SlideShare uma empresa Scribd logo
1 de 57
Getting Started With
Miles and Points
Summer Hull – Mommy Points
Ed Pizzarello – Pizza in Motion
Who Are We?
© Lypht, LLC All Rights Reserved
Summer Hull
www.mommypoints.com
Twitter: @mommy_points
Email: mommypoints@mommypoints.com
Facebook: facebook.com/MommyPoints
© Lypht, LLC All Rights Reserved
Ed Pizzarello
www.pizzainmotion.com
Twitter: @pizzainmotion
Email: ed@milepoint.com
PizzaInMotion.com
© Lypht, LLC All Rights Reserved
What We’re Going to Talk About
• Why Collect Miles and Points
• Things to Think about Up-front
• How to Earn
• How to Burn
• Questions
Connect With Relatives
Show Your Kids the World
Connect With Each Other
Spread Out
Arrive Rested
Arrive Rested
Eat Awesome Food
Stay Places We Could Never Afford
Just Have Fun
© Lypht, LLC All Rights Reserved
Things to Think About Upfront
© Lypht, LLC All Rights Reserved
What Are Your Goals?
• Domestic tickets for multiple people
• International first class for one
• Business Class for two
• Top end hotels around the world
• Family resorts
• Flexibility to book any date
• Tickets to Europe during off-peak times
© Lypht, LLC All Rights Reserved
Your goals should dictate your actions.
It’s much easier to know where to start
when you can see the end game.
© Lypht, LLC All Rights Reserved
Reach your first miles and points goal
and then set a new one. The goal is to
use them, not to collect them!
© Lypht, LLC All Rights Reserved
• Start small
• Don’t worry about what others
are doing
• Do what is right for you
• Don’t sweat the small stuff
• Stay focused on your goals
• Get organized
Tips for Getting Started
© Lypht, LLC All Rights Reserved
© Lypht, LLC All Rights Reserved
Award Wallet
© Lypht, LLC All Rights Reserved
• Set due dates on the same day
• Pay bills online
• Use a spread sheet
• Use service like mint.com if
you need extra help
• Only use certain cards in a
given month
Tips for Staying Organized
© Lypht, LLC All Rights Reserved
Miles and points collecting
can take as much or as little
time as you want.
© Lypht, LLC All Rights Reserved
Reading blogs can save you time.
www.viewfromthewing.com
www.thepointsguy.com
www.millionmilesecrets.com
www.boardingarea.com
Many, many more.
© Lypht, LLC All Rights Reserved
Be aware that “free” isn’t
always free…but sometimes
it can be close.
© Lypht, LLC All Rights Reserved
Burning well is harder than
earning, so pay attention to
both.
© Lypht, LLC All Rights Reserved
Earning Miles and
Points
© Lypht, LLC All Rights Reserved
• Credit cards
• Online shopping
• Traveling
• Promotions
• Dining Programs
• Investments
• Asking/complaining
Ways to Earn Miles and Points
© Lypht, LLC All Rights Reserved
Credit cards are the
fastest and easiest
way to earn miles
and points.
© Lypht, LLC All Rights Reserved
I have earned close to
half a million points in
one year.
© Lypht, LLC All Rights Reserved
Remember Your Goals
1. Flexible and transferrable
points cards
2. Hotel and airline specific cards
3. Fixed value points
4. Cash back cards
© Lypht, LLC All Rights Reserved
Transferrable Points
• Ink Plus – 50k
• Chase Sapphire
Preferred – 40k
© Lypht, LLC All Rights Reserved
Transferrable Points
• Premier Rewards Gold– 25k
• EveryDay Preferred – 15k
• Mercedes Benz Plat – 50k
© Lypht, LLC All Rights Reserved
Airline and Hotel Cards
• United MileagePlus Explorer Card
• Hilton HHonors Reserve Card
• Club Carlson Visa – BOGO through May 31st
Less flexibility, but often give “elite like” perks.
© Lypht, LLC All Rights Reserved
Barclay ArrivalCard, Capital One
Venture Card & US Banks FlexPerks
• Bad for premium cabins
• Good for inexpensive domestic travel.
