
2009: MK Technology is awarded with Sao Khue reward for MLS Software
MK Smart has been certified with SAS certificate of GSM Association.

21. MK COMMITMENTS
• Dominating Market
• Forecast & satisfy customers’ need maximally
• Financially strong
• Continuous innovation
• Best Performance brings best value
• Acknowledge contributions of MK’s member
• Building a strong community between staffs,
customers, partners & suppliers

22. INTRODUCES
DATACARD’S CARD
ISSUANCE SYSTEMS

23. DC280P EMBOSSER
Stable, high-quality Instant financial card issuance system
• Automatic card feed with 200-card input
• Embossing speed: up to 380 cards/ hour
• Magnetic stripe encoding: lo-co & hi-co; track 1/2/3 according to
ISO/IEC 7811 standard
• Embossing: ISO/IEC 7811 standard
• Topping module
• Error checking software with auto-recovery
• 2-line by 40-character message display
• Security keylock on system cabinet
Options:
• Smart card personalization module
• Indent Printing Module
• MK CES Issuance Software
• Datacard® ID Works® identification software

24. DC150i EMBOSSER
On-site issuance of financial cards - in a secure, single-pass operation
• Annual production volume: Up to 12,000 cards
• Input hopper: Up to 100 cards (automatic feed)
• Card production speed:
– Approximately 50 seconds per card (40 characters based on ISO standard
financial card format),
– Approximately 30 seconds per card (20 characters, 1 embossed line)
• Embossed set includes 53 Farrington 7B characters, number 0-9, Gothic
Standard A-Z 0-9 . , - ‘ / &
• Magnetic stripe encoding: Up to three tracks, including IA, IAT, IAJ and J
• Locked cabinet with password-protected access
• Topping module
• Automatic card feed
Options:
• Smart card personalization module
• Indent Printing Module
• MK CES Issuance Software
• Datacard® ID Works® identification software

25. SP55 Plus CARD PRINTER
Multi-function card printers satisfy server requirements of any card program
• Annual production volume: Up to 25,000 cards
• One- or two-sided, edge-to-edge printing
• Full-color or monochrome imaging
• Print speed:
– Full color printing: Up to 190 cards per hour (YMCKT ribbon); up to 155 cards
per hour (YMCKT-K)
– Monochrome printing: Up to 1000 cards per hour (K ribbon)
– Print speed dependant on card design and does not include encoding
• Audio and visual message prompts
• USB connectivity
• Continuous cleaning roller
• Operator-replaceable printheads
• Quick-change error free ribbon loading cartridge
Options:
• Magnetic stripe encoding (factory install or field upgrade)
• Smart card personalization (factory install or field upgrade)
• Full-color or single-color imaging
• 200 card input hopper/ 200 card output hopper

26. SP35 Plus CARD PRINTER
Easy and convenient desktop card printer
• Annual production volume: Up to 10,000 cards
• One-sided, edge-to-edge printing
• Print speed:
– Full color printing: Up to 160 cards per hour (YMCKT ribbon)
– Monochrome printing: Up to 750 cards per hour (K ribbon)
• USB connectivity
• Audible and visual message prompts
• Automatic card feed
• Continuous cleaning roller
• Operator-replaceable printheads
• Quick-change error free ribbon loading cartridge
Options:
• ISO Magnetic stripe encoding
• Smart card personalization
• Contact/contactless all-in-one reader

27. CARD ISSUANCE MODELS
DataCard’s products/ solutions support:
• Test issuance model
• Remote issuance model
• High-volume central issuance model
• Low-volume central issuance model
• Distributed issuance model (Branch model)
• Instant issuance model

28. LONGTERM PLANNING
Long term strategies:
• Smart Card issuance model
• Smart Card post issuance solution

29. WHY DATACARD
PRODUCTS/SOLUTIONS?
– It’s what Datacard does! Datacard is the world leader in card
issuance solutions and market leader in providing solution in financial
sector since 1969 (41 YEARS in Cards Industry).
– Financially Strong with proven track record.
– Millions of cards have been personalized on Datacard equipment
worldwide.
– Datacard has implemented virtually every type of smart card scheme
deployed today.
Local support by MK Technology: strong, experienced & know-how
Why is this important to you?
– Lower risk
– Faster delivery and implementation
– Investment protection

30. VALUED CUSTOMERS

31. CONTACT
• For more information please contact:
Mr. Thanh, Truong Tan
Solution Sales Team Leader
EMV, Bank, Card, OTP, Loyalty - Todos, DataCard, MK
MK Technology JSC
Mobile: (+84) 97 231 6999
Email: thanhtt-hcm@mk.com.vn
Website: http://mk.com.vn
Address: No 7 Dang Tat Str., Tan Dinh Ward, Dist.1, HCMC
Tel: (+84) 8 - 35265123 Ext 13, Fax: (+84) 8 - 35265065

32. Thank you!