Cost of Living| Canada| June 2021
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While shelter (+4.4%) and transportation (+5.6%) prices contributed the most to the all-items increase, prices rose at a slower pace in four of the eight major components on a year-over-year basis in June. The headline CPI grew at a slower pace compared with May due in part to a slowdown in price growth for goods. Growth slowed the most in the clothing and footwear component, mostly due to lower prices for women's clothing Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210728/dq210728a-eng.htm 1. Food Prices - https://www.citynews1130.com/2021/07/21/canada-food-prices-rise-2021/ 2. Gasoline Prices - https://www.globalpetrolprices.com/Canada/gasoline_prices/ 3. Era of affordable housing are now gone - https://www.theglobeandmail.com/investing/personal-finance/article-even-if-prices-fall-the-era-of-affordable-houses-in-canada-seems-to-be/ 4. Commodity price - https://www.bloomberg.com/markets/commodities 5. Higher EV prices - https://www.wsj.com/articles/ev-batteries-the-next-victim-of-high-commodity-prices-11626950276 6. Restaurant prices - https://www.blogto.com/eat_drink/2021/07/toronto-restaurant-raising-prices-step-3/ 7. Income taxes and innovation - https://financialpost.com/opinion/jack-m-mintz-to-kill-innovation-raise-personal-taxes 8. Tax and poverty - https://www150.statcan.gc.ca/n1/daily-quotidien/210323/dq210323a-eng.htm 9. Encampment - https://www.cbc.ca/news/canada/toronto/residents-moss-park-permanent-housing-brute-force-city-toronto-homelessness-1.6087106 10. Poverty - https://www.tamarackcommunity.ca/latest/updates-to-canadas-official-poverty-line-and-the-dimensions-of-poverty-hub
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Cost of Living| Canada| March 2021
This document summarizes key cost of living indicators in Canada as of March 2021. It finds that housing prices continue to rise faster than wages, with the average home now over $721K. Inflation has averaged around 1.9% annually over the past 17 years. Food prices are rising despite overall deflation. The carbon tax has increased costs for most households. Broadband costs are also up as telecom companies invest in infrastructure. Overall, the document concludes the Liberals have not achieved their goal of making life more affordable for Canadians.
Cost of Living| Canada| July 2021
Bottom Line: A variety of special factors landed on an already tough base effect to produce the highest reading on Canadian inflation in almost two decades in July. It is important to note that even with the gaudy headline readings, the two-year pace—which removes base effects—is still running close to 2% on most major measures. And, we remain comfortable with our forecasts on CPI for this year and next; we had been calling for an average rate of 3% this year and just a snick below in 2022 (2.9% to be precise). Having said all that, it is always notable when the surprises all land on one side of the ledger—the high side—and that has been the case for most the year in North American price readings. Risks remain to the high side on inflation until further notice.
Source – BMO - https://economics.bmo.com/en/publications/detail/bf88c408-2bca-4efa-b4ea-05fc1cc6d2af/
1. Gasoline Prices / Canada - https://globalnews.ca/news/8101013/covid-19-delta-variant-gas-prices-canada/
2. Housing costs - https://www.theglobeandmail.com/business/article-canadas-inflation-rate-jumps-to-37-in-july-on-rising-housing-costs/
3. Housing - https://financialpost.com/executive/posthaste-its-not-just-demand-growth-in-housing-supply-may-have-also-peaked-in-canada-after-a-burst-of-activity
4. Food - https://toronto.citynews.ca/2021/08/18/canadians-groceries-food-costs/
5. Middle class income barely grew in 2019 - https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110001201
6. Wealth tax - https://torontosun.com/opinion/columnists/goldstein-make-the-rich-pay-new-reports-show-in-canada-we-already-do
7. Canadian dollar - https://financialpost.com/executive/executive-summary/posthaste-get-ready-for-a-76-cent-loonie-canadian-dollars-virtuous-circle-is-about-to-go-into-reverse-says-bofa
8. Inequality https://globalnews.ca/news/8096250/covid-inequities-ethnocultural-communities-study/
9. Housing prices - https://www.bnnbloomberg.ca/real-estate/video/canada-s-housing-prices-aren-t-stacking-up-their-weight-in-gold-goldmoney~1365255
10. Middle class - https://www.resourceworks.com/just-transitions
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Consumer Price Index
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Carbon Taxation
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Affordability| Analysis and Commentary| Canada| June 2020
The document is a presentation by Paul Young analyzing whether policies by the Liberal Party of Canada have made the country more affordable. It discusses several metrics and policy areas related to cost of living, including consumer price index, housing prices, carbon taxation, broadband costs, food prices, transit subsidies, taxation, household spending, poverty, and taxation of the wealthy. The presentation concludes that the Liberals have not succeeded in making Canada more affordable, as their carbon tax has increased costs of living while other policies have not kept pace with rising household expenses. Metrics like inflation, housing prices, and food costs have increased under the Liberal government.
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Cost of Living| Canada| March 2021
This document summarizes key cost of living indicators in Canada as of March 2021. It finds that housing prices continue to rise faster than wages, with the average home now over $721K. Inflation has averaged around 1.9% annually over the past 17 years. Food prices are rising despite overall deflation. The carbon tax has increased costs for most households. Broadband costs are also up as telecom companies invest in infrastructure. Overall, the document concludes the Liberals have not achieved their goal of making life more affordable for Canadians.
Cost of Living| Canada| July 2021
Bottom Line: A variety of special factors landed on an already tough base effect to produce the highest reading on Canadian inflation in almost two decades in July. It is important to note that even with the gaudy headline readings, the two-year pace—which removes base effects—is still running close to 2% on most major measures. And, we remain comfortable with our forecasts on CPI for this year and next; we had been calling for an average rate of 3% this year and just a snick below in 2022 (2.9% to be precise). Having said all that, it is always notable when the surprises all land on one side of the ledger—the high side—and that has been the case for most the year in North American price readings. Risks remain to the high side on inflation until further notice.
Source – BMO - https://economics.bmo.com/en/publications/detail/bf88c408-2bca-4efa-b4ea-05fc1cc6d2af/
1. Gasoline Prices / Canada - https://globalnews.ca/news/8101013/covid-19-delta-variant-gas-prices-canada/
2. Housing costs - https://www.theglobeandmail.com/business/article-canadas-inflation-rate-jumps-to-37-in-july-on-rising-housing-costs/
3. Housing - https://financialpost.com/executive/posthaste-its-not-just-demand-growth-in-housing-supply-may-have-also-peaked-in-canada-after-a-burst-of-activity
4. Food - https://toronto.citynews.ca/2021/08/18/canadians-groceries-food-costs/
5. Middle class income barely grew in 2019 - https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110001201
6. Wealth tax - https://torontosun.com/opinion/columnists/goldstein-make-the-rich-pay-new-reports-show-in-canada-we-already-do
7. Canadian dollar - https://financialpost.com/executive/executive-summary/posthaste-get-ready-for-a-76-cent-loonie-canadian-dollars-virtuous-circle-is-about-to-go-into-reverse-says-bofa
8. Inequality https://globalnews.ca/news/8096250/covid-inequities-ethnocultural-communities-study/
9. Housing prices - https://www.bnnbloomberg.ca/real-estate/video/canada-s-housing-prices-aren-t-stacking-up-their-weight-in-gold-goldmoney~1365255
10. Middle class - https://www.resourceworks.com/just-transitions
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Consumer Price Index
Housing Prices
Carbon Taxation
Transit (Tax Credits vs Carbon Tax Credit)
80% of the Middle Class is paying higher taxes
The wealthiest are paying less of the federal taxes
Household Spending
Child Tax Benefit / After Tax income
Poverty
Trudeau’s policies are not keeping pace with higher household costs. Trudeau thinks he can provide a smoke screen on Child benefit. The average net benefit for a family is about $1,200 (based on median income)
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Cost of Living| Canada| February 2021
The Consumer Price Index (CPI) rose at a faster pace year over year in February (+1.1%) than in January (+1.0%). The rise in gasoline prices (+5.0%) supported consumer price growth in February. Excluding gasoline, the CPI rose 1.0% in February—down from a 1.3% increase in January. Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210317/dq210317a-eng.htm
Housing Prices -
The largest y-o-y gains – above 35% range – were recorded in the Lakelands region of Ontario cottage country, Tillsonburg District and Woodstock-Ingersoll.
Y-o-y price increases in the 30-35% were seen in Barrie, Niagara, Bancroft and Area, Grey-Bruce Owen Sound, Kawartha Lakes, London & St. Thomas, North Bay, Northumberland Hills, Quinte & District, Simcoe & District and Southern Georgian Bay.
