The document provides an overview of Integrated Claims Strategies' (ICS) innovative medical claims management program. ICS offers a full suite of integrated medical management services including call center services, early intervention case management, pre-certification and utilization review, medical bill review with PPO networks and out-of-network negotiations, and retrospective utilization review. ICS prides itself on customized, flexible programs and proprietary technology to achieve outstanding outcomes and savings for clients.
2. Corporate Overview
Genesis of ICS
Disability and medical care management services
Leader in technology-driven, early intervention case management services
Extensive experience within both public and private sector, risk pools, carriers,
third party administrators, self insured/administered, and transportation industry
Comprehensive and innovative technology solutions, including extensive
interface capabilities
Documented savings and results
Flexibility to customize all aspects of service to ensure programs meet unique
needs of each client
Our principle objective is to deliver innovative, integrated, and technical
strategic services to our clients that result in outstanding program outcomes
We create our services as a branded business model, not a commodity
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3. Capabilities Overview
Covered Lines of Business:
Workers’ Compensation Longshore/Jones Act
Auto Liability
FELA Group Health
Our Branded Service Product Lines:
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4. Our Service Capabilities Overview
24/7 Case Initiation & Absence Management Medical File & Demand Package Reviews
Call Center Independent Medical Evaluations
Early Intervention Telephonic Case Physician Advisor (PHAD) and Peer Reviews
Management - Concurrent UM Pharmacy & Durable Medical Equipment
Catastrophic & Task Based Field Case Programs
Management Medical Record Retrieval
Pre-Certification/Prior Authorization – Arbitration & Litigation Support
Prospective UM Investigative & Surveillance
Online Medical Bill Review with Fusion Subrogation & Third Party Recovery
PPO-ICING Transportation & Translation & Transcription
Out of Network IRON Signed Agreements Technology Suite
Specialty Bill Review – Retrospective UM Program benchmarking, data collection, &
Medicare Set Aside – Comprehensive Solutions analysis
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5. Competitive Advantages
Extensive managed care industry knowledge
Integrated managed care model with demonstrated results
Customized, flexible programs helping clients meet objectives
Complete transparency in all service component
PPO ICING combines disparate networks
Proprietary, integrated technology solutions
Dedicated implementation and customer service team
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6. Our Integrated Service Business Model
iCORE (Integrated Circle of Excellence)
PPO Management
Fraud Abatement
Record Retrieval
Field Case Management
Transportation
Translation (Telephonic, Traditional, On Demand)
Vocational Rehabilitation
Subrogation
Impairment & Disability Ratings
Pharmacy Benefit Management Programs
Wellness & Recovery
iSYS (Integrated Systems)
Data & Image Repository
iBOSS (Integrated Back Office Service Solutions)
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7. Integrated Medical Claim Management – Our Approach
Our primary approach is to deliver innovative, integrated, and technical strategic services
to our clients that result in outstanding program outcomes fused with stakeholder
satisfaction creating a branded business model, not a commodity
Our claims management approach includes Medical and Disability services to manage
each dimension of a claim that affect overall costs to achieve program efficacy
We adapt our technology and processes within the program to match the specific and
unique characteristics of our clients and any jurisdictional or legislative requirements,
along with the endorsed case management techniques typical of a given state
Our services within the program are scaled to match our client’s desired distribution of
process between its internal staff and the ICS professional staff
Our model is composed of services that begin with the first notice of injury and
encompass prospective, concurrent, and retrospective care management industry best
practice techniques
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10. Call Center Services - Component Benefit
Promotes Early Intervention with prompt notification of injury, illness, accident
and/or absence
Dedicated Toll-free number available 24 hours a day/7 days a week
Designed to complete all mandatory and client specific reporting forms
Allows for immediate verification and access of information via Auto Email
Alert process and WebOPUS Browser technology
Designed to eliminate paper & labor intensive processes
Improves timeliness of reporting of injury, illness, accident and/or absence,
allowing for Care Management to begin immediately
Provides for Mandatory and/or “Soft” channeling to appropriate PPO/EPO
Network provider
Provides for “Call ahead” process to the appropriate facility
Provides for Flagging between various payment systems
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11. Impact of Early Intervention - Average Medical Cost by Lag Time Category
For Client A, new injuries that are reported 8 Days of Greater incurred roughly 140% more in medical costs than
those cases that are reported the Same Day.
