2. SBA Overview
U.S. SourceLink
Conference, April 24, 2014

3. Counseling: SBA Field Network
3
Ten regions, 68 district offices, and hundreds of resource partners

4. Overview
 Strategic Goals
 SBA by the Numbers
 Budget Overview
 SBA Programs: 3 C’s and a D
4

5. SBA’s Strategic Goals
1 Growing businesses and creating jobs
2 Building an SBA that meets needs of
today’s and tomorrow’s small businesses
3 Serving as the voice of small businesses
5

6. Overview
 Strategic Goals
 SBA by the Numbers
 Budget Overview
 SBA Programs: 3 C’s and a D
6

7. SBA Employees by Department
7
847
428
191
158 141
102 83
50 38 30
15
56
0
100
200
300
400
500
600
700
800
900
OFO OCA GCBD OCOO OGC OCFO OII OED OIT OCPL OA Other
small
offices
x
SBA has 2,139 employees – more than half are in Field Operations or Capital Access
FullTimeEmployees(FTEs)
Note: Employee counts are as of January 2014

8. Contents
 Strategic Goals
 SBA by the Numbers
 Budget Overview
 SBA Programs: 3 C’s and a D
8

9. SBA Budget Overview
9
SBA’s budget authority for the past ten fiscal years
620
547 572
928
615
824
730
919
991
929
0
200
400
600
800
1,000
1,200
FY05
actual
FY06
actual
FY07
actual
FY08
actual
FY09
actual
FY10
actual
FY11
actual
FY12
actual
FY13 (w/
sequester)
FY14
enacted
SBAbudget($M)

10. Contents
 Strategic Goals
 SBA by the Numbers
 Budget Overview
 SBA Programs: 3 C’s and a D
10

11.  7(a) Loans
 504 Loans
 Small Business Investment Companies
 Small Business Innovation Research/Small Business Technology Transfer
 Other
Capital
Contracting
Counseling
Disaster
 Small Business Contracting
 Socio-economic programs
 Size standards
 Other
 SBA Field Network
 Small Business Development Centers
 Women’s Business Centers
 SCORE
SBA’s Programs: Three C’s and a D
 Economic Injury Disaster Loans
 Business Physical Disaster Loans
 Home Physical Disaster Loans
 Clusters
 STEP
 Other
11

12. Timeline of Programs
12
1953 1958
SBIC
1964
SCORE
1979 1982
SBIR
SBA
Established
1992
STTR
Microlending
2012
Boots 2
Business
Encore
Entrepreneurs
7(a) Loan
Program
SB
Contracting
Set-Aside
Program
Disaster
Loans
1981
504 Loan
Program
20101988
WBC
2011
WOSB
STEP
Start Young
1978
SBDC
2008
Emerging
Leaders
8(a)
1998
HUBZone
2003
SDVOSB
2005
VBOC
Clusters
Legend
= Capital
= Contracting
= Counselling
= Disaster

13. Capital: All SBA Loans
13
27.4 28.5
24.6
17.8
22.4
30.5 30.3 29.6
0
5
10
15
20
25
30
35
FY06 FY07 FY08 FY09 FY10 FY11 FY12 FY13
Total loans supported since Fiscal Year 2006
SBAlending($,billion)
824
903
699
499
556
640
571 559
0
200
400
600
800
1000
FY06 FY07 FY08 FY09 FY10 FY11 FY12 FY13
Thousands of jobs supported by SBA lending since Fiscal Year 2006 (self-reported)
Jobssupported(K)

14. 14
Small Business Prime Contracting Achievement (%)
23.41
22.83
22.00
21.50 21.89
22.66
21.65
22.25
20%
21%
22%
23%
24%
FY05 FY06 FY07 FY08 FY09 FY10 FY11 FY12
Goal
Small Business Prime Contracting Achievement ($, Billions)
75.0 77.7 83.3 92.1 96.8 98.0 91.5 89.9
0
20
40
60
80
100
FY05 FY06 FY07 FY08 FY09 FY10 FY11 FY12
 Who: Small business contractors
 What: SBA manages the small business
contracting programs for all federal
agencies and is responsible for ensuring the
government achieves the statutory goals:
– 23% Small Business
– 5% Small Disadvantaged Business (8a)
– 5% Women-Owned Small Businesses
– 3% HUBZone
– 3% Service-Disabled Veteran-Owned SBs
 How: Set-aside programs are in place for
each of the small business categories
above. SBA manages the certification and
protest process for each program
Contracting: Small Business Contracting

