eGHL is a proprietary Internet payment gateway developed and operated by GHL that designed for corporations as well as small and medium sized companies to process their Internet payment transactions securely anytime, anywhere.

2. Who Are We?

3. More than 20 years
experience in payment
The ASEAN Payment People
Listed in KLSE Main
Board since 2007
Accredited by VISA,
MasterCard, JCB,
MEPS, SIRIM,
MYCLEAR, etc.
ASEAN’s leading end-to-
end payment
solution enabler
Over 400 employees
spread across offices
in KL (HQ), Bangkok,
Manila, Sydney, and
Wuhan
MSC-status company
solutions

4. What is eGHL?

5. Processing more than
1.5 million
transactions every
The ASEAN Payment People
The largest online
payment gateway in
Malaysia provided by
GHL
A proven online
payment solution
since 2004
month
Officially launched in
April 2014
Malaysia’s Financial
Service Act (FSA) 2013
compliance

6. Our Client Since 2004
The ASEAN Payment People
*The largest e-commerce site in the region

7. The ASEAN Payment People
Our Client Since 2008

8. The ASEAN Payment People
Other Merchants

9. How eGHL works
The ASEAN Payment People

10. Payment Flow – Credit Card (Step 1)
Buyer to order product
The ASEAN Payment People

11. Payment Flow – Credit Card (Step 2)
Buyer to provide shipping
address
The ASEAN Payment People

12. Payment Flow – Credit Card (Step 3)
Buyer to select delivery
method
The ASEAN Payment People

13. Payment Flow – Credit Card (Step 4)
Buyer to choose online
payment via eGHL gateway
The ASEAN Payment People

14. Payment Flow – Credit Card (Step 5)
Buyer to be redirected to
eGHL Hosted Payment Page
for them to enter credit card
details
The ASEAN Payment People

15. Payment Flow – Credit Card (Step 6)
Buyer to enter One-Time
Password (OTP) received via
SMS from his/her card
issuing bank
The ASEAN Payment People

16. Payment Flow – Credit Card (Step 7)
Payment made successfully!
The ASEAN Payment People

17. Email Notification to Buyer (Sample)
eGHL will notify buyer via
email after payment made
successfully
The ASEAN Payment People

18. Email Notification to Merchant (Sample)
eGHL will also notify
merchant via email after
payment made successfully
The ASEAN Payment People

19. Payment Flow – Direct Debit (Step 1)
Buyer to select pay by direct
debit at eGHL Hosted
Payment Page
The ASEAN Payment People

20. Payment Flow – Direct Debit (Step 1)
If buyer selected FPX, then
buyer will be redirected to
FPX payment page. At this
page, buyer can choose one
of the six banks to pay.
The ASEAN Payment People

21. Payment Flow – Direct Debit (Step 2)
If buyer selected CIMB Clicks,
then he/she will see the bank
page that allowing him/her
to enter online banking’s
User ID and Password .
The ASEAN Payment People

22. Payment Flow – Direct Debit (Step 3)
Buyer to request TAC to
confirm payment
The ASEAN Payment People

23. Payment Flow – Direct Debit (Step 4)
Payment made successfully!
The buyer needs to click
LOGOUT and will be
redirected to merchant
website
The ASEAN Payment People

24. Hosted Payment Page
The ASEAN Payment People

25. Responsive Payment Page
*For mobile shopping experience
The ASEAN Payment People

26. Own Payment Page
*Own PCI DSS certification is required
The ASEAN Payment People

27. The ASEAN Payment People
Key Functions

28. Omni-payment channels
The ASEAN Payment People
And more…
#eGHL also supports local payment options
of other countries, including Thailand,
Singapore, Australia, New Zealand, China,
Middle East & North Africa Region, etc.

29.  Friendly API for easy integration
 Pre-integrated with famous & common shopping carts such
as:
The ASEAN Payment People
Easy to Integrate

30. eGHL Merchant Admin Portal
 Transactional Reports
and Summary
 Customizable
 Export function
 Sending report via SFTP
(optional)
 Multiple users login
 Audit trail
 Mobile view friendly
The ASEAN Payment People

31. The ASEAN Payment People
Sample Report

32. Mobile Friendly Online Report
The ASEAN Payment People

33. 24x7 Merchant Support
Dedicated Account Manager
The ASEAN Payment People

34. The ASEAN Payment People
99.5% Uptime
Disaster Recovery

35. Fraud Prevention System
Fraud
Monitoring
The ASEAN Payment People
Fraud
Screening
Verified by
Visa /
MasterCard
SecureCode
Blacklist
Database
Genuine Transactions

36.  Enables customers to store their
credit/debit card credentials for future
use.
 Card details are in encrypted form in a
secure environment
 Returning customers just only enter
the CVV and 3-D secure password
when doing their next transaction.
eGHL 1-Click Checkout
*Offers fast and convenient checkout experience for repeat customers
The ASEAN Payment People

37. eGHL FX Module
*Offers local merchants sell and collect in local currency but consumers pay in own foreign currency
The ASEAN Payment People
Foreign
Shoppers
(i.e. Singapore)
Merchant
(Malaysia)
Product
priced in
MYR100
SGD30
MYR100 – MDR (X%)

38. eGHL Commercial Terms
One-time Signup fee RM399.00
(waived)
RM399.00
(waived)
One-time bank processing fee
RM0.00 RM900.00
Yearly maintenance fee
• 1st year
• Subsequent years
RM0.00
RM399.00*
*It will be waived if previous year’s total txn
value exceed RM6k
RM0.00
RM399.00*
*It will be waived if previous year’s total txn
value exceed RM6k
Transaction fee
• Visa / MasterCard
• Online Banking
(Direct Debit)
N/A
RM1.50
2.8%
RM1.50
Settlement Period Weekly basis
(Mon-Sun settled on following Tue)
Weekly basis
(Mon-Sun settled on following Tue)
Basic Plan
(w/o credit card)
Pro Plan
(with credit card)
*Valid until 31/12/2014
The ASEAN Payment People

39. Mon Tue Wed Thu Fri Sat Sun Mon Tue Wed Thu Fri Sat Sun
*Minimum withdrawal amount is RM100.
**Settlement cut-off time: 10.00p.m. (of Sunday)
Transactions
Settlement Day
Estimated day fund available in merchant’s bank account
The ASEAN Payment People
Settlement Period

40. Critical Prerequisites for Merchant
Before apply eGHL, you MUST:
 Have a registered company, min. a sole
The ASEAN Payment People
proprietorship (enterprise).
 Have a company bank account
 Have a website
 NOT selling illegal products / services including
but not limited to:
• Drug
• Pornography
• Weapon
• Gambling
• Counterfeit goods
• Dating / escort services

41. Benefits to Merchants
1) Business continuity guaranteed &
generate more sales revenue
2) Data protected and secured
3) Cost savings
4) Easiest & Fastest way to
Implement Online Payments
5) One-click Checkout, Robust Fraud
Prevention System, Online
Reports24x7, mobile payments
etc.
6) Focus developing online business
7) 24x7 assistance
The ASEAN Payment People
eGHL’s Value Proposition
1) High Load & High
Availability
2) PCIDSS compliance
3) Low transaction fee
4) Easy Integration
5) Expect superior product
functionality
6) Customisation based on
merchant’s needs
7) Premier Support
Why eGHL?

42. GHL Systems Berhad
Sales.eghl@ghl.com
+60362865211