• Good for those without flexibility
• Good to leverage for sales
Fixed Value Points
© Lypht, LLC All Rights Reserved
Category Bonuses
• Ink Bold/Ink Plus 5x: Office Supply stores,
cell phone, home phone, internet, cable
• Chase Freedom 5x: rotating quarterly
categories with $1,500 cap (no annual fee)
• Citi ThankYou: 3x on dining and
entertainment, 2x on airfare and hotel charges
• Amex EveryDay Preferred: 3x grocery (6k
cap), 2x gas, 50% bonus for 30 uses
• US Bank FlexPerks: 3x charitable donations
(Kiva), 2x on grocery or other
© Lypht, LLC All Rights Reserved
Chase Trifecta
© Lypht, LLC All Rights Reserved
• Never miss a payment.
• Don’t spend more just to get the
bonus or more points.
• Be a good customer.
• Annual fees can add up, so do the
math.
• Credit score may go down in the
short run.
Dangers of Rewards Cards
What Goes Into Credit Score
Inquiries and age of account can hurt, but
total debt to credit ratio can be helped.
My Credit Score Estimates
• Citi Identity
Monitor
• Credit Karma
• Credit Sesame
Online Shopping
Occasional Bonus Promos
© Lypht, LLC All Rights Reserved
• Buy a gift card to earn bonus
points
• United MileagePlus X App
• Then use that gift card via the
portal to make your purchase
• Check Frequent Miler’s lab for
current success stories
Double Dipping in Portals
© Lypht, LLC All Rights Reserved
• Compare manually for large
purchases for accuracy
• www.evreward.com
• Pick2Pay
Compare Shopping Portal Rates
Dining Rewards Network
• 3x – 5x miles per dollar + sign-up and other
occasional bonuses
• Often 2,000 – 3,000 mile sign-up bonuses
© Lypht, LLC All Rights Reserved
• Contests, giveaways, sign-up
bonuses, free point bonuses
• Occasionally very lucrative
promos come along – hit them big
if you can
• Worth doing for one, worth doing
for the whole family
• Small Business Saturday
Look Our For Promotions
© Lypht, LLC All Rights Reserved
• Investments
• Mortgages
• LASIK
• Partners (car rental, flower
orders, electricity, wine clubs, etc)
• Daily Getaways (cheap purchase)
• BarclayCard Travel Community
• Buying them
Other ways of earning miles
© Lypht, LLC All Rights Reserved
• Always earn miles on trips
• Credit to a partner if needed
• For example, Singapore for United
flights
• Look out for promos and register
• Mileage running can be
lucrative…but only for a few.
Mainly done for elite status
Earn Miles From Actual Travel
© Lypht, LLC All Rights Reserved
Burning Miles and
Points
© Lypht, LLC All Rights Reserved
Learning to use miles and points to
their max is the hard part, but don’t
let “analysis paralysis” stop you from
starting the process.
Burning Miles and Points
© Lypht, LLC All Rights Reserved
If you started earning with your end
goal in mind, then burning is easy.
Easy When You Look at Goals
© Lypht, LLC All Rights Reserved
• Look back at your goals
• Look at your value per point, but
don’t get stuck there
• Hotel points usually easier than
miles (no blackout)
• Consider stopovers, open-jaws,
and free one-ways
Things to Consider with Burn
© Lypht, LLC All Rights Reserved
Different award charts have
different costs and countries located
in different zones.
Award Charts
© Lypht, LLC All Rights Reserved
Aeroplan US – Europe 1 90k biz
ANA East Coast – Europe 88k biz
BA BOS-DUB – 50k RT in biz
Learn the sweet spots for your
desired destination.
Award Charts Zone Example
© Lypht, LLC All Rights Reserved
• Start looking at 11 months out,
but don’t stop there
• Last minute can be great
• Expert flyer alerts
• Remember to check partners
• Look segment by segment
• Not all options online for all
airlines
Availability Issues
© Lypht, LLC All Rights Reserved
Questions?