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13. Early Intervention/Telephonic Case Management
The control process in the Integrated Medical Management Program is the
Telephonic Case Management component
Prompt and concurrent review and management of the medical care of injured
employees ensuring the utilization of the best and most appropriate medical
care
Timely and continuous contacts with injured employee, work site coordinator,
medical provider, and claims adjustor until claim resolution promoting
effective communication
Focused return to work coordination by managing the disability duration of
injured employees compared to national best practice guideline
Promote employee advocacy and goodwill
Forum for Program Introduction & Expectations
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14. Early Intervention/Telephonic Case Management
Upon completion of an Initial Assessment, Nurse Case Manager will
evaluate:
Medical Management • Treatment Plan • Disability
Duration
Return to Work Plan • Pre-Authorization/Utilization
Review
Necessity for Peer Review, Independent Medical Evaluation or
Field Case Management
Continuously update work site coordinator, claims adjustor or any
other interested stakeholders with care management milestones via:
EDI to Claims System
Email Alerts to all interested parties
WebOPUS Browser accessibility
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15. Promoting Early Intervention - The ICS Health Ticket
Transparent claimant, provider, and employer tool, customizable
by client
Consolidates all prospective services (pharmacy, PT, imaging,
DME) into an ID card
Created through a claim file feed or in real time through a
customized web-site
Incorporates panels to improve compliance and direction of care
Increases utilization of prospective programs and PPO penetration,
reduces out-of-network management cost
Enhances quality of care and improve claim outcomes
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16. Average Lost Time Days by Closed Lost Time Claim
CY 1999 was the year prior to implementation of current ICS program. Over the past 11 full calendar years, the
Average Lost Time Days on Closed Lost Time Claims is 27.5, 53% improvement measured against CY99 results.
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18. Prospective Utilization Review Overview
Detailed determination reporting with complete clinical rationale and treatment
guidelines used for decision making
Our Technology allows for a seamless and fully integrated data exchange ensuring
Authorization outcomes are embedded automatically for future reimbursement activity
Pre-certification Model
Medical Necessity Review
Full utilization management including concurrent review
Physician Review Model
Criteria based referral
Peer to peer board certified specialties
Independent Medical Evaluations
Case Management Model
Early Intervention
Field Case Management as necessary
Cost Projection 18
20. Medical Bill Review Services
ICS has emerged as a unique national medical bill review alternative for Insurance
Carriers, Third Party Administrators, State Funds, and Self Insured Employers by
providing flexible service delivery through our innovative technology, business model
and offering access to national and specialty PPO Networks
ICS utilizes an internally developed and proprietary medical bill review software, that
utilizes highly flexible technologies as the basis for an extremely powerful and robust
pricing engine
Carefully balancing the efficiency of automated pricing functions with the opportunity
for intervention, control, and customization as required, ICS is able to meet the diverse
needs of the Workers’ Compensation, Auto, Liability, FELA, FECA, and
Longshoreman & Maritime Industries
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21. Medical Bill Review Services
Mail Room & Claim Indexing Out of Network IRON (Increased
Document Management, Storage, Results On Negotiations)
and Retrieval – Paperless Solutions Rules Based Technology creating
Operational Throughput (iSTEP Client specific Exception based
Environment) workflows
e-BRIDGE(Adjuster Online Bill Customized Adjudication Protocols
Approval Dashboard) Real Time Integration between all
Real time interface that feeds stakeholder applications
outcomes from Prospective Pre Real time, web based management
Cert to apply Retrospective Bill reporting
Review Pre Cert Flags Custom/Ad hoc/State Reporting
Fee Schedule/UCR adjudication Provider Assistance Hotline
PPO ICING with Fusion Automated Check Writing
Nurse Audit & Code Review
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22. Rules-Based Process
ICS performs bill review services using a rules based software application that
sequentially applies a list of repricing considerations, as shown below, to each
set of submitted charges that constitute a medical bill
User-configurable rules engine ICD/CPT Procedure Code
Matching/Crosswalk
Redundant or Duplicate
