7. Working Capital Products Add-on only to Core Product Borrowing Base Certificate Revolving Loan; Ledgered Collateral Receivables Purchase Notes Collateral Mgmt Fee + Interest Interest + Various Fees Interest + Mgmt Fee Collateral Mgmt Fee + Interest Pricing Components Higher with Underwritten Exit Lower, Strong Reporting & Management Medium, Good Reporting & Management Higher, with Underwritten Collateral Controls Risk Profile Up to 50% of Eligible Up to 85% of Eligible Up to 85% of Eligible Up to 90% of Eligible Advance Rates <$500M $1MM-$3.5MM $250M-$3.5MM $100M-$3.5MM Facility Limits Inventory ABL ABL Flex Factoring
8. Referral Process Banker contacts local Summit Business Development Officer (BDO) to discuss referral. Banker identifies a qualified referral. Banker provides introduction of client to Summit. Summit BDO contacts referred client to discuss business and financing needs. Summit BDO communicates results of call to Banker: 1. Not qualified, 2. Meeting with client, or 3. No Interest from client. If client to move forward with Summit, BDO to update Banker on progress of underwriting up to funding. Summit funds client, and Bank retains depository relationship.
9. Contact Information Liz Castillo Vice President Southwest Region 1200 Smith Street, Suite 1600 Houston, TX 77002 713.353.3911 Phone 713.385.1789 Cell [email_address]