nanoCredit ® Technology

Johannesburg Area, South Africa South Africa

Lending Engines & Structured Digital Finance

Technology / Software / Internet

Most credit technologies are premised on Character or Collateral, and consequently, limit financial inclusion. Recently, credit technologies based on Capacity were partially engaged. At nC, we only build proprietary and Capacity-based credit technologies to mass-scale financial inclusion. Our data-products solution for the funding barriers experienced by the small and medium enterprises and farms (SME/F) and base of the pyramid (BoP) segments. We upgrade SME/Fs into bankable or fundable risks by data-enriching, structuring and (credit) de-risking borrowers. nanoCredit’s solutions are founded on three tenets: 1. matching - of SME/Fs traditional cash flow-based and development ba...