This was followed by y-o-y price gains in the range of 25-30% in Hamilton, Guelph, Cambridge, Brantford, Huron Perth, Kitchener-Waterloo, Peterborough and the Kawarthas and Greater Moncton.
https://www.newswire.ca/news-releases/canadian-housing-markets-set-records-again-in-february-879761646.html
Wages and Inflation - https://www.bnnbloomberg.ca/investing/video/hard-for-inflation-to-rise-in-canada-with-tempered-wage-growth-and-energy-prices-paul-sandhu~2097184
Large debt - https://economics.td.com/ca-canadian-wealth
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Cost of living canada - may 2021
1. Food costs - https://www.castanet.net/edition/news-story-335729-6-.htm
2. Gasoline - https://www150.statcan.gc.ca/n1/daily-quotidien/210616/cg-a003-eng.htm
3. Rent - https://rentals.ca/national-rent-report
4. Housing - https://www.bnnbloomberg.ca/world-s-most-bubbly-housing-markets-flash-2008-style-warnings-1.1617001
5. Broadband - https://www.kitchenertoday.com/national-business/ndp-joins-calls-for-liberals-to-overturn-crtc-internet-price-decision-3833617
6. Producer Price - https://www.marketwatch.com/story/canada-estimates-producer-prices-up-3-1-in-may-271623761688
7. Housing - https://thoughtleadership.rbc.com/home-prices-havent-peaked-yet-in-canada/?_ga=2.226872285.1328445475.1623849993-1869225116.1623178921
8. Supply chain - https://www.pwc.com/us/en/library/covid-19/supply-chain.html
9. Wages - https://www.cbc.ca/news/business/post-pandemic-labour-wages-column-don-pittis-1.6049800
10. https://financialpost.com/news/economy/canada-worker-shortage-problem
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1. Critical metals - https://investingnews.com/daily/resource-investing/critical-metals-investing/rare-earth-investing/top-canadian-rare-earths-stocks/
2. Lithium - https://www.earthworks.org/fact-sheet-battery-minerals-for-the-clean-energy-transition/
3. Cobalt refineries - https://ca.proactiveinvestors.com/companies/news/932497/first-cobalt-corp-fully-focused-on-creating-a-north-american-cobalt-supply-chain-932497.html
4. Batteries - https://electricautonomy.ca/2021/06/25/ev-battery-active-materials-cells/
5. TESLA - https://www.benchmarkminerals.com/membership/exclusive-tesla-becomes-first-automaker-to-enter-lithium-supply-chain-reshapes-foundations-of-china-dominated-spodumene-2/
6. Lumber - https://www.fool.com/investing/2021/07/20/lumber-prices-crashing-what-means-home-depot/
7. Climate change - https://www.weforum.org/agenda/2021/07/climate-change-electricity-energy-security-extreme-weather/
8. ESG - https://fortune.com/2021/07/21/the-problem-with-esg-scoring/
9. Mining outlook - https://www.northernminer.com/commodities-markets/scotiabanks-marc-desormeaux-looks-at-2021-and-the-continuing-impact-of-covid-19-on-metals-markets/1003825843/
10. Commodity prices - https://www.northernminer.com/subscribe-login/?id=1003825986
11. Technology - https://www.mining-technology.com/downloads/whitepapers/data/iot-in-mining-filings-trends-2021/
12. Ontario - https://news.ontario.ca/en/release/1000566/ontario-supports-forestry-and-mining-sectors-in-timmins-cochrane-and-timiskaming-districts
13. Skills - https://www.reuters.com/article/us-australia-mining-skills-idUSKBN2ER04E
14. Innovation - https://www.sudbury.com/local-news/112m-canadian-mining-innovation-hub-headquartered-in-sudbury-to-service-sector-hungry-for-innovation-3954022
15. Tailing ponds - https://theconversation.com/how-engineered-bacteria-could-clean-up-oilsands-pollution-and-mining-waste-160230
16. Power Plant - https://www.opg.com/media_releases/small-reactors-could-power-far-north-mines/
17. Indigenous - https://www.quebec.ca/en/agriculture-environment-and-natural-resources/mining/critical-and-strategic-minerals
18. Corporate tax - https://www.iisd.org/itn/en/2021/06/24/the-end-of-tax-incentives-how-will-a-global-minimum-tax-affect-tax-incentives-regimes-in-developing-countries/
19. Human rights - https://www.mining-technology.com/features/human-rights-and-mining-wrongs-what-do-miners-still-have-to-do/
20. Top natural resources countries - https://www.investopedia.com/articles/markets-economy/090516/10-countries-most-natural-resources.asp
21. Hydrogen - https://www.gasworld.com/air-products-canada-joins-chfca/2021318.article or https://afdc.energy.gov/fuels/hydrogen_production.html
22. Chromite - https://www.canadianminingjournal.com/featured-article/sparking-up-the-ring-of-fire/
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Canada and Australia are similar countries in terms of how dependent they both are on natural resources as well as being both sparsely populated.
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The document summarizes how various policies introduced by the Liberal government have impacted affordability for Canadians. It discusses how the carbon tax has increased costs of living, while other policies like increases to the CPP have reduced after-tax income. Housing prices have also risen under the Liberals. While the child benefit provides some assistance, other cost increases have outweighed this for many families. The document argues the Liberals have not achieved their goal of making life more affordable for Canadians.
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Affordability| Cost of Living| Canada
This document provides a summary and analysis of whether policies under the Liberal Party of Canada have made Canada more affordable. It begins with an introduction and agenda, then discusses several topics related to cost of living in Canada, including consumer price index, housing prices, carbon taxation, broadband costs, food prices, transit subsidies, taxes, household spending, poverty, and average wages. For most topics, it provides data and analysis suggesting that policies under the Liberal government have not made things more affordable for Canadians and have increased costs in many areas through policies like carbon taxation. It concludes that the evidence shows the Liberal Party has not achieved its goal of making Canada more affordable.
Affordability| Have the Liberals improve the lives of Canadians
This document provides a summary and analysis of whether policies under the Liberal Party of Canada have made Canada more affordable. It begins with an agenda outlining topics like consumer prices, housing, household debt, carbon taxation, food prices, taxation, and average wages. For each topic, it discusses relevant data and sources to analyze trends under the Liberal government. The overall conclusion is that the Liberals are not making things more affordable for Canadians and various policies have increased costs for middle and lower-income Canadians.
Cost of Living - Canada - January 2021
The Consumer Price Index (CPI) rose at a faster pace in January (+1.0%) year over year than in December (+0.7%). The acceleration in consumer prices was largely due to higher prices for durable goods (+1.7%) and rising gasoline prices (+6.1%) compared with December 2020. Excluding gasoline, the CPI grew 1.3% in January—up from a 1.0% increase in December.
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210217/dq210217a-eng.htm
Food
COVID19 and Food Prices - https://www.brockpress.com/covid-19-to-cause-increase-in-national-food-prices/
https://www.greenhousecanada.com/funding-call-for-local-food-projects-33051/ - The problem with greenhouses relates to CO2 - https://ggs-greenhouse.com/heating-systems/carbon-dioxide-co2-dosing
Average house price in Canada is now $621K - https://www.newswire.ca/news-releases/canadian-housing-markets-set-records-again-in-january-820519482.html
Cost of Living| Canada| August 2021
Since the onset of the COVID-19 pandemic, durable goods have been a major contributor to the increase in the CPI. Durable goods rose at a faster pace in August (+5.7%) compared with July (+5.0%), with passenger vehicles (+7.2%), furniture (+8.7%) and household appliances (+5.3%) contributing the most to the increase.
In addition, prices for services have accelerated for the fifth consecutive month, rising at a faster pace in August (+2.7%) compared with July (+2.6%) amid easing of COVID-19 restrictions. Year over year, prices for traveller accommodation rose 19.3%. Reopening of businesses and summer travel contributed to the price increases.
Prices rose in seven of the eight major components in August, with transportation prices contributing the most to the all-items increase. Conversely, consumers paid less for clothing and footwear, as prices declined year over year.
Chart 2
Prices rise in seven major components
Gasoline prices rise in August
https://www150.statcan.gc.ca/n1/daily-quotidien/210915/dq210915a-eng.htm
1. Telecom costs - https://leaderpost.com/news/politics/trudeau-abandons-promise-to-lower-cellphone-bills-says-ndp
2. Housing - https://www.cbc.ca/news/canada/sudbury/housing-prices-election-issue-northeastern-ontario-1.6173421
3. Trudeau and monetary policies - https://www.todayville.com/edmonton/pm-trudeaus-monetary-policy-gaffe-could-cost-the-liberals-the-election-but-will-it/
4. Higher freight costs - https://blog.intekfreight-logistics.com/intermodal-spot-rate-trendline-pricing-analysis
5. Stimulus - https://www.reuters.com/world/americas/bank-canada-signals-quantitative-easing-may-not-be-needed-much-longer-2021-09-09/
6. High inflation - https://www.mondaq.com/canada/contracts-and-commercial-law/1107162/how-to-counter-inflation-related-effects-in-contracts-a-canadian-perspective
7. Down payment - https://edmontonsun.com/moneywise-pro/what-happens-when-every-home-in-your-city-requires-a-200k-down-payment
8. Commodities - https://www.bnnbloomberg.ca/commodities-prices-are-surging-again-1.1651381
9. Cost of living - https://www.expatistan.com/cost-of-living/toronto
10. Grocery bills - https://financialpost.com/news/economy/watch-for-prices-of-meat-grains-and-baked-goods-to-surge
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This presentation looks at key areas of household budgets. Trudeau ran on a campaign back in 2015 that he would make things more affordable for Canadians.
