2. MCB BANK LIMITED

6. Corporate Information

7. Structure 938 Branches 16 General Managers 39 Regional Managers 2 Business Heads Commercial Banking Group (North & South) Consumer Banking Group Head of Retail Banking Group

11. Practical Work

12. Operations Department

17. Account Opening

21. Account Opening Form Four pages of Account opening Form. (Along with the KYC Form).

22. SPECIMEN SIGNATURE CARD Form used for the name of the Account Holder and his/ her signature

30. REQURED STAMPS

31. Outward clearing Process CLEARING Inward Outward Final Voucher Prepared Bundle Cover Separate Deposit Slips and Cheques Posting Stamping Scrutiny of Cheques and Deposit Slips Cheques Deposited Make Bundle of 50 Cheques per List Hand Over to NIFT Agent

32. Inward Clearing Process CLEARING Outward Inward Send to Account Department Scrutiny of Cheques and Stamps Cheques Withdrawals Cancellation Posting Returns Marked Hand Over to NIFT Agent Transfer Stamp Attach Return Memo Return Voucher Prepared

33. Cheque Return Memo (SF-16)

38. Financial Analysis

42. Earning Assets to Total Assets Earning Assets / Total Assets 84.58% 87.46% 2006 2005

44. LOAN LOSS COVERAGE 2005 2006 44.7 % 63.7 % 44.7 63.7 0 10 20 30 40 50 60 70 2005 2006