Charges PPO Network ICING
Application
Improper Coding
Out of Network IRON
Jurisdictional Rules
Application
Utilization Guidelines
Automated Medicare CCI / OCE
Pre Certified Treatment Plans / MUE
Case Specific Denials Reserve Limits
Fee Schedule/UCR Calculation Client Defined Flags
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23. Network Solutions – PPO ICING
PPO application performed on proprietary software platforms
Setup customized per State for maximum penetration / savings
Network types: National / Regional / Specialty
“ICING” with Fusion technology - Competitive Advantage
Increased savings through multiple network Tiers – Best in Class
Immediate network application reduces “lag time”
Increased penetration levels drive additional savings
Client specific network solutions on a state-by-state basis through
historical data analysis
Quarterly Reviews of PPO Penetration and Trending Analysis to ensure PPO
Tier is appropriate and applicable to current outcomes
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25. Incremental PPO/Specialty Savings& Penetration Breakdown
PPO Savings PPO Penetration
Tier 1 % of Total Savings: 29% Tier 1 PPO Bill Penetration: 21%
Tier 2 % of Total Savings: 8% Tier 2 PPO Bill Penetration: 13%
Tier 3 % of Total Savings: 8% Tier 3 PPO Bill Penetration: 9%
Specialty Network % of Total Savings: 22% Specialty Network Penetration: 23%
Specialty Review % of Total Savings: 33% Specialty Review Bill Penetration: 1%
*Specialty Networks include PT, MRI, DME Total Bill Penetration: 67%
Case study: National retail client with warehousing and distribution centers
2010 New Jersey Results: 75% PPO Penetration resulting in 50% Gross Savings
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26. PPO ICING & Out of Network IRON Services
PPO ICING – Identifying Incremental Network Penetration
Business Model is structured to identify and increase PPO network penetration and savings
without ICS being the “primary” bill review vendor
PPO-ICING has the ability to provide additional and comprehensive layers of PPO Networks to
augment and enhance existing PPO Networks, creating savings where none existed
Leveraging our proprietary technology and operational methodology, PPO-ICING can
immediately identify if a medical bill “hits” a given PPO partner, assuring turnaround times are
not compromised
Risk Free – ICS does not charge for processing the medical bill, only if PPO savings are
achieved
Out of Network Signed Agreements – IRON
Recommended referral criteria: Any medical bill that comes back without a PPO hit and over
$2,500.00 in Allowance Amount should be flagged for consideration
Utilize proprietary application to identify past payment trends to establish appropriate
negotiation baselines
All negotiations are tied to a signed agreement by medical provider to ensure 0%
reconsiderations
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27. Retrospective Utilization Management
Augmenting the traditional Medical Bill Review adjudication process of securing
savings via Contractual PPO discounts, Fee Schedule/UCR reductions, or Out of
Network IRON Signed Agreements, ICS has created comprehensive Retrospective
Review Programs that are typically part of our overall Integrated Medical Management
Program:
RN/Certified Coder review of coding and supporting documentation identifying
unbundling, upcoding, and correct modifier utilization
Nurses review the services for appropriateness and medical necessity
RN Desk Audit focusing on a review of the itemized billing statement for medical
necessity, treatment crosswalk, appropriateness of charges, length of stay, and proper
documentation to support charges
Automated Flagging of Services matched with integrated Treatment Plans and Pre-
Certification decision points/outcomes
RN/Physician Medical File Reviews
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32. Prime Health Services History – Business Model
Direct contract with providers using comparison methodology
Obtain provider partnerships with “Best in Class” regional provider systems
in country
Acquire regional networks that fit Prime Health’s business goals
Create local customizable networks where possible
Innovative and proprietary technology solutions
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33. Prime Health Philosophy of Customizing
Prime Health has seen a growing lack of concern by other
National PPOs to provide custom contracting for their clients.
Thus, Prime Health has developed a core philosophy of giving
our clients access to the providers of their choice instead of
forcing them into a pre-established network.
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34. Prime Health Philosophy of Customizing
Customizing through Queball™
QueBall™ drives the nomination and recruitment process and
is an internal operation that is unique to Prime Health.
No other network offers the rapid turnaround in customizing
it’s network offering to meet the needs of our clients.