Cost of Living| Canada| February 2021
The Consumer Price Index (CPI) rose at a faster pace year over year in February (+1.1%) than in January (+1.0%). The rise in gasoline prices (+5.0%) supported consumer price growth in February. Excluding gasoline, the CPI rose 1.0% in February—down from a 1.3% increase in January. Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210317/dq210317a-eng.htm
Housing Prices -
The largest y-o-y gains – above 35% range – were recorded in the Lakelands region of Ontario cottage country, Tillsonburg District and Woodstock-Ingersoll.
Y-o-y price increases in the 30-35% were seen in Barrie, Niagara, Bancroft and Area, Grey-Bruce Owen Sound, Kawartha Lakes, London & St. Thomas, North Bay, Northumberland Hills, Quinte & District, Simcoe & District and Southern Georgian Bay.
This was followed by y-o-y price gains in the range of 25-30% in Hamilton, Guelph, Cambridge, Brantford, Huron Perth, Kitchener-Waterloo, Peterborough and the Kawarthas and Greater Moncton.
https://www.newswire.ca/news-releases/canadian-housing-markets-set-records-again-in-february-879761646.html
Wages and Inflation - https://www.bnnbloomberg.ca/investing/video/hard-for-inflation-to-rise-in-canada-with-tempered-wage-growth-and-energy-prices-paul-sandhu~2097184
Large debt - https://economics.td.com/ca-canadian-wealth
Cost of Living - Canada - September 2020
This document provides an analysis of whether the Liberal Party of Canada has made Canada more affordable. It includes data and statistics on various cost of living indicators such as housing prices, consumer price index, household debt, carbon taxation, food prices, telecommunications costs, taxes, GDP, and prices of goods like fuel, hydro, lumber and agricultural commodities. Overall, the document argues that the Liberals have not achieved their goal of making life more affordable, as many costs of key living expenses have increased under their watch, placing a higher burden on Canadians.
Cost of living canada - may 2021
1. Food costs - https://www.castanet.net/edition/news-story-335729-6-.htm
2. Gasoline - https://www150.statcan.gc.ca/n1/daily-quotidien/210616/cg-a003-eng.htm
3. Rent - https://rentals.ca/national-rent-report
4. Housing - https://www.bnnbloomberg.ca/world-s-most-bubbly-housing-markets-flash-2008-style-warnings-1.1617001
5. Broadband - https://www.kitchenertoday.com/national-business/ndp-joins-calls-for-liberals-to-overturn-crtc-internet-price-decision-3833617
6. Producer Price - https://www.marketwatch.com/story/canada-estimates-producer-prices-up-3-1-in-may-271623761688
7. Housing - https://thoughtleadership.rbc.com/home-prices-havent-peaked-yet-in-canada/?_ga=2.226872285.1328445475.1623849993-1869225116.1623178921
8. Supply chain - https://www.pwc.com/us/en/library/covid-19/supply-chain.html
9. Wages - https://www.cbc.ca/news/business/post-pandemic-labour-wages-column-don-pittis-1.6049800
10. https://financialpost.com/news/economy/canada-worker-shortage-problem
Have the Liberals made lives for Canadians more affordable?
The liberal ran on a platform saying they would make things more affordable. This presentation discuss key policy changes as part of people assessing did the Liberals make lives either more affordable or less affordable
Cost of Living in Canada - October 2020
This document provides an overview of the cost of living in Canada in October 2020. It discusses several metrics including the consumer price index, housing prices, household debt, taxation rates, food and fuel prices, broadband costs, and poverty levels. Overall, the document argues that while the Liberal government campaigned on making life more affordable, many of their policies such as the carbon tax have actually increased costs of living for most Canadians by impacting things like transportation and home heating costs.
2019 Election| Anatomy of Gasoline Prices| Canada | July 2019
- The document provides an overview of gasoline prices in Canada, including factors that influence prices such as crude oil prices, taxes, and refining costs. It also discusses the impact of the federal carbon tax on gasoline prices and consumers.
- Key refineries and production statistics for Canada are presented from various sources. The potential effects of higher fuel costs on supply chains and consumers are noted.
- The document expresses skepticism about carbon taxes and their effectiveness in reducing emissions, citing concerns about economic impacts and the small share of global emissions from Canada. Alternative environmental policies are suggested.
Prime Minister - Stephen Harper – Fiscal Management
This presentation will look the work Conservative Party of Canada under Prime Minster Stephen Harper.
The presentation will focus on government spending, taxation, middle class, GDP, Labour Market and other areas
Ontario 2017 2018 budget – Pure Game of Smoke and Mirrors
This presentation looks at the 2017-2018 budget for Ontario including risks in terms of spending and taxation.
What is next for the Conservative Party of Canada?
The document outlines areas that the next leader of the Conservative Party of Canada (CPC) needs to address. It discusses policies related to the economy, job quality, infrastructure, social programs, taxation, immigration, public safety, indigenous affairs, and foreign affairs. For each policy area, it lists specific issues and provides links to additional slides with analysis on related topics. The document serves as an agenda to guide the CPC's policy development.
Carbon pricing or Carbon Tax impact on Consumers - December 2016
This presentation discusses the impact of cap and trade as well as carbon taxation on both emissions as well as consumer prices.
The presentation also discusses the importance of CO2, especially how it is building blocks when it comes to life.
What is next for Mining - Canada and the World
1. Critical metals - https://investingnews.com/daily/resource-investing/critical-metals-investing/rare-earth-investing/top-canadian-rare-earths-stocks/
2. Lithium - https://www.earthworks.org/fact-sheet-battery-minerals-for-the-clean-energy-transition/
3. Cobalt refineries - https://ca.proactiveinvestors.com/companies/news/932497/first-cobalt-corp-fully-focused-on-creating-a-north-american-cobalt-supply-chain-932497.html
4. Batteries - https://electricautonomy.ca/2021/06/25/ev-battery-active-materials-cells/
5. TESLA - https://www.benchmarkminerals.com/membership/exclusive-tesla-becomes-first-automaker-to-enter-lithium-supply-chain-reshapes-foundations-of-china-dominated-spodumene-2/
6. Lumber - https://www.fool.com/investing/2021/07/20/lumber-prices-crashing-what-means-home-depot/
7. Climate change - https://www.weforum.org/agenda/2021/07/climate-change-electricity-energy-security-extreme-weather/
8. ESG - https://fortune.com/2021/07/21/the-problem-with-esg-scoring/
9. Mining outlook - https://www.northernminer.com/commodities-markets/scotiabanks-marc-desormeaux-looks-at-2021-and-the-continuing-impact-of-covid-19-on-metals-markets/1003825843/
10. Commodity prices - https://www.northernminer.com/subscribe-login/?id=1003825986
11. Technology - https://www.mining-technology.com/downloads/whitepapers/data/iot-in-mining-filings-trends-2021/
12. Ontario - https://news.ontario.ca/en/release/1000566/ontario-supports-forestry-and-mining-sectors-in-timmins-cochrane-and-timiskaming-districts
13. Skills - https://www.reuters.com/article/us-australia-mining-skills-idUSKBN2ER04E
14. Innovation - https://www.sudbury.com/local-news/112m-canadian-mining-innovation-hub-headquartered-in-sudbury-to-service-sector-hungry-for-innovation-3954022
15. Tailing ponds - https://theconversation.com/how-engineered-bacteria-could-clean-up-oilsands-pollution-and-mining-waste-160230
16. Power Plant - https://www.opg.com/media_releases/small-reactors-could-power-far-north-mines/
17. Indigenous - https://www.quebec.ca/en/agriculture-environment-and-natural-resources/mining/critical-and-strategic-minerals
18. Corporate tax - https://www.iisd.org/itn/en/2021/06/24/the-end-of-tax-incentives-how-will-a-global-minimum-tax-affect-tax-incentives-regimes-in-developing-countries/
19. Human rights - https://www.mining-technology.com/features/human-rights-and-mining-wrongs-what-do-miners-still-have-to-do/
20. Top natural resources countries - https://www.investopedia.com/articles/markets-economy/090516/10-countries-most-natural-resources.asp
21. Hydrogen - https://www.gasworld.com/air-products-canada-joins-chfca/2021318.article or https://afdc.energy.gov/fuels/hydrogen_production.html
22. Chromite - https://www.canadianminingjournal.com/featured-article/sparking-up-the-ring-of-fire/
Global Country Comparison| Canada vs Australia| February 2019
Canada and Australia are similar countries in terms of how dependent they both are on natural resources as well as being both sparsely populated.
