- The document summarizes a presentation given at the XV European Conference in Milano about retrofitting existing heating systems with water-water heat pumps fed by low temperature water networks. - It describes a concept where high temperature heat pumps replace gas/oil boilers and are connected to a low temperature district heating pipe network as the heat source. This allows for easier installation than a standard high temperature network. - Analysis shows the system reduces urban pollution from combustion plants, has simple retrofit potential, lowers energy bills and maintenance costs, and pays for itself within 3-5 years for Italy depending on the installation and original fuel. It is an applicable solution for both existing and new buildings.