This presentation shows you code examples and explanations about how the software developer program of Mint Wireless works. Add a mobile payment feature to your iOS or Android app with the Mintegrate App Switch and make money with it. 10% of our transaction fees go to you! The App Switch of our Mintegrate Developers Program is a fun and easy integration. On your development phone, load your app to the mobile device, install the Mint mPOS simulator "Mintegrate" and you can start testing to accept credit and debit card payments. Mintegrate will soon include APIs and SDKs for you to deeply integrate the Mint mPOS payment platform into your software as well. Register and view a full documentation on https://developer.mintpayments.com
4. Accept Credit Card Payments In Your iOS or Android App
mPOS
mPOS1
Total payments
transaction value
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5. Accept Credit Card Payments In Your iOS or Android App
Make 10% of Our Transaction Fees
We will kickback 10% of our transaction fees to you for
any transaction that was initiated through your app*.
Make Your Customers Life Easier
Integrate Mint mPOS into your app and take away your
customers reconciliation nightmares.
mPOS
Make Your Own Life Easier
Mintegrate covers any payment compliance
requirements and certifications from PCI-DSS, P2PE
encryption to EMV Level 1 & 2.
Simple Pricing Structure.
No Hidden Cost.
Your customers can select one of our three simple
pricing plans – no hidden cost, no payments lingo.
Bank Grade Security
Chip & Sign payments technology and our bank
grade infrastructure guarantee the highest level of
security.
mPOS1
Total payments
transaction value
Support All Cards
Mint offers one payment solution for all card
acceptance, including: Visa, MasterCard, Debit Card
& EFTPOS Card**.
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6. Mintegrate provides all the elements for a simple but powerful
mobile payments integration
APIs and SDKs
Use our free APIs and SDKs to integrate
with any iOS or Android app.
Card Reader
From integration to the clients order and fulfilment,
Mint handles the whole process.
Merchant Onboarding
Mint offers a quick and easy onboarding
process that enables your clients to settle
their transactions into any Australian bank
account.
Merchant Admin Portal
Mint hosts a complete merchant portal with
dashboard, user management, transaction history,
settlement reports, etc. for your clients.
Developers Portal
Have full control over all your Mintegrate
app integrations, the number of clients live
on your system as well as you revenue
share.
Customer Service
Mint supports your customers during every step of
the way.
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7. Simple Pricing For Your Merchants – No Hidden Cost
No Setup Fees
Integrated app
No Cancelation Fees
Free Card Reader For Testing
No Contract
Flexible Plans
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8. Mintegrate App Switch Overview
Add payment to your app with Mintegrate App Switch.
App Switch is a fun and easy integration and development approach.
The concept is simple.
On your development phone, load your app to the mobile device, install the Mint mPOS
simulator "Mintegrate".
Step 1
Merchant presses "Pay" in your app.
Step 2
Your app submits payment request to Mint
mPOS via URL scheme.
Step 3
Merchant performs payment with Mint mPOS.
Step 4
Mint mPOS returns response to your app via
URL scheme.
Done!
Your app processes response.
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9. Full Documentation on https://developer.mintpayments.com
Structure of a custom url
App Switch
A request and response custom url conforms to the following structure:
<custom-url-scheme>://<operation>?<parameters>
App Switch is an integration mechanism that
utilises Custom Url scheme in various mobile
platforms.
In a request url:
<custom-url-scheme> is mintegrate for Test and mintmpos for Production (see Go Live Guide).
<operation> is the name of the requesting operation (refer to the details page of each operation).
<parameters> is the list of request parameters common to all operations and specific to the
requesting operation (refer to the details page of each operation).
Integration is achieved by communication between
two native mobile apps.
1.Your mobile app
2.Mint mPOS Simulator "Mintegrate"
In a response url:
<custom-url-scheme> is the custom url scheme supported by your app. This needs to be supplied in each
request as one of the common request paramaters).
<operation> is the name of the operation originally requested.
<parameters> is the list of response parameters common to all operations and specific to the
requesting operation (refer to the details page of each operation). "Mintegrate" returns data to your app via
<parameters>.
Your app will send request to "Mintegrate" and
"Mintegrate" will return response to your app.
Both request and response utilities custom url
mechanism.