Canada can learned lessons from Australia in terms of dealing with countries like China. Trudeau decided to push his SJW on to China. China has told Canada to not meddle in Chinese domestic issues.
Canada needs a government that is more balance when it comes to Canada’s economic policies.
Cost of Living continues to be on the rise in Canada - September 2019
The document summarizes how various policies introduced by the Liberal government have impacted affordability for Canadians. It discusses how the carbon tax has increased costs of living, while other policies like increases to the CPP have reduced after-tax income. Housing prices have also risen under the Liberals. While the child benefit provides some assistance, other cost increases have outweighed this for many families. The document argues the Liberals have not achieved their goal of making life more affordable for Canadians.
Why is Australia doing better than Canada?
Canada and Australia are similar countries in terms of how dependent they both are on natural resources as well as being both sparsely populated.
Canada can learned lessons from Australia in terms of dealing with countries like China. Trudeau decided to push his SJW on to China. China has told Canada to not meddle in Chinese domestic issues.
Canada needs a government that is more balance when it comes to Canada’s economic policies.
Power Generation - Canada - August 2017
Here is a look at power generation by the source. Canada would have triple its' investment in clean energy sources in order to achieved the average for OECD countries.
What is the Path forward for Canada
This document provides an agenda and commentary from Paul Young CPA on policy issues facing Canada and paths forward. It discusses areas like the economy, jobs, environment, infrastructure, social programs, taxation, and governance. For each area, it provides commentary and links to additional slides and resources on Paul Young's perspectives. The document aims to outline important issues and solutions for the next government of Canada to consider.
Affordability| Cost of Living| Canada
This document provides a summary and analysis of whether policies under the Liberal Party of Canada have made Canada more affordable. It begins with an introduction and agenda, then discusses several topics related to cost of living in Canada, including consumer price index, housing prices, carbon taxation, broadband costs, food prices, transit subsidies, taxes, household spending, poverty, and average wages. For most topics, it provides data and analysis suggesting that policies under the Liberal government have not made things more affordable for Canadians and have increased costs in many areas through policies like carbon taxation. It concludes that the evidence shows the Liberal Party has not achieved its goal of making Canada more affordable.
Affordability| Have the Liberals improve the lives of Canadians
This document provides a summary and analysis of whether policies under the Liberal Party of Canada have made Canada more affordable. It begins with an agenda outlining topics like consumer prices, housing, household debt, carbon taxation, food prices, taxation, and average wages. For each topic, it discusses relevant data and sources to analyze trends under the Liberal government. The overall conclusion is that the Liberals are not making things more affordable for Canadians and various policies have increased costs for middle and lower-income Canadians.
Mais procurados (20)
Justin Trudeau and Liberals| Have Liberal Policies made things more Affordabl...
Justin Trudeau and Liberals| Have Liberal Policies made things more Affordabl...
Have the Liberals made lives for Canadians more affordable?
Have the Liberals made lives for Canadians more affordable?
2019 Election| Anatomy of Gasoline Prices| Canada | July 2019
2019 Election| Anatomy of Gasoline Prices| Canada | July 2019
Prime Minister - Stephen Harper – Fiscal Management
Prime Minister - Stephen Harper – Fiscal Management
Ontario 2017 2018 budget – Pure Game of Smoke and Mirrors
Ontario 2017 2018 budget – Pure Game of Smoke and Mirrors
What is next for the Conservative Party of Canada?
What is next for the Conservative Party of Canada?
Carbon pricing or Carbon Tax impact on Consumers - December 2016
Carbon pricing or Carbon Tax impact on Consumers - December 2016
Global Country Comparison| Canada vs Australia| February 2019
Global Country Comparison| Canada vs Australia| February 2019
Cost of Living continues to be on the rise in Canada - September 2019
Cost of Living continues to be on the rise in Canada - September 2019
Affordability| Have the Liberals improve the lives of Canadians
Affordability| Have the Liberals improve the lives of Canadians
Semelhante a Cost of Living| Canada| June 2021
Cost of Living - Canada - January 2021
The Consumer Price Index (CPI) rose at a faster pace in January (+1.0%) year over year than in December (+0.7%). The acceleration in consumer prices was largely due to higher prices for durable goods (+1.7%) and rising gasoline prices (+6.1%) compared with December 2020. Excluding gasoline, the CPI grew 1.3% in January—up from a 1.0% increase in December.
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210217/dq210217a-eng.htm
Food
COVID19 and Food Prices - https://www.brockpress.com/covid-19-to-cause-increase-in-national-food-prices/
https://www.greenhousecanada.com/funding-call-for-local-food-projects-33051/ - The problem with greenhouses relates to CO2 - https://ggs-greenhouse.com/heating-systems/carbon-dioxide-co2-dosing
Average house price in Canada is now $621K - https://www.newswire.ca/news-releases/canadian-housing-markets-set-records-again-in-january-820519482.html
Cost of Living| Canada| August 2021
Since the onset of the COVID-19 pandemic, durable goods have been a major contributor to the increase in the CPI. Durable goods rose at a faster pace in August (+5.7%) compared with July (+5.0%), with passenger vehicles (+7.2%), furniture (+8.7%) and household appliances (+5.3%) contributing the most to the increase.
In addition, prices for services have accelerated for the fifth consecutive month, rising at a faster pace in August (+2.7%) compared with July (+2.6%) amid easing of COVID-19 restrictions. Year over year, prices for traveller accommodation rose 19.3%. Reopening of businesses and summer travel contributed to the price increases.
Prices rose in seven of the eight major components in August, with transportation prices contributing the most to the all-items increase. Conversely, consumers paid less for clothing and footwear, as prices declined year over year.
Chart 2
Prices rise in seven major components
Gasoline prices rise in August
https://www150.statcan.gc.ca/n1/daily-quotidien/210915/dq210915a-eng.htm
1. Telecom costs - https://leaderpost.com/news/politics/trudeau-abandons-promise-to-lower-cellphone-bills-says-ndp
2. Housing - https://www.cbc.ca/news/canada/sudbury/housing-prices-election-issue-northeastern-ontario-1.6173421
3. Trudeau and monetary policies - https://www.todayville.com/edmonton/pm-trudeaus-monetary-policy-gaffe-could-cost-the-liberals-the-election-but-will-it/
4. Higher freight costs - https://blog.intekfreight-logistics.com/intermodal-spot-rate-trendline-pricing-analysis
5. Stimulus - https://www.reuters.com/world/americas/bank-canada-signals-quantitative-easing-may-not-be-needed-much-longer-2021-09-09/
6. High inflation - https://www.mondaq.com/canada/contracts-and-commercial-law/1107162/how-to-counter-inflation-related-effects-in-contracts-a-canadian-perspective
7. Down payment - https://edmontonsun.com/moneywise-pro/what-happens-when-every-home-in-your-city-requires-a-200k-down-payment
8. Commodities - https://www.bnnbloomberg.ca/commodities-prices-are-surging-again-1.1651381
9. Cost of living - https://www.expatistan.com/cost-of-living/toronto
10. Grocery bills - https://financialpost.com/news/economy/watch-for-prices-of-meat-grains-and-baked-goods-to-surge
Cost of Living| Canada|Inflation| October 2021 (Revised)
This document provides a summary of the cost of living in Canada as of October 2021. It includes statistics and data on topics like the consumer price index, housing price index, household debt, carbon taxation, average wages, lumber and natural gas prices. The author is a CPA and subject matter expert who provides contact information. They analyze how various policies have impacted affordability and what further actions could be taken to address issues like housing affordability, skills gaps, competitiveness and supporting different economic sectors.
Cost of Living| Canada|Inflation| November 2021
Bottom Line: The best thing we can say about this report is that the inflation picture has not deteriorated further. And Canadian inflation is actually now towards the lower end of the G7, with the U.S. at 6.8%, the U.K. printing 5.1% today, and the Euro Area at 4.9%. Still, even with the steady read, the reality is that CPI is running far above target and at a 30-year high, and even most measures of core are close to, or above, the high end of the BoC's 1-3% target range. While this release alone may not advance the case for rate hikes, the bigger picture continues to do so—loudly.
