MeCU is a non-profit credit union serving over 12,000 members through four branches in Oklahoma City. It offers financial services like savings and checking accounts, loans for homes, vehicles and personal needs, and online banking. MeCU has been operating for over 79 years and aims to provide affordable services to its members.

1. MECU
A Credit Union for Me and You

2. About MeCU
• MeCU is a non-profit organization with over 12,000
members spread across 4 branches in Oklahoma City. It
has been operating for over 79 years.
• Need a loan or a checking or savings account in
Oklahoma? The Municipal Employees Credit Union of
Oklahoma City (or MeCU for short) can help! Visit
http://www.mecuokc.org/ for more information!

3. Loans Offered
• Home Loans
• Personal Loans
• Vehicle Loans
• VISA Credit Cards

4. Locations
• South Oklahoma City
8812 South Walker
Oklahoma City, OK 73139
• North Oklahoma City
3561 W. Memorial
Oklahoma City, OK 73134
• Northwest Oklahoma City
9012 N. Council
Oklahoma City, OK 73132
• Downtown Oklahoma City
101 North Walker
Oklahoma City, OK 73102

5. Member Services
• MeCU offers many different services for the comfort and
convenience of their members including:
• Adeline (24 Hour Automated Phone Teller)
• Automatic Payroll Deduction
• Direct Deposit
• Overdraft Protection
• Safe Deposit Boxes
• Discounts At Entertainment Venues

6. Me/CU Savings Account
• MeCU offers a wide variety of savings accounts to meet
your current needs. They are all insured for up to
$250,000 by the National Credit Union Administration.
• Savings account types include:
• Me/CU Share Savings Account
• Good Cents Accounts
• Gold Savings Account
• IRA Share Accounts
• IRA Share Certificates
• Jumbo IRA or Share Certificate

7. Savings Accounts
Me/CU Share Savings Account
Good Cents Accounts
• Deposit of $5 secures
• For ages 0-12
your membership.
• Competitive dividend
rates
• $5 deposit secures
• Compounded and paid
quarterly based on the
average daily balance.
membership.
• Most members have a
percentage of their payroll
taken and transferred into
the accounts.

8. Savings Accounts
Gold Savings Account
• Must maintain a balance
of $25,000 or more to
earn interest.
• No fee penalty if account
falls below this amount.
• Instead, you’ll stop earning
interest for this period.
IRA Share Accounts
• Requires a $25 deposit
fee.
• Dividends are paid
quarterly.

9. Savings Accounts
IRA Share Certificates
Jumbo IRA or Share Certificate
• Terms vary between 6-60
• $75,000 minimum
months.
• $1,000 minimum balance
required.
• Dividends are paid either
monthly or quarterly.
balance is required.
• Terms vary between 6-60
months.
• Dividends may be paid on
either a monthly or
quarterly basis.

10. MeCU Checking
• MeCU offers a Credit Union Checking Account to help
members get the most out of their checking accounts.
• MeCU offers the following types of checking accounts:
• The Me/CU Checking Account
• Super Checking Account
• Teen Club Checking Account
• VIP Members Checking Account
• Money Market Checking Account

11. Checking Accounts
The Me/CU Checking Account
• Monthly service charge
waived when direct
deposits or made or
balance is a minimum of
$300.
• $3 charge for balance below
$300 without direct deposit.
• No minimum balance
requirements.
• Unlimited check writing.
• Free internet access and
transactions online.
Teen Club Checking Account
• For students ages 13-19
• Monthly service charge
•
•
•
•
waived.
No minimum balance
required.
ATM card available
All applications must be preapproved.
All minors must have
parent/custodian signed
approval.

12. Super Checking Account
• Monthly Requirements:
•
•
•
•
12 signature-based visa debit card transactions monthly.
At least one direct deposit or ACH deposit.
E-statements
Online banking/mobile banking must be accessed at least once a
month.
• At least one auto debit or bill pay must be made each month.
• First visa check card free
• No minimum balance
• $25.00 initial opening fee.
• Free online banking, mobile banking, and bill
pay.
• Over draft protection.

13. Checking Accounts
VIP Members
• Direct Deposit
• Debit Card or first box of
•
•
•
•
•
•
checks are free.
24 hour access to Audio
Response System.
24 Hour Online Access
Visa Credit Cards with no
annual fees.
No minimum balance required.
Unlimited check writing.
Available for members that are
62 or older.
Money Market
• Earn money-market
dividends
• Unlimited check writing
and depositing
• $10 fee when balance is
below $2,000.

14. MeCU Loans
• If you’re looking for a good deal on a loan that offers you
the most flexibility in the Oklahoma City area, then MeCU
can help!
• MeCU offers the following types of loans:
• Home Loans
• Auto Loans
• Personal Loans

15. Home Loans
• MeCU can help you to get a loan to purchase a new
home or refinancing for your current home. They offer
fixed rate mortgage loans.

16. Auto Loans
• MeCU has partnered with Enterprise to help offer the
most competitive rates on auto loans.
• Rates:

17. Personal Loans
• New cash, fast? MeCU can help. Regardless of your
current need, MeCU can help you secure a personal
Oklahoma loan in a quick and efficient manner.
• Rates:

18. Contact
• Need to get in touch? http://www.mecuokc.org/contact-us
will provide you with all of the contact information you
need to get in touch with the appropriate person or
branch.
• Please visit our website at http://www.mecuokc.org/ for
more information.
• Don’t forget to like our Facebook page here:
https://www.facebook.com/mecuokc