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Copyright © 2009 MindMatics AG   -1-
Mobile Payment: This is what we do




Copyright © 2009 MindMatics AG          -2-
Mobile Payment is easy as 1-2-3



                Step 1: Enter Phone number   Step 2: Receive pin   Step 3: Enter pin




                                                 Your PIN:
                                                   2456




Copyright © 2009 MindMatics AG                       -3-
The Mopay window is optimized for use in 60 countries


                                           Localized versions
                                            for 60 countries




                                                                „Cancel“ and „Help“
              Guided 3-step                                       with every step
                 process




             Local example                                        Detailed product
            for mobile phone                                       purchase info
                 number




             Easy access to       Disclaimer or carrier            Safe and secure
                 T&Cs              logos depending                    payment
                                       on country
Copyright © 2009 MindMatics AG               -4-
Advantages of mobile payment



              Mobile Payment (general)                              Mopay


             1. Highest penetration right after cash                1. Market leader in country coverage & payout


             2. 10 times better conversion than credit card         2. Market leader in online games


             3. No canibalization of existing payment methods       3. Simple interface, easy integration


             4. No bank or credit card required                     4. Fraud detection


             5. No registration necessary                           5. Country optimized flows and communication



Copyright © 2009 MindMatics AG                                -5-
The Mopay cockpit provides you an easy to use web interface
        for creating your mobile payment service 24/7




Copyright © 2009 MindMatics AG          -6-
Mopay is connected in more than 30 countries in Europe (Part 1)




          Europe – available countries and tariffs:


                  Austria         (1,00€-10,00 €)          Belgium     (0,50 € - 15,00 €)     Bulgaria    (2,40 BGL – 9,60 BGL)

                  Croatia          (1 HRK-50,00 HRK)       Czech Republic (40 CZK - 79 CZK)   Denmark      (1 DKK–75 DKK)

                  Estonia (10 EEK–50 EEK)                  Finland    (2,00 € – 10,00 €)      France    (1,00 €-3,00 €)

                  Germany (1,00 €-15,00 €)                 Greece     (0,25 – 9,00 €)         Hungary     (50 HUF–2.000 HUF)

                  Ireland         (2,50 € - 7,50 €)        Latvia (0,50 LVL – 2,00 LVL)       Lithuania (1,00 LTL–10,00 LTL)
                  Netherlands             (1,50 -7,50€)    Norway     (1 NOK – 100 NOK)       Poland    (1,00 PLN - 23,00 PLN)

                  Portugal          (0,50 € - 10,00 €)     Romania (1,00 € - 10,00 €)         Russia    (2,00$-10,00 $)

                  Serbia (5 RSD – 800 RSD)                 Slovakia    (1,59 € - 7,95 €)      Slovenia (1,00 € -10,00 €)
                  Spain          (0,50 € - 7,50 €)         Sweden      (2,00 SEK-200 SEK)     Switzerland      (1,00-100 CHF)

                  Turkey          (5,00 YTL – 20,00 YTL)   Ukraine (6,00 UAH–25,00 UAH)       UK   (1,00 £-4,00 £)



Copyright © 2009 MindMatics AG                                           -7-
Mopay is connected in more than 30 countries in Africa, America, Asia,
      Middle East (Part 2)



         Africa, America, Asia, Middle East – available countries and tariffs:


