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Avoiding Client Over-Indebtedness March 2011 Loans that change lives
Client Protection Principles
What is over-indebtedness? (OID) ,[object Object],[object Object]
What ’ s the problem? ,[object Object],[object Object]
What ’ s the problem? ,[object Object],[object Object],[object Object],[object Object],[object Object]
Interesting to note ,[object Object],[object Object]
Who likes math? ,[object Object]
What is over-indebtedness? From CERISE Indicator 4.8
CERISE Indicator 4.8
Key Procedures 1
Key Procedures 2
Systems of Compliance 1
Systems of Compliance 2
Constructing an early warning index? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Constructing an early warning index?
Applying the early warning index

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