15. Contracting: Socio-Economic Programs
Women-Owned Small Business (%)Small Disadvantaged Business (%)
6.55 6.76 6.58 6.76
7.56 7.95 7.67 8.00
0%
2%
4%
6%
8%
FY05 FY06 FY07 FY08 FY09 FY10 FY11 FY12
Goal
3.18 3.41 3.41 3.39 3.68 4.04 3.98 4.00
0%
2%
4%
6%
8%
FY05 FY06 FY07 FY08 FY09 FY10 FY11 FY12
Goal
Service-Disabled Veteran-Owned Small Business (%)Historically Underutilized Business Zones (%)
1.93 2.11 2.24 2.34 2.81 2.77 2.35 2.01
0%
2%
4%
6%
8%
FY05 FY06 FY07 FY08 FY09 FY10 FY11 FY12
Goal
0.61 0.87 1.01 1.49 1.98 2.50 2.65 3.03
0%
2%
4%
6%
8%
FY05 FY06 FY07 FY08 FY09 FY10 FY11 FY12
Goal
15

16.  Who: All small businesses
 What: SBA sets the small business size
standard for each industry based on the
North American Industry Classification Codes
(NAICS); These standards are used for all SBA
programs
 How:
– Size standards are determined based on
economic analysis of each industry
– Standards are based on either (1) number
of employees, (2) annual revenues or
(3) a combination of the two
– Per the Small Business Jobs Act of
2010, all size standards need to be
updated every 5 years
Contracting: Size Standards
Most common standards for a small business:
 500 employees for most manufacturing
and mining industries
 $7 million in average annual receipts
for most non-manufacturing industries
Largest size standards:
 1500 employees for select
manufacturing industries
 $35.5 million in average annual
receipts for select construction, retail
and services industries
16

17. Counseling: Small Business Development Centers
17
SBDC data (last five fiscal years, plus FY14 budget)
116
113
121
113
103
114
90
100
110
120
130
FY09 FY10 FY11 FY12 FY13 FY14
SBDC grants in budget - $M
376 380 352 332 331
208 210 205 211 202
0
200
400
600
800
FY09 FY10 FY11 FY12 FY13
xThousands of SBDC clients counseled (red) and trained (blue)
584 589 558 544 532
 Who: All small businesses and entrepreneurs
 What: These resource partners provide a
vast array of technical assistance that helps
strengthen business performance and adds
to the creation of new businesses.
 How: SBA awards matching grants to SBDC
leads in each state; one or more sponsors
(state/local government or private) must
provide matching fund contributions. SBDCs
offer no cost, extensive, one-on-one, long-
term professional business advising, low-cost
training and other specialized services
 Number: For years statute has required that
SBA fund 63 cooperative agreements with
resource partners that serve as lead SBDCs

18. Counseling: SCORE
18
5.0
7.0 7.0 7.0 6.4 7.0
0
2
4
6
8
FY09 FY10 FY11 FY12 FY13 FY14
SCORE grant size in budget - $M
SCORE data (last five fiscal years, plus FY14 budget)
177 237 221
292
218
204
170 136
167
127
0
100
200
300
400
500
FY09 FY10 FY11 FY12 FY13
xThousands of SCORE clients counseled (red) and trained (blue)
380 407
357
459
346
 Who: Small businesses and aspiring
entrepreneurs
 What: SCORE members are trained to serve
as counselors advisors and mentors to
aspiring entrepreneurs and business owners
 How: SBA awards a single grant to SCORE.
Working and retired executives and business
owners donate their time providing
entrepreneurs with free, confidential face-to-
face and online business counseling services
offered at no fee, as a community service
368 371 367 367
332
300
350
400
FY09 FY10 FY11 FY12 FY13
Number of SCORE-funded chapters