Source - https://economics.bmo.com/en/publications/detail/368a0261-1e2a-4fcc-bd9b-9ae4e513b13c/
1. CPI - https://ca.finance.yahoo.com/news/canadian-inflation-continues-to-run-hot-in-november-135120809.html
2. Housing - https://storeys.com/average-price-canadian-home-hits-all-time-high-november/
3. Gasoline - https://realeconomy.rsmus.com/canada-inflation-steady-at-4-7-amid-high-gasoline-and-food-prices/
4. Wages - https://www.benefitscanada.com/human-resources/hr-communication/65-of-employees-looking-to-change-jobs-due-to-compensation-well-being-survey/
5. Construction costs - https://ontarioconstructionnews.com/construction-costs-escalating-as-labour-shortages-increase-jll-outlook-2-2/
6. Farmers - https://www.bakertilly.ca/en/owen-sound-ontario/publications/taxflash-2021-economic-and-fiscal-update
7. Digital tax - https://mnetax.com/canada-advances-digital-services-tax-bill-despite-oecd-pact-us-business-objections-46454
8. PEI has the highest inflation in Canada - https://ca.movies.yahoo.com/p-e-inflation-highest-country-172119225.html
9. Rich millennials - https://www.ctvnews.ca/business/rich-millennials-make-room-at-home-for-mom-and-dad-survey-suggests-1.5708446
10. Variants - https://storeys.com/omicron-will-keep-real-estate-market-red-hot-royal-lepage/
Revised - Cost of Living (Purchase Price Index) - Canada - April 2022.pptx
Summary:
Canada’s annual inflation rate accelerated to 6.8 per cent in April, the highest since January 1991, on food and shelter prices, Statistics Canada said on Wednesday.
Source - https://www.bnnbloomberg.ca/the-daily-chase-inflation-day-in-canada-full-blown-war-on-new-housing-1.1767546 and https://financialpost.com/news/economy/canadian-inflation-rate-rises-to-6-8-beating-expectations
Has Canada economy recovered from COVID19
The document discusses Canada's recovery from the COVID-19 recession. It analyzes GDP and employment data and finds that while the economy has recovered overall, the structure of the economy and labor market has changed. Public sector jobs are growing faster than private sector jobs. Both sectors are increasingly automating. The cost of living is also rising due to increases in housing, gas, and other prices. Small businesses were hard hit by pandemic restrictions and are increasingly moving operations online. The environment and trade are also discussed.
Cost of Living| Canada|Inflation| October 2021 (Revised)
@justinTrudeau has no clue about inflation - Sep/19 also seen higher inflation compared to Oct/15 but there was no comment from you back in Sep/19, why? https://www.slideshare.net/paulyoungcga/2019-election-cost-of-living-canada-june-2019
Inflation was rising way before COVID19, and Trudeau were warned about policies like carbon taxes.
BTW: I love seeing Trudeau getting angry as it shows that he cannot answer questions without the appropriate word salad as a way to say people are picking on him
Revised - Cost of Living - Canada - June 2022.pptx
How to fix the cost of living - https://www.slideshare.net/paulyoungcga/how-to-address-high-cost-of-living-pptx
Per capita income ranking has fallen - https://betterdwelling.com/canadian-gdp-per-capita-is-still-down-may-indicate-drop-in-living-standards-stat-can/
Canada has struggle with productivity - https://www.fraserinstitute.org/studies/canadian-australian-business-sector-productivity-gap-a-sectoral-analysis
Australia is becoming a world leader in the mining sector, especially critical metals https://www.mining-technology.com/analysis/the-pentagon-sets-it-sights-on-australias-critical-minerals/
Canada has struggle with innovation - https://globaladvantageconsulting.com/canadas-worsening-innovation-output-dilemma/
Canada has a job quality issues. Nearly 50% of job vacancies pay less than the average wage - https://www.slideshare.net/paulyoungcga/wages-and-job-vacancies-job-quality-canada-may-2022-and-april-2022pptx
From 2009 to 2015 the economy was growing at a pace 2.3%. From 2016 to 2019 the economy average growth was about 2%. Trudeau’s deficits did little to address the systemic issues with the Canadian economy - https://www.slideshare.net/paulyoungcga/global-growth-and-the-major-issues-facing-global-gdp
Housing is an issue as all level of governments have failed to deal with systemic issues with housing - https://www.slideshare.net/paulyoungcga/affordable-housing-household-debt-and-homelessness-canada-and-the-world-june-2022pptx
Revised – Inflation Analysis –Canada (Including Purchase Price Index and New...
The annual rate of inflation dipped to 7.6 per cent in July, Statistics Canada reported Tuesday, as lower gas prices took some of the heat off household budgets.
In its latest consumer price index (CPI) report, the federal agency said the rise in prices in July marked the smallest monthly gains since December 2021. The CPI was up 0.1 per cent compared with June.
Gas prices dropped 9.2 per cent in July compared with a month earlier, Statistics Canada said. Ontario, which was among provinces temporarily waiving the gas tax, saw the largest decline in prices at 12.2 per cent month-over-month.
Source: https://globalnews.ca/news/9062823/inflation-canada-july-2022/
Cost of Living | Canada| December 2021 (Revised for New Housing Price Index a...
This document provides a summary of cost of living increases in Canada from December 2021. It includes summaries and data on topics like consumer price index, housing price index, household debt, carbon taxation, wages, cable/lumber/natural gas prices. It also provides biographical information about the author Paul Young and an agenda of topics to be covered. The document aims to assess whether policies have made lives more or less affordable and provides recommendations on policy changes to improve affordability.
Preliminary - Cost of Living - Canada - June 2022.pptx
Summary:
James Orlando, senior economist with TD Bank, first started tracking the similarities between today’s inflation period and the highs of the previous generation back in April.
Then, he noted that the causes of inflation today — surging food, fuel and shelter prices — were the same ones driving Canadian prices higher over two distinct periods, one in the early 1970s and one later in the decade, stretching into the 1980s.
Orlando wrote back in April that while today’s price hikes might not be at the same magnitude as the 70s and 80s, it might feel just as significant. When inflation hits the staples we buy regularly in the grocery store, it elicits a more intense, emotional reaction from consumers, he explained.
But while prices were high, Canadians also were spending heavily through much of the 70s thanks to rapidly rising wages and low interest rates.
Source - https://globalnews.ca/news/9001056/inflation-crisis-canada-history/
Preliminary - Cost of Living - Canada - May 2022.pptx
Blog – Inflation and the Cost of Living – Canada – May 2022
Government officials are blaming grocery stores and oil companies for their record profits when it comes to inflationary solutions - https://thehill.com/business-a-lobbying/business-lobbying/3526290-exxon-mobil-chevron-push-back-on-biden-blaming-industry-for-oil-prices/
Grocery stores – https://www.loblaw.ca/en/loblaw-reports-2022-first-quarter-results or https://globalnews.ca/news/8824412/canada-grocery-chains-profiteering-jagmeet-singh/
All levels of government need to address issues with skills gaps, housing affordability, innovation, and productivity. https://www.forbes.com/sites/forbesbusinesscouncil/2022/06/21/balancing-your-business-innovation-with-a-resilience-mindset/?sh=3e4bf7827231
Fixing inflation - https://www.economicshelp.org/blog/2269/economics/ways-to-reduce-inflation/
Cost of Living | Canada| December 2021
Summary:
Inflation continues to be an issue for many Canadians.
Green inflation continues to key part of the rise of inflation
More and more people are being left out of the housing market
1. Average House – https://globalnews.ca/news/8516543/canada-home-sales-record-crea/
2. Lumber prices - https://fortune.com/2022/01/12/lumber-prices-skyrocket-again-weather-sawmill-production-supply-chain/
3. Gasoline – https://www.marketscreener.com/quote/commodity/WTI-2355639/news/Front-Month-Nymex-RBOB-Gasoline-Rose-0-53-to-Settle-at-2-4318-Data-Talk-37578932/
4. Food - https://www.bloomberg.com/opinion/articles/2022-01-16/soaring-food-prices-can-pay-for-a-more-secure-future
5. Top jobs - https://www.ctvnews.ca/canada/these-are-the-most-in-demand-skills-for-canadian-job-seekers-1.5741586 and https://dailyhive.com/vancouver/in-demand-highest-paying-jobscanada-2022
6. Home building - https://www.cnbc.com/2022/01/18/homebuilder-confidence-drops-for-the-first-time-in-four-months.html
7. Education - https://www.kenoshanews.com/opinion/columnists/commentary-college-students-aren-t-getting-the-education-they-paid-for-where-s-the-reimbursement/article_66dd9f71-8aa3-56d4-8dc0-45de2fc67e4e.html
8. Rent costs - https://rentals.ca/national-rent-report
9. Shipping - https://rentals.ca/national-rent-report
10. Green Inflation - https://globalnews.ca/news/8508541/canada-green-transition-inflation/
11. Natural gas prices - https://www.naturalgasintel.com/february-natural-gas-called-slightly-higher-as-forecast-outlook-steady-over-weekend/
12. EV range - https://insideevs.com/news/561634/us-median-range-gasoline-bevs/
13. Existing home sales - https://economics.td.com/ca-existing-home-sales
14. Businesses and Inflation - https://www.benefitscanada.com/canadian-investment-review/research-markets/canadian-businesses-predicting-higher-inflation-through-2023-boc-survey/
Revised - Cost of Living (Purchase Price Index) - Canada - April 2022.pptx
RBC Canadian Inflation Watch https://thoughtleadership.rbc.com/rbc-inflation-watch/
Hey @AndreaHorwath inflation is out. It is highest since 1991 when Bob Rae was Premier!