                  Argentina (4,84 ARS – 24,20 ARS)     Australia (0,50 AUD-19,20 AUD)     Bolivia (10,00 BOB)
                  Brazil (4,99 BRL – 24,95 BRL)        Chile (750,00 CLP-3.750,00 CLP)    China (1,00 CNY-15,00 CNY)
                  Colombia (3.596 COP – 17.980 COP)    Egypt (1,10 EEK–50,00 EEK)         Hong Kong (5,00 HKD–90,00 HKD)
                  India (50,00 INR)                    Indonesia (1.000 IDR–15.000 IDR)   Israel (0,50 ILS-15,00 ILS)
                  Jordan (0,46 JOD-1,04 JOD)           KSA (4,00 SAR-12,00 SAR)           Malaysia (0,30 MYR-10,00 MYR)
                  Morocco (1,50 AED-10,00 AED)         Mexico (15,00 MXN–75,00 MXN)       New Zealand (0,20 NZD-5,00 NZD)
                  Nigeria (20,00 NGN-100,00 NGN)       Phillipines (30,00 PHP)            Singapore (0,50 SGD-15,00 SGD)
                  South Africa (1,00 ZAR-30,00 ZAR)    Syria (25,00 SYP)                  Taiwan (3,00 NTD-50,00 NTD)
                  Thailand (5,00 THB-40,00 THB)        Tunesia (0,25 TND-1,35 TND)        UAE (1,50 AED-10,00 AED)
                  USA (0,49 USD-9,99 USD)              Vietnam ( 1.00 VND-15.000 VND)     Yemen (45,00 YER-50,00 YER)


Copyright © 2009 MindMatics AG                                      -8-
Market leaders trust Mopay




Copyright © 2009 MindMatics AG       -9-
For more information please contact
                                  Kwok-chee Cheung
                                  Sales Manager

                                  P: +44 (0)20 7268 3354
                                  M: +44 (0)798 400 8775

                                  Email: kwok-chee.cheung@mindmatics.co.uk
                                  Internet:http://www.mopay.com

                                  MindMatics Ltd
                                  85 Tottenham Court Road
                                  London W1T 4TQ
       Copyright                  UK
       All information presented in this document is the intellectual property of MindMatics AG.

       The use of campaign ideas or concepts is only allowed with the explicit permission of MindMatics. No part of this document may be reproduced, stored in a retrieval
       system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior permission of MindMatics. The
       Recipient also accepts liability for unauthorised disclosure to a third party through its negligence and any resulting damages to MindMatics.

       By receiving this document, the Recipient agrees to treat ay information contained herein as confidential. In the event of the Recipient making use, in part or entirety, of
       ideas or concepts described in this document, the Recipient accepts to pay MindMatics a reasonable license or consulting fee at market rates. Should the parties
       concerned not be able to reach an agreement on such matters, the Recipient agrees to let a mutually accepted independent arbitrator decide on the level of
       compensation due.

       Place of jurisdiction is Munich, Germany

Copyright © 2009 MindMatics AG                                                           - 10 -

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Mopay General 2009 09 21 Short (2)

