In this short presentation for the LADIES ONLY, we will share our take of the ‘BEAT’, with respect to Financial Literacy so that . . . You can Define What You Want From Your Money and Take Confident Steps to Achieve Success.

1. ONLY FOR THE
Beauty and
LADIES !
The BEAT
PUBLISHED BY GIANTS LEARNING TECHNOLOGIES
From our Wealth Mastery Division
‘LIKE’ us at www.facebook.com/Theageofgiants
Saturday, 23 February, 13

2. DISCLAIMER
What we share, you may have heard
Then why are you still within the herd?
With common sense and massive action,
Step out boldly with determination!
Saturday, 23 February, 13

3. INTRODUCTION
When Justin Biebier (or was it
Justine?) first released his smash hit,
‘Beauty and a Beat’, it got us thinking
about the Beat
What was this ‘beat’ that he was
referring to?
Saturday, 23 February, 13

4. INTRODUCTION
He may be referring to someone who has
a sense of rhythm and time, and whom
can attract the ladies
How about you? What do you think the
‘beat’ refers to?
Saturday, 23 February, 13

5. INTRODUCTION
In this short presentation for the
LADIES ONLY, we will share our
take of the ‘BEAT’, with respect to
Financial Literacy so that . . .
You can Define What You Want From
Your Money and Take Confident Steps to
Achieve Success!
Saturday, 23 February, 13

6. B - BALANCE
Saturday, 23 February, 13

7. B-BALANCE
Case Study:Nanz-Chong Komo,Former Fashion
Model & Entrepreneur
Saturday, 23 February, 13

8. B-BALANCE
In the late 90s, Nanz-Chong Komo founded
the ONE.99 shop in Singapore
This “value-for-money” concept took off in a big
way
ONE.99Shop grew to 12 outlets in three years,
with a tripling of sales over this same period, from
S$3.5 million to more than S$12 million
Saturday, 23 February, 13

9. B-BALANCE
However the SARS (Severe Acute
Respiratory Syndrome) outbreak
occurred in 2003
SARs eventually caused the rapid demise
of the ONE.99shops!
Because the fear of contractingSARS
kept many people away from crowded
areas
The retail industry was severely hit . . .
Saturday, 23 February, 13

10. B-BALANCE
Nanz grew her outlets too fast, and
over-leveraged
Her business model, which targeted
thrift, meant that people needed to
buy low-cost items in bulk
However people were not going out
to buy during those dreaded times!
Saturday, 23 February, 13

11. B-BALANCE
Her main income was on the business,
which had an inherent sustainability
problem, due to its low average
transactional cost
Nanz was declared a bankrupt in 2003
Fortunately she learned from her
failures, bounced back, and was
discharged from bankruptcy in 2010
Saturday, 23 February, 13

12. B - BALANCE
Similarly,if your investment portfolio is spread only towards a
particular asset class eg: Business Investment, it becomes
overweighted to one side
Learn to balance the Portfolio at all times
This is to protect your assets as well as to maintain growth
Saturday, 23 February, 13

13. E - EXPOSURE
Saturday, 23 February, 13

14. E-EXPOSURE
Case Study: Marion Jones, Former World
Champion Track and Field Athlete
Saturday, 23 February, 13

15. E-EXPOSURE
Marion Jones won five medals at the 2000
Summer Olympics in Sydney Australia in
Track and Field
Jones was one of track's first female sports
millionaires
She could earn between $70,000 and
$80,000 a race, plus at least another $1
million from race bonuses and endorsement
deals.
Saturday, 23 February, 13

16. E-EXPOSURE
Jones even made close to $7million per year!
However she LOST everything, including
all her gold medals
Thanks to steroids, check counterfeiting, check
forging, committing perjury to the IRS,
money laundering and . . . more illegal drugs
Saturday, 23 February, 13

17. E-EXPOSURE
Jones found herself in heavy financial
debt due to her numerous legal troubles
To raise money, she had to sell two
other properties, including her mother's
house
Jones is now considered one of the Top
10 BANKRUPT Athletes!
Saturday, 23 February, 13

