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1 de 61
30-50
???
??? ???
30-50
-
-
30-50
251
1
- - -
2
-
1
1 2 3
94.29% 23.81%
92.47% 18.49%
5,000-35,000
92.64% 15.34%
35,001-75,000
94.03% 28.36%
75,001
95.24% 38.1%
95.56% 11.11%
92% 16.67%
94.64% 39.29%
88.24% 32.35%
95.24% 33.33%
95.69% 16.38%
0-2 92.82% 19.14%
3-5 95% 25%
6-7 100% 100%
93.10% 17.24%
93.40% 25.47%
,
-
,
-
3
-
2
C
Y
a,b
C = a + bY
S= -a + (1-b)Y
Saving = f
(Income, Educ, Career, Status, Child
, Debt, Interrise)
Linear
Regressio
n
(income)
(educ)
(career)
(status)
Coef
T-
Statist
ics
P-Value
Income
0.1934
788
10.29
99
Lower
3072.2
02 95
upper
2993.7
87
2.23
95
Govoffi
cer
127.25
67
0.04
Entrepr
e
-
3229.1
62
-0.97
Invest = f (Income, Educ, Career,
Status, Child, Debt, Interrise)
Logistic
Regressio
n
(income)
(educ)
(career)
(status)
Coef
T-
Stat
M.E. P-Value
Inco
me
3.27e
-06
0.23
Lower
-
0.402
8
-0.73
upper 1.245 3.22 0.0831
7
99
Govof
ficer
16.58
1
2.16
Entre
pre
17.00
8
2.54
4
!!
5
3
107 67 221
14 10 30
121 77 251
Chi-Square = 0.1152 P-Value = 0.944
74 61 181
47 16 70
121 77 251
Chi-Square=14.84 P-Value=0.001
44 41 85
77 36 113
121 77 251
Chi-Square=7.4458 P-Value=0.024
2
3
Research   saving
Research   saving
Research   saving

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