Review of Non-Par data on a concurrent basis
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36. A Case Study on Customization – State of Connecticut
QueBall impact on customizing and enhancing the State of Connecticut’s PPO Network
include the following results:
First 90 Days post the implementation of our Network Services:
70% increase in the number of Physicians
26% increase in the number of Facilities
56% increase in the number of Hospitals
Overall impact QueBall has had on the State of Connecticut PPO network since Program
Implementation
200% increase in the number of Physicians
158% increase in the number of Facilities
161% increase in the number of Hospitals
Provider Counts
Month Physicians Facilities Hospitals
July 2009 3,751 683 18
October 2009 6,373 860 28
January 2010 7,538 999 33
June 2010 9,220 1,474 34
June 2011 11,226 1,765 47
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37. A Case Study on Customization – State of Connecticut
QueBall financial impact on customizing and enhancing the State of Connecticut’s PPO
Network include the following results:
The State of Connecticut has seen their PPO Network Penetration increase nearly 63% from October
2009 (56%) to April 2011 ((91%)
Overall Network Savings below the State Fee Schedule has improved even with the larger influx of
contracted providers
Network Penetration – By Medical Bill Adjudicated
Month October 2009 January 2010 April 2010 July 2010 October 2010 January 2011 April 2011
Total Bills 9,540 5,975 9,994 5,682 5,025 4,708 7,833
In Network Bills 5,331 4,499 8,380 5,021 4,498 3,670 7,148
PPO Penetration 56% 75% 84% 88% 90% 78% 91%
Network Savings
State Physician Hospital Facility
CT 16% 14% 16%
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38. Exclusive Occupational Health Network Overview
Specially designed network of occupational health providers that are trained to
understand and treat a work-related injury
Occupational Health facilities that are in close proximity to employer locations
Utilization of Occupational Health facilities that have gone through and met
extensive credentialing criteria
Utilization of Occupational Health facilities that have gone through and
successfully met rigorous Site Visits
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40. Pharmacy Benefit Management
Electronic Interface with Pharmacy vendor partner to establish eligibility
information
First Fill Process
Aggressive third party paper bill conversion
Directly contracted Nationwide network
Comprehensive Trend Reporting
Determine Correct Formularies
Retrospective Drug Utilization Review
Predictive Modeling Program
Reduces or Eliminates “Out of Pocket” Expense
Mail Order or Non-Mail Services
Physician Dispensing Solutions
Significant Cost Savings coupled with low implementation requirements
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41. Pharmacy Benefit Management – Clinical Management
Our Programs drive a lower cost per claim by managing the mix of drugs.
Average Cost Per Claim/Year
$2,500.00
$2,000.00 Savings Per Claim/Year
$2,270.75
$571.67
$1,500.00 $1,699.08
$1,000.00
$500.00
$-
Other WC PBM myMatrixx
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42. Pharmacy Benefit Management – Use of Generics
myMatrixx converts 98.3% of all multisource brands to generic
where it is appropriate
AVG Generic Substitution 82.26%
Generic Efficiency 98.3%
Generic
16.04%
82.26% 17.74% Single Source
Brand
Multisource
Brand
1.70%
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43. Pharmacy Benefit Management –
Network Penetration & Savings Results
myMatrixx Claims Data vs. pre-myMatrixx Claims Data
Client Type Percentage Generic Penetration Average Per Script
Savings Differential Savings
Auto Clients 15.24% 8.27% $27.94
Larger State 19.59% 9.85% $30.84
Managed Care and TPA 18.04% 10.55% $36.95
Insurance Carriers 23.09% 11.24% $39.43
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45. IME Services – Introduction
National Provider of Independent Medical Examination services
Current Service footprint covers 40 states throughout the continental US
Multi-disciplinary network of Board-Certified physicians
Providers that maintain an active treating practice with no restrictions
IME referrals via the internet
Timely appointments and subsequent appointment management
Timely receipt of initial and final IME reports
Thorough quality assurance program to ensure client specific parameters are
being met
Centralized management of referral from start to finish is accomplished via
proprietary Internet based application
Web Portal available to access real time information, reports, and
communications
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46. IME Services Overview
Multi-disciplinary network of Board-Certified physicians
Providers that maintain an active treating practice with no restrictions
Medical Evaluation referrals via the internet
Timely appointments and subsequent appointment management
Timely receipt of initial and final Medical Evaluation reports
Thorough quality assurance program to ensure client specific
parameters are being met
Centralized management of referral from start to finish is
accomplished via WebOPUS
WebOPUS Browser available to access real time
information, reports, and communications
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47. IME Services –Advantages
Advantages include:
Documented Return on Investment Savings
Industry Leading Service & Technology
Customized HIPAA compliant proprietary software
Real Time Online Tracking of IME Referral
Robust Document Management interface for document viewing