  • 1. Copyright © 2009 MindMatics AG -1-
  • 2. Mobile Payment: This is what we do Copyright © 2009 MindMatics AG -2-
  • 3. Mobile Payment is easy as 1-2-3 Step 1: Enter Phone number Step 2: Receive pin Step 3: Enter pin Your PIN: 2456 Copyright © 2009 MindMatics AG -3-
  • 4. The Mopay window is optimized for use in 60 countries Localized versions for 60 countries „Cancel“ and „Help“ Guided 3-step with every step process Local example Detailed product for mobile phone purchase info number Easy access to Disclaimer or carrier Safe and secure T&Cs logos depending payment on country Copyright © 2009 MindMatics AG -4-
  • 5. Advantages of mobile payment Mobile Payment (general) Mopay 1. Highest penetration right after cash 1. Market leader in country coverage & payout 2. 10 times better conversion than credit card 2. Market leader in online games 3. No canibalization of existing payment methods 3. Simple interface, easy integration 4. No bank or credit card required 4. Fraud detection 5. No registration necessary 5. Country optimized flows and communication Copyright © 2009 MindMatics AG -5-
  • 6. The Mopay cockpit provides you an easy to use web interface for creating your mobile payment service 24/7 Copyright © 2009 MindMatics AG -6-
  • 7. Mopay is connected in more than 30 countries in Europe (Part 1) Europe – available countries and tariffs: Austria (1,00€-10,00 €) Belgium (0,50 € - 15,00 €) Bulgaria (2,40 BGL – 9,60 BGL) Croatia (1 HRK-50,00 HRK) Czech Republic (40 CZK - 79 CZK) Denmark (1 DKK–75 DKK) Estonia (10 EEK–50 EEK) Finland (2,00 € – 10,00 €) France (1,00 €-3,00 €) Germany (1,00 €-15,00 €) Greece (0,25 – 9,00 €) Hungary (50 HUF–2.000 HUF) Ireland (2,50 € - 7,50 €) Latvia (0,50 LVL – 2,00 LVL) Lithuania (1,00 LTL–10,00 LTL) Netherlands (1,50 -7,50€) Norway (1 NOK – 100 NOK) Poland (1,00 PLN - 23,00 PLN) Portugal (0,50 € - 10,00 €) Romania (1,00 € - 10,00 €) Russia (2,00$-10,00 $) Serbia (5 RSD – 800 RSD) Slovakia (1,59 € - 7,95 €) Slovenia (1,00 € -10,00 €) Spain (0,50 € - 7,50 €) Sweden (2,00 SEK-200 SEK) Switzerland (1,00-100 CHF) Turkey (5,00 YTL – 20,00 YTL) Ukraine (6,00 UAH–25,00 UAH) UK (1,00 £-4,00 £) Copyright © 2009 MindMatics AG -7-
  • 8. Mopay is connected in more than 30 countries in Africa, America, Asia, Middle East (Part 2) Africa, America, Asia, Middle East – available countries and tariffs: Argentina (4,84 ARS – 24,20 ARS) Australia (0,50 AUD-19,20 AUD) Bolivia (10,00 BOB) Brazil (4,99 BRL – 24,95 BRL) Chile (750,00 CLP-3.750,00 CLP) China (1,00 CNY-15,00 CNY) Colombia (3.596 COP – 17.980 COP) Egypt (1,10 EEK–50,00 EEK) Hong Kong (5,00 HKD–90,00 HKD) India (50,00 INR) Indonesia (1.000 IDR–15.000 IDR) Israel (0,50 ILS-15,00 ILS) Jordan (0,46 JOD-1,04 JOD) KSA (4,00 SAR-12,00 SAR) Malaysia (0,30 MYR-10,00 MYR) Morocco (1,50 AED-10,00 AED) Mexico (15,00 MXN–75,00 MXN) New Zealand (0,20 NZD-5,00 NZD) Nigeria (20,00 NGN-100,00 NGN) Phillipines (30,00 PHP) Singapore (0,50 SGD-15,00 SGD) South Africa (1,00 ZAR-30,00 ZAR) Syria (25,00 SYP) Taiwan (3,00 NTD-50,00 NTD) Thailand (5,00 THB-40,00 THB) Tunesia (0,25 TND-1,35 TND) UAE (1,50 AED-10,00 AED) USA (0,49 USD-9,99 USD) Vietnam ( 1.00 VND-15.000 VND) Yemen (45,00 YER-50,00 YER) Copyright © 2009 MindMatics AG -8-
  • 9. Market leaders trust Mopay Copyright © 2009 MindMatics AG -9-
  • 10. For more information please contact Kwok-chee Cheung Sales Manager P: +44 (0)20 7268 3354 M: +44 (0)798 400 8775 Email: kwok-chee.cheung@mindmatics.co.uk Internet:http://www.mopay.com MindMatics Ltd 85 Tottenham Court Road London W1T 4TQ Copyright UK All information presented in this document is the intellectual property of MindMatics AG. The use of campaign ideas or concepts is only allowed with the explicit permission of MindMatics. No part of this document may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior permission of MindMatics. The Recipient also accepts liability for unauthorised disclosure to a third party through its negligence and any resulting damages to MindMatics. By receiving this document, the Recipient agrees to treat ay information contained herein as confidential. In the event of the Recipient making use, in part or entirety, of ideas or concepts described in this document, the Recipient accepts to pay MindMatics a reasonable license or consulting fee at market rates. Should the parties concerned not be able to reach an agreement on such matters, the Recipient agrees to let a mutually accepted independent arbitrator decide on the level of compensation due. Place of jurisdiction is Munich, Germany Copyright © 2009 MindMatics AG - 10 -