18. E - EXPOSURE
Limit your Exposure in risky assets to your portfolio
The risky assets may make you BIG cash at some point in
time, however if they are not managed properly, you can get
severely burned
Saturday, 23 February, 13

19. E - EXPOSURE
Develop optimal performance by being true to yourself
Peer pressure is not an excuse to expose yourself to risky
investments
Find your individual risk profile through risk assessment tests
Or talk to a trusted financial advisor with proper credentials
Saturday, 23 February, 13

20. A - ACTION PLAN
Saturday, 23 February, 13

21. A - ACTION PLAN
Case Study: Lynsi Torres,30 years old, Billionaire
of the In-N-Out Burger Empire
Saturday, 23 February, 13

22. A - ACTION PLAN
Lynsi Torres watched her family expand In-N-Out from a
single drive-through hamburger stand (founded in 1948) in
Baldwin Park into a fast-food empire
Saturday, 23 February, 13

23. A - ACTION PLAN
Torres's family slowly transformed the couple's initial,
tiny drive-thru shop into an estimated $1.1 billion
empire!
Saturday, 23 February, 13

24. A - ACTION PLAN
However little is known about her, her
investment decisions and business acumen!
Torres has no college degree and little
business training, and simply inherited the
West Coast-based company from her
grandparents, Harry and Esther Snyder
According to the Bloomberg Billionaires
Index, In-N-Out is worth more than
$1.1 billion
Saturday, 23 February, 13

25. A - ACTION PLAN
But . . . those were the
consequences of her elders’
actions!What about her own?
Can she lead this company
beyond 3 Generations?
Or will she continue to be a
trust-fund baby?
Saturday, 23 February, 13

26. A - ACTION PLAN
It is a must to possess an Action Plan
There must be a direction and plan to keep your
investments going
Don’t let inflation, and a lack of prudent investment
action erode away your wealth
Saturday, 23 February, 13

27. T - TIME
Saturday, 23 February, 13

28. T-TIME
Case Study: Elim Chew, Founder of the street wear
brand,77th Street, & Entrepreneur
Saturday, 23 February, 13

29. T-TIME
Elim Chew was a young punk and a
rebellious teenager who consistently
failed at school.
She studied at Fairfield Methodist
School before moving to London to
learn hairdressing
She subsequently opened a six-seater
hair salon with $1,000
Saturday, 23 February, 13

30. T-TIME
Chew worked as long as 21 hours a day to gain experience
as she was determined to be the most popular hairstylist in
Singapore
She noticed a market for affordable and trendy streetwear,
and opened her first outlet in Far East Plaza, Singapore
in 1988
Saturday, 23 February, 13

31. T-TIME
More than twenty years on, 77th Street
now has more than 12 outlets island-
wide
In 2004, 77th Street also set up a
cutting-edge underground shopping
complex called 77th Street Plaza at
Xidan Cultural Square, Beijing,
China!
Saturday, 23 February, 13

32. T-TIME
Chew has proven that ladies possess
the innate business acumen to succeed
Patience and Passion to the cause is
important!
Saturday, 23 February, 13

33. T - TIME
There is NO way you can time the
market
There are no Get-Rich-Quick ways
Therefore in order to build a portfolio,
the best way is to keep invested at all
times, slowly but surely
Saturday, 23 February, 13

34. SUMMARY
Given your higher life expectancy, nearly 90% of women
will have to be responsible for your own finances sooner
or later
Therefore understanding the BEAT is the start to a
steady rhythm in your financial health
Once You Define What You Want From Your
Money, You canTake Confident Steps to Achieve
Success!
Saturday, 23 February, 13

35. Nonetheless, we are not the financial gurus . . .
Instead, we seek these financial strategists
ONLY FOR THE
and bring them along your way
LADIES !
For more details, ‘LIKE’ us at www.facebook.com/Theageofgiants
and simply sign up for this Investment Workshop Exclusively for the LADIES
theindependentwoman.eventbrite.sg/ NOW!
Saturday, 23 February, 13