Complete Document Reproduction into a single source PDF using “One Click”
Link with USPS for mailing requirement compliance
Ease of Doing Business
Online Referral Sheet
Ability to refer multiple EIP for multiple specialties
Confirmation page can be easily exported to your claims system
Turnaround Time - TAT
Industry Average for TAT is 21-30 Business Days, our Average TAT is 15 Business Days
TAT from Date of Examination to Adjuster Receipt averages less than 3 Business Days
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49. IME Services – Ease of Doing Business
Online Referral Sheet
Can refer multiple
claimants for multiple
specialties
Confirmation page can
be easily downloaded
(exported) to your claims
system
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50. IME Services – Online Tracking
Demographic
information
Document viewing
and/or reproduction
(in PDF or DOC
format)
Link with USPS for
proof of mailing
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51. Independent Peer Review
National Reviewer Panel
Over 1,100 reviewer
All ABMS specialties and subspecialties
Board-certified
Active clinical practice
Current, unrestricted state license(s)
TAT to meet your business needs
Dedicated customer service teams
HIPAA compliant technology
SAS 70 Type II certified
Web referrals
Re-credentialed every three years
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52. Comprehensive MSA Services:
Medicare Set Aside
Medicare Legal Submission
Medicare Reporting
Post Settlement Fund Management
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53. Medicare Set Aside Services
Medical Services
Comprehensive overview of future care recommendations related to the compensable
injuries of a claim conducted by experienced Nurse Case Managers certified in Life
Care Planning
Social Security & Rated Age verification
Appropriateness of past treatment/medication use based on clinical practice
guidelines and/or ODG
Compliance with treatment, response to past treatment and recommendations for
future treatment
Prepare Medical Cost Projection Allocation Report
Evidenced Based Drug Utilization Review
Claim Settlement Allocation – Non Threshold MSA
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54. Medicare Set Aside Services
Legal Services
Verify claimant’s eligibility status for Social Security and Medicare Benefits
Provide professional legal opinion determining whether CMS approval is
necessary and support that opinion with professional liability coverage
Provide appropriate settlement language
The assembly of a MSA Arrangement and the submission to Medicare for
review and approval
Advise on method of funding and administering MSA
Provide Settlement Allocation language
Obtain quotes and arrange purchase of Structured Settlement Annuities
Medicare Lien Verification &Negotiation
Reversionary Trust & Settlement Assistance
Post Settlement Compliance Services
Creating a simple all-in-one solution for administering the post settlement
funds ensuring proper coordination of benefits and protection for all parties
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56. Fraud Abatement Services - Surveillance
Largest provider of surveillance services in the industry
National Coverage
Over 270 Employee Investigators
Dedicated experienced staff that focus exclusively on this service component
Highest ethical standards
Direct Management of all Files
Defined Quality Control Program
Ongoing Training Programs
Accountability
Monthly Reports
Communication
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57. Fraud Abatement Services – eSearch
eSearch Investigation can cover wide ranges of inquiries, as well as a focus on
specific leads or known relevant areas
Common examples of available record information:
Police Reports Criminal Records
Suits and Judgments Bankruptcy Records
Property Ownership, Motor Vehicle, Recreational Licenses
Education Employment
Detailed research report that can access:
Various Internet Search Engines Social Networks Satellite Shots of Pertinent areas
Press Releases News Articles Canvassing Activities
This research can provide extensive information to facilitate focus of
surveillances and other field inquires
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58. Fraud Abatement – International
Experienced provider of claim investigations in over 200 countries
Established relationships with reputable network of resources in each nation
Cost effective service with specific quotes for an investigation before it is handled
– no surprises
Management of the entire process from start to finish out of our Dallas TX office
Types of reports include:
Death Related Investigations
Death Verifications
Interviews
Surveillance
Background Checks
SIU Investigations
Translation Services
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59. SIU Services
Specific SIU Division within ICS Merrill
48 Investigators with over 20 years average experience
Complete national coverage by locally based investigators
Proficiency in all lines of property and casualty coverage’s
Full of supplemental service functions per client needs
Fraud reporting to State Fraud Bureaus and State Department’s of Insurance
Fraud training programs for clients
Ease of communication – single point of contact service
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60. Fraud Abatement & SIU Services - Technology
SmartPartner Case Management System
Access with password through secure website
Submit work requests
Track case progress
Receive email alerts on the referral
Review actual reports
See video clips or entire video