19. Counseling: Other
19
AARP / Encore
Entrepreneurs
Boots to Business
(B2B)
Entrepreneurship
Education
Start Young
VBOCs
Background
 Who: Americans over the age of 50
 What/How: SBA and AARP are working jointly to link Americans age 50+ with small
business development resources, including live workshops, conferences and mentoring
programs to give them entrepreneurship support
 Who: transitioning service members
 What/How: B2B courses introduce veterans to the fundamentals of small business
ownership and to the SBA tools and resources available to them. SBA’s resource partner
network is responsible for delivering B2B trainings on bases across the country
 Who: Owners of high-growth small businesses in underserved communities
 What/How: SBA’s Entrepreneurship Education program offers an intensive seven‐month
executive leader education series that elevates business owners’ growth
trajectory, creates jobs, and contributes to the economic well‐being of underserved
communities
 Who: Students enrolled in the U.S. Department of Labor (DOL) Job Corps Program
 What/How: Start Young helps young people learn the skills they need to start their own
businesses. SBA partners with the DOL’s Employment and Training Administration and
resource partners to provide entrepreneurship training that lasts 6-9 weeks
 Who: veteran business owners or veterans considering starting a business
 What/How: program is designed to provide entrepreneurial development services such
as business training, counseling, mentoring and referrals. VBOC workshops are focused

20. Disaster: Business Disaster Loans
20
Business disaster loan data (last five fiscal years)
372
214 172 215
550
0
200
400
600
FY09 FY10 FY11 FY12 FY13
Business disaster loan lending - $M
3,372
2,070 1,717 1,907
5,119
0
2,000
4,000
6,000
FY09 FY10 FY11 FY12 FY13
Business disaster loans approved
Business – Physical Disaster Loans
 Who: Businesses or most private nonprofit
organizations located in a declared disaster
area with losses not fully covered by insurance
 What/How: SBA makes physical disaster loans
of up to $2M for the repair or replacement of
the following:
equipment, fixtures, inventory, machinery, and
leasehold improvements
Business – Economic Injury Disaster Loans
 Who: small businesses and private nonprofits
located in a declared disaster area
 What/How: SBA makes economic injury loans
of up to $2M to help meet financial obligations
and operating expenses that could have been
met had the disaster not occurred. This capital
helps organizations survive until normal
operations resume after a disaster.

21. Disaster: Home Physical Disaster Loans
21
Home disaster loan data (last five fiscal years)
 Who: homeowners, renters and/or personal
property owners located in a declared disaster
area
 What: Primary source funding for permanent
rebuilding and replacement of uninsured or
underinsured disaster damages
 How: SBA can provide up to $40K to
homeowners and renters to help repair or
replace personal property, such as
clothing, furniture, automobiles, etc., lost in a
disaster. SBA can also provide homeowners a
loan of up to $200K to repair or replace their
primary residence to its pre-disaster condition
 Other Background: Fiscal Year 2013’s spike in
home disaster loans was a result of Hurricane
Sandy
757
360 567 475
2,426
0
1,000
2,000
3,000
FY09 FY10 FY11 FY12 FY13
Home disaster loan lending - $M
18,408
13,286 11,926 13,417
41,698
0
10,000
20,000
30,000
40,000
50,000
FY09 FY10 FY11 FY12 FY13
Home disaster loans approved

22. Disaster: Top Disasters for SBA Assistance
22
Major Disaster Lending Activity in the Last 20 Years ($, billions)
0.5
0.5
0.7
0.7
0.8
2.2
2.4
4.0
10.9
0 2 4 6 8 10 12
Hurricane Irene & TS Lee ('11)
WTC/Pentagon ('01)
Hurricane Floyd ('99)
Upper Midwest Floods ('97)
Hurricanes Ike & Gustav ('08)
Florida Hurricanes ('04)
Hurricane Sandy ('12)
Northridge Earthquake ('94)
Hurricanes Katrina/Rita/Wilma ('05)

23. SBA Overview
U.S. SourceLink
Conference, April 24, 2014