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TEL
            CheckCare’s TEL Transactions
Telephone and Mail Order Accounts can be classified as High Risk, depending on several factors. CheckCare knows that it can be difficult
to assess risk and has created a program that will take the guesswork out of accepting mail and telephone transactions!

With CheckCare TEL, check authorizations and funds settlement are processed in real-time. This allows merchants to reduce handling time
by immediately shipping merchandise instead of waiting for a check to be received in the mail and then clear the bank. CheckCare’s TEL
user-friendly interface greatly streamlines operations and improves customer satisfaction and cash flow. Plus, transactions that are returned
for non-sufficient funds are automatically represented via the ACH system, thus greatly improving collections. By utilizing CheckCare’s TEL
transaction program, your business will enjoy the following benefits:

                 •   Allows you to accept and process checks over the phone

                 •   Eliminates the need to wait for checks to arrive in the mail

                 •   Facilitates sales from customers not able or willing to use a credit card

                 •   Reduces lost sales from customers who never
                     mail their checks

                 •   Increases productivity through streamlined
                     operations

Our highly specialized risk analysis and loss prevention underwriting
has made CheckCare one of the leading providers for processing
these types of accounts. Businesses that can benefit from this
program include:

                 •   All Internet Retailers

                 •   Catalog Companies

                 •   Ad Response

                 •   And More!

High volume operations such as those listed above will find CheckCare’s real-time item submission via multiple operator logins, file
uploads, or XML integration an operational success! Coupled with absolute control over access levels for security purposes, operators are
given the access they need to make your business even more productive!

CheckCare can even provide Voice Recording/Verification services and products, linked to transaction IDs and archived for quick retrieval
and NACHA compliance.

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TEL Checks

  • 1. TEL CheckCare’s TEL Transactions Telephone and Mail Order Accounts can be classified as High Risk, depending on several factors. CheckCare knows that it can be difficult to assess risk and has created a program that will take the guesswork out of accepting mail and telephone transactions! With CheckCare TEL, check authorizations and funds settlement are processed in real-time. This allows merchants to reduce handling time by immediately shipping merchandise instead of waiting for a check to be received in the mail and then clear the bank. CheckCare’s TEL user-friendly interface greatly streamlines operations and improves customer satisfaction and cash flow. Plus, transactions that are returned for non-sufficient funds are automatically represented via the ACH system, thus greatly improving collections. By utilizing CheckCare’s TEL transaction program, your business will enjoy the following benefits: • Allows you to accept and process checks over the phone • Eliminates the need to wait for checks to arrive in the mail • Facilitates sales from customers not able or willing to use a credit card • Reduces lost sales from customers who never mail their checks • Increases productivity through streamlined operations Our highly specialized risk analysis and loss prevention underwriting has made CheckCare one of the leading providers for processing these types of accounts. Businesses that can benefit from this program include: • All Internet Retailers • Catalog Companies • Ad Response • And More! High volume operations such as those listed above will find CheckCare’s real-time item submission via multiple operator logins, file uploads, or XML integration an operational success! Coupled with absolute control over access levels for security purposes, operators are given the access they need to make your business even more productive! CheckCare can even provide Voice Recording/Verification services and products, linked to transaction IDs and archived for quick retrieval and NACHA compliance.