As of May 3, 2013, if the Immigration Reform Bill passes in its current form, it could mean significant changes for immigration law. Jaensch Immigration Law Firm and Manatee County Federal Credit Union have partnered to present information on the possibilities that reform could mean and ways to prepare for those possibilities.

1. {Partners in Serving the Hispanic
Community of Sarasota-Manatee
Jaensch Immigration Law
Firm &
Manatee Community
Federal Credit Union

2. {Asociados en servir a la comunidad
hispana de Sarasota-Manatee
Jaensch Immigration Law
Firm &
Manatee Community
Federal Credit Union

3. Manatee County: 8.4%
foreign in 2000 to 12.2% in
2010
About 40,000 people
Sarasota County: 9.3%
foreign in 2000 to 11.5% in
2010
About 44,000 peoplehttp://www.heraldtribune.com/article/20120324/ARTICLE/120329702
Immigrant Population
Growing

4. Condado de Manatee:
2000: 8.4% inmigrante
2010: 12.2% - un aumento de
40,000 personas
Condado de Sarasota:
2000: 9.3% inmigrante
2010: 11.5% - un aumento de
44,000 personashttp://www.heraldtribune.com/article/20120324/ARTICLE/120329702
El número de inmigrantes
crece

5. Changes are Coming…
The Bipartisan Gang of 8, Drafters of Immigration Reform

6. Viene Cambios…
El “Grupo de 8” senadors que han escrito la reforma migratoria

7. What Does the Bill
Propose?
 Creating a W visa for
workers
 Creating a Start-up
Visa
 Creating a Retiree Visa
 Expanding the H-1B
program
 Eliminating Visa
Backlogs
 Increasing Border
Security
 Making E-Verify
Mandatory
 Creating a path to
Citizenship

8.  Accelerar el tramite para aplicaciones
actuales
 Aumentar medidas de seguridad en la
frontera
 Hacer que empleadores necesiten
verificar el estatus de sus empleados
 Crear un camino hacia la ciudadanía
¿Qué contiene?

9.  Step 1) The Border must be secure
 Step 2) Undocumented immigrants can
register with the government and pay a
penalty fee
 Step 3) Application for provisional legal
status
 Step 4) Live in United States for 5-10 years
 Step 5) Apply for Green Card
 Step 6) Apply for Naturalization
Path to Citizenship

10.  Paso 1) La frontera tiene que estar segura
 Paso 2) Los indocumentados pueden
registrarse con el gobierno y pagar una
multa
 Paso 3) Aplicación para el “blue card”
 Paso 4) Vivir en los EEUU 5-10 años
 Paso 5) Aplicar para el Green Card
 Paso 6) Aplicar para ciudadanía
Camino hacía la
ciudadanía

11.  Penalty Fees
 Back Taxes
 Provisional Legal Status application fee
 Green Card Application Fee
 Naturalization Application Fee
 Legal Fees
It will be expensive

12.  Multas penales
 Impuestos
 Tasas para la aplicacion del “blue card”
 Tasas para la aplicacion del green card
 Tasas para la ciudadanía
 Tasas legales
Será caro

13. {That’s Why…

14. {Por Eso…

15. { {Jaensch Immigration
Law Firm
Manatee Community
Federal Credit Union
Joined Forces

16. { {Jaensch Immigration
Law Firm
Manatee Community
Federal Credit Union
Se han asociado

17. {
Credit is Hard to Get
25% of US households are underbanked

18. {
El crédito es dificil
conseguir
25% de hogares americanos no tienen
acceso a servicios banqueros adecuados

19.  If you Live Work attend School or Church in Manatee County
MCFCU invites you to become a member
 Open a Savings and Checking account
 You need a social security number, tax ID number and one
official picture ID
 Attend Budget and Understanding Credit workshops
 Start building credit
 Eligible to obtain a $1,000 secured loan
 Payoff in one year
 Accumulate $1,000 in savings
 Eligible to obtain a secured credit card
 Eligible to apply for a Reliable Rides Auto loan
 Finally eligible to apply for an unsecured loan to start paying
for costs of legalization
MCFCU Can Help You Get It

20.  Tiene que vivir, trabajar, asistir una escuela o iglesia en
el condado de Manatee
 Abre una cuenta de ahorros y cheques
 Necesita número de seguro social, número de tax ID, y
una foto oficial
 Asiste clinicas
 Construye crédito
 Obtiene un préstamo asegurado de $1,000
 Acumule $1,000 en ahorros
 Obtiene una tarjeta de crédito asegurada
 Aplica para un préstamo de auto
 Aplica para una préstamo no asegurado para pagar los
costos de legalización
MCFCU le ayuda a conseguirlo

21.  When establishing credit for the first time, first
loan credit score can rise from 0 to over 600 on
average
 With second loan score can rise to above 640 if
loan is paid as agreed
Customers Establish
Credit

22. Con el primer préstamo su
“credit score” puede subir de 0
a 600
Con el segundo puede subir
hasta 640
Establecer crédito

23. And Climb the Financial
Ladder

24. Ascender la escalera
financiera

25. Simple Loan Menu

26. Menus sencillos de
préstamos

27. Simple Disclosures

28. Revelaciones sencillas

29. Credit Building and
Credit Education

30. Educación Financiera

31. Results: Opportunities

32. Resultados: Oportunidades