Mais conteúdo relacionado

Mais procurados

Chicago Seminars 2014 Presentation
Chicago Seminars 2014 PresentationChicago Seminars 2014 Presentation
Chicago Seminars 2014 PresentationTPGTPG
 
New York Times Travel Show Presentation
New York Times Travel Show PresentationNew York Times Travel Show Presentation
New York Times Travel Show PresentationThePointsGuy
 
Kimpton Karma Rewards at Chicago Seminars 2017
Kimpton Karma Rewards at Chicago Seminars 2017Kimpton Karma Rewards at Chicago Seminars 2017
Kimpton Karma Rewards at Chicago Seminars 2017Bald Thoughts
 
Nyt travel show points final
Nyt travel show points finalNyt travel show points final
Nyt travel show points finalThePointsGuy
 
New york times 1
New york times 1New york times 1
New york times 1TPGTPG
 
NYTTS Credit Cards
NYTTS Credit CardsNYTTS Credit Cards
NYTTS Credit CardsThePointsGuy
 
Chicago seminars 2012 Transfers and Bonus Categories
Chicago seminars 2012 Transfers and Bonus CategoriesChicago seminars 2012 Transfers and Bonus Categories
Chicago seminars 2012 Transfers and Bonus CategoriesThePointsGuy
 
LGN Millionaires Presentation
LGN Millionaires PresentationLGN Millionaires Presentation
LGN Millionaires PresentationRenato Miraballes
 
5 Ways to Redeem Citi Thank You Points
5 Ways to Redeem Citi Thank You Points5 Ways to Redeem Citi Thank You Points
5 Ways to Redeem Citi Thank You PointsTrishNguyen14
 

Mais procurados (14)

Chicago Seminars 2014 Presentation
Chicago Seminars 2014 PresentationChicago Seminars 2014 Presentation
Chicago Seminars 2014 Presentation
 
NYTLate
NYTLateNYTLate
NYTLate
 
Ftu dc family presentation
Ftu dc family presentationFtu dc family presentation
Ftu dc family presentation
 
New York Times Travel Show Presentation
New York Times Travel Show PresentationNew York Times Travel Show Presentation
New York Times Travel Show Presentation
 
Kimpton Karma Rewards at Chicago Seminars 2017
Kimpton Karma Rewards at Chicago Seminars 2017Kimpton Karma Rewards at Chicago Seminars 2017
Kimpton Karma Rewards at Chicago Seminars 2017
 
Nyt travel show points final
Nyt travel show points finalNyt travel show points final
Nyt travel show points final
 
New york times 1
New york times 1New york times 1
New york times 1
 
Travel Hacking 101
Travel Hacking 101Travel Hacking 101
Travel Hacking 101
 
Chicago 2013
Chicago 2013Chicago 2013
Chicago 2013
 
NYTTS Credit Cards
NYTTS Credit CardsNYTTS Credit Cards
NYTTS Credit Cards
 
Chicago seminars 2012 Transfers and Bonus Categories
Chicago seminars 2012 Transfers and Bonus CategoriesChicago seminars 2012 Transfers and Bonus Categories
Chicago seminars 2012 Transfers and Bonus Categories
 
LGN Millionaires Presentation
LGN Millionaires PresentationLGN Millionaires Presentation
LGN Millionaires Presentation
 
Chicago 2013 new
Chicago 2013 newChicago 2013 new
Chicago 2013 new
 
5 Ways to Redeem Citi Thank You Points
5 Ways to Redeem Citi Thank You Points5 Ways to Redeem Citi Thank You Points
5 Ways to Redeem Citi Thank You Points
 

Destaque

Ten Tips to Make Family Travel Cheaper and Easier
Ten Tips to Make Family Travel Cheaper and EasierTen Tips to Make Family Travel Cheaper and Easier
Ten Tips to Make Family Travel Cheaper and Easiermommypoints
 
Getting Started with Miles and Points - FTU Tampa
Getting Started with Miles and Points - FTU TampaGetting Started with Miles and Points - FTU Tampa
Getting Started with Miles and Points - FTU Tampamommypoints
 
FTU Tampa Family Travel Tips Presentation
FTU Tampa Family Travel Tips PresentationFTU Tampa Family Travel Tips Presentation
FTU Tampa Family Travel Tips Presentationmommypoints
 
Frequent Traveler University Family Travel Presentation
Frequent Traveler University Family Travel PresentationFrequent Traveler University Family Travel Presentation
Frequent Traveler University Family Travel Presentationmommypoints
 
Getting Started with Miles and Points - FTU DC
Getting Started with Miles and Points - FTU DCGetting Started with Miles and Points - FTU DC
Getting Started with Miles and Points - FTU DCmommypoints
 