Hey @StevenDelDuca are you going to address green inflation?
https://www.slideshare.net/paulyoungcga/revised-cost-of-living-purchase-price-index-canada-april-2022pptx
@StevenDelDuca can you tell how you will address high cost of gas & inflation? Are you going to ensure eVehicles pay road taxes or are you going to address issue with gas supplies or eliminate the carbon tax or high input cost for farmers/businesses
https://www.slideshare.net/paulyoungcga/revised-cost-of-living-purchase-price-index-canada-april-2022pptx
Preliminary - Cost of Living - Canada - July 2022.pptx
This document provides a summary and analysis of inflation in Canada by Paul Young, a CPA and CGA. It includes:
- Paul Young's background and credentials
- An agenda outlining topics to be discussed including the Consumer Price Index, housing costs, household debt, carbon taxation, average wages, cable/satellite prices, lumber prices, natural gas, and a summary.
- Brief introductions and summaries of inflation data from sources like Statistics Canada, BMO Economics, and the Fraser Institute on various cost indicators in Canada.
- Comments on policies from the Liberal government and whether they have made lives more or less affordable.
- Suggestions for moving forward including removing the carbon tax, reforming
Preliminary (Cost of Living)| Canada| January 2022
Summary:
Canada inflation hit 5.1% the highest rate in decades. https://www.cbc.ca/news/business/canada-inflation-january-1.6353464
1. Food prices – Canada - https://www.producer.com/news/vaccine-mandates-prompt-food-price-worries/
2. Housing Costs - https://www.bnnbloomberg.ca/canada-s-hot-housing-market-sees-record-monthly-price-gain-1.1723687
3. Green inflation - https://www.reuters.com/markets/rates-bonds/ecb-faces-backlash-against-green-distraction-fighting-inflation-2022-02-14/
4. Gasoline prices - https://globalnews.ca/news/8618906/record-high-gas-prices-canada/
5. Carbon tax - https://finance.yahoo.com/news/much-money-actually-back-carbon-190545734.html
6. Supply chain - https://ca.finance.yahoo.com/news/supply-chain-woes-ease-but-businesses-still-navigate-inconsistent-inventories-145925606.html
7. Business automation – https://www.tme.net/blog/business-automation/
8. Government spending and inflation - https://ca.news.yahoo.com/rising-inflation-sparks-concerns-over-005727381.html
9. Commodity - https://www.donga.com/en/article/all/20220216/3202471/1
10. Aid - https://ca.movies.yahoo.com/provincial-oil-gas-sector-aid-topped-25-b-in-2021-report-141647666.html
11. FDI / China - http://www.china.org.cn/business/2022-02/15/content_78050880.htm
12. AI and pricing - https://www.supplychainbrain.com/blogs/1-think-tank/post/34577-with-inflation-on-the-rise-retailers-turn-to-ai-to-aid-in-pricing-strategy
13. Food banks - https://www.cpacanada.ca/en/news/pivot-magazine/2022-02-15-food-banks
Cost of Living (Incl PPI) - Canada
Blog – Canada continues to struggle with high Inflation – January 2022
Canada’s January 2022 inflation of 5.1% is the highest since 1991. You can bet the @JustinTrudeau will blame the truckers protest for the high inflation and not his carbon tax or high tax or excessive regulation or overspending or other areas of policies!
https://www.slideshare.net/paulyoungcga/preliminary-cost-of-living-canada-january-2022
1. Food prices – Canada - https://www.producer.com/news/vaccine-mandates-prompt-food-price-worries/
2. Housing Costs - https://www.bnnbloomberg.ca/canada-s-hot-housing-market-sees-record-monthly-price-gain-1.1723687
3. Green inflation - https://www.reuters.com/markets/rates-bonds/ecb-faces-backlash-against-green-distraction-fighting-inflation-2022-02-14/
4. Gasoline prices - https://globalnews.ca/news/8618906/record-high-gas-prices-canada/
5. Carbon tax - https://finance.yahoo.com/news/much-money-actually-back-carbon-190545734.html
6. Supply chain - https://ca.finance.yahoo.com/news/supply-chain-woes-ease-but-businesses-still-navigate-inconsistent-inventories-145925606.html
7. Business automation – https://www.tme.net/blog/business-automation/
8. Government spending and inflation - https://ca.news.yahoo.com/rising-inflation-sparks-concerns-over-005727381.html
9. Commodity - https://www.donga.com/en/article/all/20220216/3202471/1
10. Aid - https://ca.movies.yahoo.com/provincial-oil-gas-sector-aid-topped-25-b-in-2021-report-141647666.html
11. FDI / China - http://www.china.org.cn/business/2022-02/15/content_78050880.htm
12. AI and pricing - https://www.supplychainbrain.com/blogs/1-think-tank/post/34577-with-inflation-on-the-rise-retailers-turn-to-ai-to-aid-in-pricing-strategy
13. Food banks - https://www.cpacanada.ca/en/news/pivot-magazine/2022-02-15-food-banks
Cost of Living | Canada| January 2022
Canada’s Jan/22 inflation of 5.1% is the highest since 1991. You can bet the @JustinTrudeau will blame the trucker's protest for the high inflation and not his carbon tax or high taxes or excessive regulation or overspending or other areas of policies!
Revised - Cost of Living (Purchase Price Index) - Canada - March 2022.pptx
The Industrial Product Price Index (IPPI) rose 4.0% month over month in March 2022, the largest monthly change on record since the series began in 1956. Year over year, the IPPI increased 18.5%, its biggest gain since December 1974.
https://www150.statcan.gc.ca/n1/daily-quotidien/220422/dq220422b-eng.htm
Cost of Living | Canada| December 2021 (Revised for New Housing Price Index)
Summary:
Inflation continues to be an issue for many Canadians.
Green inflation continues to key part of the rise of inflation
More and more people are being left out of the housing market
1. Average House – https://globalnews.ca/news/8516543/canada-home-sales-record-crea/
2. Lumber prices - https://fortune.com/2022/01/12/lumber-prices-skyrocket-again-weather-sawmill-production-supply-chain/
3. Gasoline – https://www.marketscreener.com/quote/commodity/WTI-2355639/news/Front-Month-Nymex-RBOB-Gasoline-Rose-0-53-to-Settle-at-2-4318-Data-Talk-37578932/
4. Food - https://www.bloomberg.com/opinion/articles/2022-01-16/soaring-food-prices-can-pay-for-a-more-secure-future
5. Top jobs - https://www.ctvnews.ca/canada/these-are-the-most-in-demand-skills-for-canadian-job-seekers-1.5741586 and https://dailyhive.com/vancouver/in-demand-highest-paying-jobscanada-2022
6. Home building - https://www.cnbc.com/2022/01/18/homebuilder-confidence-drops-for-the-first-time-in-four-months.html
7. Education - https://www.kenoshanews.com/opinion/columnists/commentary-college-students-aren-t-getting-the-education-they-paid-for-where-s-the-reimbursement/article_66dd9f71-8aa3-56d4-8dc0-45de2fc67e4e.html
8. Rent costs - https://rentals.ca/national-rent-report
9. Shipping - https://rentals.ca/national-rent-report
10. New housing price index - https://wowa.ca/reports/canada-housing-market
11. Green Inflation - https://globalnews.ca/news/8508541/canada-green-transition-inflation/
12. Natural gas prices - https://www.naturalgasintel.com/february-natural-gas-called-slightly-higher-as-forecast-outlook-steady-over-weekend/
13. EV range - https://insideevs.com/news/561634/us-median-range-gasoline-bevs/
14. Existing home sales - https://economics.td.com/ca-existing-home-sales
15. Businesses and Inflation - https://www.benefitscanada.com/canadian-investment-review/research-markets/canadian-businesses-predicting-higher-inflation-through-2023-boc-survey/
Semelhante a Cost of Living| Canada| June 2021 (20)
Cost of Living| Canada|Inflation| October 2021 (Revised)
Cost of Living| Canada|Inflation| October 2021 (Revised)
Revised - Cost of Living (Purchase Price Index) - Canada - April 2022.pptx
Revised - Cost of Living (Purchase Price Index) - Canada - April 2022.pptx
Cost of Living| Canada|Inflation| October 2021 (Revised)
Cost of Living| Canada|Inflation| October 2021 (Revised)
Revised - Cost of Living - Canada - June 2022.pptx
Revised - Cost of Living - Canada - June 2022.pptx
Revised – Inflation Analysis –Canada (Including Purchase Price Index and New...
