In a survey released this past week, in 2012 close to 84 million people, almost half of all working-age adults did not have a health insurance plan at one point or had extra out of pocket expenses because the lack of. This extra out of pocket was so high in comparison to their pay. They were actually considered "under insured!" Also revealed in this survey by the "Commonwealth Fund 2012 Biennial Health Insurance survey" was the amount of young adults aged 19-25 who were uninsured during the year dropped from 48% to 41% between 2010 to 2012 reversing a trend of climbing uninsured rates in that age group! Because of the "Affordable Care Act" which has permitted young adults to stay on their parent's insurance plans until the age of 26, this has helped with the many young adults that have gone uninsured in the past. The plans that we offer at "Healthcare Solutions Team" have all the benefits already implemented in them are are 100% health care reform complaint! There is no reason that you should remain uninsured with the different plans that we have to offer every size budget. The survey suggests that many people live without insurance because they simply cannot afford it. Eighty million people documented that in 2012 they chose not to go to the doctor when they were sick or did not get a prescription filled because of expenses. The rates of those skipping care increased significantly from 2003, when 63 million did not get care because of costs. Medical Debt is another danger that still affects U.S. citizens. In 2012, 41% of working age adults had issues paying their medical bills or were paying off medical bills gradually. The report found that medical debt significantly impacted people's lives: Close to 18% of adults have been contacted by a collection agency because of overdue bills. 32 million people had a lower credit rating due to medical bills Nearly 6% of people had to declare bankruptcy because of medical bills. This does not have to be you. We have the answers and can do the work that is so confusing for so many. Going online and thinking that you found a plan at the cost you see is simply not being realistic. The insurance agents at Healthcare Solutions Team are ready to help you. They know the benefits and how you can take advantage of them.They will make sure that you have a virtually zero out of pocket for when the unexpected things happen. Remember, your insurance is to pay for the things that you cannot. Do not wait because this is not going away and regardless of what you have heard on the television, radio or have read in the newspaper health insurance under the "Affordable Health Care Act" or "Obamacare" will not be free! Nothing is free in life and the sooner that you take the steps to protect yourself the better!

1. Americans Still
Without Health
Insurance

2. In a survey released this
past week, in 2012 close to
84 million people, almost
half of all working-age
adults did not have health
insurance at one point or
had extra out of pocket
expenses.

3. This extra out of
pocket was so high in
comparison to their
pay. They were actually
considered "under
insured!"

4. Also revealed in this survey by the
"Commonwealth Fund 2012 Biennial
Health Insurance survey" was the
amount of young adults aged 19-25
who were uninsured during the year
dropped from 48% to 41% between
2010 to 2012 reversing a trend of
climbing uninsured rates in that age
group!

5. Because of the "Affordable
Care Act" which has
permitted young adults to
stay on their parent's
insurance plans until the
age of 26,

6. this has helped with the many
young adults that have gone
uninsured in the past. The
plans that we offer at
"Healthcare Solutions Team"
have all the benefits already
implemented in them are
100% health care reform
complaint!

7. There is no reason that
you should remain
uninsured with the
different plans that we
have to offer every size
budget.

8. The survey suggests
that many people live
without insurance
because they simply
cannot afford it.

9. Eighty million people
documented that in 2012
they chose not to go to the
doctor when they were sick
or did not get a prescription
filled because of expenses.

10. The rates of those
skipping care
increased significantly
from 2003, when 63
million did not get
care because of costs.

11. Medical Debt is another
danger that still affects U.S.
citizens. In 2012, 41% of
working age adults had
issues paying their medical
bills or were paying off
medical bills gradually.

12. The report found that medical
debt significantly impacted
people's lives:
•Close to 18% of adults have
been contacted by a collection
agency because of overdue
bills.

13. •32 million people had a lower
credit rating due to medical
bills
•Nearly 6% of people had to
declare bankruptcy because of
medical bills.

14. This does not have to be
you. We have the answers
and can do the work that is
so confusing for so many.
Going online and thinking
that you found a plan at the
cost you see is simply not
being realistic.

15. The insurance agents at
Healthcare Solutions
Team are ready to help
you. They know the
benefits and how you
can take advantage of
them.

16. They will make sure that
you have a virtually zero
out of pocket for when the
unexpected things happen.
Remember, your insurance
is to pay for the things that
you cannot.

17. Do not wait because this is not
going away and regardless of
what you have heard on the
television, radio or have read
in the newspaper health
insurance under the
"Affordable Health Care Act" or
"Obamacare" will not be free!

18. The Sooner That
YOU Take The
Steps to Protect
Yourself The
Better!

19. Get a FREE Quote Today
Simply Go To:
www.AIADirectQuote.com
Or You Can . . . .

21. “Remember
It Is Not
What YOU
Know, But
What YOU
Do With
What YOU
Know!”