34. (Mudarib) Investor of Capital CLIENT Payment of Mudarabah Capital INVESTMENT / TRADING ACTIVITIES Earning of Profits (Mudarib) Distributor of Profits Earned CLIENT Periodic proportionate Profits / Return of Capital Mudaraba (Passive Partnership)
36. ISLAMIC BANK CUSTOMER VENDOR Transfer of title to bank Transfer of title to customer Payment of purchase price (P) Payment of marked up price (P + X) The structure of a Murabaha Contract
37.
38. ISLAMIC BANK CUSTOMER (Lessee) VENDOR Transfer of title to bank Assets leased to customer – title does (not) pass at end of lease term Payment of purchase price Ijarah Installment The structure of an Ijarah Wa Iqtina Contract
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40. The structure of a Musharaka Contract ISLAMIC BANK PARTNER (Customer) MUSHARAKA 60% Ownership 40% Ownership
41.
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51. CLIENT (Mudarib) Investor of Capital ISLAMIC BANK Payment of Mudarabah Capital INVESTMENT / TRADING ACTIVITIES Earning of Profits CLIENT (Mudarib) Distributor of Profits Earned ISLAMIC BANK Periodic proportionate Profits / Return of Capital Mudarabah (Passive Partnership)
52.
53. ISLAMIC BANK CUSTOMER COMMODITY OWNER Delivery of asset at future date Delivery of asset At future date Advance payment of purchase price (P) Advance payment of purchase price The structure of a Salam Contract
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55. ISLAMIC BANK MANUFACTURER CUSTOMER Delivery of asset at future date Delivery of asset At future date Payment of purchase price on delivery Progress payment of purchase price The structure of a Istisna` Contract