Getting Started with Miles and Points (FTU Dallas 2015)
Getting Started with Miles and Points (FTU Dallas 2015)Getting Started with Miles and Points (FTU Dallas 2015)
Getting Started with Miles and Points (FTU Dallas 2015)mommypoints
 
10 Ways to Make Family Travel Cheaper and Easier (FTU Dallas 2015)
10 Ways to Make Family Travel Cheaper and Easier (FTU Dallas 2015)10 Ways to Make Family Travel Cheaper and Easier (FTU Dallas 2015)
10 Ways to Make Family Travel Cheaper and Easier (FTU Dallas 2015)mommypoints
 
China 中国 Ppt Presentation
China 中国 Ppt PresentationChina 中国 Ppt Presentation
China 中国 Ppt Presentationdreamsky1124
 

Destaque (8)

Ten Tips to Make Family Travel Cheaper and Easier
Ten Tips to Make Family Travel Cheaper and EasierTen Tips to Make Family Travel Cheaper and Easier
Ten Tips to Make Family Travel Cheaper and Easier
 
Getting Started with Miles and Points - FTU Tampa
Getting Started with Miles and Points - FTU TampaGetting Started with Miles and Points - FTU Tampa
Getting Started with Miles and Points - FTU Tampa
 
FTU Tampa Family Travel Tips Presentation
FTU Tampa Family Travel Tips PresentationFTU Tampa Family Travel Tips Presentation
FTU Tampa Family Travel Tips Presentation
 
Frequent Traveler University Family Travel Presentation
Frequent Traveler University Family Travel PresentationFrequent Traveler University Family Travel Presentation
Frequent Traveler University Family Travel Presentation
 
Getting Started with Miles and Points - FTU DC
Getting Started with Miles and Points - FTU DCGetting Started with Miles and Points - FTU DC
Getting Started with Miles and Points - FTU DC
 
Getting Started with Miles and Points (FTU Dallas 2015)
Getting Started with Miles and Points (FTU Dallas 2015)Getting Started with Miles and Points (FTU Dallas 2015)
Getting Started with Miles and Points (FTU Dallas 2015)
 
10 Ways to Make Family Travel Cheaper and Easier (FTU Dallas 2015)
10 Ways to Make Family Travel Cheaper and Easier (FTU Dallas 2015)10 Ways to Make Family Travel Cheaper and Easier (FTU Dallas 2015)
10 Ways to Make Family Travel Cheaper and Easier (FTU Dallas 2015)
 
China 中国 Ppt Presentation
China 中国 Ppt PresentationChina 中国 Ppt Presentation
China 中国 Ppt Presentation
 

Semelhante a Getting Started With Miles and Points: Earn, Burn and Reach Your Travel Goals

RomsDeals CSUN Presentation
RomsDeals CSUN PresentationRomsDeals CSUN Presentation
RomsDeals CSUN Presentationromsdeals
 
Introduction to Miles & Points at the Chicago Seminars 2013
Introduction to Miles & Points at the Chicago Seminars 2013Introduction to Miles & Points at the Chicago Seminars 2013
Introduction to Miles & Points at the Chicago Seminars 2013Million Mile Secrets
 
Sliver - pitch presentation
Sliver - pitch presentationSliver - pitch presentation
Sliver - pitch presentationConor Bronsdon
 
Nomad concierge overview+pricing 2
Nomad concierge overview+pricing 2Nomad concierge overview+pricing 2
Nomad concierge overview+pricing 2Olman Melendez-Pal
 
Hotel Loyalty Programs - Frequent Traveler University Seattle 2014
Hotel Loyalty Programs - Frequent Traveler University Seattle 2014Hotel Loyalty Programs - Frequent Traveler University Seattle 2014
Hotel Loyalty Programs - Frequent Traveler University Seattle 2014Travel Codex
 
Your own travel business
Your own travel businessYour own travel business
Your own travel businessBharat Pandya
 
Go Fun Places presentation
Go Fun Places presentationGo Fun Places presentation
Go Fun Places presentationspidder
 
Paycation Travel United Kingdom - November 2014
Paycation Travel United Kingdom - November 2014Paycation Travel United Kingdom - November 2014
Paycation Travel United Kingdom - November 2014dreamtravelsbypatina
 
personalfinance_presentation
personalfinance_presentationpersonalfinance_presentation
personalfinance_presentationShaana D. Ramos
 