Access to all historical data and video
Digital Video Library Link
Access actual reports, documents, invoices
Electronic link may be forwarded to client for ease of access
Transfer the link to other parties within your organization
Client designates life span of the link
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61. Medical Record Retrieval Services
Parent company of ICS Merrill provides services directly– EMSI
EMSI is the largest and most experienced provider of medical record retrieval
services to the insurance industry
EMSI has existing relationship with many Carriers for underwriting, medical
records, and paramedical
Average 3,700 Medical Records retrieved per month
Average 12 Days to complete Service Referral
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62. Our Technology Suite
“The ICS Web Portals provide visibility into the progress of a case under
management for the adjuster and other stakeholders, as well as provides an
entirely electronic internal workflow for addressing all service requirements of an
Integrated Medical Claim Management Program as well as creating a “Paperless”
medical file as all medical documentation associated with the claim will be
available electronically”
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63. WebOPUS - Browser Tool
Facilitates communication with real-time access to user friendly, web-based
care management software
Provides browsers the ability to:
Follow the medical & disability aspects of cases online
Review disability guidelines by diagnosis code
Communicate with nurse case manager online
Locate medical providers by location/specialty
Receive auto email alerts of new First Reports of Injuries & Case
Management Episodes of Care
Retrieve Case Management Reports online
Review the medical payment history on a claim
Retrieve & Review medical documents attached to a claim
Generate Management Reports on demand
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64. Adjuster Web Portal Tools
eBRIDGE Adjuster Production Worklist Web Portal
Access to Pre-PPO EOR/Bill Images
Line Level Approval Denial
Customizable Denial Reasons
Free Form Text Denial Comments
Automated Throughput
WebOPUS Real Time Browser Web Portal
Access to all completed historical bill data and images
Access to all completed Utilization Review records and medical documentation
Access to all Case Management information, including return to work documentation, Nurse
Notes, and Treatment Plan management
Receive auto email alerts predicated on Case Event Milestones
Follow the medical & disability aspects of cases online
If applicable, ability to interact directly with assigned Nurse Case Manager, Utilization Review
Nurse, and/or Hospital Bill Audit Nurse.
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65. Case Management / Bill Review Seamless Integration
Claim Data
Claims created from Client Claim Feeds
Claims created from ICS FROI Services
Claim updates received from any Third Party Source
Pre-Authorization / Pre-Cert Header & Line Detail outcomes
with notes
Claim Flags created from Pre Cert and Claim Update process
Pre Cert Data – Fee Schedule data creates cost and savings reports
Online Bill Approval / Denial Portal – Status and Outcomes
Case Management Billing Screen – Comprehensive Service History
Automatic Claim Reopening & Nurse Intervention
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66. EDI Capabilities
Incoming
Claim/Eligibility
Provider/Vendor Files
e-billing
UR/CM notes/data
PPO data
Check Number/Date
Outgoing
provider payment for ease of generating reimbursement checks
EOR Header and Line Detail data (including CPT codes)
review fees
PPO data
Regulatory (TX & CA EDI mandates)
Systems flexibility to match and re-create existing EDI processes
Transfer of files can take place using SFTP, VPN, electronic mailbox, e-mail etc.
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67. Comprehensive Reporting Dashboard Capabilities &
Sample Stewardship Report & Outcomes
Standard report package
designed to meet client
needs
Web based reports are
concurrent with Real Time
Data
Customized Stewardship &
Ad Hoc Reporting
Auto Reporting Triggers
Demonstrates program
effectiveness
State Reporting
Identifies safety & loss
control interventions
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68. Implementation & Account Management Philosophy
Implementation is the Key to Program success
Dedicated Implementation and Operational Team
Senior Level Account Management
Detailed knowledge gathering round table meetings
Customized service programs and reporting
Ad Hoc Status Calls
Monthly Program Updates
Quarterly Stewardship Meetings and Efficacy Outcomes
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69. ICS offers a Unique Partnership
Comprehensive service and processing solutions
Bundled or unbundled program management
Customized medical processing and flexible network options
Program designed to address your claims population needs
Lower cost solution due to proprietary components
Complete transparency with no conflict of interest
Key Attributes: Integrity, Innovation, Service, Flexibility, Technology, Results
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Integrated managed care solutions with industry leading resultsProprietary technology solutions support optimal resultsUnique global and specialty PPO network solutionsInnovative service offerings and flexible pricing termsService pricing at "wholesale rates"
Dedicated and on-site unitsPer line, per bill, % of savingsCombined bill review/PPO flat fee per billSoftware leasing options