1. SaurabhSagar
saurabhsagar0701@gmail.com
Ph-9709155850,Ph-09304510003
CAREER OBJECTIVE
To be a part of an organization, where there are opportunities to focus on the
organizational and personal growth by effective utilization of knowledge, skills,
confidence and enthusiasm.
Work Experience
 HDFC Bank Ltd-
Associated with the HDFC Bank ltd as Relationship Manager (Retail Agri
Business) from Oct 2013 to Till date.
Major Responsibilities as a Relationship manager.
 Looking over priority and non priority sector lending of our bank of two cluster in
Jharkhand ie, 27 branches.
 Funding to farmers, Progressive farmers, Rice mills, cold storage, Traders, small
Agri business & also to business banking group, EEG /CC/OD across Bokaro &
Dhanbad Clusters branches (ie,27 branches).
 Mandatory Cross sell done by me of following Products prior to
disbursement and as per customer needs.
 Auto Loans
 Two wheeler Loan
 Gold Loan
 Credit Cards
 Small investments
 RD/FD/CASA

2.  Presentlyhandling 27 branches & handling 20 team members.
 Took lead role in executing client protection principle, code of conduct, do and
don’ts at field level, client grievance redress mechanism, use of credit bureau for
loan disbursement, Fund management etc.
 Execution of rich Process and policy at field and maintaining quality of the field at
everylevel, maintained all branches in A grade for the last one year,.
 Achieved Member acquisition, Disbursement, cross sale target, and scaling up the
portfolio size.
 Took lead role in executing client protection principle, code of conduct, do and
don’ts at field level, client grievance redress mechanism, use of credit bureau for
loan disbursement, Fund management etc.
 Managing regional office and maintaining co-ordination between Support function
and operations.
 Handling day to day operations like fund management, client grievance redress,
staff management and ensuring effective operation execution in the field level,
ensuring client protection principle at field level.
Taking decision on all day to day operation and ensuring proper execution of
work.
 Core areas: Identifying potential customer for funding, Branch Channel
augmentation, Team building, Branding, strategy making, Customer and
Customers service activities, developing periodic business plans & strategies.
 Major Accomplishments at HDFC BANK LTD
 I was the first employee and only employee in Jharkhand when our Bank
started funding for Retail Agri, I created highest disbursement portfolio of
12crore, which was highest in Jharkhand, Bihar and Orissa Region.
 Awarded best performer award in the year 2014 -2015 for highest
disbursement and for the Cross Selling Products.
 Consistent performer from 2013-till date among Bihar, Jharkhand, Odisha
circle.

3.  Jharcraft (Govt of Jharkhand undertaking) at Ranchi Jharkhand (April
2013-0ct 2013)
 Associated with the company Supply chain manager at Jharcraft Head
office Ranchi Jharkhand.
 Main Responsibilities at Jharcraft
 Handling Corporate and Direct sales.
 Developing periodic business plans & strategies, in coordination with different
manufactures, cluster (production), emporiums.
 Initiating & developing action plans to penetrate new markets.
 Providing timely feedback to senior management regarding performance.
 Managing accurate records of sales, collection and activity reports submitted by
Distributors.
 Adhering to all company policies, procedures & business norms.
 Key job skills
 Time , Project management and Teamwork.
 Independent and Self-directed.
 Can work with minimum supervision.
 Strong Analytical skills combined with Effective communication.
 Organizational skills and planning ability.
 Major Accomplishments while working with Jharcraft :-
 I was awarded as one of the best employee in Jharcraft (A govt of Jharkhand
undertaking), who was nominated among 5 employee to met President of India
Shri Pranab mukherjee , at Godda Jharkhand.
 Summer Internship at TATA IRON AND STEEL COMPANY LIMITED
Jamshedpur.
 Completed summer training at TATA IRON AND STEEL, Jamshedpur for
2months on the project "Analysis of the current supply chain management
of Pasa Sales, Marketing & suggest improvement measures"
 Understanding the feasibility of tata steel long products in tier 2 & tier 3 market.

4.  Finding the product and usage Gap.
 Managing the ATL & BTL activities & insuring 100% execution of the same.
 Suggested new marketing strategies.
 Horizontal & vertical expansion of business.
Learning-To enhance sale in any business it is very important to eradicate the
supply demand gap, good supply chain management plays a vital role in
satisfying customers by providing products to customers at right place at right
time.
 Seminars and workshop attended
* Attended a seminar on Motivation by Mr. Prem Prakash Dayal in the year
2012.
* Attended a seminar on Narcotics Abuse Control conducted by Narcotics
Control Bureau, Jharkhand in the year of 2011.
 Academic qualification
 MBA PGDM IN Marketing in major and finance (2011-2013) from Xavier
Institute of Social Service, Ranchi, Jharkhand.
 Graduation in Bachelor in Commerce, Accounts Hons from St. Xavier’s
college Ranchi Jharkhand (AUTONOMOUS)(2008-2011).
 Intermediate in commerce from d.a.v Kapildev public school Ranchi
Jharkhand ( CBSE) with 2006-2008.
 Matriculation from oxford public school Ranchi Jharkhand (CBSE) 2006.
 Extra Curricular & Achievements
 Participate in inter school cricket tournament.
 Held the post of PREFECT in school.
 Completed course of M-S office, hardware course from NIIT Ranchi.
 Participated in Concerts, Sports and Workers' day in school.
 Participated in institute fest "PANASH"
 Received Certificate for Social Service fromHELPAGE INDIA.
 Participated in Quizzes and Elocutions in school.
 Active volunteer of The Art of Living

5. .
 Seminars and workshops attended
 Attended a seminar on Motivation by Mr. Prem Prakash Dayal in the year 2012.
 Attended a seminar on Narcotics Abuse Control conducted by Narcotics Control
Bureau, Jharkhand in the year of 2011.
Personal Information
 Date of Birth 07/07/1991
 Nationality Indian
 Marital Status Single
 Languages Known English
Hindi
Hobbies:
Reading books, Swimming, cooking, gardening, Cricket, listening to music and serving to
underprivileged children.
PERMANANT ADDRESS
C/o RAHUL KUMAR
ORIENTAL MACHINARY,
S.N GANGULY ROAD,
Ranchi- 834001,
PHONE-+919709155850
E-MAIL- saurabhsagar0701@gmail.com
Declaration: I am sincere and dedicated towards the assignments allotted to me, and try to
complete the job given to me with full efficiency & devotion. I am good to work at team level. I
hereby declare that the information furnished above is true to the best of my knowledge.
Saurabh sagar