Revised – Inflation Analysis –Canada (Including Purchase Price Index and New...
Cost of Living | Canada| December 2021 (Revised for New Housing Price Index a...
Cost of Living | Canada| December 2021 (Revised for New Housing Price Index a...
Preliminary - Cost of Living - Canada - June 2022.pptx
Preliminary - Cost of Living - Canada - June 2022.pptx
Preliminary - Cost of Living - Canada - May 2022.pptx
Preliminary - Cost of Living - Canada - May 2022.pptx
Revised - Cost of Living (Purchase Price Index) - Canada - April 2022.pptx
Revised - Cost of Living (Purchase Price Index) - Canada - April 2022.pptx
Preliminary - Cost of Living - Canada - July 2022.pptx
Preliminary - Cost of Living - Canada - July 2022.pptx
Preliminary (Cost of Living)| Canada| January 2022
Preliminary (Cost of Living)| Canada| January 2022
Revised - Cost of Living (Purchase Price Index) - Canada - March 2022.pptx
Revised - Cost of Living (Purchase Price Index) - Canada - March 2022.pptx
Cost of Living | Canada| December 2021 (Revised for New Housing Price Index)
Cost of Living | Canada| December 2021 (Revised for New Housing Price Index)
Mais de paul young cpa, cga
Retail Sales and Consumer Spending Analysis and Commentary - July 2023.pptx
Canadian retail sales dropped 0.3% in August, the first decline since March, as higher interest rates start to impact household budgets. Seven of the nine retail subsectors saw sales increases in July, led by food and beverage retailers, while motor vehicle and parts dealers saw the largest decrease. Excluding autos, retail sales in July rose 1%, double expectations. The report suggests Canadians are tightening spending as more face higher mortgage payments and gas prices due to Bank of Canada rate hikes aimed at slowing inflation.
Addressing issues with the Public Sector Governance Model.pptx
The key challenges facing Australian business leaders in 2023 include:
1. Talent acquisition, retention and training staff for digital transformation.
2. Implementing successful digital transformation while managing cyber risks.
3. Adapting to changing regulations and reporting requirements.
Health risks from COVID-19, social reputation concerns, and disruptive emerging technologies are also significant social challenges impacting Australian businesses. Over the next 3-5 years, talent management for digitization, cybersecurity, digital transformation, regulatory changes, and identifying new growth opportunities will be the top challenges according to business leaders.
Global Housing Market Analysis and Commentary- September 2023.pptx
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
What is next for the Mining Sector.pptx
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Manufacturing Sector – United States – August 2023.pptx
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptx
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
Manufacturing Sector – Canada – September 2023.pptx
- Canadian manufacturing sales increased 1.6% in July, led by higher sales in food products, petroleum and coal products, and transportation equipment. Paper and plastics sales decreased the most.
- Inventory levels increased slightly while unfilled orders decreased, pointing to a potential slowdown.
- The manufacturing sector in Canada will continue to face challenges such as global economic uncertainty, rising costs, supply chain issues, climate change risks, and skills shortages.
Electricity Analysis - Canada and the OECD - June 2023.pptx
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Logistics Warehousing Transportation and Distrbution Analysis and Commentary ...
The document provides an overview of key metrics and trends in the logistics, warehousing, distribution, and transportation sector. It includes data on consumer price index, diesel fuel costs, freight indexes, e-commerce sales, retail sales, class 8 truck sales, EPA emissions standards, trailer sales, and tonnage. It also discusses supply chain management solutions like planning analytics, blockchain, and AI assistants. Finally, it touches on topics like infrastructure spending, automation, and ESG reporting.
Retail Sales and Consumer Spending Analysis and Commentary - United States - ...
United States retail sales rose 0.6% in August despite flat sales at internet retailers after Amazon Prime Day. Most of the increase was due to higher gasoline prices. While consumer spending has been strong, higher interest rates and a slowdown in hiring are expected to restrain purchases in the coming months. Forecasters predict the 2023 holiday shopping season could be the weakest in five years due to economic challenges facing consumers. The retail sector continues facing inventory management challenges and social governance issues.
How to improve the Governance Model for the Public Sector - United States - S...
This document provides a summary of strategies to improve governance in government. It discusses factors that impact governance like transparency and accountability. It recommends using performance audits to assess key performance indicators and ensure recommendations are implemented. Other strategies include improving data ethics and literacy, mitigating geopolitical risks, adopting ESG reporting, and using technology like audit analytics and AI to enhance governance. The overall goal is for government to deliver programs and tax policies with value for money and transparency.
What is next for Agriculture Sector - August 2023.pptx
This document provides an analysis of the agriculture output and equipment sector for August 2023. It includes discussions of commodity prices, crop estimates, energy prices, food prices, farming incomes, top farming states, food processors, and the role of technology and government in farming. Key points covered include rising input costs challenging farmers, preliminary crop estimates for Canada, volatility in oil and diesel prices impacting farm expenses, and opportunities for data and automation to help address issues in the agriculture industry.
Biotech Pharmaceutical Medical Equipment and Supplies - Analysis - September ...
This document provides an overview and agenda for a presentation on the biotech, pharmaceutical, and healthcare sector. It includes:
- An introduction and biography of presenter Paul Young CPA CGA
- An agenda covering topics like vaccine production, drug discovery, innovation in areas like storage and AI, and the life sciences strategy
- Links and summaries of information on these topics, including the top vaccine manufacturers, regulations in Canada, and growth in the pharmaceutical market
The presentation aims to discuss key areas of the biotech/pharmaceutical sector including vaccine development and production, drug discovery, innovation, and strategies for the life sciences industry. Links and outside sources are provided to support the topics in the agenda.
Better Public Safety Management using Analytics - September 2023.pptx
This document discusses using analytics to improve public safety management. It outlines rising public safety costs for governments and key issues facing policing like complex crimes and accountability. The document presents crime rate data for Canada and discusses building machine learning models in SPSS and dashboards in Cognos Analytics to analyze police data and forecast expenses. Finally, it lists potential next steps for crime in Canada like bail and corrections reforms, gun control, and increased police oversight.
Stock Market Analysis and Commentary for WE September 9 2023.pptx
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Workforce Planning and Employment Analysis - August 2023.pptx
The document discusses workforce planning and employment analysis. It provides an overview of employment statistics in the United States, Canada, and Australia. It then discusses Sysco's workforce planning model and the role of the CFO in workforce planning. Finally, it defines autonomous finance as the automation of financial operations through software and algorithms, and provides some key statistics on its adoption.
Global Automotive - Analysis and Commentary - August 2023.pptx
This presentation provides an overview of key trends in the global automotive sector in August 2023. It discusses 1) sales trends in Canada, the US and globally, 2) the growth of electric vehicles and focus on reducing emissions, and 3) ongoing transformation in the industry through automation, connectivity and new technologies. Sources included discuss topics like electric vehicle production and adoption, public safety issues regarding EV fires, gasoline and car prices, supply chain challenges, and green transitions in transportation.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
World Merchandise Trade – September 2023.pptx
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptx
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
Mais de paul young cpa, cga (20)
Retail Sales and Consumer Spending Analysis and Commentary - July 2023.pptx
Retail Sales and Consumer Spending Analysis and Commentary - July 2023.pptx
Addressing issues with the Public Sector Governance Model.pptx
Addressing issues with the Public Sector Governance Model.pptx
Global Housing Market Analysis and Commentary- September 2023.pptx
Global Housing Market Analysis and Commentary- September 2023.pptx
Manufacturing Sector – United States – August 2023.pptx
Manufacturing Sector – United States – August 2023.pptx
Stock Market Analysis and Commentary for WE September 15 2023.pptx
Stock Market Analysis and Commentary for WE September 15 2023.pptx
Manufacturing Sector – Canada – September 2023.pptx
Manufacturing Sector – Canada – September 2023.pptx
Electricity Analysis - Canada and the OECD - June 2023.pptx
Electricity Analysis - Canada and the OECD - June 2023.pptx
Logistics Warehousing Transportation and Distrbution Analysis and Commentary ...
Logistics Warehousing Transportation and Distrbution Analysis and Commentary ...
Retail Sales and Consumer Spending Analysis and Commentary - United States - ...
Retail Sales and Consumer Spending Analysis and Commentary - United States - ...
How to improve the Governance Model for the Public Sector - United States - S...