Paycation united kingdom and international presentation
Paycation united kingdom and international presentationPaycation united kingdom and international presentation
Paycation united kingdom and international presentationROBERT WORTHY
 
Travel Presentation Final
Travel Presentation FinalTravel Presentation Final
Travel Presentation FinalTripinTravel™
 
Edmonton Google Partners Event Recap - Adster Creative
Edmonton Google Partners Event Recap - Adster CreativeEdmonton Google Partners Event Recap - Adster Creative
Edmonton Google Partners Event Recap - Adster CreativeDavid Forster
 
"How To Get Hired by Big 4 Accounting Firms" (WEBINAR) with @AndrewArgue
"How To Get Hired by Big 4 Accounting Firms" (WEBINAR) with @AndrewArgue "How To Get Hired by Big 4 Accounting Firms" (WEBINAR) with @AndrewArgue
"How To Get Hired by Big 4 Accounting Firms" (WEBINAR) with @AndrewArgue Andrew Argue
 
How to Create and Maintain a Successful Loyalty Program Part B
How to Create and Maintain a Successful Loyalty Program Part BHow to Create and Maintain a Successful Loyalty Program Part B
How to Create and Maintain a Successful Loyalty Program Part BVivastream
 
lyo-aal-presentation-gb
lyo-aal-presentation-gblyo-aal-presentation-gb
lyo-aal-presentation-gbLinas Bar?tys
 

Semelhante a Getting Started With Miles and Points: Earn, Burn and Reach Your Travel Goals (20)

RomsDeals CSUN Presentation
RomsDeals CSUN PresentationRomsDeals CSUN Presentation
RomsDeals CSUN Presentation
 
Introduction to Miles & Points at the Chicago Seminars 2013
Introduction to Miles & Points at the Chicago Seminars 2013Introduction to Miles & Points at the Chicago Seminars 2013
Introduction to Miles & Points at the Chicago Seminars 2013
 
Introduction to Miles & Points
Introduction to Miles & PointsIntroduction to Miles & Points
Introduction to Miles & Points
 
Sliver - pitch presentation
Sliver - pitch presentationSliver - pitch presentation
Sliver - pitch presentation
 
Nomad concierge overview+pricing 2
Nomad concierge overview+pricing 2Nomad concierge overview+pricing 2
Nomad concierge overview+pricing 2
 
Money matters in Big Local areas, Niamh Goggin
Money matters in Big Local areas, Niamh GogginMoney matters in Big Local areas, Niamh Goggin
Money matters in Big Local areas, Niamh Goggin
 
Hotel Loyalty Programs - Frequent Traveler University Seattle 2014
Hotel Loyalty Programs - Frequent Traveler University Seattle 2014Hotel Loyalty Programs - Frequent Traveler University Seattle 2014
Hotel Loyalty Programs - Frequent Traveler University Seattle 2014
 
Miles & Points Credit Cards
Miles & Points Credit CardsMiles & Points Credit Cards
Miles & Points Credit Cards
 
Your own travel business
Your own travel businessYour own travel business
Your own travel business
 
Go Fun Places presentation
Go Fun Places presentationGo Fun Places presentation
Go Fun Places presentation
 
Paycation Travel United Kingdom - November 2014
Paycation Travel United Kingdom - November 2014Paycation Travel United Kingdom - November 2014
Paycation Travel United Kingdom - November 2014
 
personalfinance_presentation
personalfinance_presentationpersonalfinance_presentation
personalfinance_presentation
 
Paycation united kingdom and international presentation
Paycation united kingdom and international presentationPaycation united kingdom and international presentation
Paycation united kingdom and international presentation
 
Understanding Auto Loan
Understanding Auto LoanUnderstanding Auto Loan
Understanding Auto Loan
 
Travel Presentation Final
Travel Presentation FinalTravel Presentation Final
Travel Presentation Final
 
Edmonton Google Partners Event Recap - Adster Creative
Edmonton Google Partners Event Recap - Adster CreativeEdmonton Google Partners Event Recap - Adster Creative
Edmonton Google Partners Event Recap - Adster Creative
 
"How To Get Hired by Big 4 Accounting Firms" (WEBINAR) with @AndrewArgue
"How To Get Hired by Big 4 Accounting Firms" (WEBINAR) with @AndrewArgue "How To Get Hired by Big 4 Accounting Firms" (WEBINAR) with @AndrewArgue
"How To Get Hired by Big 4 Accounting Firms" (WEBINAR) with @AndrewArgue
 