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11. The new trillion dollar market
The mobile payment (or “mPOS”) markets have been heating up in the US and EU for the last two years
2017
18m
8m
2013
Global market trends:
Exponential growth in number of user adoption
Millions of
Companies using mPOS
Worldwide 1
Exponential growth in transaction dollar values
Trillion dollar global market by 2016 2
1. Annapolis Consulting Group, 2012
2. BI Intelligence Mobile Payments Transaction Value Forecast, June 2013
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12. Mint provides a leading mobile payments platform in AU & NZ
Australia represents a great opportunity as the competition is low and the barrier of
entry high due to regulatory hurdles
$172bn
$579bn
$464bn
$35
$7bn bn
mPOS
+185%
Expected growth for mPOS
Total payments
transaction value
Australia
EFTPOS & mPos
in billion $
$20bn
mPOS1
Total payments
transaction value
2014
2017
1. IE Market Research
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14. Mint’s got all the pieces ready to go
With it’s modular technology Mint is flexible enough to support multiple needs and solutions
Mint Backend
Front-End Interface
App
White
Label
Payment Server
BYO
App
User
Mgmt.
Merchant
Mgmt
Business
Logic
APIs
EMV Kernel
Authentication
Database
APIs
Hardware
Chip &
Pin
Banks
Payment Switch
Chip &
Sign
APIs
APIs
Web Portals
Merchant
Portal
Admin
Portal
Services
SMS
Email
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16. Mint has compliant and secure mobile payments hardware
Mint finished all necessary compliance work and is offering a bank grade secure mobile platform
plus state-of-the art hardware:
PCI-DSS
P2PE Security
Chip and Pin
Contactless
EMV I & II
HSM – Hardware Security Module
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19. Mint’s simple, but powerful mobile payments platform
Mint simplifies the integration of card payments into existing mobile solutions
by easily providing bank grade payments infrastructure to third parties.
The Mint Platform is the base of Mint’s three main product offerings:
Minterprise for large corporations
Mintegrate for developers
Mint mPOS for merchants as a proof of concept / Mintegrate app
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20. Minterprise Corporate Solutions
White label
Quick: Speed to market
Easy: Low touch solution
Future proof: Expandable anytime
Native apps: iOS & Android
Custom Solutions
Branded: Perfectly integrated into
your customer experience
Seamless: Deep integration into
your existing or new applications
Corporate Distribution Partners: Partners such as banks, telco’s and solution providers who plan to resell co-branded or
white labeled solutions to their customers. Example partner: MYOB, BNZ
Corporate Enterprise Solutions: Enterprise partners who are looking for a mobile payment solution for their own workforce.
Example customer: EasyJet, Cadbury Schweppes
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21. Mintegrate Developers Program
Mint runs Australia’s most flexible, open and competitive developers program for anybody who wants to expand
their customers ability to accept payments on mobile devices.
This open platform will provide developers with everything to integrate mobile card payments into their apps:
APIs
SDKs for iOS, Android and Windows
Brandable portal
Compatible hardware
Reporting tools
Revenue share
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22. Mint mPOS for Merchants as part of Mintegrate
Mint offers Australia’s most convenient payment solution on mobile devices to micro
merchants and small merchants.
Build up on the Mint Platform, Mint will offer a stand alone, Mint branded consumer
solution of it’s white label product to merchants.
Free mobile payment apps
for iPhones, iPad and
Android smartphones.
Simple pricing and no
lock-in contract.
Affordable credit and
debit card reader.
Secure Chip &
Sign.
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24. Bank of New Zealand’s PayClip App – powered by Mint
TV Commercial for BNZ Payclip:
http://www.youtube.com/watch?v=lKgJ8sDOPck
See how PayClip works:
http://www.youtube.com/watch?v=SislR_5Y9Dc
Link to the PayClip App in the Apple App Store:
https://itunes.apple.com/nz/app/bnz-payclip/id717070941?mt=8
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25. Contact
Phone: +61 2 8752 7888
Email: info@mintwireless.com
Website: www.mintpayments.com
Twitter: www.twitter.com/mintpayments
Google+: http://tinyurl.com/mintpayments
Sydney: Level 4 Unit 3 450 Victoria Road, Gladesville NSW 2111, Australia
London: 450 Bath Road, Heathrow, UB7 0EB, United Kingdom
Singapore: Marina Bay Financial Centre Tower Two, Level 39 10 Marina Boulevard, Singapore 018983