How to improve the Governance Model for the Public Sector - United States - S...
What is next for Agriculture Sector - August 2023.pptx
What is next for Agriculture Sector - August 2023.pptx
Biotech Pharmaceutical Medical Equipment and Supplies - Analysis - September ...
Biotech Pharmaceutical Medical Equipment and Supplies - Analysis - September ...
Better Public Safety Management using Analytics - September 2023.pptx
Better Public Safety Management using Analytics - September 2023.pptx
Stock Market Analysis and Commentary for WE September 9 2023.pptx
Stock Market Analysis and Commentary for WE September 9 2023.pptx
Workforce Planning and Employment Analysis - August 2023.pptx
Workforce Planning and Employment Analysis - August 2023.pptx
Global Automotive - Analysis and Commentary - August 2023.pptx
Global Automotive - Analysis and Commentary - August 2023.pptx
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...
What is next for the Forestry Sector and Lumber Production - September 2023.pptx
What is next for the Forestry Sector and Lumber Production - September 2023.pptx
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Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting, 8th Canadian Edition by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Ebook Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Pdf Solution Manual For Financial Accounting 8th Canadian Edition Pdf Download Stuvia Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Financial Accounting 8th Canadian Edition Ebook Download Stuvia Financial Accounting 8th Canadian Edition Pdf Financial Accounting 8th Canadian Edition Pdf Download Stuvia
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
原版一模一样【微信：741003700 】【美国迈阿密大学牛津分校毕业证文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
在线办理(TAMU毕业证书)美国德州农工大学毕业证PDF成绩单一模一样
学校原件一模一样【微信：741003700 】《(TAMU毕业证书)美国德州农工大学毕业证PDF成绩单》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
South Dakota State University degree offer diploma Transcript
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Seeman_Fiintouch_LLP_Newsletter_Jun_2024.pdf
The Impact of the 2024 Indian
Election Beyond Borders
01. Investment Gyan
02. Market Update
03. Inspiration investment story
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
falcon-invoice-discounting-a-strategic-approach-to-optimize-investments
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Enhancing Asset Quality: Strategies for Financial Institutions
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Governor Olli Rehn
Bank of Finland
Press conference on the outlook for the Finnish economy
Helsinki, 11 June 2024
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strategies
Unlock-the-Power-of-UAN-Your-Key-to-Secure-Retirement.pptx
The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
Discover the Future of Dogecoin with Our Comprehensive Guidance
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
Discover essential details about Thailand's recent visa policy changes, tailored for tourists and students. Amit Kakkar Easy Visa provides a comprehensive overview of new requirements, application processes, and tips to ensure a smooth transition for all travelers.
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
原版定制【微信:bwp0011】《(nwu毕业证书)美国西北大学毕业证学位证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
1：1制作加拿大麦吉尔大学毕业证硕士学历证书原版一模一样
原版一模一样【微信：741003700 】【加拿大麦吉尔大学毕业证硕士学历证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
University of North Carolina at Charlotte degree offer diploma Transcript
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Ending stagnation: How to boost prosperity across Scotland
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
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Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
South Dakota State University degree offer diploma Transcript
South Dakota State University degree offer diploma Transcript
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
Applying the Global Internal Audit Standards_AIS.pdf
Applying the Global Internal Audit Standards_AIS.pdf
falcon-invoice-discounting-a-strategic-approach-to-optimize-investments
falcon-invoice-discounting-a-strategic-approach-to-optimize-investments
Enhancing Asset Quality: Strategies for Financial Institutions
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Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
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Discover the Future of Dogecoin with Our Comprehensive Guidance
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New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
Ending stagnation: How to boost prosperity across Scotland
Ending stagnation: How to boost prosperity across Scotland
Cost of Living| Canada| June 2021
- 1. Cost of Living in Canada – June 2021 Paul Young CPA CGA July 28, 2021
- 2. Paul Young - Bio • CPA, CGA • Academia (PF1, FA4, FN2, MU1. and MS2) • SME – Risk Management • SME – Close, Consolidate and Reporting • SME – Public Policy • SME – Emerging Technology • SME – Business Process Change • SME – Financial Solutions • SME – Macro/Micro Indicators • SME – Supply Chain Management • SME – Data, AI, Security, and Platform • SME – Internal Controls and Auditing Contact information: Paul_Young_CGA@hotmail.com LinkedIn: https://www.linkedin.com/in/paul-young-055632b/ SlideShare - https://www.slideshare.net/paulyoungcga Twitter: https://twitter.com/paulyoungcpa
- 3. Agenda • Consumer Price Index • Housing Price Index • Housing Prices • Household Debt to Income • Carbon Taxation • Cdns above the average wage • Cable and Satellite Pricing Index • Lumber Prices • Summary
- 4. Introduction • The liberal ran on a platform saying they would make things more affordable. This presentation discuss key policy changes as part of people assessing did the Liberals make lives either more affordable or less affordable
- 5. Inflation / Canada Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210728/dq210728a-eng.htm
- 6. Overall Cost of living by major area
- 7. Housing Price Index • - cost of materials • - availability of land • - urban vs rural strategy • - cost of living • - Wage growth • • The average house in Canada is now over $721K. • Wage’s growth is not keeping pace with the cost of housing. • Canada housing prices are overvalued. There is a risk of the bubble bursting! • https://www.slideshare.net/paulyoungcga/hous ing-cost-of-home-ownership-canada-and-the-usa- march-2021 (Revised April 20, 2021) Source - https://tradingeconomics.com/canada/housing-index
- 8. Consumer Price Index Source - https://www150.statcan.gc.ca/n1/daily-quotidien/190717/dq190717a-eng.htm or https://www150.statcan.gc.ca/n1/daily-quotidien/210519/dq210519a-eng.htm • The Liberals pushed a carbon tax onto taxpayers by adding a carbon tax to price of a liter. • Inflation on average is about 1.9% which is consistent with the past 17+ years • Wage growth has at times not kept pace with inflation – • Government does set policies that impact inflation • Payroll taxes • Income tax rates • Regulations • Hydro rates • Carbon tax moving to $170/ton by 2030 - https://www2.slideshare.net/paulyoungc ga/truth-carbon-emissions-and-carbon- taxes-canada • There are many factors that impact inflation that are outside of government control • Commodity Prices • Wage increases (Private Sector)
- 9. Household Costs / Carbon Pricing CAN environmental ranking has dropped one position under your watch No where do you mentioned either the dumping of sewage into waterways or the impact of cruise ships. No where do you mentioned that carbon tax hurts family $1K+/yr (ex-tax credit) https://www.slideshare.net/paulyoungcga/2019-election- environment-climate-change-issues-and-concerns-canada- september-2019 @cathmckenna You allow sewage into waterways Cruise ship have emissions issues Oil is going by rail Canada already taxed pollution way before your carbon tax https://www.slideshare.net/paulyoungcga/2019-election- environment-climate-change-issues-and-concerns-canada- september-2019
- 10. Carbon Tax Source – Fraser Institute
- 11. Average Wages / Canada
- 12. Lumber Cost Source - https://www.canadianmanufacturing.com/operations/new-record-wood-product-prices-boost-shares-and-estimates-for-canadian-producers-259279/ or https://www.slideshare.net/paulyoungcga/forestry-management-environment-sustainable-practices or https://www.slideshare.net/paulyoungcga/what-is-next-for-the-forestry-sector-243761063
- 13. Other Sources • If you like to learn more about trade and/or other subjects as part of your professional learning, and development then feel free to review my material on https://www.udem y.com/ (search Paul Young CPA CGA
- 14. What’s next • Removing the carbon tax • All levels of government need to stop looking for ways to tax people and start fixing issues with the tax code as well as finding better ways to deliver government - https://www.slideshare.net/paulyoungcga/2019-election-fiscally- responsible-government-canada-september-2019 or https://www.slideshare.net/paulyoungcga/2019-election-tax- reforms-and-fairness-canada-september-2019 • Fixing policies that will ensure Canada is more competitive when it comes to attracting FDI - https://www.slideshare.net/paulyoungcga/2019-election-canada- competitivenes-september-2019 • All governments along with the private sector need to fix the systemic issues with housing - https://www.slideshare.net/paulyoungcga/2019-election-housing- affordability-canada-june-2019 • All levels of government along with private sector need to work together as part of address the skill gap issues - https://www.slideshare.net/paulyoungcga/2019-election-human- capital-and-skills-management-canada-september-2019 • Post-Covid19 - https://www.slideshare.net/paulyoungcga/whats- next-for-canada-post-covid19 • Fixing issues plaguing the goods-producing sector - https://www.slideshare.net/paulyoungcga/how-to-address-issues- facing-getting-goods-to-market • Circular Economy - https://www.slideshare.net/paulyoungcga/how- to-best-support-a-circular-economy