How to Create and Maintain a Successful Loyalty Program Part B
How to Create and Maintain a Successful Loyalty Program Part BHow to Create and Maintain a Successful Loyalty Program Part B
How to Create and Maintain a Successful Loyalty Program Part B
 
lyo-aal-presentation-gb
lyo-aal-presentation-gblyo-aal-presentation-gb
lyo-aal-presentation-gb
 
Paycation Project
Paycation ProjectPaycation Project
Paycation Project
 

Getting Started With Miles and Points: Earn, Burn and Reach Your Travel Goals

  • 1. Getting Started With Miles and Points Summer Hull – Mommy Points Ed Pizzarello – Pizza in Motion
  • 3. © Lypht, LLC All Rights Reserved Summer Hull www.mommypoints.com Twitter: @mommy_points Email: mommypoints@mommypoints.com Facebook: facebook.com/MommyPoints
  • 4.
  • 5. © Lypht, LLC All Rights Reserved Ed Pizzarello www.pizzainmotion.com Twitter: @pizzainmotion Email: ed@milepoint.com PizzaInMotion.com
  • 6. © Lypht, LLC All Rights Reserved What We’re Going to Talk About • Why Collect Miles and Points • Things to Think about Up-front • How to Earn • How to Burn • Questions
  • 8. Show Your Kids the World
  • 14. Stay Places We Could Never Afford
  • 16. © Lypht, LLC All Rights Reserved Things to Think About Upfront
  • 17. © Lypht, LLC All Rights Reserved What Are Your Goals? • Domestic tickets for multiple people • International first class for one • Business Class for two • Top end hotels around the world • Family resorts • Flexibility to book any date • Tickets to Europe during off-peak times
  • 18. © Lypht, LLC All Rights Reserved Your goals should dictate your actions. It’s much easier to know where to start when you can see the end game.
  • 19. © Lypht, LLC All Rights Reserved Reach your first miles and points goal and then set a new one. The goal is to use them, not to collect them!
  • 20. © Lypht, LLC All Rights Reserved • Start small • Don’t worry about what others are doing • Do what is right for you • Don’t sweat the small stuff • Stay focused on your goals • Get organized Tips for Getting Started
  • 21. © Lypht, LLC All Rights Reserved
  • 22. © Lypht, LLC All Rights Reserved Award Wallet
  • 23. © Lypht, LLC All Rights Reserved • Set due dates on the same day • Pay bills online • Use a spread sheet • Use service like mint.com if you need extra help • Only use certain cards in a given month Tips for Staying Organized
  • 24. © Lypht, LLC All Rights Reserved Miles and points collecting can take as much or as little time as you want.
  • 25. © Lypht, LLC All Rights Reserved Reading blogs can save you time. www.viewfromthewing.com www.thepointsguy.com www.millionmilesecrets.com www.boardingarea.com Many, many more.
  • 26. © Lypht, LLC All Rights Reserved Be aware that “free” isn’t always free…but sometimes it can be close.
  • 27. © Lypht, LLC All Rights Reserved Burning well is harder than earning, so pay attention to both.
  • 28. © Lypht, LLC All Rights Reserved Earning Miles and Points
  • 29. © Lypht, LLC All Rights Reserved • Credit cards • Online shopping • Traveling • Promotions • Dining Programs • Investments • Asking/complaining Ways to Earn Miles and Points
  • 30. © Lypht, LLC All Rights Reserved Credit cards are the fastest and easiest way to earn miles and points.
  • 31. © Lypht, LLC All Rights Reserved I have earned close to half a million points in one year.
  • 32. © Lypht, LLC All Rights Reserved Remember Your Goals 1. Flexible and transferrable points cards 2. Hotel and airline specific cards 3. Fixed value points 4. Cash back cards
  • 33. © Lypht, LLC All Rights Reserved Transferrable Points • Ink Plus – 50k • Chase Sapphire Preferred – 40k
  • 34. © Lypht, LLC All Rights Reserved Transferrable Points • Premier Rewards Gold– 25k • EveryDay Preferred – 15k • Mercedes Benz Plat – 50k
  • 35. © Lypht, LLC All Rights Reserved Airline and Hotel Cards • United MileagePlus Explorer Card • Hilton HHonors Reserve Card • Club Carlson Visa – BOGO through May 31st Less flexibility, but often give “elite like” perks.
  • 36. © Lypht, LLC All Rights Reserved Barclay ArrivalCard, Capital One Venture Card & US Banks FlexPerks • Bad for premium cabins • Good for inexpensive domestic travel. • Good for those without flexibility • Good to leverage for sales Fixed Value Points
  • 37. © Lypht, LLC All Rights Reserved Category Bonuses • Ink Bold/Ink Plus 5x: Office Supply stores, cell phone, home phone, internet, cable • Chase Freedom 5x: rotating quarterly categories with $1,500 cap (no annual fee) • Citi ThankYou: 3x on dining and entertainment, 2x on airfare and hotel charges • Amex EveryDay Preferred: 3x grocery (6k cap), 2x gas, 50% bonus for 30 uses • US Bank FlexPerks: 3x charitable donations (Kiva), 2x on grocery or other
  • 38. © Lypht, LLC All Rights Reserved Chase Trifecta
  • 39. © Lypht, LLC All Rights Reserved • Never miss a payment. • Don’t spend more just to get the bonus or more points. • Be a good customer. • Annual fees can add up, so do the math. • Credit score may go down in the short run. Dangers of Rewards Cards
  • 40. What Goes Into Credit Score Inquiries and age of account can hurt, but total debt to credit ratio can be helped.
  • 41. My Credit Score Estimates • Citi Identity Monitor • Credit Karma • Credit Sesame
  • 44. © Lypht, LLC All Rights Reserved • Buy a gift card to earn bonus points • United MileagePlus X App • Then use that gift card via the portal to make your purchase • Check Frequent Miler’s lab for current success stories Double Dipping in Portals
  • 45. © Lypht, LLC All Rights Reserved • Compare manually for large purchases for accuracy • www.evreward.com • Pick2Pay Compare Shopping Portal Rates
  • 46. Dining Rewards Network • 3x – 5x miles per dollar + sign-up and other occasional bonuses • Often 2,000 – 3,000 mile sign-up bonuses
  • 47. © Lypht, LLC All Rights Reserved • Contests, giveaways, sign-up bonuses, free point bonuses • Occasionally very lucrative promos come along – hit them big if you can • Worth doing for one, worth doing for the whole family • Small Business Saturday Look Our For Promotions
  • 48. © Lypht, LLC All Rights Reserved • Investments • Mortgages • LASIK • Partners (car rental, flower orders, electricity, wine clubs, etc) • Daily Getaways (cheap purchase) • BarclayCard Travel Community • Buying them Other ways of earning miles
  • 49. © Lypht, LLC All Rights Reserved • Always earn miles on trips • Credit to a partner if needed • For example, Singapore for United flights • Look out for promos and register • Mileage running can be lucrative…but only for a few. Mainly done for elite status Earn Miles From Actual Travel
  • 50. © Lypht, LLC All Rights Reserved Burning Miles and Points
  • 51. © Lypht, LLC All Rights Reserved Learning to use miles and points to their max is the hard part, but don’t let “analysis paralysis” stop you from starting the process. Burning Miles and Points
  • 52. © Lypht, LLC All Rights Reserved If you started earning with your end goal in mind, then burning is easy. Easy When You Look at Goals
  • 53. © Lypht, LLC All Rights Reserved • Look back at your goals • Look at your value per point, but don’t get stuck there • Hotel points usually easier than miles (no blackout) • Consider stopovers, open-jaws, and free one-ways Things to Consider with Burn
  • 54. © Lypht, LLC All Rights Reserved Different award charts have different costs and countries located in different zones. Award Charts
  • 55. © Lypht, LLC All Rights Reserved Aeroplan US – Europe 1 90k biz ANA East Coast – Europe 88k biz BA BOS-DUB – 50k RT in biz Learn the sweet spots for your desired destination. Award Charts Zone Example
  • 56. © Lypht, LLC All Rights Reserved • Start looking at 11 months out, but don’t stop there • Last minute can be great • Expert flyer alerts • Remember to check partners • Look segment by segment • Not all options online for all airlines Availability Issues
  • 57. © Lypht, LLC All Rights Reserved Questions?